1190 Bay Ct

Destin, FL 32541

$849,000
Price
5
Beds
3,059 Sq. Ft.
$278 / Sq. Ft.
3,059
Sq. Ft.
$278
per Sq. Ft.
1190 Bay Court
Array_1190BayCt-16
Array_1190BayCt-23
Array_1190BayCt-15
Array_1190BayCt-20
Array_1190BayCt-88
Array_1190BayCt-31
Array_1190BayCt-36
Array_1190BayCt-39
Array_1190BayCt-40
Array_1190BayCt-25
Array_1190BayCt-26
Array_1190BayCt-28
Array_1190BayCt-29
Array_1190BayCt-30
Array_1190BayCt-41
Array_1190BayCt-43
Array_1190BayCt-44
Array_1190BayCt-46
Array_1190BayCt-47
Array_1190BayCt-48
Array_1190BayCt-49
Array_1190BayCt-52
Array_1190BayCt-58
Array_1190BayCt-50
Array_1190BayCt-51
Array_1190BayCt-53
Array_1190BayCt-54
Array_1190BayCt-55
Array_1190BayCt-56
Array_1190BayCt-59
Array_1190BayCt-60
Array_1190BayCt-61
Array_1190BayCt-62
Array_1190BayCt-63
Array_1190BayCt-64
Array_1190BayCt-65
Array_1190BayCt-66
Array_1190BayCt-67
Array_1190BayCt-68
Array_1190BayCt-69
Array_1190BayCt-70
Array_1190BayCt-71
Array_1190BayCt-72
Array_1190BayCt-73
Array_1190BayCt-74
Array_1190BayCt-75
Array_1190BayCt-76
Array_1190BayCt-77
Array_1190BayCt-78
Array_1190BayCt-80
Array_1190BayCt-81
Array_1190BayCt-82
Array_1190BayCt-83
Array_1190BayCt-84
Array_1190BayCt-85
Array_1190BayCt-86
Array_1190BayCt-89
Array_1190BayCt-91

Description

BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY
Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy...BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY
Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins). Designed for flexibility, this two-story home offers two complete living areas each with a full kitchen, laundry, HVAC, water heater, and private entrances. Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity. The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request. Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether you're entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin. Homes like this do not come along very often! A must see.
  1. Listed by Morgan Palmer • Watersound Real Estate
    P: (850)-699-3401 C: (850)-699-3401 morgan@morganon30a.com
  2. Listed by Angie Gibson • Watersound Real Estate
    P: (205)-586-8700 C: (205)-586-8700 angie@angieon30a.com

Property Details for 1190 Bay Court

Zoning
Resid Single Family
Architectural Style
Split Level
Subdivision Name
BAYVIEW MANOR 1ST ADD LOT 8 BLK A
LISTING UPDATED: 01/06/2026 08:30 AM

Property Details for 1190 Bay Court

StatusActive
MLS #976533
Days on Market236
Taxes$7,106 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1998
Lot Size0.29 AC / 12,632 SF
CountyOkaloosa County

Location

Listing Courtesy of Watersound Real Estate
Add your commute

Building Information for 1190 Bay Court

Stories2Year Built1998Building Size-Lot Size0.29 AC / 12,632 SF

Payment Calculator

$4,730 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,138

Property Taxes

$592

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 1190 Bay Court

Summary
Location and General Information
  • Community Features: Separate Storage
  • Directions: Highway 98 East Benning Drive. Take a Right on Bay Court . Home will be on your right.
  • Road Frontage Type: City Street
  • MLS Area Minor: 1403 - Destin Northwest
  • MLS Area Major: 14 - Destin
  • Latitude: 30.410313
  • Longitude: -86.494899
  • Location Tax and Legal:Sub Area: 1403 - Destin Northwest
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: Lot 8, Block A, BAYVIEW MANOR IST ADDITION, a subdivision according to the plat thereof as recorded in plat Book 9, Page 61, of the Public Records of Okaloosa County, Florida.
  • Project Facilities: Separate Storage, Short Term Rental - Not Allowed
  • Garage 2: true
Taxes and HOA
  • Tax Legal Description: Lot 8, Block A, BAYVIEW MANOR IST ADDITION, a subdivision according to the plat thereof as recorded in plat Book 9, Page 61, of the Public Records of Okaloosa County, Florida.
  • Parcel Number: 00-2S-22-3088-000A-0080
  • Association Fee: $0
  • Tax Annual Amount: $7,106
  • Listing Info Tax Legal:Last Taxes: $7,106
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Garage, Boat, Carport Detached, Oversized, RV
  • Garage Spaces: 2.0
  • General Property Info:Driveway Spaces: 6.0
  • Parking Features: Boat, Carport Detached, Garage3, Garage Attached, Oversized, RV
Virtual Tour
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 70X180
  • Lot Size Acres: 0.29
  • Lot Size Area: 0.29
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Other Structures: Barn
  • Lot Features: Flood Insurance Req, Sidewalk, Survey Available, Within 1/2 Mile to Water
  • Building Area Total: 3059.0
  • Lot Size Square Feet: 12632.4
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: City Road
  • Lot Features: Flood Insurance Req, Sidewalk, Survey Available, Within 12 Mile to Water
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1998.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Split Level
  • Construction Status: Construction Complete
  • Construction Siding: Roof Dimensional Shg, Siding Vinyl, Slab, Stucco
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill
  • Construction Materials: Siding Vinyl, Stucco
  • Foundation Details: Slab
  • Stories: 2.0
  • Patio And Porch Features: Deck Covered
  • Fencing: Fenced Lot-Part, Fenced Privacy
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Balcony, Barn, BBQ PitGrill, Deck Covered, Fenced Lot-Part, Fenced Privacy
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Lock Out, Split Bedroom, Washer/Dryer Hookup
  • Fireplace Features: Fireplace Gas
  • Flooring: Floor Tile, Floor Vinyl
  • Room Type: Family Room, Kitchen, Dining Room, Master Bedroom, Bedroom, Den
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 5.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Ceiling Cathedral, Ceiling Crwn Molding, Ceiling TrayCofferd, Fireplace Gas, Floor Tile, Floor Vinyl, Lock Out, Split Bedroom, WasherDryer Hookup
  • Appliances: Auto Garage Door Opn, Disposal, Freezer, Microwave, Oven Self Cleaning, Refrigerator, StoveOven Gas
Room Information
Room 1
  • Room Type: Family Room
  • Room Level: Second
  • Room Length: 20.0
  • Room Width: 19.0
  • Room Dimensions: 20 x 19
Room 2
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Dimensions: 12 x 10
Room 3
  • Room Type: Dining Room
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 11.0
  • Room Dimensions: 13 x 11
Room 4
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 16.0
  • Room Width: 10.0
  • Room Dimensions: 16 x 10
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Dimensions: 11 x 11
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 11.0
  • Room Dimensions: 11 x 11
Room 7
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 20.0
  • Room Dimensions: 20 x 10
Room 8
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 10.0
  • Room Dimensions: 14 x 10
Room 9
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Dimensions: 11 x 10
Room 10
  • Room Type: Den
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 15.0
  • Room Dimensions: 19 x 15
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 1190 Bay Court

DateEvent & SourcePriceAppreciation
Nov 28, 2025

Listed (Active)

ECAR #976533

$849,000—
Nov 20, 2025

Pending

ECAR #976533

—
May 16, 2025

Listed (Active)

ECAR #976533

$849,000—
May 15, 2025

Withdrawn

ECAR #975311

$849,000—
May 1, 2025

Listed (Active)

ECAR #975311

$870,000—
Apr 30, 2025

Withdrawn

ECAR #972986

$870,000—
Apr 9, 2025

Listed (Active)

ECAR #972986

$880,000—
Apr 15, 2022

Sold

ECAR #887295

$699,000—
Apr 13, 2022

Sold (Public Record)

Public Record #1488812155

$699,000

+92.8% / yr

Jan 22, 2022

Pending

ECAR #887295

—
Dec 11, 2021

Listed (Active)

ECAR #887295

$729,000—
Aug 11, 2021

Sold (Public Record)

Public Record #1471163664

$450,000—
Aug 5, 2011

Expired

ECAR #557989

—
May 19, 2011

Listed (Active)

ECAR #557989

$287,000—
Feb 4, 2011

Expired

ECAR #540123

—
Jun 18, 2010

Listed (Active)

ECAR #540123

$289,000—
Jun 11, 2010

Expired

ECAR #504602

$295,000—
Mar 9, 2010

Listed (Active)

ECAR #504602

$380,000—
Feb 13, 2008

Expired

ECAR #475440

$420,000—
Sep 17, 2007

Listed (Active)

ECAR #475440

$420,000—
Sep 16, 2006

Expired

ECAR #430651

$499,900—
May 17, 2006

Listed (Active)

ECAR #430651

$549,000—
DateEvent & SourcePrice
11/28/2025

Listed (Active)

ECAR #976533

$849,000
11/20/2025

Pending

ECAR #976533

—
05/16/2025

Listed (Active)

ECAR #976533

$849,000
05/15/2025

Withdrawn

ECAR #975311

$849,000
05/01/2025

Listed (Active)

ECAR #975311

$870,000
04/30/2025

Withdrawn

ECAR #972986

$870,000
04/09/2025

Listed (Active)

ECAR #972986

$880,000
04/15/2022

Sold

ECAR #887295

$699,000
04/13/2022

Sold (Public Record)

Public Record #1488812155

$699,000

+92.8% / yr

01/22/2022

Pending

ECAR #887295

—
12/11/2021

Listed (Active)

ECAR #887295

$729,000
08/11/2021

Sold (Public Record)

Public Record #1471163664

$450,000
08/05/2011

Expired

ECAR #557989

—
05/19/2011

Listed (Active)

ECAR #557989

$287,000
02/04/2011

Expired

ECAR #540123

—
06/18/2010

Listed (Active)

ECAR #540123

$289,000
06/11/2010

Expired

ECAR #504602

$295,000
03/09/2010

Listed (Active)

ECAR #504602

$380,000
02/13/2008

Expired

ECAR #475440

$420,000
09/17/2007

Listed (Active)

ECAR #475440

$420,000
09/16/2006

Expired

ECAR #430651

$499,900
05/17/2006

Listed (Active)

ECAR #430651

$549,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1190 Bay Court

Taxable ValueLand$158,200Additions$448,501Total$606,701
Tax Record2025$7,185 ($599 / month)
Home Facts
Beds5Total Finished SqFt3,059 SqFtAbove Grade Finished SqFt3,059 SqFtStories2Lot Size12,598 SqFtStyleSingle Family ResidenceYear Built1998CountyOKALOOSAAPN00-2S-22-3088-000A-0080Fireplace TypeHas Fireplace

Schools near 1190 Bay Court

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 1190 Bay Court, Destin, FL 32541

1190 Bay Court is a single family home for sale in Destin, FL 32541. This property was listed for sale on May 16, 2025 by Watersound Real Estate, it's currently listed at $849,000. It has been on the market for a total of 236 days and was last sold on April 15, 2022. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 1190 Bay Court is a 5-bed, 4-bath, 3,059 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Watersound Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.