1326 S Elm St

St. Charles, IL 60174

$378,500
Price
4
Beds
1,530 Sq. Ft.
$247 / Sq. Ft.
1,530
Sq. Ft.
$247
per Sq. Ft.
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Contingent
Contingent
a view of a house with a bench in a yard
a view of a house with a yard
a front view of a house
a view of front door with furniture and a window
a view of bedroom with wooden floor
a view of an empty room and window
a view of a livingroom with wooden floor
a kitchen with stainless steel appliances a sink stove and cabinets
a kitchen with a stove sink and cabinets
a kitchen with cabinets stainless steel appliances and a counter space
a view of an empty room
a view of an empty room and window with a ceiling fan
en empty room with windows
a view of empty room with wooden floor and fan
a view of empty room with wooden floor
an empty room with wooden floor and windows
a bathroom with a sink toilet and shower
a view of a kitchen with a sink and refrigerator
a view of an entryway
a view of an empty room
a view of a storage room
a bathroom with a toilet sink and shower
a picture of a table and chairs in patio
a view of a street with a building
a view of road with large trees
a view of a house with a snow in the yard

Description

One word ... Charming! Don't miss this Cape Cod style home in an incredible location ~ minutes from both downtown St. Charles AND downtown Geneva! Here, you'll be greeted by sun-drenched rooms, arched doorways, hardwood floors and fresh neutral paint with white trim! There are 3 bedrooms and a full bath on the main floor and an additional bedroom upstairs. The SPACIOUS kitchen has tons of cabinet and counter space, plus room for a small table! The kitchen opens to a sunroom. Here, you can appreciate...One word ... Charming! Don't miss this Cape Cod style home in an incredible location ~ minutes from both downtown St. Charles AND downtown Geneva! Here, you'll be greeted by sun-drenched rooms, arched doorways, hardwood floors and fresh neutral paint with white trim! There are 3 bedrooms and a full bath on the main floor and an additional bedroom upstairs. The SPACIOUS kitchen has tons of cabinet and counter space, plus room for a small table! The kitchen opens to a sunroom. Here, you can appreciate all nature has to offer, with views of the partially fenced & private backyard! The basement offers more living space, plus an additional full bath and room for a washer and dryer. The massive tandem garage measures 10 x 34, fitting 2 to 3 cars. Enjoy being close to everything ... the river path, parks, festivals, shopping, restaurants & Metra commuter train! All this, plus award winning St Charles Schools!

Property Details for 1326 South Elm Street

Area
Campton Hills / St. Charles
Township
St. Charles
Ownership
Fee Simple
Num Of Garage Spaces
3.0
Num Of Parking Spaces
3.0
Parking Included in Price
Yes
Air Conditioning Type
Window Unit(s)
Heat/Fuel
Hot Water/Steam, Radiator(s)
LISTING UPDATED: 02/06/2026 04:52 PM

Property Details for 1326 South Elm Street

StatusContingent
MLS #12534859
Days on Market66
Taxes$7,408 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1940
Lot Size0.23 AC / 10,018 SF
CountyKane County
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Location

Listing Courtesy of Fathom Realty IL LLC
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Building Information for 1326 South Elm Street

Stories-Year Built1940Building Size-Lot Size0.23 AC / 10,018 SF

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$2,462 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,845

Property Taxes

$617

HOA Dues

$0

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Property Information for 1326 South Elm Street

General Information
School Information
  • Elementary School District: 303
  • Elementary School: Davis Elementary School
  • Jr High Middle School: Thompson Middle School
  • High School District: 303
  • High School: St Charles East High School
  • Middle Or Junior School District: 303
Addtl Parking Information
  • Parking Details: Garage Door Opener, Yes, Attached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Interior Property Features: 1st Floor Bedroom, 1st Floor Full Bath
  • Num Of Rooms: 6
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Basement Type: Unfinished, Full
  • Bedrooms Possible: 4
  • Air Conditioning: Window Unit(s)
  • Flooring: Hardwood
  • Dining Room: None
  • Basement Bathrooms: Yes
  • Room Type: Sun Room
  • Num of Baths: 2.0
Exterior Features
  • Fencing: Fenced
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Disposal
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 81-90 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 0
  • Total Finished and Unfin Sq Ft: 0
  • Lot Size: Less Than .25 Acre
  • Lot Dimensions: 139.8 X 74.9
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Construction: Vinyl Siding
  • Roof Type: Asphalt
  • General Information: None
  • Living Area Source: Assessor
Property and Assessments
  • Public Document Count: 1
  • Document Date: 2025-12-20T23:49:55
  • Photos Count: 27
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Main
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 12X12
Bedroom #2 Information
  • 2nd Bedroom Level: Main
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 9X10
Bedroom #3 Information
  • 3rd Bedroom Level: Main
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 10X12
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 25X12
Dining Room Information
  • Dining Room Level: N/A
  • RoomType_DR: Dining Room
Family Room Information
  • Family Room Level: N/A
  • RoomType_FR: Family Room
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 10X15
Laundry Information
  • Laundry Level: N/A
  • Room Type: Laundry
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 13X22
Sun Room Information
  • Room Level: Main
  • Room Type: Sun Room
  • Dimensions: 12X15

Property History for 1326 South Elm Street

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Contingent

MRED #12534859

—
Jan 8, 2026

Price Change

MRED #12534859

$378,500—
Dec 22, 2025

Listed (Active)

MRED #12534859

$388,500—
Nov 12, 2012

Cancelled

MRED #08090566

$164,900—
Sep 12, 2012

Listed (Active)

MRED #08090566

$195,000—
Jul 3, 2001

Sold (Public Record)

Public Record #75751710

$168,000—
DateEvent & SourcePrice
02/06/2026

Contingent

MRED #12534859

—
01/08/2026

Price Change

MRED #12534859

$378,500
12/22/2025

Listed (Active)

MRED #12534859

$388,500
11/12/2012

Cancelled

MRED #08090566

$164,900
09/12/2012

Listed (Active)

MRED #08090566

$195,000
07/03/2001

Sold (Public Record)

Public Record #75751710

$168,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1326 South Elm Street

Taxable ValueLand$37,240Additions$62,559Total$99,799
Tax Record2024$7,408 ($617 / month)
Home Facts
Beds3Total Finished SqFt1,020 SqFtAbove Grade Finished SqFt1,020 SqFtStories1Lot Size10,215 SqFtStyleSingle Family ResidenceYear Built1940Year Renovated1969CountyKANEAPN09-34-383-005

Schools near 1326 South Elm Street

This home is within Community Unit School District 303.
Rating
School
Type
Grades
Distance
Davis Primary School
Public - K to 2
Richmond Intermediate School
Public - 3 to 5
Thompson Middle School
Public - 6 to 8
St Charles East High School
Public - 9 to 12
Rating
School
Distance
Davis Primary School
PublicK to 2

Richmond Intermediate School
Public3 to 5

Thompson Middle School
Public6 to 8

St Charles East High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Fathom Realty IL LLC

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 02/06/2026 04:52 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.