125 Ruta Ln
Swanton, MD 21561

$1,199,000

Price

Beds

Baths

2,624 Sq. Ft.

$457 / Sq. Ft.

2,624

Sq. Ft.

$457

per Sq. Ft.

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Active Under Contract

125 Ruta Lane Swanton, MD 21561 - Photo 1 of 77

Main Level Living Room - Stunning Log Home

Gourmet Kitchen with Gorgeous Renovation

Open Space to Enjoy this Incredible Home

Main Level Living Room - Walkout to lake views

Description

Some properties are simply built differently in every sense of the phrase. Set on nearly four private, wooded acres in the coveted southern end of Deep Creek Lake, 125 Ruta Lane is a custom Yellowstone log home that delivers the kind of craftsmanship, character, and setting that the lake area rarely sees come to market. From the moment you arrive, the architecture commands attention. Yellowstone's signature oversized solid round logs give the home a presence that no modern construction can replicate,...Some properties are simply built differently in every sense of the phrase. Set on nearly four private, wooded acres in the coveted southern end of Deep Creek Lake, 125 Ruta Lane is a custom Yellowstone log home that delivers the kind of craftsmanship, character, and setting that the lake area rarely sees come to market. From the moment you arrive, the architecture commands attention. Yellowstone's signature oversized solid round logs give the home a presence that no modern construction can replicate, and the dry-stack fieldstone chimney rising through all three levels is a testament to a masonry artform that has all but vanished from today's building landscape, replaced elsewhere by faux composites, but preserved here in its full, labor-intensive glory. Inside, the great room sets the tone for everything that follows. A floor-to-ceiling signature tree column anchors the space beneath soaring cathedral ceilings and hand-hewn log beams, while a dry-stack stone fireplace serves as the room's natural focal point. The open floor plan flows seamlessly from the renovated gourmet kitchen, featuring a dramatic granite island, stainless KitchenAid appliances, and custom knotty cherry cabinetry, through the dining area and out to the expansive deck, where wooded privacy gives way to lovely lake views that remind you exactly where you are. Four bedrooms are spread thoughtfully across three levels, including the main level primary suite with an updated en-suite bath. The loft level adds two additional bedrooms, a full bath, and a cozy sitting area overlooking the great room below. The fully finished lower level, wrapped in authentic Tennessee barnwood, offers a fourth bedroom, a third full bath, a bar area, and walkout access to the newly covered patio, where a new hot tub, stacked native stone walls, and a fire pit create an outdoor living space worthy of the setting. And then there is the lake. Two assigned DNR-permitted dock slips on a quiet, private cove are included with this sale, a distinction that genuinely sets this property apart, as two-slip access at this price point is rare at Deep Creek. A level, well-maintained path connects the property to the water, where boating, kayaking, swimming, and summer evenings on the dock await. The nearly four acres, comprising two wooded lots conveying together, deliver a sense of seclusion and privacy that feels a world away, while still being just minutes from everything the lake area has to offer. Roof 2019. Hvac 2020. Septic pumped October 2025. Comcast broadband. Completely turn-key and ready for its next chapter.

4 BD | 3 BA | 2,624 Fin. Sq Ft | 4 Acres | 2 Dock Slips | Deep Creek Lake Access | Ardsley Farms HOA

Listed by Eric John Crawford • Taylor-Made Deep Creek Sales
P: (410)-937-3232 eric@deepcreeksales.com
Listed by Terah B. Crawford • Taylor-Made Deep Creek Sales
P: (301)-387-4700 terah@deepcreeksales.com

Property Details for 125 Ruta Lane

Tax ID Number

1218068044 +1218072769

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Log Home

Levels/Stories

Furnished

Yes

LISTING UPDATED: 06/03/2026 11:48 AM

Property Details for 125 Ruta Lane

Status	Active Under Contract
MLS #	MDGA2011852
Days on Market	13
Taxes	$7,716 / year
HOA Fees	-
Condo/Co-op Fees	-
Property Type	Single Family
MLS Type	Residential / Fee Simple
Year Built	1999
Lot Size	3.88 AC / 169,012 SF
County	Garrett County

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Location

Listing Courtesy of Taylor-Made Deep Creek Sales

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Building Information for 125 Ruta Lane

Stories3Year Built1999Building Size-Lot Size3.88 AC / 169,012 SF

Payment Calculator

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$6,618 per month

30 year fixed, 6.36% Interest

Principal and Interest

$5,975

Property Taxes

$643

HOA Dues

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Property Information for 125 Ruta Lane

Location

In City Limits: No
School District Name: GARRETT COUNTY PUBLIC SCHOOLS

School District County ID: 121139907558
County: GARRETT

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
Water Oriented: Yes
Navigable Water: No
Tidal Water: No
Water Body Name: Deep Creek Lake
Water Body Type: Lake
Riparian Rights Y/N: No
Docks Count: 1
Dock Type and Features: Floating, Multiple Slip
Dock/Slip Conveys Y/N: true
Dock/Slip Conveyance: Assigned, Physical Dock/Slip Conveys, Subject to DNR Permit
Slips Count: 2
Boats Power Count: 2

Association / Community Info

HOA Name: ARDSLEY FARMS HOA
HOA Condo Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal

HOA Condo Coop Amenities: Boat Dock/Slip
Property Manager Y/N: No
Other Fees: $540
Other Fees Frequency: Annually
Senior Community: No

Taxes and Assessment

Tax Year: 2026
Tax Assessed Value: $801,300

Year Assessed: 2026
County Tax: $3,996
Improvement Assessed Value: $583,900
Land Assessed Value: $232,500
Land Use Code: 008
Agricultural Tax Due: Yes
Zoning: R
Tax Lot: 3
Tax Page Number: 757
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 1
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 2
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1

Upper Level 1

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

All Lower Levels

# Bedrooms All Lower Levels: 1
# Bathrooms All Lower Levels: 1

# Bathrooms Full All Lower Levels: 1

Lower Level 1

# Bedrooms Lower Level: 1
# Bathrooms Lower Level: 1

# Bathrooms Full Lower Level: 1

Rooms

Stories: Lower 1, Main, Upper 1

Building Info

Builder Name: Yellowstone and Roger Sines
Total Finished SQFT: 2,624.00

Total Finished SQFT Source: Assessor
Tax Total Finished SQFT: 2,624.00
Total SQFT: 2,744.00
Total SQFT Source: Estimated
Construction Materials: Log
Roof: Asphalt
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8049/4837/0056/804948370056_512_384_WM_AL_5U8xrFuO29SA2.jpg
Flooring Type: Hardwood
Basement Type: Fully Finished, Full, Heated, Improved, Interior Access, Outside Entrance, Walkout Level, Windows
Foundation Details: Slab
Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
# Bathrooms Full: 3
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Estimated
Lot Features: Backs to Trees, Level

Location Type: Lake
Parcel ID: 15667008
Additional Parcels: Yes
Addl Parcels Descrp: Neighboring Lot - Tax ID
Ground Rent Exists: No

Parking

Type Of Parking: Driveway
Parking Features: Gravel Driveway

Interior Features

Interior Features: Exposed Beams, Floor Plan - Open
Fireplace: Yes

Fireplaces Count: 1
Fireplace Features: Stone
Appliances: Dishwasher, Dryer, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Oven - Single, Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Accessibility Features: Other Bath Mod
Laundry Type: Main Floor

Exterior Features

Spa: No
Exterior Features: Exterior Lighting, Hot Tub, Outbuilding(s)

Pool: No Pool
Community Slips Count: 5
Community Docks Count: 1
Horse: No

Utilities

Utilities: Cable TV, Phone, Propane
Heating: Yes

Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Water Source: Well
Sewer Septic: Private Septic Tank

Confidential Data

Listing Office

List Agent AOR: Garrett County Board of REALTORS

Property History for 125 Ruta Lane

Date	Event & Source	Price	Appreciation
Jun 2, 2026	Active Under Contract BRIGHT #MDGA2011852		—
May 22, 2026	Listed (Active) BRIGHT #MDGA2011852	$1,199,000	—
Nov 13, 2020	Closed (Public Record) Public Record #683900395	$751,000	—

Date	Event & Source	Price
06/02/2026	Active Under Contract BRIGHT #MDGA2011852	—
05/22/2026	Listed (Active) BRIGHT #MDGA2011852	$1,199,000
11/13/2020	Closed (Public Record) Public Record #683900395	$751,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 125 Ruta Lane

Taxable ValueLand$120,500Additions$561,100Total$681,600

Tax Record2025$7,746 ($645 / month)

Home Facts

Beds0Baths3Total Finished SqFt2,624 SqFtAbove Grade Finished SqFt1,624 SqFtFinished Basement SqFt1,000 SqFtStories2Lot Size71,438 SqFtStyleSingle Family ResidenceYear Built1999CountyGARRETTAPN18-068044Fireplace TypeHas Fireplace

Schools near 125 Ruta Lane

This home is within Garrett County Public Schools.


Rating	School	Type	Grades	Distance
4/10	Broad Ford Elementary School	Public - Serves this home	PK to 6	4.8 mi
5/10	Southern Middle School	Public - Serves this home	6 to 8	4.8 mi
5/10	Southern Garrett High School	Public - Serves this home	7 to 12	5.7 mi


Rating	School	Distance
4/10	Broad Ford Elementary School PublicPK to 6 Serves this home	4.8 mi
5/10	Southern Middle School Public6 to 8 Serves this home	4.8 mi
5/10	Southern Garrett High School Public7 to 12 Serves this home	5.7 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Taylor-Made Deep Creek Sales

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/03/2026 11:48 AM

125 Ruta LnSwanton, MD 21561

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125 Ruta Ln
Swanton, MD 21561