12 Sebago Rd

3,445 Sq. Ft.
$152 / Sq. Ft.
3,445
Sq. Ft.
$152
per Sq. Ft.

Description

Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short walk from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring a stunning stone fireplace and wood-beamed ceiling, creating a warm and inviting atmosphere. The updated eat-in kitchen offers a generous dining area, lake views and sliders leading out to...Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short walk from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring a stunning stone fireplace and wood-beamed ceiling, creating a warm and inviting atmosphere. The updated eat-in kitchen offers a generous dining area, lake views and sliders leading out to deck, perfect for entertaining or simply enjoying the tranquil surroundings. The main level also includes an office, den, and a full bath, offering flexible space for working from home, guest accommodations, or relaxation. Upstairs, the expansive primary bedroom is accompanied by a full bath, along with two additional bedrooms, providing plenty of room for family or guests. The full finished basement adds even more living space, complete with a family room, full bath, den, and a storage room—ideal for recreation, hobbies, or extended living options. Step outside to the large deck and level yard, perfect for relaxation or entertaining. Situated in the desirable Lake Carmel community, you’re just moments from swimming, fishing, and non-motorized boating. This prime location also offers quick access to I-84 and is only 10 minutes from Metro-North, making commuting a breeze. Close to shopping, restaurants and schools. A unique blend of charm, space, and convenience—this home truly has it all.

Property Details for 12 Sebago Road

City/Township
Kent
Subdivision Name
lake carmel
View
Lake
Architectural Style
Cape Cod
Waterfront
No
LISTING UPDATED: 01/20/2026 05:35 PM

Property Details for 12 Sebago Road

StatusComing Soon
MLS #953357
Days on Market-
Taxes$16,036 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle Family
Year Built1940
Lot Size0.18 AC / 8,000 SF
CountyPutnam County

Location

Listing Courtesy of Coldwell Banker Realty
Add your commute

Building Information for 12 Sebago Road

Stories-Year Built1940Building Size-Lot Size0.18 AC / 8,000 SF

Payment Calculator

$3,895 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,559

Property Taxes

$1,336

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 12 Sebago Road

Summary
Location and General Information
  • Complex Name: lake carmel
  • Senior Community YN: No
  • Property Attached: No
  • Structure Type: false
  • State Or Province: NY
  • Water Access YN: Yes
School Information
  • School District: Carmel
  • Elementary School District: Carmel
  • Elementary School: Kent Primary
  • Middle Or Junior School District: Carmel
  • Middle Or Junior School: George Fischer Middle School
  • High School District: Carmel
  • High School: Carmel High School
Rental
Rental
  • Lease Considered: No
Unit Information
Unit Information
  • Building Units Total: 1
Room Information
Room 1 Information
  • Room Level: First
  • Room Type: Living Room
Room 2 Information
  • Room Level: First
  • Room Type: Dining Room
Room 3 Information
  • Room Level: First
  • Room Type: Kitchen
Room 4 Information
  • Room Level: First
  • Room Type: Den
Room 5 Information
  • Room Level: First
  • Room Type: Bathroom 1
Room 6 Information
  • Room Level: First
  • Room Type: Office
Room 7 Information
  • Room Level: Second
  • Room Type: Primary Bedroom
Room 8 Information
  • Room Level: Second
  • Room Type: Bedroom 2
Room 9 Information
  • Room Level: Second
  • Room Type: Bedroom 3
Room 10 Information
  • Room Level: Second
  • Room Type: Bathroom 2
Room 11 Information
  • Room Level: Basement
  • Room Type: Family Room
Room 12 Information
  • Room Level: Basement
  • Room Type: Office
Room 13 Information
  • Room Level: Basement
  • Room Type: Bathroom 3
Taxes and HOA Information
Taxes and HOA Information
  • Parcel Number: 372200-022-082-0001-045-000-0000
  • Tax Assessed Value: $283,600.00
  • Included In Taxes: Trash
  • Additional Fees: No
  • Association Fee: $.00
  • Association: No
Interior and Exterior Features
Interior Features
  • Amenities: Beamed Ceilings, Cape Cod, Eat in Kitchen, First Floor Full Bath, Lake Views, Well
  • Interior Features: First Floor Full Bath, Beamed Ceilings, Eat-in Kitchen
  • Appliances: Dishwasher, Range, Refrigerator
  • Total Rooms: 10
  • Basement: Finished, Full, Walk-Out Access
  • Attic Description: None
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Location Amenities: Capecod, Walk Out Basement, Eat in Kitchen, Lake Views
  • Spa: No
  • Living Area: 3,445.00
  • Basement: Yes
Exterior Features
  • Exterior Property Features: Driveway
  • Elevation Certificate: No
  • Construction Materials: Frame
  • Pool Private: No
Lot Information
  • Building Area Units: Square Feet
Parking
  • Parking Features: Driveway
  • Parking Total: 4.00
  • Garage: No
  • Carport: No
Utilities
  • Cooling: Wall/Window Unit(s)
  • Heating: Baseboard, Hot Water, Oil
  • Heat Fuel Type: Baseboard, Hot Water, Oil
  • Sewer: Septic Tank
  • Water Source: Well
  • Utilities: Cable Available, Electricity Connected, Trash Collection Public
Green Features
  • Green Features: Dishwasher, Range, Refrigerator, Baseboard, Hot Water, Oil

Public Records for 12 Sebago Road

Taxable ValueLand$11,000Additions$272,600Total$283,600
Tax Record2024$3,225 ($269 / month)
Home Facts
Beds3Baths3Total Finished SqFt3,445 SqFtAbove Grade Finished SqFt2,376 SqFtFinished Basement SqFt1,069 SqFtStories2Lot Size8,000 SqFtStyleSingle Family ResidenceYear Built1940ZoningR10CountyPUTNAMAPN372200 22.82-1-45Fireplace TypeHas Fireplace

Schools near 12 Sebago Road

This home is within Carmel Central School District.
Rating
School
Type
Grades
Distance
Public - 5 to 8
Public - 9 to 12
Public - K to 4
Public - K to 4
Rating
School
Distance
George Fischer Middle School
Public5 to 8

Carmel High School
Public9 to 12

Kent Primary School
PublicK to 4

Kent Elementary School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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12 Sebago Road is a single family home Coming Soon in Carmel, NY 10512. This property is currently priced at $525,000. This listing's school district is Carmel Central School District. Nearby schools include George Fischer Middle School, Carmel High School and Kent Primary School. 12 Sebago Road is a 3-bed, 3-bath, 3,445 sqft single family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/20/2026 11:06 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.