128 Cardinal Ln

Hayesville, NC 28904

$699,000
Price
4
Beds
3,770 Sq. Ft.
$185 / Sq. Ft.
3,770
Sq. Ft.
$185
per Sq. Ft.
a front view of a house with a garden and yard
an aerial view of a house with a yard and wooden fence
a view of swimming pool from a lake view
a view of a house with a big yard and large trees
an aerial view of a houses with a lake view
a view of a house with a yard
a view of swimming pool from a balcony
a view of a balcony with lake view and wooden floor
a front view of a house with a yard and trees
a view of a lush green hillside and houses
a view of a town with mountains in the background
a house with trees in the background
a view of a lake with mountain
a house view with a outdoor space
a view of a lake with a mountain in the background
a view of a room with wooden floor and furniture
a living room with furniture and a wooden floor
a living room with furniture a chandelier and wooden floor
a view of a dining room with furniture window and wooden floor
a kitchen with a stove a sink and a refrigerator
a kitchen with stainless steel appliances a refrigerator a sink a stove a dining table and chairs
a dining room with furniture a chandelier and wooden floor
a living room with furniture and a large window
a view of a room with wooden floor and window
a bedroom with a bed and a window
a bedroom with a bed and a chandelier
a utility room with dryer and washer
a bedroom with a bed and a ceiling fan
a bathroom with a sink and a mirror
a bedroom with a bed mirror and window
a front view of a house with garden
an empty room with wooden floor fan and windows
a bathroom with a sink and a mirror
a view of an empty room with wooden floor
a bathroom with a granite countertop sink and a mirror
a bathroom with a shower and a bathtub
a view of an empty room with wooden floor
a view of a house with a yard and sitting area
a house that has a tree in front of it
a view of an entryway with wooden floor

Description

Welcome to Lake Chatuge in the North Carolina mountains! Enjoy breathtaking views of the lake and mountains, along with deeded lake access. This newly remodeled home is move-in ready and features 3 bedrooms and 2 full baths in the main house. The open deck leads to a beautifully done kitchen and living room with a breakfast area, plus a formal dining room for more formal occasions. A covered back porch leads to a 1-bedroom, 1-bath apartment above the garage, complete with an open living and kitchen...Welcome to Lake Chatuge in the North Carolina mountains! Enjoy breathtaking views of the lake and mountains, along with deeded lake access. This newly remodeled home is move-in ready and features 3 bedrooms and 2 full baths in the main house. The open deck leads to a beautifully done kitchen and living room with a breakfast area, plus a formal dining room for more formal occasions. A covered back porch leads to a 1-bedroom, 1-bath apartment above the garage, complete with an open living and kitchen area with its own separate entry from outside the main house, great for mother inlaw suite or rental income.. On the east end of the home, you'll find an unfinished half basement, perfect for storage or a potential game room with a little effort. Additional features include ample canned lighting, plenty of windows for natural light, and NEW hardwood and tile floors throughout. The property backs up to Tennessee Valley Authority land, ensuring no future construction behind you. Located in a nice, quiet, established neighborhood, this home is ready for the right owner. The seller is motivated, so don't miss out! video https://d294achcvvsx41.cloudfront.net/www/db_images/tour/2357602/video_clip_447101-1920x1080.mp4

Property Details for 128 Cardinal Lane

View
Yes
Architectural Style
Ranch, Traditional
Parking Spaces Total
2
Township
Hiawassee
View
Mountain(s), Lake
Waterfront
No
LISTING UPDATED: 11/18/2025 12:01 AM

Property Details for 128 Cardinal Lane

StatusActive
MLS #419659
Days on Market56
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Residential
Year Built1976
Lot Size0.47 AC / 20,473 SF
CountyClay County

Location

Listing Courtesy of Sonja Silvers Realty Group, Larry Silvers
Add your commute

Building Information for 128 Cardinal Lane

Stories1Year Built1976Building Size-Lot Size0.47 AC / 20,473 SF

Payment Calculator

$3,542 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,454

Property Taxes

$88

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 128 Cardinal Lane

Summary
Location and General Information
  • Coordinates: -83.7512269, 35.0194125
  • Country: US
  • County Or Parish: Clay
  • Directions: From traffic light at intersection of 64/69, go 64East for appx. 5 miles, turn right onto 175, go appx 1/4 mile to right on Elf School Rd, go past Elf School, turn right onto Cardinal Lane and follow to home on the right. SEE SIGN
  • Latitude: 35.0194125
  • Longitude: -83.7512269
  • State Or Province: NC
  • Parcel Number: 547902860047
  • Zip Code: 28904
  • Topography: Level,Sloping
  • MLS Area Major: Ar 8 Clay NC
Taxes and HOA Information
  • Association Fee Frequency: Annually
  • Association: No
  • Tax Lot: 12
Parking
  • Carport: No
  • Covered Spaces: 2
  • Garage Spaces: 2
  • Garage: Yes
  • Open Parking: Yes
  • Parking Features: Garage, Driveway, Asphalt
School Information
  • Middle Or Junior School District: Hayesville
  • Elementary School District: Hayesville
  • High School District: Hayesville
Property
Lot Information
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Lot Size Acres: 0.47
  • Lot Size Square Feet: 20473.2
  • Lot Size Units: Square Feet
  • Road Surface Type: Paved
Property and Assessments
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Area Total: 3770
  • Building Area Units: Square Feet
  • Frontage Type: Road
  • Living Area: 3770
  • New Construction: No
  • Possession: Close Of Escrow
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Senior Community: No
  • Year Built: 1976
Utilities
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Private, Well
Interior and Exterior Features
Exterior Features
  • Community Features: Lake Access
  • Patio And Porch Features: Screened, Deck, Covered
  • Roof: Shingle
  • Window Features: Storm Window(s)
Interior Features
  • Appliances: Refrigerator, Range, Dishwasher, Washer, Dryer, Electric Water Heater
  • Basement: Unfinished, Partial, Slab
  • Baths Full: 3.0
  • Bathrooms Total Decimal: 3
  • Baths Total: 3.0
  • Beds Total: 4.0
  • Construction Materials: Frame, Concrete, See Remarks, Brick
  • Cooling: Central Air, Heat Pump
  • Cooling: Yes
  • Fireplace Features: None
  • Fireplace: No
  • Flooring Type: Wood, Tile
  • Heating: Central, Heat Pump, Electric
  • Interior Features: Ceiling Fan(s), Sheetrock, See Remarks
  • Laundry Features: Main Level
  • Levels: One and One Half
  • Main Level Bedrooms: 3
  • Stories: 1.0

Property History for 128 Cardinal Lane

DateEvent & SourcePriceAppreciation
Jun 8, 2021

Sold (Public Record)

Public Record #1464754592

$245,000—
DateEvent & SourcePrice
06/08/2021

Sold (Public Record)

Public Record #1464754592

$245,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 128 Cardinal Lane

Taxable ValueLand$37,500Additions$165,400Total$202,900
Tax Record2025$1,054 ($88 / month)
Home Facts
Beds4Total Finished SqFt3,770 SqFtAbove Grade Finished SqFt3,770 SqFtLot Size20,473 SqFtStyleSingle Family ResidenceYear Built1976CountyCLAYAPN547902860047

Schools near 128 Cardinal Lane

This home is within Clay County School District.
Rating
School
Type
Grades
Distance
Hayesville Elementary
Public - 3 to 5
Hayesville Middle
Public - 6 to 8
Hayesville High
Public - 9 to 12
Hayesville Primary School
Public - PK to 2
Rating
School
Distance
Hayesville Elementary
Public3 to 5

Hayesville Middle
Public6 to 8

Hayesville High
Public9 to 12

Hayesville Primary School
PublicPK to 2

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 128 Cardinal Lane, Hayesville, NC 28904

128 Cardinal Lane is a single family home for sale in Hayesville, NC 28904. This property was listed for sale on October 17, 2025 by Sonja Silvers Realty Group, it's currently listed at $699,000. It has been on the market for a total of 56 days and was last sold on June 8, 2021. This listing's school district is Clay County School District. Nearby schools include Hayesville Elementary, Hayesville Middle and Hayesville High. 128 Cardinal Lane is a 4-bed, 3-bath, 3,770 sqft single family home built in 1976.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Sonja Silvers Realty Group, Larry Silvers

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.