Active
4 beds2,411 sqft

1237 S Cove Rd, Mill Spring, NC 28756

Est: $5,777/moGet pre-approved
Single FamilyProperty Type
1.97 acresLot Size
2006Year Built
$413/sq ftPrice per sq ft
$1,300/yrHOA Fees
2 carsParking Spaces

Description

The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area...The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area and well-appointed kitchen—perfect for entertaining or enjoying peaceful evenings at home. The primary suite is also conveniently located on the main level and offers a luxurious retreat with its own spacious bath with a walk-in shower, and relaxing garden tub. Downstairs, you'll find an expansive family room that could easily serve as a game room, complete with a wet bar—an ideal space for gatherings, movie nights, or lakeside entertaining. Three generously sized bedrooms provide plenty of room for family and guests, including a second primary suite with its own en-suite bath. An additional full bath completes the lower level. Both levels have expansive covered outdoor living areas-Hot tub included- offering outdoor living at its best. With nearly 2 acres on the lake, mountain and water views, multiple living spaces, and room for everyone, this exceptional Lake Adger property offers the perfect blend of comfort, recreation, and tranquility. Whether you're looking for a full-time residence or a peaceful weekend retreat, this lakefront home is ready to be enjoyed. Lake Adger is a private community centered around a pristine 438-acre lake with approx. 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty.
27 days on Market
  • Listed by: • Tryon Foothills Realty EllenGlassRealtor@gmail.com
Last updated: 09/27/2026 02:15 AM • Source: CANOPY, MLS#: 4421708
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Location

Listing Courtesy of Tryon Foothills Realty
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Payment Calculator

$5,777 per month

30 year fixed, 7.03% Interest

Principal and Interest

$5,312

Property Taxes

$357

HOA Dues

$108

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Property Information for 1237 South Cove Road

Property Details

  • MLS Type: Residential / Single Family Residence
  • County: Polk County
  • Architectural Style: Arts and Crafts
  • Waterfront Features: Boat Ramp – Community, Dock
  • View: Long Range, Mountain(s), Water, Year Round
  • Parking Features: Attached Carport, Driveway, Shared Driveway
  • Community Features: Lake Access, Picnic Area, Recreation Area, Walking Trails
  • Subdivision Name: Lake Adger

Building Information

  • Year Built: 2006
  • Lot Size: 1.97 AC / 85,813 SF

Summary

Location and General Information
  • Water Body Name: Lake Adger
  • Longitude: -82.19720894
  • Latitude: 35.33558243
  • Directions: From I-26, East on Highway 108, Left on Highway 9. Travel approx 2.3 miles to just past Lake Adger Sales Center. Left on Garrett Rd, Right on Green Hills into Lake Adger. Left on South Cove Rd-continue to the cul-de-sac at the end of the road to the sign. Follow the directional sign to home.
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Tessier Associates
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $1,300.00
  • Tax Assessed Value: $839,424.00
  • Parcel Number: P55-211
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport Spaces: 2.0
  • Parking: Carport YN: Yes
  • Garage YN: No
  • Garage Main Level YN: No

Property

Lot Information
  • Above Grade Finished Area: 1265.0
  • Below Grade Finished Area: 1146.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 1265
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 40
  • Sq Ft Unheated Total: 40
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 2411.0
  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 46
  • Road Responsibility: Private Maintained Road, Road Maintenance Agreement
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Reference Section Pages: D /48
  • Restrictions: Architectural Review, Building, Manufactured Home Not Allowed, Modular Not Allowed
Utilities
  • Sewer: Septic Installed
  • Utilities: Underground Utilities
  • Water Source: Shared Well

Interior and Exterior Features

Exterior Features
  • Exterior Features: Above Ground Hot Tub / Spa, Dock - Floating
  • Construction Materials: Fiber Cement
  • Patio And Porch Features: Balcony, Covered, Deck, Front Porch
  • Pool Private YN: No
  • Road Surface Type: Asphalt, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Oven, Refrigerator with Ice Maker, Washer, Washer/Dryer
  • Levels: One
  • Other Equipment: Fuel Tank - Leased
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric
  • Interior Features: Breakfast Bar, Garden Tub, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Wet Bar
  • Laundry Features: Inside, Laundry Room, Main Level
  • Fireplace Features: Family Room, Gas, Great Room
  • Fireplace YN: Yes
  • Door Features: French Doors
  • Flooring: Concrete, Wood
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Exterior Entry, Finished, Walk-Out Access, Walk-Up Access
  • Bedroom Basement: 3
  • Bedroom Main: 1
  • Full Bath Basement: 2
  • Full Bath Main: 1
  • Half Bath Basement: 0
  • Half Bath Main: 1

Room Information

Room Information
  • Room Count: 12.0
Room 1
  • Room Types: Great Room
  • Room Level: Main
Room 2
  • Room Types: Dining Area
  • Room Level: Main
Room 3
  • Room Types: Kitchen
  • Room Level: Main
Room 4
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Laundry
  • Room Level: Main
Room 7
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 8
  • Room Types: Family Room
  • Room Level: Lower
Room 9
  • Room Types: Flex Space
  • Room Level: Lower
Room 10
  • Room Types: Bedroom(s)
  • Room Level: Lower
Room 11
  • Room Types: Bedroom(s)
  • Room Level: Lower
Room 12
  • Room Types: Bedroom(s)
  • Room Level: Lower

Property History for 1237 South Cove Road

DateEvent & SourcePriceAppreciation
Sep 10, 2026

Listed (Active)

CANOPY #4421708

$995,000—
Nov 21, 2025

Closed

CANOPY #4311139

$850,000—
Nov 17, 2025

Closed (Public Record)

Public Record #1921354734

$850,000

+5.6% / yr

DateEvent & SourcePrice
09/10/2026

Listed (Active)

CANOPY #4421708

$995,000
11/21/2025

Closed

CANOPY #4311139

$850,000
11/17/2025

Closed (Public Record)

Public Record #1921354734

$850,000

+5.6% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1237 South Cove Road

Taxable Value

Land

$187,500

Additions

$651,924
Total$839,424

Tax Record

2026

$4,284 ($357 / month)

Home Facts

Beds

3

Baths

3.5

Total Finished SqFt

2,460 SqFt

Above Grade Finished SqFt

1,260 SqFt

Finished Basement SqFt

1,200 SqFt

Lot Size

85,813 SqFt

Style

Single Family Residence

Year Built

2006

Year Renovated

2006

Zoning

OPEN

County

POLK

APN

P55-211

Schools near 1237 South Cove Road

This home is within Polk County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Sunny View Elementary School
PublicPK to 5

Polk County Middle School
Public6 to 8

Polk County High School
Public9 to 12

Polk County Early College
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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1237 South Cove Road is a single family home for sale in Mill Spring, NC 28756. This property was listed for sale on September 10, 2026 by Tryon Foothills Realty, it's currently listed at $995,000. It has been on the market for a total of 27 days and was last sold on November 21, 2025. This listing's school district is Polk County School District. Nearby schools include Sunny View Elementary School, Polk County Middle School and Polk County High School. 1237 South Cove Road is a 4-bed, 4-bath, 2,411 sqft single family home built in 2006.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Tryon Foothills Realty

Based on information submitted to the MLS GRID as of 09/27/2026 02:15 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.