14 E Main St

Waterloo, NY 13165

$249,900
Price
1
Bed
3,494 Sq. Ft.
$72 / Sq. Ft.
3,494
Sq. Ft.
$72
per Sq. Ft.

Description

Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.
  1. Listed by John P. Parrott III • Coldwell Banker Finger Lakes
    P: (315)-789-6768 C: (315)-789-6768 johnparrott3@yahoo.com

Property Details for 14 East Main Street

Styles Of Residence
Triplex
On Waterfront
No
Parking Description
Two Or More Spaces
Nearest Cross Street
Virginia
LISTING UPDATED: 12/19/2025 11:35 AM

Property Details for 14 East Main Street

StatusActive
MLS #R1654058
Days on Market21
Taxes$3,703 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMixed Use
MLS TypeResidential / Mixed Use
Year Built1850
Lot Size0.06 AC / 2,614 SF
CountySeneca County

Location

Listing Courtesy of Coldwell Banker Finger Lakes
Add your commute

Building Information for 14 East Main Street

Stories2Residences2Year Built1850Lot Size0.06 AC / 2,614 SF

Payment Calculator

$1,543 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,235

Property Taxes

$309

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 14 East Main Street

Summary
Location and General Information
  • Elementary School District: Waterloo
  • High School District: Waterloo
  • Middle Or Junior School District: Waterloo
  • Village: Waterloo-Village
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Waterloo Village-Waterloo-453801
  • Tax Annual Amount: $3,703.00
Property
Lot Information
  • Building Area Source: Public Records
  • Building Area Total: 3494.0
  • Land Features: Rectangular, Rectangular Lot
  • Num Of Acres: 0.06
  • Lot Size Area: 0.06
  • Lot Size Square Feet: 2614.0
  • Lot Size Units: Acres
  • Parcel Number: 453801-013-000-0001-003-000-0000
  • Road Frontage: Main Thoroughfare
  • Lot Number: 3
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $80,200
  • Year Built: 1850
  • Year Built Description: Existing
  • Zoning Description: Commercial
Utilities
  • Num Of Electric Meters: 3
  • Num Of Gas Meters: 3
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Roof Description: Membrane, Rubber
  • Type Of Building: Mixed
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 1
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Varies
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 3494.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 3
  • Number Of Units Total: 2
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $1,200.00
  • Unit Type Baths Total: 2
  • Unit Type Beds Total: 0
  • Features: ,Other - See Remarks
  • Unit Type Total Rent: $1,200.00
  • Unit Type Num Full Baths: 0
  • Unit Type Num Half Baths: 2
  • Unit Type Actual Rent Range: 1200
Unit 2
  • Unit Type Actual Rent: $895.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: ,Living Room
  • Unit Type Total Rent: $895.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 895
Unit 3
  • Unit Type Actual Rent: $750.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 0
  • Features: ,Living Room
  • Unit Type Total Rent: $750.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 750
Rental
Rental Information
  • Rent Includes: Water

Property History for 14 East Main Street

DateEvent & SourcePriceAppreciation
Dec 8, 2025

Listed (Active)

WNYREIS #R1654058

$249,900—
Oct 31, 2025

Expired

WNYREIS #R1579859

—
Dec 30, 2024

Pending

WNYREIS #R1579859

—
Dec 2, 2024

Listed (Active)

WNYREIS #R1579859

$269,000—
Sep 25, 2019

Sold (Public Record)

Public Record #1383498133

$165,000—
DateEvent & SourcePrice
12/08/2025

Listed (Active)

WNYREIS #R1654058

$249,900
10/31/2025

Expired

WNYREIS #R1579859

—
12/30/2024

Pending

WNYREIS #R1579859

—
12/02/2024

Listed (Active)

WNYREIS #R1579859

$269,000
09/25/2019

Sold (Public Record)

Public Record #1383498133

$165,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 14 East Main Street

Taxable ValueLand$14,400Additions$65,800Total$80,200
Tax Record2024$3,780 ($315 / month)
Home Facts
Total Finished SqFt2,444 SqFtAbove Grade Finished SqFt2,444 SqFtUnfinished Basement SqFt1,050 SqFtStories2Lot Size2,614 SqFtStyleOffice BuildingYear Built1955Zoning05 - COMMERCICountySENECAAPN453801 13-1-03

Schools near 14 East Main Street

This home is within Waterloo Central School District.
Rating
School
Type
Grades
Distance
Skoi Yase School
Public - PK to 2
La Fayette School
Public - 3 to 5
Waterloo Middle School
Public - 6 to 8
Waterloo High School
Public - 9 to 12
Rating
School
Distance
Skoi Yase School
PublicPK to 2

La Fayette School
Public3 to 5

Waterloo Middle School
Public6 to 8

Waterloo High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 14 East Main Street, Waterloo, NY 13165

14 East Main Street is a mixed use property for sale in Waterloo, NY 13165. This property was listed for sale on December 8, 2025 by Coldwell Banker Finger Lakes, it's currently listed at $249,900. It has been on the market for a total of 21 days and was last sold on September 25, 2019. This listing's school district is Waterloo Central School District. Nearby schools include Skoi Yase School, La Fayette School and Waterloo Middle School. 14 East Main Street is a 1-bed, 4-bath, 3,494 sqft mixed use property built in 1850.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Finger Lakes

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.