12 Montana Del Lago Dr, Unit 168

Rancho Santa Margarita, CA 92688

$799,000
Price
3
Beds
1,344 Sq. Ft.
$594 / Sq. Ft.
1,344
Sq. Ft.
$594
per Sq. Ft.
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Description

Price improved to deliver one of the best value in Orange County, now one of the lowest-priced 3-bedroom, 2-bathroom home for this square footage on the market for under $800,000 in South Orange County. Located in the highly desirable lakefront community of Montana Del Lago, this beautifully updated condominium showcases a rarely available floor plan and is priced to sell. The open-concept layout is filled with abundant natural light, featuring spacious living and dining areas that flow seamlessly...Price improved to deliver one of the best value in Orange County, now one of the lowest-priced 3-bedroom, 2-bathroom home for this square footage on the market for under $800,000 in South Orange County. Located in the highly desirable lakefront community of Montana Del Lago, this beautifully updated condominium showcases a rarely available floor plan and is priced to sell. The open-concept layout is filled with abundant natural light, featuring spacious living and dining areas that flow seamlessly together, highlighted by a new chandelier and direct access to a private balcony, perfect for relaxing or entertaining. The home is enhanced with updated laminate flooring throughout, upgraded light fixtures, and a refreshed fireplace that adds warmth and style. The primary suite offers a private en-suite bathroom for added comfort, while the secondary bedrooms are generously sized and complete with ceiling fans. Additional features include a side-by-side garage with upper storage and direct access. Residents enjoy resort-style amenities including lake access, a pool, scenic tree-lined paths, and close proximity to the SAMLARC Beach Lagoon. Ideally situated near shopping, dining, and top-rated schools, this move-in ready home offers a perfect blend of comfort, convenience, and lifestyle.
  1. Listed by Joseph Chow • DRE #02006416 • Brokerage DRE #01521930 • Redfin
  2. Listed by Jared Okawa • DRE #02119015 • Brokerage DRE #01521930 • Redfin

Property Details for 12 Montana Del Lago Drive, Unit 168

View
Mountain(s), Neighborhood
Parking Spaces Total
2
Private Pool
No
Cooling Type
Central Air
Total Units
1.0
Building Type
Attached
Lot Size Source
Assessor
Living Area
1344

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LISTING UPDATED: 04/29/2026 05:47 AM

Property Details for 12 Montana Del Lago Drive, Unit 168

StatusActive
MLS #OC26054754
Days on Market42
Taxes-
HOA Fees$529 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1994
CountyOrange County
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Location

Listing Courtesy of Redfin, Joseph Chow, DRE #02006416; Redfin, Jared Okawa, DRE #02119015
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Building Information for 12 Montana Del Lago Drive, Unit 168

Building/ComplexMontana Del Lago Maintenance AssociationFloor1Stories3Residences-Pet Policy-Pet Policy Details-Year Built1994

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$4,998 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,023

Property Taxes

$446

HOA Dues

$529

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Property Information for 12 Montana Del Lago Drive, Unit 168

Rental Info
Rental Info
  • Pets Allowed: Call For Rules
Income / Expense / Tax Details
Tax / Assessment Info
  • Tax Tract Number: 13666
  • Tax Lot: 1
Community / Development
Community / Development
  • Association Amenities: Pool, Meeting Room, Spa/Hot Tub
  • Assessments YN: Yes
  • Assessments: Special Assessments
  • Community Features: Horse Trails, Golf, Biking, Hiking, Fishing, Mountainous, Lake, Street Lights, Sidewalks, Park
  • Community: Montana Del Lago (MDL)
  • Number Of Units In Community: 80
  • Complex Name: Montana Del Lago
  • Complex Features: Horse Trails
  • Association Name: Montana Del Lago
  • Association Phone: (714) 285-2626
Property / Structure Info
Interior Features
  • Appliances: Disposal, Refrigerator, Gas Range, Gas Oven, Dishwasher
  • Equipment: Dishwasher, Disposal, Refrigerator, Gas Oven, Gas Range
  • Interior Features: Balcony, High Ceilings, Living Room Balcony, Ceiling Fan(s), Open Floorplan, Tile Counters
  • Room Type: Primary Bedroom, Laundry, All Bedrooms Up, Kitchen, Living Room, Primary Bathroom
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Room Bathroom Features: Shower in Tub, Double sinks in bath(s), Privacy toilet door, Bathtub, Shower
  • Bedroom Features: All Bedrooms Up
  • Room Kitchen Features: Tile Counters
  • Laundry: Yes
  • Laundry Features: Gas Dryer Hookup, Washer Hookup
  • Laundry Location: Gas, Washer Hookup
  • Laundry Utilities: Gas, Washer Hookup
  • Fireplace Features: Gas, Living Room
  • Fireplace Rooms: Gas, Living Room
  • Fireplace: FP in Living Room, Gas
  • Cooling: Central Air
  • Heating Type: Fireplace(s), Central
  • Heating: Fireplace(s), Central
  • Heat Equipment: Fireplace, Forced Air Unit
  • Flooring Type: Tile, Laminate
  • Floor Coverings: Laminate, Tile
  • Flooring: Tile, Laminate
  • Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=8tLwVoa2C6k&mls=1
Exterior Features
  • Roof: Tile
  • Entry Location: front door
  • Fence: No
  • Fence: None
  • Fencing: None
  • Structures: Mountainous
  • Structure Type: House
  • Other Structures: Mountainous
  • Miscellaneous: Mountainous
  • Pool Features: Association, Community
  • Pool Description: Association Pool
  • Pool: Community/Common, Association
  • Pool Heat: Community/Common, Association
  • Spa Features: Association, Community
  • Spa Heat: Community/Common
Land/Lot Info
  • Sign on Property: Yes
  • Lease Considered: No
  • Number Of Units: 80
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Levels: Two
  • Water: Public
  • Sewer: Public Sewer
  • Sewer/Septic: Public Sewer
  • Water Source: Public
Parking Info
  • Garage Spaces: 2
  • Parking: Yes
  • Parking Garage: Direct Entrance, Garage, Parking Space
  • Parking Non-Garage: Direct Garage Access, Garage
  • Parking Garage Spaces: 2
  • Parking Garage: Direct Garage Access, Garage
  • Carport Spaces: 0
  • Attached Garage: Yes
  • Parking Features: Garage, Permit Required, Direct Garage Access, Parking Space
Property / Structure Info
  • Builders Tract Name: Montana Del Lago
  • Builders Tract Code: Montana Del Lago (MDL)
  • Residential Styles: Condominium
  • Residential Unit Location: 2+ common walls

Property History for 12 Montana Del Lago Drive, Unit 168

DateEvent & SourcePriceAppreciation
Apr 23, 2026

Price Change

CLAW #OC26054754MR

$799,000—
Apr 23, 2026

Price Change

CRMLS #OC26054754

$799,000—
Apr 22, 2026

Price Change

SDMLS #OC26054754

$799,000—
DateEvent & SourcePrice
04/23/2026

Price Change

CLAW #OC26054754MR

$799,000
04/23/2026

Price Change

CRMLS #OC26054754

$799,000
04/22/2026

Price Change

SDMLS #OC26054754

$799,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 12 Montana Del Lago Drive, Unit 168

Taxable ValueLand$359,393Additions$150,403Total$509,796
Tax Record2020$5,348 ($446 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,344 SqFtAbove Grade Finished SqFt1,344 SqFtStyleCondominiumYear Built1992Year Renovated1992CountyORANGEAPN93083131

Schools near 12 Montana Del Lago Drive, Unit 168

This home is within Saddleback Valley Unified School District.
Rating
School
Type
Grades
Distance
Trabuco Mesa Elementary School
Public - K to 6
Rancho Santa Margarita Intermediate School
Public - 7 to 8
Trabuco Hills High School
Public - 9 to 12
Esperanza Education Center
Public - 7 to 12
Rating
School
Distance
Trabuco Mesa Elementary School
PublicK to 6

Rancho Santa Margarita Intermediate School
Public7 to 8

Trabuco Hills High School
Public9 to 12

Esperanza Education Center
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 12 Montana Del Lago Drive, Unit 168, Rancho Santa Margarita, CA 92688

12 Montana Del Lago Drive, Unit 168 is a condo for sale in Rancho Santa Margarita, CA 92688. This property was listed for sale on March 18, 2026 by Redfin, it's currently listed at $799,000. It has been on the market for a total of 42 days and was last sold on January 6, 2020. This listing's school district is Saddleback Valley Unified School District. Nearby schools include Trabuco Mesa Elementary School, Rancho Santa Margarita Intermediate School and Trabuco Hills High School. 12 Montana Del Lago Drive, Unit 168 is a 3-bed, 2-bath, 1,344 sqft condo built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Redfin, Joseph Chow, DRE #02006416; Redfin, Jared Okawa, DRE #02119015

Based on information from one of the following Multiple Listing Services: CRMLS, CLAW, I-Tech, ROWMLS, GPSMLS, SDMLS, VCRDS/PFAR, Idyllwild Association of Realtors, Ojai Valley Board of REALTORS and/or AVMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CRMLS, CLAW, I-Tech, ROWMLS, GPSMLS, SDMLS, VCRDS/PFAR, Idyllwild Association of Realtors, Ojai Valley Board of REALTORS and/or AVMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.