1264 Ten Whigs Ridge
Active
Est: $15,995/moGet pre-approved
Single FamilyProperty Type
2.64 acresLot Size
2014Year Built
$605/sq ftPrice per sq ft
$1,900/yrHOA Fees
Description
Welcome to an extraordinary custom-built lakefront retreat on Lake James, where exceptional craftsmanship and the beauty of the lake and Blue Ridge Mountains come together on 2.64 private acres. Complete with a covered aluminum dock and boat lift, this 4-bedroom, 4.5-bath home, built in 2014, offers over 4,600 square feet across three thoughtfully designed levels. What sets this property apart is the rare combination of lakefront living, mountain views, and a home designed to feel deeply connected...Welcome to an extraordinary custom-built lakefront retreat on Lake James, where exceptional craftsmanship and the beauty of the lake and Blue Ridge Mountains come together on 2.64 private acres. Complete with a covered aluminum dock and boat lift, this 4-bedroom, 4.5-bath home, built in 2014, offers over 4,600 square feet across three thoughtfully designed levels. What sets this property apart is the rare combination of lakefront living, mountain views, and a home designed to feel deeply connected to both. Expansive windows frame the lake and layer upon layer of Pisgah ridgelines, with Mount Mitchell rising in the distance. The west-facing orientation delivers spectacular sunsets, while mornings are equally moving as early sunlight gently washes over the lake and mountains, slowly revealing the depth and beauty of the landscape. The main living area is anchored by a stone fireplace featuring a premium Fireplace Xtrordinair® wood-burning system, generous stone hearth, and rustic mantel—an architectural focal point that brings warmth, texture, and distinctive mountain character to the space. The well-appointed kitchen features custom cabinetry, granite countertops, and a beautifully textured ceiling-to-countertop mosaic backsplash in soft, natural tones. Thoughtfully designed for both everyday living and entertaining, the kitchen flows naturally into the adjoining living and gathering spaces. Each of the four bedrooms enjoys a view of the lake or surrounding mountains, allowing all to wake to a landscape that continually changes with the light, weather, and seasons. Outdoor living is equally inviting with an expansive wraparound porch, outdoor fireplace, and fire pit overlooking the surrounding landscape. The floating covered dock provides easy access for swimming, boating, kayaking, paddleboarding, and fishing. The finished walkout lower level provides additional space for gathering, recreation, and relaxation, with convenient access to the outdoors and the beauty of the surrounding property. Life here extends well beyond the home's walls. The lake becomes an extension of everyday living. Trails within the community invite hiking and time outdoors, and don’t forget the great amenities at Camp Lake James. Whether the day is spent exploring or simply resting in the stillness, this home offers something increasingly rare—a true sense of refuge, peace, and connection.
1 day on Market
- Listed by: • Berkshire Hathaway HomeServices Carolinas Realty Lori.Guggenbiller@BHHSCarolinas.com
Last updated: 09/30/2026 03:16 PM • Source: CANOPY, MLS#: 4426377
Location
Listing Courtesy of Berkshire Hathaway HomeServices Carolinas Realty
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Payment Calculator
$15,995 per month
30 year fixed, 7.03% Interest
Principal and Interest
$14,948
Property Taxes
$889
HOA Dues
$158
The Payment Calculator is for illustrative purposes only.
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1Property Information for 1264 Ten Whigs Ridge
Property Details
- MLS Type: Residential / Single Family Residence
- County: McDowell County
- Architectural Style: Arts and Crafts
- Waterfront Features: Boat Lift, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community
- View: Mountain(s), Water
- Parking Features: Driveway
- Community Features: Clubhouse, Fitness Center, Game Court, Gated, Hot Tub, Lake Access, Outdoor Pool, Pickleball, Playground, Recreation Area, Tennis Court(s), Walking Trails
- Subdivision Name: 1780
Building Information
- Year Built: 2014
- Lot Size: 2.64 AC / 114,998 SF
Summary
Location and General Information
- Water Body Name: Lake James
- Longitude: -81.925318
- Latitude: 35.758989
Taxes and HOA Information
- HOA YN: Yes
- HOA Name: First Service Residential
- HOA Name2: Camp Lake James
- HOA Phone: 855-546-9642
- HOA Phone2: 828-391-6866
- HOA Subject To: Required
- HOA Fee2: $4,200.00
- HOA Fee2 Frequency: Annually
- HOA Annual Expense: $6,100.00
- Tax Assessed Value: $1,551,090.00
- Parcel Number: 1734-00-23-1513
- City Taxes Paid To: No City Taxes Paid
School Information
- Middle Or Junior School: East McDowell
- High School: McDowell
- Elementary School: Nebo
Parking
- Parking: Open Parking YN: No
- Parking: Carport YN: No
- Garage YN: No
- Garage Main Level YN: No
Virtual Tour
- Virtual Tour URL Branded: https://listings.wncrealestatephotography.com/videos/01a0c59d-1c4c-7079-8f1d-9a524cf08788
- Virtual Tour URL Unbranded: https://listings.wncrealestatephotography.com/videos/01a0c59d-1c4c-7079-8f1d-9a524cf08788
Property
Lot Information
- Above Grade Finished Area: 3117.0
- Below Grade Finished Area: 1512.0
- Sq Ft Lower: 0
- Sq Ft Main: 1622
- Sq Ft Third: 0
- Sq Ft Unheated Basement: 103
- Sq Ft Unheated Lower: 0
- Sq Ft Unheated Main: 418
- Sq Ft Unheated Third: 0
- Sq Ft Unheated Total: 521
- Sq Ft Unheated Upper: 0
- Sq Ft Upper: 1495
- Sq Ft Second Living Quarters: 0.0
- Sq Ft Second Living Quarters HLA: 0.0
- Sq Ft Total Property HLA: 4629.0
- Lot Features: Views, Wooded
- Lot Size Units: Acres
- Property Type: Residential
Property and Assessments
- Geocode Confidence: High
- Down Payment Resource YN: No
- New Construction YN: No
- Photos Count: 40
- Road Responsibility: Private Maintained Road, Road Maintenance Agreement
- Construction Type: Site Built
- Assumable: No
- Senior Community YN: No
- Restrictions: Architectural Review, Building, Rental – See Restrictions Description, Signage
Green Features
- Green Verification Count: 0
Utilities
- Sewer: Septic Installed
- Utilities: Cable Connected, Electricity Connected, Fiber Optics, Propane
- Water Source: Well
Interior and Exterior Features
Exterior Features
- Exterior Features: Fire Pit, Dock - Floating, Outdoor Shower
- Construction Materials: Fiber Cement, Stone Veneer
- Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Wrap Around
- Pool Private YN: No
- Road Surface Type: Gravel
- Roof: Architectural Shingle
Interior Features
- Appliances: Convection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, ENERGY STAR Qualified Refrigerator, Exhaust Hood, Filtration System, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
- Levels: Two
- Other Equipment: Fuel Tank - Leased
- Cooling: Central Air
- Heating: Forced Air, Propane
- Interior Features: Attic Other, Built-in Features, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
- Laundry Features: Laundry Room
- Fireplace Features: Family Room, Fire Pit, Living Room, Porch, Wood Burning, Wood Burning Stove
- Fireplace YN: Yes
- Window Features: Insulated Window(s)
- Flooring: Carpet, Tile, Wood
- Foundation Details: Basement
- Basement YN: Yes
- Basement Features: Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
- Bedroom Basement: 1
- Bedroom Lower: 0
- Bedroom Main: 1
- Bedroom Second LQ: 0
- Bedroom Third: 0
- Bedroom Upper: 2
- Full Bath Basement: 1
- Full Bath Lower: 0
- Full Bath Main: 1
- Full Bath Second LQ: 0
- Full Bath Third: 0
- Full Bath Upper: 2
- Half Bath Basement: 0
- Half Bath Lower: 0
- Half Bath Main: 1
- Half Bath Second LQ: 0
- Half Bath Third: 0
- Half Bath Upper: 0
Room Information
Room Information
- Room Count: 11.0
Room 1
- Room Types: Primary Bedroom
- Room Level: Main
Room 2
- Room Types: Kitchen
- Room Level: Main
Room 3
- Room Types: Family Room
- Room Level: Main
Room 4
- Room Types: Dining Room
- Room Level: Main
Room 5
- Room Types: Bedroom(s)
- Room Level: Upper
Room 6
- Room Types: Bedroom(s)
- Room Level: Upper
Room 7
- Room Types: Bonus Room
- Room Level: Upper
Room 8
- Room Types: Bedroom(s)
- Room Level: Basement
Room 9
- Room Types: Great Room
- Room Level: Basement
Room 10
- Room Types: Laundry
- Room Level: Basement
Room 11
- Room Types: Bathroom-Half
- Room Level: Main
Rental
Rent Information
- Security Features: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
Property History for 1264 Ten Whigs Ridge
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 29, 2026 | Listed (Active) CANOPY #4426377 | $2,800,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/29/2026 | Listed (Active) CANOPY #4426377 | $2,800,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 1264 Ten Whigs Ridge
Taxable ValueLand$475,000Additions$1,076,090Total$1,551,090
Tax Record2025$10,664 ($889 / month)
Home Facts
Beds4Baths4Total Finished SqFt4,710 SqFtAbove Grade Finished SqFt3,140 SqFtFinished Basement SqFt1,570 SqFtLot Size114,998 SqFtStyleMiscellaneous ResidentialYear Built2012CountyMCDOWELLAPN1734-00-23-1513Fireplace TypeHas Fireplace
Schools near 1264 Ten Whigs Ridge
This home is within Mcdowell County School District.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 5 |
Rating | School | Distance |
|---|---|---|
Nebo Elementary School PublicPK to 5 | ||
East McDowell Junior High School Public6 to 8 | ||
McDowell High School Public9 to 12 | ||
Eastfield Elementary School PublicPK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Berkshire Hathaway HomeServices Carolinas Realty
Based on information submitted to the MLS GRID as of 09/30/2026 03:16 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.