126 Mariners Cove

St. Joseph, MI 49085

$1,100,000
Price
3
Beds
2,121 Sq. Ft.
$519 / Sq. Ft.
2,121
Sq. Ft.
$519
per Sq. Ft.
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Active Backup
Active Backup
front
02-EK2A6913
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14-EK2A6850
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Description

Welcome to your coastal retreat in the heart of Harbor Shores. Newly constructed in 2024, this end-unit condominium offers a rare combination of luxury, waterfront lifestyle, and refined design in one of Southwest Michigan's most sought-after communities. Rare within Harbor Shores, this residence offers water views on three sides, capturing peaceful sunrises and vibrant evening skies from multiple private decks overlooking the St. Joseph and Paw Paw Rivers. Ideally located near the Jack Nicklaus-designed...Welcome to your coastal retreat in the heart of Harbor Shores. Newly constructed in 2024, this end-unit condominium offers a rare combination of luxury, waterfront lifestyle, and refined design in one of Southwest Michigan's most sought-after communities. Rare within Harbor Shores, this residence offers water views on three sides, capturing peaceful sunrises and vibrant evening skies from multiple private decks overlooking the St. Joseph and Paw Paw Rivers. Ideally located near the Jack Nicklaus-designed golf course, waterfront dining, scenic walking trails, and direct river access for kayaking and fishing, the property provides a connected outdoor lifestyle. This residence is one of only seven within Harbor Shores that feature a private rooftop terrace spanning the entire roof level, designed for exceptional entertaining with panoramic water views. The terrace includes a full outdoor kitchen with a grill, burner, sink, and two refrigerators, along with multiple seating areas. Custom sculpted glass art enhances the setting and remains with the home. Inside, the open-concept layout features high ceilings, abundant natural light, and elevated finishes throughout. The kitchen features top-of-the-line built-in appliances and a wine refrigerator. Fully automated blinds are installed on every window. The home reflects a level of finish not typically found in standard new construction. The luxurious primary suite offers a serene retreat, complemented by two additional bedrooms and beautifully appointed baths that reflect quality craftsmanship and modern elegance. The versatile ground-level living space provides flexibility for a home gym, media room, or additional recreation area. Additional highlights include close proximity to the only floating docks in St. Joseph! A 35-foot boat slip is available for separate purchase. The property is located in one of the few areas in the city that allows short-term rentals, offering added flexibility for personal use or investment.
  1. Listed by Anne Gain • Brokerage DRE #6505375260 • @properties Christie's International R.E.
    P: (269)-277-6077 annegain1@gmail.com

Property Details for 126 Mariners Cove

Waterfront Features
River
Architectural Style
Other
LISTING UPDATED: 03/21/2026 10:51 AM

Property Details for 126 Mariners Cove

StatusActive Backup
MLS #26006243
Days on Market30
Taxes$10,795 / year
HOA Fees$4,440 / year
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built2023
CountyBerrien County
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Location

Listing Courtesy of @properties Christie's International R.E.
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Building Information for 126 Mariners Cove

Building/Complex126 Mariners CvFloor-Stories4Residences-Pet PolicyAllowedPet Policy DetailsPets AllowedYear Built2023

Payment Calculator

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$6,608 per month

30 year fixed, 6.11% Interest

Principal and Interest

$5,338

Property Taxes

$900

HOA Dues

$370

The Payment Calculator is for illustrative purposes only.

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Property Information for 126 Mariners Cove

Summary
Location and General Information
  • Cross Streets: Mariners and Waters Edge
  • Road Frontage Type: Private Road
  • Municipality: St. Joseph City
  • Subdivision: Harbor Village
  • Body of Water: Saint Joseph River
  • Directions: Whitwam Drive to Cavelier to Harbor Drive to condo
  • Street #: 126
  • Street Name: Mariners
  • Suffix: Cove
  • City: St. Joseph
  • State: MI
  • Zip Code: 49085
  • County: Berrien
  • Latitude: 42.114081
  • Longitude: -86.471996
  • Water Type: River
Taxes and HOA
  • Association Fee Includes: Snow Removal, Lawn/Yard Care
  • Taxable Value: 241000.0
  • Approx. Assoc Fee: $370
  • Assoc. Fee Payable: Monthly
  • Association Phone: 269-932-0216
  • Association Amenities: Clubhouse, Pool, Other
  • Tax ID #: 11-54-9425-2983-34-0
  • Association: Yes
  • Homestead: 100
  • SEV: 241000
Parking
  • Parking Features: Attached
  • Garage Spaces: 2.0
  • Garage Y/N: Yes
  • Attached Garage: Yes
  • Driveway: Concrete
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Sidewalk, Site Condo, Adj to Public Land
  • SqFt Source: Measured
  • Total Fin SqFt All Levels: 2121.0
  • SqFt Above Grade: 2121.0
  • Lot Measurement: Square Feet
  • Lot Acres: 0.0
  • Lot Square Footage: 0.0
Property and Assessments
  • Tax Year: 2024
  • Road Surface Type: Paved
  • Legal: CONDO AMENDED ON 10/8/2021 FROM 54-9425-2983-98-0, 76-2983-0098-00-0; UNIT 34 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES CONDOMINIUM LIBER 0301 PAGE 0250 CONDITIONAL TRANSFER OF PROPERTY PURSUANT TO ACT 425 PF 1984 BETWEEN THE CITIES OF ST. JOSEPH AND BENTON HARBOR SEE 11-76-2983-0001-00-0 THRU 76-2983-0034-00-0
  • Property Sub-Type: Condominium
  • New Construction: No
  • Total Floor Plans Count: 4
  • Floor Plans Change Timestamp: 02-20-2026 10:44:32 AM
  • Property Type: Residential, Condo
  • Year Built: 2023
  • Video Groups: 0
  • Mineral Rights: Unknown
  • Accessibility Features YN: No
  • Income Property: No
Utilities
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Patio And Porch Features: Deck, Patio
  • Stories: 4
  • Construction Materials: HardiPlank Type
  • Water Fea Amenities: Public Access 1 Mile or Less, View
  • Street Type: Paved, Private
  • Assoc Amenities: Clubhouse, Pool, Other
  • Exterior Material: HardiPlank Type
  • Substructure: Crawl Space
  • Windows: Insulated Windows, Screens
  • Patio and Porch Features: Patio, Deck
  • Landscape: Shrubs/Hedges, Underground Sprinkler
  • Landscape : Shrubs/Hedges: Yes
  • Landscape : Underground Sprinkler: Yes
Interior Features
  • Heating: Forced Air
  • Window Features: Screens, Insulated Windows
  • Interior Features: Center Island
  • Laundry Features: Laundry Room
  • Fireplace: No
  • Room Total: 8
  • Main Bedrooms: 0
  • Fireplaces Total: 0
  • Basement: No
  • Cooling: Central
  • Total Baths: 3.0
  • Full Baths: 2
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 2.5
  • Bathrooms Total (Notational): 2.1
  • Cooling: Yes
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
  • Air Conditioning: Central Air
  • Kitchen Features: Center Island
  • Additional Items: Ensuite
  • Appliances: Bar Fridge, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer
  • Bedrooms: 3
  • Half Baths: 1.0
  • Main Full Baths: 0
  • Main Half Baths: 0
  • Main Level SQFT: 394
  • Total Beds Above Grade: 3
  • Main Level Primary: No
Rental
Rental Information
  • Occupant Type: Owner
  • Terms Available: Cash, Conventional

Property History for 126 Mariners Cove

DateEvent & SourcePriceAppreciation
Mar 21, 2026

Contract Out

Michigan Regional Information Center #26006243

—
Feb 20, 2026

Listed (Active)

Michigan Regional Information Center #26006243

$1,100,000—
Dec 11, 2025

Permanently Off Market

Michigan Regional Information Center #25053480

$1,175,000—
Oct 17, 2025

Listed (Active)

Michigan Regional Information Center #25053480

$1,175,000—
Jan 16, 2024

Sold

Michigan Regional Information Center #23139479

$704,050—
Oct 24, 2023

Contract Signed

Michigan Regional Information Center #23139479

—
Oct 24, 2023

Listed (Active)

Michigan Regional Information Center #23139479

$679,000—
DateEvent & SourcePrice
03/21/2026

Contract Out

Michigan Regional Information Center #26006243

—
02/20/2026

Listed (Active)

Michigan Regional Information Center #26006243

$1,100,000
12/11/2025

Permanently Off Market

Michigan Regional Information Center #25053480

$1,175,000
10/17/2025

Listed (Active)

Michigan Regional Information Center #25053480

$1,175,000
01/16/2024

Sold

Michigan Regional Information Center #23139479

$704,050
10/24/2023

Contract Signed

Michigan Regional Information Center #23139479

—
10/24/2023

Listed (Active)

Michigan Regional Information Center #23139479

$679,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 126 Mariners Cove

This home is within St. Joseph Public Schools.
Rating
School
Type
Grades
Distance
Lincoln School
Public - PK to 5
Upton Middle School
Public - 6 to 8
St. Joseph High School
Public - 9 to 12
Brown School
Public - PK to 5
Rating
School
Distance
Lincoln School
PublicPK to 5

Upton Middle School
Public6 to 8

St. Joseph High School
Public9 to 12

Brown School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of @properties Christie's International R.E.

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