132 Arch St

Cumberland, MD 21502

$90,900
Price
3
Beds
1,434 Sq. Ft.
$63 / Sq. Ft.
1,434
Sq. Ft.
$63
per Sq. Ft.
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a front view of a house with a garden
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a kitchen with a stove and white cabinets
wooden floor in an empty room with a window
a view of empty room with wooden floor and fan
a view of an empty room
a view of an empty room with wooden floor and a window
a bathroom with a sink a mirror and a toilet
a view of empty room
a view of a yard with plants

Description

This beautifully renovated half-duplex offers the ideal blend of charm, updates, and income potential. Recently updated in 2024, the home features refinished original hardwood floors, an updated kitchen, and a modernized full bathroom, creating a move-in-ready space with timeless appeal. The main level offers a spacious living room and dining room, perfect for entertaining, while the home includes three comfortable bedrooms and one full bath. Step outside to enjoy a rear yard with off-street parking,...This beautifully renovated half-duplex offers the ideal blend of charm, updates, and income potential. Recently updated in 2024, the home features refinished original hardwood floors, an updated kitchen, and a modernized full bathroom, creating a move-in-ready space with timeless appeal. The main level offers a spacious living room and dining room, perfect for entertaining, while the home includes three comfortable bedrooms and one full bath. Step outside to enjoy a rear yard with off-street parking, a rare and valuable convenience. Currently tenant-occupied at $950/month, with the tenant paying all utilities, making this an attractive income-producing property from day one. The lease expires April 30, offering flexibility for an owner-occupant or the option to secure a new tenant at market rent. A fantastic opportunity for investors or buyers looking to live in one unit while building equity—don’t miss this one! Seller will consider providing up to $2,500 in closing cost assistance with a full-price offer
  1. Listed by Jennifer Jackson • Charis Realty Group
    P: (301)-367-8300 jen.jackson1425@gmail.com

Property Details for 132 Arch Street

Tax ID Number
0104051890
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Twin/Semi-Detached
Style
Bi-level
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 02/19/2026 10:12 PM

Property Details for 132 Arch Street

StatusActive
MLS #MDAL2013114
Days on Market140
Taxes$642 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Fee Simple
Year Built1920
Lot Size0.04 AC / 1,957 SF
CountyAllegany County
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Location

Listing Courtesy of Charis Realty Group
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Building Information for 132 Arch Street

Stories3Residences-Year Built1920Lot Size0.04 AC / 1,957 SF

Payment Calculator

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$497 per month

30 year fixed, 6.15% Interest

Principal and Interest

$443

Property Taxes

$54

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 132 Arch Street

Location
Location
  • In City Limits: Yes
  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140562208
  • SchoolDistrictSource: 3rd Party
  • Middle Or Junior School: WASHINGTON (ALLEGANY MD)
  • MiddleSchoolSource: 3rd Party
  • High School: FORT HILL (ALLEGANY MD)
  • HighSchoolSource: 3rd Party
  • County: ALLEGANY
  • MLS Area: S Cumberland - Allegany County (MDAL2)
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $46,933
  • Year Assessed: 2025
  • County Tax: $301
  • Improvement Assessed Value: $60,000
  • City Town Tax: $340
  • Land Assessed Value: $1,700
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: RLL.
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Stories: Upper 1
Building Info
Building Info
  • Total Finished SQFT: 1,434.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 15030700
Parking
Parking
  • Type Of Parking: On Street
Interior Features
Interior Features
  • Fireplace: No
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: None
  • Cooling Fuel: None
  • Heating Type: Baseboard - Electric
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Historic Highlands Association of REALTORS

Property History for 132 Arch Street

DateEvent & SourcePriceAppreciation
Jan 22, 2026

Price Change

BRIGHT #MDAL2013114

$90,900—
Oct 13, 2025

Listed (Active)

BRIGHT #MDAL2013114

$99,000—
Mar 30, 2024

Withdrawn

BRIGHT #MDAL2007646

—
Feb 23, 2024

Price Change

BRIGHT #MDAL2007646

$92,500—
Feb 3, 2024

Price Change

BRIGHT #MDAL2007646

$97,999—
Nov 19, 2023

Price Change

BRIGHT #MDAL2007646

$99,999—
Nov 8, 2023

Listed (Active)

BRIGHT #MDAL2007646

$105,000—
Nov 14, 2012

Closed

BRIGHT #1004010136

$30,000—
Oct 8, 2012

Pending

BRIGHT #1004010136

—
May 31, 2012

Listed (Active)

BRIGHT #1004010136

$36,000—
Apr 30, 2011

Expired

BRIGHT #1006696484

—
May 10, 2010

Listed (Active)

BRIGHT #1006696484

$62,500—
Jun 27, 2001

Closed

BRIGHT #MDAL113716

$29,000—
Jun 12, 2001

Pending

BRIGHT #MDAL113716

—
Nov 7, 2000

Listed (Active)

BRIGHT #MDAL113716

$29,000—
DateEvent & SourcePrice
01/22/2026

Price Change

BRIGHT #MDAL2013114

$90,900
10/13/2025

Listed (Active)

BRIGHT #MDAL2013114

$99,000
03/30/2024

Withdrawn

BRIGHT #MDAL2007646

—
02/23/2024

Price Change

BRIGHT #MDAL2007646

$92,500
02/03/2024

Price Change

BRIGHT #MDAL2007646

$97,999
11/19/2023

Price Change

BRIGHT #MDAL2007646

$99,999
11/08/2023

Listed (Active)

BRIGHT #MDAL2007646

$105,000
11/14/2012

Closed

BRIGHT #1004010136

$30,000
10/08/2012

Pending

BRIGHT #1004010136

—
05/31/2012

Listed (Active)

BRIGHT #1004010136

$36,000
04/30/2011

Expired

BRIGHT #1006696484

—
05/10/2010

Listed (Active)

BRIGHT #1006696484

$62,500
06/27/2001

Closed

BRIGHT #MDAL113716

$29,000
06/12/2001

Pending

BRIGHT #MDAL113716

—
11/07/2000

Listed (Active)

BRIGHT #MDAL113716

$29,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 132 Arch Street

Taxable ValueLand-Additions-Total-
Tax Record2023$162 ($13 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,434 SqFtAbove Grade Finished SqFt1,434 SqFtStories2Lot Size1,957 SqFtStyleTownhouseYear Built1920CountyALLEGANYAPN04-051890

Schools near 132 Arch Street

This home is within Allegany County Public Schools.
Rating
School
Type
Grades
Distance
South Penn Elementary School
Public - PK to 5
Washington Middle School
Public - 6 to 8
Fort Hill High School
Public - 9 to 12
Center For Career & Technology Education
Public - 11 to 12
Rating
School
Distance
South Penn Elementary School
PublicPK to 5

Washington Middle School
Public6 to 8

Fort Hill High School
Public9 to 12

Center For Career & Technology Education
Public11 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 132 Arch Street, Cumberland, MD 21502

132 Arch Street is a townhouse for sale in Cumberland, MD 21502. This property was listed for sale on October 13, 2025 by Charis Realty Group, it's currently listed at $90,900. It has been on the market for a total of 140 days and was last sold on November 14, 2012. This listing's school district is Allegany County Public Schools. Nearby schools include South Penn Elementary School, Washington Middle School and Fort Hill High School. 132 Arch Street is a 3-bed, 1-bath, 1,434 sqft townhouse built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Charis Realty Group

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/19/2026 10:12 PM