Active
6 beds3 baths4,036 sqft
1195 Mon Dye Road, Phil Campbell, AL 35581
Est: $4,815/moGet pre-approved
Single FamilyProperty Type
2.85 acresLot Size
2010Year Built
$223/sq ftPrice per sq ft
2 carsParking Spaces

Description

Tucked away in a serene, natural setting along the Upper Bear Creek Lake, this extraordinary waterfront estate offers privacy, space, and timeless craftsmanship. The main residence features 5 spacious bedrooms, with a sixth bedroom option currently utilized as a home office, providing flexibility for growing families, guests, and remote work. The home includes 2.5 bathrooms and showcases beautiful architectural detail throughout, with expansive living areas designed for both comfort and entertaining....Tucked away in a serene, natural setting along the Upper Bear Creek Lake, this extraordinary waterfront estate offers privacy, space, and timeless craftsmanship. The main residence features 5 spacious bedrooms, with a sixth bedroom option currently utilized as a home office, providing flexibility for growing families, guests, and remote work. The home includes 2.5 bathrooms and showcases beautiful architectural detail throughout, with expansive living areas designed for both comfort and entertaining. The impressive den features a stunning rock fireplace and built-in bar complete with ice machine and mini fridge. Located discreetly within the closet is a 4'x6' safe room offering an added layer of security and peace of mind. Large windows frame peaceful views of the water and surrounding wooded landscape, allowing natural light to fill the home. Metal Shingles offer superior durability and weather resistance. Energy efficient spray foam insulation throughout. HVAC systems updated within the last year. Complementing the main residence are a detached garage and an additional barn/workshop, idea for storage, hobbies, recreational equipment, or future customization. Multiple outdoor living spaces invite you to enjoy quiet mornings, host gatherings, or simply take in the tranquility of the waterfront setting. With gentle shoreline access, abundant privacy, and versatile interior and exterior spaces, this property offers a rare opportunity to enjoy a true retreat-style lifestyle without sacrificing functionality.
169 days on Market
  • Listed by: Sara Whittney Fuller 205.269.5778 reba.hicks.rh@gmail.com • EXIT Realty 9-1-1
Last updated: 09/11/2026 12:40 AM • Source: Walker Area AOR, MLS#: 26-12

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Location

Listing Courtesy of EXIT Realty 9-1-1
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$4,815 per month

30 year fixed, 6.71% Interest

Principal and Interest

$4,651

Property Taxes

$164

HOA Dues

$0

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Property Information for 1195 Mon Dye Road

Property Details
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Traditional
  • Subdivision Name: MOUNTAIN LAKE ESTATE
  • Waterfront Features: Lake Front
  • Has Waterfront: Yes
  • Zoning: _
Building Information
  • Year Built: 2010
  • Lot Size: 2.85 AC / 124,146 SF
Summary
Location and General Information
  • Directions: From Bear Creek town center take CR-79 for 5.8 miles and take a slight left turn onto Mon Dye Rd. In 1 mile the destination is on your right.
  • Latitude: 34.333657
  • Longitude: -87.647562
Taxes and HOA
  • Association: No
  • Parcel Number: 33 14 07 25 0 000 001.001
School Information
  • Elementary School: County
  • High School: County
  • Middle Or Junior School: County
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: No
Property
Lot Information
  • Lot Size Acres: 2.85
  • Lot Size Area: 2.85
  • Lot Size Square Feet: 124146.0
Property and Assessments
  • Building Area Total: 4036.0
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2010
Building Features
  • Other Structures: Outbuilding
  • Construction Materials: Frame
  • Roof: Metal, Shingle
Utilities
  • Sewer: Septic Tank
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Rain Gutters
  • Patio And Porch Features: Porch
Interior Features
  • Appliances: Dishwasher, Microwave, Refrigerator, Range Hood, Ice Maker, Electric Oven, Gas Range, Electric Water Heater
  • Basement: Crawl Space
  • Total Bathrooms: 3
  • Total Bedrooms: 6
  • Cooling: Electric
  • Has Cooling: Yes
  • Heating: Electric, Central
  • Has Heating: Yes
  • Fireplace Features: Wood Burning
  • Flooring: Wood, Tile, Carpet

Property History for 1195 Mon Dye Road

DateEvent & SourcePriceAppreciation
Jul 21, 2026

Price Change

Walker Area AOR #26-12

$899,999—
Apr 7, 2026

Listed (Active)

Walker Area AOR #26-12

$974,999—
Jan 23, 2019

Sold (Public Record)

Public Record #1308232524

$729,900—
DateEvent & SourcePrice
07/21/2026

Price Change

Walker Area AOR #26-12

$899,999
04/07/2026

Listed (Active)

Walker Area AOR #26-12

$974,999
01/23/2019

Sold (Public Record)

Public Record #1308232524

$729,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1195 Mon Dye Road

Taxable ValueLand$9,700Additions$48,820Total$58,520
Tax Record2025$1,969 ($164 / month)
Home Facts
Beds0Total Finished SqFt2,186 SqFtAbove Grade Finished SqFt2,186 SqFtStories2Lot Size30,986 SqFtStyleSingle Family ResidenceYear Built2010CountyFRANKLINAPN14 07 25 0 000 001.0020Fireplace TypeHas Fireplace

Schools near 1195 Mon Dye Road

This home is within Franklin County School District.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 12
Public - PK to 9
Public - 7 to 12
Rating
School
Distance
Phil Campbell Elementary School
PublicPK to 6

Phil Campbell High School
Public7 to 12

East Franklin Jr High School
PublicPK to 9

Tharptown High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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1195 Mon Dye Road is a single family home for sale in Phil Campbell, AL 35581. This property was listed for sale on April 7, 2026 by EXIT Realty 9-1-1, it's currently listed at $899,999. It has been on the market for a total of 169 days and was last sold on January 23, 2019. This listing's school district is Franklin County School District. Nearby schools include Phil Campbell Elementary School, Phil Campbell High School and East Franklin Jr High School. 1195 Mon Dye Road is a 6-bed, 3-bath, 4,036 sqft single family home built in 2010.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of EXIT Realty 9-1-1

The data relating to real estate for sale on this website comes in part from the Internet Data exchange ("IDX") program of the Walker Board of REALTORS®, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright© 2026 Walker Board of REALTORS®, Inc. All Rights Reserved.