120 Upper Middle Creek Road

Closed 3/31/20

Sold

Last Sold Price

$310,000

3 beds3 baths

120 Upper Middle Creek Rd, Otto, NC 28763

Single FamilyProperty Type

2.83 acresLot Size

1987Year Built

2 carsParking Spaces

Description

Unbelievable 2.83 Acres on Gorgeous Middle Creek. Fish and Play in the Creek from your own property! 2 Expansive Covered Porches to Hear & See the Tumbling Water Cascading over the Beautiful Rocks. Gorgeous Private Setting w/Hundreds of Acres of US Forest Service land and 3 Water Falls within a short walk. Property lays very gently with hard to find, "Walk Right In" Creek Access. You own both sides of the Road & to the Middle of the Creek so your privacy is insured. Fully Furnished, Well Maintained,...Unbelievable 2.83 Acres on Gorgeous Middle Creek. Fish and Play in the Creek from your own property! 2 Expansive Covered Porches to Hear & See the Tumbling Water Cascading over the Beautiful Rocks. Gorgeous Private Setting w/Hundreds of Acres of US Forest Service land and 3 Water Falls within a short walk. Property lays very gently with hard to find, "Walk Right In" Creek Access. You own both sides of the Road & to the Middle of the Creek so your privacy is insured. Fully Furnished, Well Maintained, Quality Built home with 2700 SF of Living Space plus 2 Car Oversized Garage. Main Level Master Bedroom 19.9' X 16' w/Glass Doors to access the Porch, Large Bath & Walk In Closet. Vaulted, Open Living, Kitchen & Dining Area w/Rock Fireplace. 2 Guest Bedrooms, 2nd Full Bath & Washer/Dryer makes for easy One Level Living. Lower Level In Law Suite complete w/Living Area, Large Bonus room for sleeping, BIG Walk In Closet. 3rd Full Bath, Second Kitchen w/Fridge, Stove, Sink, Cabinets, 2nd Covered Porch. 3 Bedroom Septic System. Goodman HVAC System appears to be 8 years or newer. No steps into main level & Drive up access to both levels. Plenty of Parking. Come live the Dream!

Listed by: Kathy Clifton 828.369.0000 kathy@freefranklinsearch.com Brokerage DRE #C23799 • Bald Head Realty

Listing closed: 03/31/2020 12:00 AM • Source: Highlands-Cashiers BOR, MLS#: 92952

Recent comparable sales

Median sold price

$382,500

Avg days on market

104

Sale-to-list ratio

90.6%

1/25

$230,000

Sold 09/23/25

3
Bedrooms: 2
Bathrooms: 1,144
Square Feet: 0.53
Acres

145 Meadowland Circle, Otto, NC 28763

$313,500

Sold 08/21/26

4
Bedrooms: 3
Bathrooms: 1,818
Square Feet: 1.04
Acres

30 Ideal Acres Road, Otto, NC 28763

a view of a house with a big yard and large trees

1/49

$545,000

Sold 02/05/25

3
Bedrooms: 3
Bathrooms: 2,992
Square Feet: 3.93
Acres

198 Welcome Lane, Otto, NC 28763

$259,000

Sold 05/15/25

3
Bedrooms: 3
Bathrooms: 1,224
Square Feet: 1.08
Acres

181 Little Mountain Road, Otto, NC 28763

1/70

$749,000

Sold 03/12/25

3
Bedrooms: 3
Bathrooms: Unavailable
Square Feet: 1.12
Acres

81 Wild Turkey Run, Otto, NC 28763

1/83

$649,900

Sold 07/14/25

3
Bedrooms: 2
Bathrooms: Unavailable
Square Feet: 3.35
Acres

130 Sarah's Cove Road, Otto, NC 28763

$360,000

Sold 12/02/25

3
Bedrooms: 2
Bathrooms: 1,440
Square Feet: 1.39
Acres

849 Hannah Mountain Road, Otto, NC 28763

1/30

$360,000

Sold 08/21/26

3
Bedrooms: 2
Bathrooms: 1,454
Square Feet: 0.66
Acres

177 Laurel Lane, Otto, NC 28763

$405,000

Sold 10/07/25

3
Bedrooms: 3
Bathrooms: 1,560
Square Feet: 1.34
Acres

751 Howard Branch Road, Otto, NC 28763

Get preapproved with Rocket Mortgage¹

Location

Listing Courtesy of Bald Head Realty

Sold By Highlands Sotheby's International Realty - Dt

Add your commute

Payment Calculator

Get preapproved with Rocket Mortgage¹

$1,701 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,602

Property Taxes

$99

HOA Dues

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Property Information for 120 Upper Middle Creek Road

Property Details

Taxes: $1,191 / year
MLS Type: Residential / Single Family Residence
County: Macon County
Architectural Style: Bungalow, Ranch
Furnished: Furnished
Has View: Yes
View: River
Waterfront Features: River Front
Has Waterfront: Yes

Building Information

Year Built: 1987
Lot Size: 2.83 AC / 123,274 SF

Summary

Location and General Information

Directions: From Franklin, NC, go 7 miles south on Hwy. 441/GA Road, turn left on Tessentee Rd., go 1/2 mile, turn right on Middle Creek Rd., go 3.7 miles, veer right - go across the bridge and turn left on Pine Knob Trail, quick left on Upper Middle Creek Rd., home is 2nd on left.
Latitude: 35.023958

Longitude: -83.353883
MLS Area Major: Otto

Taxes and HOA

Association: No
Parcel Number: 6499629253

Tax Annual Amount: $1,190.52
Tax Lot: 52
Tax Year: 2020

Parking

Attached Garage: Yes
Carport: No

Covered Spaces: 2.0
Garage Spaces: 2.0
Garage: Yes
Parking Features: Attached, Garage, Gravel

Property

Lot Information

Lot Size Acres: 2.83
Lot Size Area: 2.83

Lot Size Square Feet: 123274.8
Lot Size Units: Acres

Property and Assessments

Building Area Units: Square Feet
New Construction: No

Property Sub Type: Single Family Residence
Property Type: Residential
Year Built: 1987

Building Features

Accessibility Features: Accessible Entrance
Construction Materials: Stone, Wood Siding

Roof: Metal

Financial Information

Current Financing: Conventional

Utilities

Electric: Generator
Sewer: Septic Tank

Water Source: Well

Interior and Exterior Features

Exterior Features

Patio And Porch Features: Deck, Porch

Interior Features

Appliances: Dryer, Dishwasher, Electric Oven, Microwave, Refrigerator, Trash Compactor, Washer
Basement: Full, Finished

Has Basement: Yes
Full Bathrooms: 3
Total Bathrooms: 3
Total Bedrooms: 3
Cooling: Heat Pump
Has Cooling: Yes
Heating: Electric, Heat Pump
Has Heating: Yes
Has Fireplace: Yes
Fireplace Features: Stone, Wood Burning
Flooring: Carpet, Tile
Interior Features: Breakfast Bar, Cathedral Ceiling(s), Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s)
Window Features: Window Treatments

Room Information

Room 1

Type: Dining Room
Level: Main

Area Units: Square Feet

Room 2

Type: Kitchen
Level: Main

Dimensions: 23X15.6
Length: 23.0
Width: 15.0
Area: 358.0
Area Units: Square Feet

Room 3

Type: Living Room
Level: Main

Dimensions: 19X13
Length: 19.0
Width: 13.0
Area: 247.0
Area Units: Square Feet

Room 4

Type: Bedroom 2
Level: Main

Dimensions: 12X11.7
Length: 12.0
Width: 11.0
Area: 140.0
Area Units: Square Feet

Room 5

Type: Bedroom 3
Level: Main

Dimensions: 12X11.7
Length: 12.0
Width: 11.0
Area: 140.0
Area Units: Square Feet

Room 6

Type: Master Bedroom
Level: Main

Dimensions: 19.9X16.1
Length: 19.0
Width: 16.0
Area: 320.0
Area Units: Square Feet

Property History for 120 Upper Middle Creek Road

Date	Event & Source	Price	Appreciation
Mar 31, 2020	Closed Highlands-Cashiers BOR #92952	$310,000	—
Mar 26, 2020	Under Contract-No Show Highlands-Cashiers BOR #92952		—
Mar 26, 2020	Closed (Public Record) Public Record #1371406287	$310,000	—
Mar 25, 2020	Closed Highlands-Cashiers BOR #92952		—
Feb 18, 2020	Listed (Active) Highlands-Cashiers BOR #92952	$330,000	—

Date	Event & Source	Price
03/31/2020	Closed Highlands-Cashiers BOR #92952	$310,000
03/26/2020	Under Contract-No Show Highlands-Cashiers BOR #92952	—
03/26/2020	Closed (Public Record) Public Record #1371406287	$310,000
03/25/2020	Closed Highlands-Cashiers BOR #92952	—
02/18/2020	Listed (Active) Highlands-Cashiers BOR #92952	$330,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 120 Upper Middle Creek Road

Taxable ValueLand$162,490Additions$218,980Total$381,470

Tax Record2025$1,413 ($118 / month)

Home Facts

Beds4Baths2Total Finished SqFt1,680 SqFtAbove Grade Finished SqFt1,680 SqFtStories1Lot Size130,244 SqFtStyleSingle Family ResidenceCountyMACONAPN6499629260

Schools near 120 Upper Middle Creek Road

This home is within Macon County School District.


Rating	School	Type	Grades	Distance
5/10	South Macon Elementary	Public - Serves this home	PK to 4	6.7 mi
3/10	Mountain View Intermediate School	Public - Serves this home	5 to 6	9.6 mi
6/10	Macon Middle School	Public - Serves this home	7 to 8	9.6 mi
5/10	Franklin High	Public - Serves this home	9 to 12	10.7 mi
1/10	Bartram Academy	Public - Choice school	9 to 12	6.9 mi
7/10	Macon Early College High School	Public - Nearby school	9 to 13	9.5 mi


Rating	School	Distance
5/10	South Macon Elementary PublicPK to 4 Serves this home	6.7 mi
3/10	Mountain View Intermediate School Public5 to 6 Serves this home	9.6 mi
6/10	Macon Middle School Public7 to 8 Serves this home	9.6 mi
5/10	Franklin High Public9 to 12 Serves this home	10.7 mi
1/10	Bartram Academy Public9 to 12 Choice school	6.9 mi
7/10	Macon Early College High School Public9 to 13 Nearby school	9.5 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 28763

1/68

$1,800,000

6
Bedrooms: 7
Bathrooms: 6,200
Square Feet: 16.64
Acres

298 Carpenter Road, Otto, NC 28763

1/70

$389,500

3
Bedrooms: 3
Bathrooms: 2,304
Square Feet: 1.03
Acres

996 Crestview Drive, Otto, NC 28763

$599,900 | 35 Coweeta Ridge, Otto, NC 28763

1/48

Open: 9/26 01:00PM - 04:00PM

$599,900

3
Bedrooms: 3
Bathrooms: 2,636
Square Feet: 12.84
Acres

35 Coweeta Ridge, Otto, NC 28763

$145,000 | 47 Integrity Mountain, Otto, NC 28763

1/16

Active Under Contract

$145,000

4
Bedrooms: 3
Bathrooms: 1,730
Square Feet: 1.4
Acres

47 Integrity Mountain, Otto, NC 28763

$369,000 | 427 Mulberry Ridge Road, Otto, NC 28763

1/53

Active Under Contract

$369,000

3
Bedrooms: 3
Bathrooms: Unavailable
Square Feet: 2.84
Acres

427 Mulberry Ridge Road, Otto, NC 28763

1/43

$150,000

3
Bedrooms: 2
Bathrooms: 1,300
Square Feet: 0.38
Acres

39 Lisa Court, Unit 11, Otto, NC 28763

1/52

Virtual Tour

$1,199,900

4
Bedrooms: 6
Bathrooms: Unavailable
Square Feet: 4.97
Acres

276 Welm Way, Otto, NC 28763

1/43

$799,000

3
Bedrooms: 3
Bathrooms: 2,391
Square Feet: 1.66
Acres

1185 Wallalieu Road, Otto, NC 28763

Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 120 Upper Middle Creek Road, Otto, NC 28763	$310,000	3	3	–	123,274
115 Forest Creek Drive, Otto, NC 28763	$230,000	3	2	1,544	157,687
30 Upper Middle Creek Road, Otto, NC 28763	$460,000	2	3	1,620	111,949
84 Forest Creek Drive, Otto, NC 28763	–	2	1	1,594	101,059
45 Forest Creek Drive, Otto, NC 28763	$149,000	1	2	1,872	114,127
166 Pine Knob Trail, Otto, NC 28763	–	2	2	939	235,224
166 Pine Knob Trail, Unit 4 5, Otto, NC 28763	$225,000	3	2	1,712	316,681
0 Pine Knob Trail, Otto, NC 28763	$205,000	–	–	–	731,372
3695 Middle Creek Road, Otto, NC 28763	$200,000	3	2	1,540	91,476
212 Pine Knob Trail, Otto, NC 28763	$1,300,000	3	2	–	1,619,125
3837 Middle Creek Road, Otto, NC 28763	$170,000	–	–	960	46,174
3840 Middle Creek Road, Otto, NC 28763	–	–	–	1,568	66,211
3860 Middle Creek Road, Otto, NC 28763	–	–	–	–	67,518
3861 Middle Creek Road, Otto, NC 28763	–	2	1	1,044	46,174
3394 Middle Creek Road, Otto, NC 28763	$40,000	–	–	432	184,259
3901 Middle Creek Road, Otto, NC 28763	–	3	3	2,292	158,994

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Bald Head Realty

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Highlands Cashiers Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Highlands Cashiers Board of REALTORS®. All Rights Reserved.

Otto, NC

Know your buying power with a preapproval and custom rate in minutes

Explore Nearby Homes

Homes in Nearby Smithbridge Township - Macon County Neighborhoods

Homes in Nearby Smithbridge Township - Macon County Cities

Homes in Nearby Smithbridge Township - Macon County Zip Codes