12 Saddle Bag Rd

Lake Wales, FL 33898

$187,000
Price
2
Beds
1,008 Sq. Ft.
$186 / Sq. Ft.
1,008
Sq. Ft.
$186
per Sq. Ft.
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a view of a dining room with furniture window and outside view
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a kitchen with stainless steel appliances granite countertop a stove a sink and a microwave
a kitchen with stainless steel appliances granite countertop a refrigerator a stove top oven a sink and dishwasher
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Description

Located in the premier 55+ gated community of Saddlebag Lake Resort, this quality Jacobsen 2/2 manufactured home comes furnished. Upgrades include beautiful Pergo laminate flooring throughout the main living areas for ease of cleaning, and a whole house generator that runs on gas or propane and can power the entire house, for peace of mind in any kind of weather. The kitchen comes with a complete set of stainless steel appliances, including a glass top stove, double door refrigerator with ice maker...Located in the premier 55+ gated community of Saddlebag Lake Resort, this quality Jacobsen 2/2 manufactured home comes furnished. Upgrades include beautiful Pergo laminate flooring throughout the main living areas for ease of cleaning, and a whole house generator that runs on gas or propane and can power the entire house, for peace of mind in any kind of weather. The kitchen comes with a complete set of stainless steel appliances, including a glass top stove, double door refrigerator with ice maker and water dispenser, dishwasher and microwave. A dining table and chairs grace the dining room, where you will also find a built-in china cabinet. A BONUS ROOM was added at the rear of the home, perfect for a craft room or office. The exterior of the home has many extras, including a two-car carport, a full-length covered walkway with composite decking and a relaxing screened porch at the back. The low HOA includes your water, sewer and garbage pick-up, plus use of all the amenities, such as a clubhouse where you can participate in planned activities, a crystal clear community pool, screen enclosed hot tub, professional grade covered shuffleboard courts, tennis and pickle ball courts, and horse shoe pits, not to mention a rec room where you can play a friendly game of pool, use the fitness equipment or unwind in the sauna. Go boating and fishing in Saddlebag Lake, bask in the sun on the beach, or reserve the beach house for private parties. The resort is pet friendly, and there is a dog park just across from the driving range near the back of the community. Other perks in the resort include a post office and library. What are you waiting for? Call now for your private tour before this beauty is gone!
  1. Listed by Kris Bender • Brokerage DRE #1039080 • BENDER REALTY, LLC
    P: (863)-521-9421 C: (863)-521-9421 kris@benderrealtyllc.com

Property Details for 12 Saddle Bag Road

Subdivision Name
SADDLEBAG LAKE
Township
30
Carport Spaces
2
Waterfront
No
Furnished
Turnkey
LISTING UPDATED: 04/11/2026 09:21 PM

Property Details for 12 Saddle Bag Road

StatusActive
MLS #K4903209
Days on Market97
Taxes$2,084 / year
HOA Fees$680 / quarter
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Manufactured Home
Year Built2005
Lot Size0.10 AC / 4,500 SF
CountyPolk County
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Location

Listing Courtesy of BENDER REALTY, LLC, Kris Bender
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Building Information for 12 Saddle Bag Road

Stories-Year Built2005Building Size-Lot Size0.10 AC / 4,500 SF

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$1,342 per month

30 year fixed, 6.46% Interest

Principal and Interest

$942

Property Taxes

$174

HOA Dues

$227

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Property Information for 12 Saddle Bag Road

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1152.0
  • Building Area Units: Square Feet
  • Community Features: Community Boat Ramp, Fishing, Marina, Dog Park, Golf Carts OK
  • Direction Faces: East
  • Directions: From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and ring the call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside, stay on Saddlebag Trail, the home will be on the left.
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Senior Community: Yes
  • Unit Number: No
  • Street Number: 12
  • Street Name: SADDLEBAG
  • Street Suffix: TRAIL
  • State: FL
  • City: LAKE WALES
Parking
  • Carport: Yes
  • Garage: No
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Sewer, Trash, Water
  • Association Fee Requirement: Required
  • Association Name: Tanisha Schroeder
  • Association Phone: 863-605-1081
  • Association: Yes
  • CDD: No
  • Pet Restrictions: No number or weight limit, but no aggressive breed dogs allowed.
  • Tax Block: 4
  • Tax Book Number: 56-3/4
  • Tax Legal Description: SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 4 LOT 28
  • Tax Lot: 28
  • Tax Year: 2025
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Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 283001939010004280
  • Total Acreage: 0 to less than 1/4
  • Water Access: Lagoon, Lake
  • Water Access: Yes
  • Water Body Name: SADDLEBAG LAKE
  • Water Extras: No
  • Zoning: PUD
  • Living Area: 1008
Property and Assessments
  • Year Built Numeric: 2005
  • Amenities Additional Fees: Storage is available for boats, RV's or an extra shed at the back of the resort.
  • Association Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Flood Zone Code: AE
  • Flood Zone Date: 12-22-2016
  • Flood Zone Panel: 12105C0590G
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 28
  • Public Survey Section: 01
Utilities
  • Sewer: Private Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Private
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Exterior Features: Rain Gutters
  • Foundation Details: Crawlspace
  • Levels: One
  • Make: Jacobsen
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Security Features: Gated Community
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 2
  • Bathrooms Full: 2
  • Additional Rooms: Bonus Room
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate
  • Heating: Central
  • Interior Features: Ceiling Fan(s), High Ceilings
  • Laundry Features: Inside, Laundry Closet
  • Living Area Source: Estimated
  • Living Area Units: Square Feet
  • Room Count: 6.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK

Property History for 12 Saddle Bag Road

DateEvent & SourcePriceAppreciation
Mar 19, 2026

Price Change

MFRMLS #K4903209

$187,000—
Feb 13, 2026

Price Change

MFRMLS #K4903209

$199,500—
Jan 13, 2026

Listed (Active)

MFRMLS #K4903209

$207,000—
DateEvent & SourcePrice
03/19/2026

Price Change

MFRMLS #K4903209

$187,000
02/13/2026

Price Change

MFRMLS #K4903209

$199,500
01/13/2026

Listed (Active)

MFRMLS #K4903209

$207,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 12 Saddle Bag Road

This home is within Polk.
Rating
School
Type
Grades
Distance
Spook Hill Elementary School
Public - PK to 5
Bartow Elementary Academy
Public - K to 5
Union Academy
Public - 6 to 8
Mclaughlin Middle School And Fine Arts Academy
Public - 6 to 11
Rating
School
Distance
Spook Hill Elementary School
PublicPK to 5

Bartow Elementary Academy
PublicK to 5

Union Academy
Public6 to 8

Mclaughlin Middle School And Fine Arts Academy
Public6 to 11

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 12 Saddle Bag Road, Lake Wales, FL 33898

12 Saddle Bag Road is a single family home for sale in Lake Wales, FL 33898. This property was listed for sale on January 13, 2026 by BENDER REALTY, LLC, it's currently listed at $187,000. It has been on the market for a total of 97 days and was last sold on October 27, 2016. This listing's school district is Polk. Nearby schools include Spook Hill Elementary School, Bartow Elementary Academy and Union Academy. 12 Saddle Bag Road is a 2-bed, 2-bath, 1,008 sqft single family home built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of BENDER REALTY, LLC, Kris Bender

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 04/11/2026 09:21 PM