123 Water Street

Closed 10/30/24

Sold

Last Sold Price

$385,000

3 beds2 baths1,480 sqft

123 Water St, Frederick, MD 21701

Single FamilyProperty Type

0.06 acresLot Size

1885Year Built

$260/sq ftPrice per sq ft

3 carsParking Spaces

Description

Every downtown, desired amenity wrapped into one property! Newly renovated, charming single family near Carroll Creek in sought after downtown Frederick with ample rear parking, spacious, beautiful back yard with covered patio, privacy fence and shrub screening, sitting on a dead-end street with minimum residential, threw traffic. Fresh interior and exterior paint. Spacious eat-in kitchen with quartz counters, island, pantry, and access to relaxing backyard. Original hardwood and engineered planks...Every downtown, desired amenity wrapped into one property! Newly renovated, charming single family near Carroll Creek in sought after downtown Frederick with ample rear parking, spacious, beautiful back yard with covered patio, privacy fence and shrub screening, sitting on a dead-end street with minimum residential, threw traffic. Fresh interior and exterior paint. Spacious eat-in kitchen with quartz counters, island, pantry, and access to relaxing backyard. Original hardwood and engineered planks throughout. Dining/Sitting Room with cozy gas-heat stove and entry to second private covered porch. Half bath, laundry and large family room complete the main level. Charming staircase leads to three bedrooms with sizable closets and newly renovated full bath with oversized vanity on upper level. Fully unfinished attic offers plenty of storage and endless possibilities. New metal roofs on back porch and new boards installed on front porch, efficient Williams gas heating stove installed for main source heating along with base board units throughout, six portal AC window units and newly installed hot water heater. Walking distance to MARC and the easiest access to 70/270/340/15. The cutest little, must-see downtown gem!

Listed by: Lisa A Williams 301.748.4809 lisa@lisawilliamsrealty.com • RE/MAX Achievers

Listing closed: 10/30/2024 12:00 AM • Source: BRIGHT, MLS#: MDFR2048358

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$2,438 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,055

Property Taxes

$383

HOA Dues

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Property Information for 123 Water Street

Property Details

Taxes: $4,590 / year
MLS Type: Residential / Fee Simple
County: Frederick County, MD
Tax ID Number: 1102036274
Ownership: Fee Simple
Condo Coop Association: No
HOA: No
Structure Type: Detached
Style: Colonial
Levels/Stories: 2
Furnished: No
Waterfront: No
Views: City, Garden/Lawn
Garage: No
Subdivision: FREDERICK HISTORIC DISTRICT
Subdivision: FREDERICK HISTORIC DISTRICT (FREDERICK MD)
Municipality: Frederick City
Total Parking Spaces: 3
Central Air: No
Basement: No
Above Grade Finished SQFT: 1,480.00
Above Grade Fin SQFT Source: Assessor
Below Grade Finished SQFT: .00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: 740.00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: 740.00
Total Below Grade SQFT Source: Assessor
New Construction: No
Property Condition: Excellent

Building Information

Stories: 2
Year Built: 1885
Lot Size: 0.06 AC / 2,475 SF

Location

In City Limits: Yes
Transportation: Bus Stop less than 1 mile, Commuter Rail Station less than 1 mile

School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
School District County ID: 121139693024
SchoolDistrictSource: Listing Agent
County: FREDERICK

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

HOA Condo Coop Amenities: None
Property Manager Y/N: No

Senior Community: No

Taxes and Assessment

Tax Year: 2024
Tax Assessed Value: $248,067

Year Assessed: 2024
County Tax: $2,778
Improvement Assessed Value: $123,800
City Town Tax: $1,812
Land Assessed Value: $60,200
Special Assessment Pymnt: Annually
Clean Green Assessed: No
Land Use Code: R
Agricultural Tax Due: No
Historic: No
Zoning: DR
Automatically Update Tax Values Y/N: Yes
TaxDataUpdatedYN: No

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 3
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1
# Bathrooms Half All Upper Levels: 0

Upper Level 1

# Bedrooms Count Upper Level: 3
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1
# Bathrooms Half Upper Level: 0

Upper Level 2

# Bedrooms Count Upper Level: 0
# Bathrooms Count Upper Level: 0

# Bathrooms Full Upper Level: 0
# Bathrooms Half Upper Level: 0

All Lower Levels

# Bedrooms All Lower Levels: 0
# Bathrooms All Lower Levels: 0

# Bathrooms Full All Lower Levels: 0
# Bathrooms Half All Lower Levels: 0

Lower Level 1

# Bedrooms Lower Level: 0
# Bathrooms Lower Level: 0

# Bathrooms Full Lower Level: 0
# Bathrooms Half Lower Level: 0

Rooms

Room List: Living Room, Kitchen, Family Room, Basement, Laundry, Attic, Half Bath
Stories: Lower 1, Main, Upper 1, Upper 2

Rooms Information

Room 1

Room Type: Kitchen
Room Level: Main

Room Exists: Yes
Room Features: Breakfast Bar, Breakfast Room, Built-Ins, Countertop(s) - Quartz, Dining Area, Flooring - Engineered Wood, Kitchen - Eat-in, Kitchen - Gas Cooking, Lighting - Ceiling, Lighting - Recessed, Pantry

Room 2

Room Type: Living Room
Room Level: Main

Room Exists: Yes
Room Features: Flooring - HardWood, Formal Dining Room, Living/Dining Room Combo

Room 3

Room Type: Family Room
Room Level: Main

Room Exists: Yes
Room Features: Flooring - HardWood

Room 4

Room Type: Laundry
Room Level: Main

Room Exists: Yes
Room Features: Flooring - Engineered Wood

Room 5

Room Type: Attic
Room Level: Upper 2

Room Exists: Yes

Room 6

Room Type: Half Bath
Room Level: Main

Room Exists: Yes
Room Features: Walk-In Closet(s)

Room 7

Room Type: Basement
Room Level: Lower 1

Room Exists: Yes
Room Features: Basement - Unfinished, Flooring - Dirt

Building Info

Total Finished SQFT: 1,480.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 1,480.00
Total SQFT: 2,220.00
Total SQFT Source: Assessor
Construction Materials: Frame
Roof: Metal
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8030/6335/5448/803063355448_512_384_WM_s9LzZaKmyqi6u6RW.jpg
Wall and Ceiling Types: Wood Walls, Plaster Walls, Dry Wall
Flooring Type: Hardwood, Luxury Vinyl Plank
Foundation Details: Stone, Other
Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1
# Bathrooms Full: 1
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Lot Features: No Thru Street, Rear Yard

Road Surface Type: Alley, Black Top
Road Responsibility: City/County
Fencing: Board, Rear, Wood
Location Type: Downtown
Parcel ID: 11499238
Additional Parcels: No
Ground Rent Exists: No

Parking

Type Of Parking: Off Street, On Street
Off Street - # of Spaces: 3

Parking Features: Parking Space Conveys

Interior Features

Interior Features: Kitchen - Country, Attic, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Recessed Lighting, Walk-in Closet(s)
Fireplace: No

Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Gas, Refrigerator, Washer
Accessibility Features: None
Security Features: Smoke Detector
Door Features: Storm, Sliding Glass
Window Features: Replacement
Laundry Type: Main Floor
Virtual Tour URL Unbranded: https://pictureperfectllctours.com/123-Water-St/idx

Exterior Features

Spa: No
Exterior Features: Chimney Cap(s), Sidewalks, Street Lights

Outdoor Living Structures: Patio(s), Porch(es), Roof
Pool: No Pool
Horse: No

Utilities

Utilities: Natural Gas Available, Cable TV, Sewer Available, Water Available
Heating: Yes

Cooling Type: Window Unit(s)
Cooling Fuel: Electric
Heating Type: Space Heater, Other
Heating Fuel: Electric, Natural Gas
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Sewer
Internet Services: Cable

Confidential Data

Listing Office

List Agent AOR: Frederick County Association of REALTORS

Property History for 123 Water Street

Date	Event & Source	Price	Appreciation
Oct 30, 2024	Closed (Public Record) Public Record #1544412227	$385,000	+5.4% / yr
Oct 30, 2024	Closed BRIGHT #MDFR2048358	$385,000	—
Sep 25, 2024	Pending BRIGHT #MDFR2048358		—
Sep 25, 2024	Active Under Contract BRIGHT #MDFR2048358		—
Sep 6, 2024	Price Change BRIGHT #MDFR2048358	$399,000	—
Aug 24, 2024	Listed (Active) BRIGHT #MDFR2048358		—
Aug 19, 2024	Pending BRIGHT #MDFR2048358		—
Aug 14, 2024	Price Change BRIGHT #MDFR2048358	$425,000	—
Jul 5, 2024	Price Change BRIGHT #MDFR2048358	$449,900	—
May 13, 2024	Listed (Active) BRIGHT #MDFR2048358	$464,900	—
Sep 30, 2005	Expired BRIGHT #MDFR199390	$299,000	—
May 6, 2005	Listed (Active) BRIGHT #MDFR199390	$389,000	—
Jan 15, 2004	Closed (Public Record) Public Record #142999764	$130,000	—
Jan 15, 2004	Closed BRIGHT #MDFR155460	$130,000	—
Nov 24, 2003	Pending BRIGHT #MDFR155460		—
Nov 17, 2003	Withdrawn BRIGHT #MDFR229670		—
Nov 17, 2003	Listed (Active) BRIGHT #MDFR155460	$140,000	—
Oct 15, 2003	Listed (Active) BRIGHT #MDFR229670	$140,000	—

Date	Event & Source	Price
10/30/2024	Closed (Public Record) Public Record #1544412227	$385,000 +5.4% / yr
10/30/2024	Closed BRIGHT #MDFR2048358	$385,000
09/25/2024	Pending BRIGHT #MDFR2048358	—
09/25/2024	Active Under Contract BRIGHT #MDFR2048358	—
09/06/2024	Price Change BRIGHT #MDFR2048358	$399,000
08/24/2024	Listed (Active) BRIGHT #MDFR2048358	—
08/19/2024	Pending BRIGHT #MDFR2048358	—
08/14/2024	Price Change BRIGHT #MDFR2048358	$425,000
07/05/2024	Price Change BRIGHT #MDFR2048358	$449,900
05/13/2024	Listed (Active) BRIGHT #MDFR2048358	$464,900
09/30/2005	Expired BRIGHT #MDFR199390	$299,000
05/06/2005	Listed (Active) BRIGHT #MDFR199390	$389,000
01/15/2004	Closed (Public Record) Public Record #142999764	$130,000
01/15/2004	Closed BRIGHT #MDFR155460	$130,000
11/24/2003	Pending BRIGHT #MDFR155460	—
11/17/2003	Withdrawn BRIGHT #MDFR229670	—
11/17/2003	Listed (Active) BRIGHT #MDFR155460	$140,000
10/15/2003	Listed (Active) BRIGHT #MDFR229670	$140,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 123 Water Street

Taxable ValueLand-Additions-Total-

Tax Record2025$88 ($7 / month)

Home Facts

Baths1.5Total Finished SqFt1,480 SqFtAbove Grade Finished SqFt1,480 SqFtStories2Lot Size2,475 SqFtStyleGovernmental / Public UseYear Built1885Year Renovated1885ZoningDRCountyFREDERICKAPN02-036274

Schools near 123 Water Street

This home is within Frederick County Public Schools.


Rating	School	Type	Grades	Distance
8/10	Spring Ridge Elementary School	Public - Serves this home	PK to 5	2.9 mi
8/10	Gov. Thomas Johnson Middle School	Public - Serves this home	6 to 8	1.9 mi
5/10	Gov. Thomas Johnson High School	Public - Serves this home	9 to 12	1.6 mi
7/10	Monocacy Valley Montessori School	Charter - Choice school	PK to 10	0.8 mi
2/10	Heather Ridge High School	Public - Choice school	6 to 12	1.9 mi
8/10	Carroll Creek Montessori Public Charter School	Charter - Choice school	PK to 8	2.3 mi
NR	Visitation Academy	Private - Nearby school	PK to 8	0.4 mi
NR	Trinity School Of Frederick	Private - Nearby school	K to 8	0.9 mi


Rating	School	Distance
8/10	Spring Ridge Elementary School PublicPK to 5 Serves this home	2.9 mi
8/10	Gov. Thomas Johnson Middle School Public6 to 8 Serves this home	1.9 mi
5/10	Gov. Thomas Johnson High School Public9 to 12 Serves this home	1.6 mi
7/10	Monocacy Valley Montessori School CharterPK to 10 Choice school	0.8 mi
2/10	Heather Ridge High School Public6 to 12 Choice school	1.9 mi
8/10	Carroll Creek Montessori Public Charter School CharterPK to 8 Choice school	2.3 mi
NR	Visitation Academy PrivatePK to 8 Nearby school	0.4 mi
NR	Trinity School Of Frederick PrivateK to 8 Nearby school	0.9 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 123 Water Street, Frederick, MD 21701	$385,000	3	2	1,480	2,475
121 Water Street, Frederick, MD 21701	$125,000	1	2	–	1,213
119 Water Street, Frederick, MD 21701	$197,000	–	1.5	834	1,213
125 Water Street, Frederick, MD 21701	$239,000	2	3	–	1,808
127 Water Street, Frederick, MD 21701	$400,000	–	1.5	1,140	1,808
115 Water Street, Frederick, MD 21701	$355,000	2	1	900	1,088
129 Water Street, Frederick, MD 21701	$150,500	2	1	888	1,888
113 Water Street, Frederick, MD 21701	$105,200	–	–	–	4,130
120 Water Street, Frederick, MD 21701	$285,000	2	3	1,357	1,560
111 Water Street, Frederick, MD 21701	$75,000	–	1	1,092	1,185
131 Water Street, Frederick, MD 21701	–	–	1	1,600	10,500
116 Water Street, Frederick, MD 21701	$428,000	4	2	1,900	3,250
114 Water Street, Unit 116, Frederick, MD 21701	$537,000	–	2	1,900	3,250
114 Water Street, Frederick, MD 21701	$428,000	–	–	1,900	3,250
114 Water Thru 116 Street, Frederick, MD 21701	$537,000	–	–	1,900	3,250
107 Water Street, Frederick, MD 21701	$283,500	2	1	1,008	1,036

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© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 11/01/2024 03:51 PM

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