130 Settlement Ridge Dr, Unit 48

Marion, NC 28752

$490,000
Price
—
Beds
—
Baths
399 Sq. Ft.
$1,228 / Sq. Ft.
399
Sq. Ft.
$1,228
per Sq. Ft.
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Description

Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare off the grid retreat/ artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary...Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare off the grid retreat/ artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin is currently off grid, allowing for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room, kitchen with refrigerator, portable microwave/convection oven all with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains . Bath area with Dry Flush toilet ,antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground!
  1. Listed by Engel & Volkers Foothills Lake James • drreihl@bellsouth.net

Property Details for 130 Settlement Ridge Drive, Unit 48

Architectural Style
Cabin
Waterfront Features
Boat Slip (Deed), Boat Slip – Community, Paddlesport Launch Site
View
Long Range, Mountain(s), Water
Parking Features
Driveway
Community Features
Clubhouse, Gated, Helipad, Lake Access, Picnic Area, Recreation Area, Walking Trails
Subdivision Name
Black Forest
LISTING UPDATED: 06/06/2026 05:03 AM

Property Details for 130 Settlement Ridge Drive, Unit 48

StatusActive
MLS #4388960
Days on Market3
Taxes-
HOA Fees$6,550 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2017
Lot Size3.15 AC / 137,214 SF
CountyMcDowell County
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Location

Listing Courtesy of Engel & Volkers Foothills Lake James
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Building Information for 130 Settlement Ridge Drive, Unit 48

Stories-Year Built2017Building Size-Lot Size3.15 AC / 137,214 SF

Payment Calculator

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$2,988 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,442

Property Taxes

$0

HOA Dues

$546

The Payment Calculator is for illustrative purposes only.

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Property Information for 130 Settlement Ridge Drive, Unit 48

Summary
Location and General Information
  • Water Body Name: Lake James
  • Longitude: -81.979262
  • Zoning: R-1
  • Latitude: 35.729356
  • Directions: From the entrance into Black Forest follow Black Forest Dr to right onto Settlement Ridge Dr. Home on right . See #130 on mailbox
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: First Residential Services
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $6,550.00
  • Tax Assessed Value: $288,940.00
  • Parcel Number: 1713-00-53-8548
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: West McDowell
  • High School: McDowell
  • Elementary School: North Cove
Parking
  • Parking: Open Spaces: 2.0
  • Parking: Open Parking YN: Yes
  • Parking: Carport YN: No
  • Garage Spaces: 0.0
  • Garage YN: No
  • Garage Main Level YN: No
Property
Lot Information
  • Elevation: 1000
  • Above Grade Finished Area: 399.0
  • Below Grade Finished Area: 0.0
  • Builder Name: Travis Crook
  • Sq Ft Lower: 0
  • Sq Ft Main: 399
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 399.0
  • Lot Features: Private, Rolling Slope, Wooded, Views
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 48
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 10/77
  • Plat Reference Section Pages: 10/77
  • Proposed Special Assessment: No
  • Restrictions: Architectural Review, Building, Manufactured Home Not Allowed, Modular Not Allowed, Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: None
  • Utilities: Electricity Connected
  • Water Source: None
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood, Other - See Remarks
  • Patio And Porch Features: Covered, Deck, Front Porch, Screened
  • Pool Private YN: No
  • Road Surface Type: Gravel, Paved
  • Roof: Composition, Metal
Interior Features
  • Appliances: Convection Microwave, Refrigerator
  • Levels: One and One Half
  • Cooling: Ceiling Fan(s), Ductless, Window Unit(s)
  • Heating: Ductless, Electric
  • Interior Features: Open Floorplan
  • Laundry Features: None
  • Fireplace YN: No
  • Door Features: Insulated Door(s), Sliding Doors
  • Window Features: Insulated Window(s)
  • Flooring: Wood
  • Foundation Details: Other - See Remarks
  • Basement YN: No
  • Bedroom Main: 0
  • Bedroom Upper: 0
  • Full Bath Main: 0
  • Full Bath Upper: 0
  • Half Bath Main: 0
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 3.0
Room 1
  • Room Types: Living Room
  • Room Level: Main
Room 2
  • Room Types: Kitchen
  • Room Level: Main
Room 3
  • Room Types: Loft
  • Room Level: Upper

Property History for 130 Settlement Ridge Drive, Unit 48

DateEvent & SourcePriceAppreciation
Jun 4, 2026

Listed (Active)

CANOPY #4388960

$490,000—
DateEvent & SourcePrice
06/04/2026

Listed (Active)

CANOPY #4388960

$490,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 130 Settlement Ridge Drive, Unit 48

This home is within Mcdowell County School District.
Rating
School
Type
Grades
Distance
North Cove Elementary School
Public - PK to 5
West McDowell Junior High School
Public - 6 to 8
McDowell High School
Public - 9 to 12
Eastfield Elementary School
Public - PK to 5
Rating
School
Distance
North Cove Elementary School
PublicPK to 5

West McDowell Junior High School
Public6 to 8

McDowell High School
Public9 to 12

Eastfield Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 130 Settlement Ridge Drive, Unit 48, Marion, NC 28752

130 Settlement Ridge Drive, Unit 48 is a single family home for sale in Marion, NC 28752. This property was listed for sale on June 4, 2026 by Engel & Volkers Foothills Lake James, it's currently listed at $490,000. This listing's school district is Mcdowell County School District. Nearby schools include North Cove Elementary School, West McDowell Junior High School and McDowell High School. 130 Settlement Ridge Drive, Unit 48 is a 0-bed, 0-bath, 399 sqft single family home built in 2017.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Engel & Volkers Foothills Lake James

Based on information submitted to the MLS GRID as of 06/06/2026 05:03 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.