Sold
Last Sold Price
4 beds2,146 sqft$41/sqft
123 Ruggles St, Dunkirk, NY 14048
Multi FamilyProperty Type
6,000 sq ftLot Size
1893Year Built
$41/sq ftPrice per sq ft
2 carsParking Spaces

Description

Take charge of your future and invest in this 2-unit home with great rental income! Home is on a double lot with a 2 car garage! There are 2 spacious apartments, one lower and one upper, each offering a living room, dining room, 2 bedrooms and a bathroom. Beautiful wood floors and newer kitchen in upper apartment. 2 new hot water tanks, separate utility meters and plenty of parking! Do the math- time to make some some money! Whether you live in one apartment yourself or rent out both, either choice...Take charge of your future and invest in this 2-unit home with great rental income! Home is on a double lot with a 2 car garage! There are 2 spacious apartments, one lower and one upper, each offering a living room, dining room, 2 bedrooms and a bathroom. Beautiful wood floors and newer kitchen in upper apartment. 2 new hot water tanks, separate utility meters and plenty of parking! Do the math- time to make some some money! Whether you live in one apartment yourself or rent out both, either choice creates cash flow! Make the move!
  • Listed by: Renee Pchelka 716.673.1800 realtor@netsync.net • Howard Hanna Holt - Fredonia
Listing closed: 12/03/2025 12:00 AM • Source: WNYREIS, MLS#: R1629658

Recent comparable sales

Median sold price

$86,900

Avg days on market

59

Sale-to-list ratio

86.4%

Dunkirk, NY

9 comparable properties found

$88,000 | 706 Main Street, Dunkirk, NY 14048
1/2
1

$88,000

Sold 12/06/24

4
Bedrooms
2,099
Square Feet
0.15
Acres
$78,000 | 306 Lord Street, Dunkirk, NY 14048
1/2
2

$78,000

Sold 08/17/26

4
Bedrooms
1,978
Square Feet
0.09
Acres
$98,500 | 522 Park Avenue, Dunkirk, NY 14048
1/2
3

$98,500

Sold 10/24/24

4
Bedrooms
2,052
Square Feet
0.07
Acres
$100,000 | 421 Dove Street, Dunkirk, NY 14048
1/2
4

$100,000

Sold 09/18/25

4
Bedrooms
2,314
Square Feet
0.14
Acres
$76,000 | 114 East Pine Street, Dunkirk, NY 14048
1/2
5

$76,000

Sold 06/16/26

4
Bedrooms
2,076
Square Feet
0.10
Acres
$106,000 | 20 West Lucas Avenue, Dunkirk, NY 14048
1/2
6

$106,000

Sold 02/14/25

4
Bedrooms
2,022
Square Feet
0.08
Acres
$86,900 | 211 Dove Street, Dunkirk, NY 14048
1/2
7

$86,900

Sold 01/23/25

4
Bedrooms
1,776
Square Feet
0.06
Acres
$78,000 | 603 McKinley Avenue, Dunkirk, NY 14048
1/2
8

$78,000

Sold 07/09/25

4
Bedrooms
1,730
Square Feet
0.13
Acres
$82,000 | 77 King Street, Dunkirk, NY 14048
1/2
9

$82,000

Sold 01/16/26

5
Bedrooms
2,370
Square Feet
0.10
Acres

Location

Listing Courtesy of Howard Hanna Holt - Fredonia

Sold By Howard Hanna Holt - Lakewood

Add your commute

Payment Calculator

$683 per month

30 year fixed, 6.55% Interest

Principal and Interest

$442

Property Taxes

$241

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 123 Ruggles Street

Property Details
  • Taxes: $2,888 / year
  • MLS Type: Residential / Residential
  • On Waterfront: No
  • Parking Description: Garage
  • Nearest Cross Street: Courtney St.
Building Information
  • Stories: 2
  • Residences: 2
  • Year Built: 1893
  • Lot Size: 0.14 AC / 6,000 SF
Summary
Location and General Information
  • Elementary School Name: Other - See Remarks
  • Elementary School District: Dunkirk
  • High School Name: Dunkirk Senior High
  • High School District: Dunkirk
  • Middle School Name: Dunkirk Middle
  • Middle Or Junior School District: Dunkirk
  • Village: Not Applicable
  • Human YN: No
Parking
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Dunkirk-City-060300
  • Tax Annual Amount: $2,888.00
Property
Lot Information
  • Building Area Total: 2146.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.1377
  • Lot Size Area: 0.1377
  • Lot Size Square Feet: 6000.0
  • Lot Size Units: Acres
  • Parcel Number: 060300-079-019-0003-015-000
  • Road Frontage: City Street
  • Lot Number: 15
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $39,000
  • Year Built: 1893
  • Year Built Description: Existing
  • Zoning Description: Residential 2 Unit
Utilities
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Connected
  • Utilities Available: Electricity Connected, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Composite Siding
  • Roof Description: Asphalt
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 4
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Ceramic Tile, Hardwood, Tile, Varies
  • Heating: Gas, Baseboard, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 2146.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expense Includes: Trash
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $925.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: ,Eat-In Kitchen,Formal Dining Room,Living Room
  • Unit Type Total Rent: $925.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 925
Unit 2
  • Unit Type Actual Rent: $825.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: ,Eat-In Kitchen,Formal Dining Room,Living Room
  • Unit Type Total Rent: $825.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 825
Rental
Rental Information
  • Rent Includes: Trash Collection

Property History for 123 Ruggles Street

DateEvent & SourcePriceAppreciation
Dec 3, 2025

Sold

WNYREIS #R1629658

$87,000
Dec 3, 2025

Sold

New York State Alliance of MLSs (Buffalo) #R1629658

$87,000
Oct 1, 2025

Pending

WNYREIS #R1629658

DateEvent & SourcePrice
12/03/2025

Sold

WNYREIS #R1629658

$87,000
12/03/2025

Sold

New York State Alliance of MLSs (Buffalo) #R1629658

$87,000
10/01/2025

Pending

WNYREIS #R1629658

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 123 Ruggles Street

Taxable ValueLand$3,000Additions$36,000Total$39,000
Tax Record2025$1,570 ($131 / month)
Home Facts
Baths2Total Finished SqFt2,146 SqFtAbove Grade Finished SqFt2,146 SqFtStories2Lot Size6,000 SqFtStyleDuplexYear Built1893Year Renovated1893ZoningR3CountyCHAUTAUQUAAPN060300 79.19-3-15

Schools near 123 Ruggles Street

This home is within Dunkirk City School District.
Rating
School
Type
Grades
Distance
Public - 3 to 6
Public - 7 to 12
Public - PK to 2
Public - K to 3
Rating
School
Distance
Dunkirk Middle School
Public3 to 6

Dunkirk Senior High School
Public7 to 12

School 3
PublicPK to 2

School 7
PublicK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 123 Ruggles Street, Dunkirk, NY 14048
$87,000
4
2,146
6,000
$15,000
2
1
1,050
3,000
$10,000
2
1,920
7,200
$22,660
3
1,200
9,147
4
1
1,356
3,000
3
1
1,556
3,500

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Howard Hanna Holt - Fredonia

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.