13148 North Saginaw Road

1,127 Sq. Ft.
$142 / Sq. Ft.
1,127
Sq. Ft.
$142
per Sq. Ft.

Description

Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning,...Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning. The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines. For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer. Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location. Well and septic inspections have already been completed and passed, offering peace of mind from day one. Whether you’re looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what’s next.
  1. Listed by Kelsi V Long • Century 21 Signature Realty - Bay City
    P: (989)-475-5679 C: (989)-475-5679 kelsivictoria4@gmail.com

Property Details for 13148 North Saginaw Road

Architectural Style
Ranch
Has Waterfront
No
LISTING UPDATED: 06/30/2026 08:28 AM

Property Details for 13148 North Saginaw Road

StatusPending
MLS #50201438
Days on Market28
Taxes$1,480 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1979
Lot Size0.83 AC / 36,154 SF
CountyGenesee County

Location

Listing Courtesy of Century 21 Signature Realty - Bay City
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Building Information for 13148 North Saginaw Road

Stories1Year Built1979Building Size-Lot Size0.83 AC / 36,154 SF

Payment Calculator

$921 per month

30 year fixed, 6.36% Interest

Principal and Interest

$797

Property Taxes

$123

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 13148 North Saginaw Road

Summary
Location and General Information
  • Cross Street: Saginaw Rd
  • Latitude: 43.195371
  • Longitude: -83.72712
  • MLS Area Major: Vienna Twp (25017)
Taxes and HOA
  • Association: No
  • Parcel Number: 18-11-300-017
  • Tax Annual Amount: $1,480.00
  • Tax Year: 2024
Parking
  • Garage: No
Property
Lot Information
  • Frontage Length: 105.0
  • Lot Size Acres: 0.83
Property and Assessments
  • Above Grade Finished Area: 1127.0
  • Building Area Total: 1127.0
  • Living Area: 1127.0
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1979
Building Features
  • Construction Materials: Vinyl Siding
  • Total Stories: 1
Utilities
  • Sewer: Septic Tank
  • Water Source: Well, Private
Interior and Exterior Features
Exterior Features
  • Private Pool: No
Interior Features
  • Basement: Crawl Space
  • Has Basement: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Has Fireplace: No
  • Heating: Forced Air, Natural Gas
  • Has Heating: Yes
  • Total Rooms: 8
Room Information
Room 1
  • Description: Vinyl
  • Dimensions: 11x9
  • Length: 11.0
  • Level: First
  • Type: Bedroom 3
  • Width: 9.0
Room 2
  • Description: Vinyl
  • Dimensions: 11x11
  • Length: 11.0
  • Level: First
  • Type: Bedroom 1
  • Width: 11.0
Room 3
  • Dimensions: 9x8
  • Length: 9.0
  • Level: First
  • Type: Kitchen
  • Width: 8.0
Room 4
  • Level: First
Room 5
  • Dimensions: 10x11
  • Length: 10.0
  • Level: First
  • Type: Bedroom 2
  • Width: 11.0
Room 6
  • Description: Vinyl
  • Dimensions: 19x11
  • Length: 19.0
  • Level: First
  • Type: Living Room
  • Width: 11.0
Room 7
  • Level: First
  • Type: Bathroom 1

Property History for 13148 North Saginaw Road

DateEvent & SourcePriceAppreciation
Apr 10, 2026

Contract Signed

MiRealSource #50201438

Mar 12, 2026

Listed (Active)

MiRealSource #50201438

$160,000
Nov 14, 2025

Temporarily Off Market

MiRealSource #50178392

$153,000
DateEvent & SourcePrice
04/10/2026

Contract Signed

MiRealSource #50201438

03/12/2026

Listed (Active)

MiRealSource #50201438

$160,000
11/14/2025

Temporarily Off Market

MiRealSource #50178392

$153,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 13148 North Saginaw Road

Taxable ValueLand-Additions-Total-
Tax Record2024$2,285 ($190 / month)
Home Facts
Beds0Total Finished SqFt1,152 SqFtAbove Grade Finished SqFt1,152 SqFtStories1Lot Size36,155 SqFtStyleSingle Family ResidenceYear Built1979ZoningC-2CountyGENESEEAPN18-11-300-017

Schools near 13148 North Saginaw Road

This home is within Clio Area School District.
Rating
School
Type
Grades
Distance
Public - PK to 12
Public - 8 to 12
Public - 6 to 8
Public - PK to 3
Rating
School
Distance
Clio Community Education
PublicPK to 12

Clio Area High School
Public8 to 12

George R. Carter Middle School
Public6 to 8

Clio Elementary School
PublicPK to 3

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Century 21 Signature Realty - Bay City

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