12 Delaware Ave

St. Cloud, FL 34769

$340,000
Price
3
Beds
1,120 Sq. Ft.
$304 / Sq. Ft.
1,120
Sq. Ft.
$304
per Sq. Ft.
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Pending
Pending

Description

Under contract-accepting backup offers. Walk to the lake, enjoy the breeze, and come home to comfort — welcome to your Saint Cloud retreat. Located just steps from beautiful lakefront views, this updated home offers the rare combination of charm, peace, and everyday convenience with NO HOA restrictions. Inside, natural light fills a warm and inviting living space highlighted by rich wood flooring — perfect for relaxing evenings or hosting friends and family. The kitchen and dining area have been...Under contract-accepting backup offers. Walk to the lake, enjoy the breeze, and come home to comfort — welcome to your Saint Cloud retreat. Located just steps from beautiful lakefront views, this updated home offers the rare combination of charm, peace, and everyday convenience with NO HOA restrictions. Inside, natural light fills a warm and inviting living space highlighted by rich wood flooring — perfect for relaxing evenings or hosting friends and family. The kitchen and dining area have been refreshed with brand-new tile flooring and updated appliances, creating a clean, modern space ready for daily living and entertaining. Step outside to your covered rear porch, an ideal spot for morning coffee, sunset unwinding, or weekend gatherings after a walk by the water. Major updates provide peace of mind:
AC 3 years old,
Roof approx. 11 years old,
Hurricane shutters included,
homes near the lake at this price rarely last — whether you're looking for a primary home, winter retreat, or investment opportunity, this location delivers the lifestyle people move to Saint Cloud for. Come experience the lake breeze for yourself. 1 or more pics staged
  1. Listed by Holly Biltz • Brokerage DRE #1027059 • CHARLES RUTENBERG REALTY ORLANDO
    P: (407)-970-3267 C: (407)-970-3267 flhomesbyHolly@outlook.com

Property Details for 12 Delaware Avenue

Subdivision Name
LAKE FRONT ADD TO TOWN OF ST CLOUD
Township
26S
Garage Spaces
2
Waterfront
No
Water View
Lake
Furnished
Unfurnished
LISTING UPDATED: 05/01/2026 11:46 AM

Property Details for 12 Delaware Avenue

StatusPending
MLS #S5139142
Days on Market99
Taxes$539 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1998
Lot Size0.21 AC / 9,017 SF
CountyOsceola County
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Location

Listing Courtesy of CHARLES RUTENBERG REALTY ORLANDO, Holly Biltz
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Building Information for 12 Delaware Avenue

Stories1Year Built1998Building Size-Lot Size0.21 AC / 9,017 SF

Payment Calculator

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$1,757 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,712

Property Taxes

$45

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 12 Delaware Avenue

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1700.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: E 192 to L on Delaware Ave, property on L
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 12
  • Street Name: DELAWARE
  • Street Suffix: AVENUE
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 1
  • Tax Book Number: B-61
  • Tax Legal Description: ST CLOUD BLVD LOTS PB B PG 61-64 N 90.5 FT OF S 178.5 FT OF LOT 30 01/26/30
  • Tax Lot: 30
  • Tax Year: 2024
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Property
Lot Information
  • Additional Parcels: No
  • Lot Size Dimensions: 90.5 x 100
  • Parcel Number: 012630065000010307
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Body Name: EAST LAKE TOHO
  • Water Extras: No
  • Zoning: SR1A
  • Living Area: 1120
  • Lot Dimensions: 90.5 x 100
Property and Assessments
  • Year Built Numeric: 1998
  • Flood Zone Code: AE
  • Flood Zone Date: 06-18-2013
  • Flood Zone Panel: 12097C0095G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 30E
  • Public Survey Section: 1
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Hurricane Shutters, Sliding Doors
  • Foundation Details: Block, Slab
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile, Hardwood
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Laundry Features: In Garage
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 6.0
  • Water View: Yes
  • Bathrooms Half: 0

Property History for 12 Delaware Avenue

DateEvent & SourcePriceAppreciation
Apr 23, 2026

Pending

MFRMLS #S5139142

—
Apr 23, 2026

Listed (Active)

MFRMLS #S5139142

—
Apr 23, 2026

Pending

MFRMLS #S5139142

—
DateEvent & SourcePrice
04/23/2026

Pending

MFRMLS #S5139142

—
04/23/2026

Listed (Active)

MFRMLS #S5139142

—
04/23/2026

Pending

MFRMLS #S5139142

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 12 Delaware Avenue

Taxable ValueLand-Additions-Total-
Tax Record2025$1,100 ($92 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,120 SqFtAbove Grade Finished SqFt1,120 SqFtStories1Lot Size9,148 SqFtStyleSingle Family ResidenceYear Built1998ZoningSR1ACountyOSCEOLAAPN012630065000010307

Schools near 12 Delaware Avenue

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Michigan Avenue Elementary School
Public - PK to 5
St. Cloud Middle School
Public - 6 to 8
St. Cloud High School
Public - 9 to 12
Creative Inspiration Journey School of St Cloud
Charter - PK to 8
Rating
School
Distance
Michigan Avenue Elementary School
PublicPK to 5

St. Cloud Middle School
Public6 to 8

St. Cloud High School
Public9 to 12

Creative Inspiration Journey School of St Cloud
CharterPK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of CHARLES RUTENBERG REALTY ORLANDO, Holly Biltz

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/01/2026 11:46 AM