1401 21st St

$799,000
Price
5
Beds
3
Baths
1,552 Sq. Ft.
$515 / Sq. Ft.
1,552
Sq. Ft.
$515
per Sq. Ft.

Description

Just minutes from the ocean, this beautifully updated duplex offers the best of coastal living and investment potential. With two homes on one lot, it’s ideal for an owner-occupant, multi-generational living, or steady rental income.
1401 21st St features 3 bedrooms and 2 bathrooms, including one bedroom on the main floor and two upstairs. Thoughtful upgrades include new wall heaters, newer carpet, and a remodeled upstairs bathroom that blends comfort and modern style. A private fenced backyard provides
...Just minutes from the ocean, this beautifully updated duplex offers the best of coastal living and investment potential. With two homes on one lot, it’s ideal for an owner-occupant, multi-generational living, or steady rental income.

1401 21st St features 3 bedrooms and 2 bathrooms, including one bedroom on the main floor and two upstairs. Thoughtful upgrades include new wall heaters, newer carpet, and a remodeled upstairs bathroom that blends comfort and modern style. A private fenced backyard provides space for entertaining, pets, or relaxing in the coastal breeze.

1417 21st St is a single-level 2-bedroom, 1-bath residence showcasing new carpet, a new oven, remodeled bathroom, and updated lighting. With three private outdoor spaces, this unit offers flexibility and privacy that tenants or guests will love. Set in a desirable neighborhood close to the shoreline, restaurants, and schools, this property delivers move-in-ready comfort with strong rental demand. Situated on a corner lot, the property provides ample parking and even has an additional driveway behind the two homes. Whether you’re expanding your investment portfolio or seeking a home that generates income, 1401/1417 21st Street is a versatile opportunity in the heart of Oceano’s beach community.
  1. Listed by Kris Nafziger • DRE #02127192 • Brokerage DRE #00948370 • San Luis Bay Realty • 805-748-4105
  2. Listed by Robert Lee • DRE #00876258 • Brokerage DRE #01451147 • California Property Services

Property Details for 1401 21st Street

View
Coastline, Neighborhood, Panoramic
Parking Spaces Total
5
Private Pool
No
Cooling Type
None
Total Units
2.0
Building Type
Attached
Lot Size Source
Assessor
Living Area
1552
LISTING UPDATED: 12/18/2025 03:08 AM

Property Details for 1401 21st Street

StatusActive
MLS #SC25241026
Days on Market61
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeResidential Income
Year Built1980
Lot Size0.15 AC / 6,538 SF
CountySan Luis Obispo County

Location

Listing Courtesy of San Luis Bay Realty, Kris Nafziger, DRE #02127192; California Property Services, Robert Lee, DRE #00876258
Add your commute

Building Information for 1401 21st Street

Stories2Residences-Year Built1980Building Size-Lot Size0.15 AC / 6,538 SF

Payment Calculator

$3,948 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,948

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 1401 21st Street

Rental Info
Rental Info
  • Tenant Pays: Cable TV, Electricity, Gas
Income / Expense / Tax Details
Income Details
  • Gross Income: $39,630
  • Gross Scheduled Income: $39,630
  • Vacancy Allowance: 0
  • Net Operating Income: $28,364
  • Current Financing: Conventional
Expense Details
  • Operating Expense: $11,266
  • Gardener Expense: $1,040
  • Pest Control Expense: $865
  • Insurance Expense: $1,083
  • Maintenance Expense: $1,406
  • Professional Management Expense: $3,170
  • Trash Expense: $967
  • Water Sewer Expense: $2,735
  • Total Expenses: $11,266
Tax / Assessment Info
  • Tax Area: 052058
  • Tax Tract Number: 684
  • CFD/Mello-Roos Fee: $0
  • Tax Lot: 1
Community / Development
Community / Development
  • Assessments YN: Yes
  • Assessments: Unknown
  • Community Features: Curbs, Sidewalks, Storm Drains, Suburban
  • Community: Oceano(350)
Property / Structure Info
Interior Features
  • Appliances: Built-In Range, Disposal, Gas Oven, Gas Range
  • Equipment: Gas Or Electric Dryer Hookup
Exterior Features
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Construction Materials: Stucco
  • Exterior Construction: Stucco
  • Exterior: Stucco
  • Exterior Features: Rain Gutters
  • Roof: Composition
  • Entry Location: front
  • Fence: Yes
  • Fence: Wood
  • Fencing: Wood
  • Foundation Details: Slab
  • Foundation Details: Slab
  • View Description: Coastline, Panoramic
  • Waterfront Features: Ocean Side of Freeway
  • Pool Features: None
  • Pool Description: None
  • Pool: N/K
  • Pool Heat: N/K
Land/Lot Info
  • Lot Features: 0-1 Unit/Acre, Back Yard, Corner Lot, Lawn, Yard
  • Number Of Units: 2
  • Land Lease: No
  • Land Lease Type: Fee
  • Road Surface Type: Paved
  • Road Frontage Type: City Street
  • Levels: Two
  • Water: Public
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Electric: Standard
  • Water Source: Public
Parking Info
  • Garage Spaces: 0
  • Parking: Yes
  • Parking Garage: Assigned, Driveway, Driveway - Combination, Parking Space, Shared Driveway
  • Uncovered Spaces: 3
  • Open Other Spaces Total: 3
  • Parking Garage Spaces: 0
  • Carport Spaces: 2
  • Parking Features: Assigned, Attached Carport, Covered, Driveway, Asphalt, Driveway - Combination, Concrete, Parking Space, Shared Driveway
Property / Structure Info
  • Builders Tract Name: Oceano
  • Builders Tract Code: Oceano(350)
  • Residential Styles: Res Income 2-4 Units
Unit Information
Unit 1
  • Unit Type Units Total: 1
  • Unit Type Beds Total: 3
  • Unit Type Baths Total: 2
  • Unit Type Furnished: Unfurnished
  • Unit Type Garage Spaces: 0
  • Unit Type Actual Rent: $1,695
  • Unit Type Total Rent: $1,695
  • Unit Type Pro Forma: 2400
  • Unit Type Type: 1
Unit 2
  • Unit Type Units Total: 1
  • Unit Type Beds Total: 2
  • Unit Type Baths Total: 1
  • Unit Type Furnished: Unfurnished
  • Unit Type Garage Spaces: 0
  • Unit Type Actual Rent: $1,570
  • Unit Type Total Rent: $1,570
  • Unit Type Pro Forma: 1950
  • Unit Type Type: 2
Unit Information
  • Number Of Units Leased: 2
  • Rent Controlled: No
  • Number Of Buildings: 1
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Number Of Separate Water Meters: 1
  • Number With Dishwasher: 1
  • Number With Range: 2
  • Number With Refrigerator: 2
  • Number With Disposal: 2
  • Number With Patio: 2

Property History for 1401 21st Street

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Listed (Active)

CRMLS #SC25241026

$799,000
Oct 22, 2025

Listed (Active)

SDMLS #SC25241026

$799,000
Oct 22, 2025

Listed (Active)

CLAW #SC25241026MR

$799,000
DateEvent & SourcePrice
10/23/2025

Listed (Active)

CRMLS #SC25241026

$799,000
10/22/2025

Listed (Active)

SDMLS #SC25241026

$799,000
10/22/2025

Listed (Active)

CLAW #SC25241026MR

$799,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 1401 21st Street

This home is within Lucia Mar Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Oceano Elementary School
PublicK to 6

Judkins Middle School
Public7 to 8

Arroyo Grande High School
Public9 to 12

Lopez Continuation High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

1401 21st Street is a multi-family home for sale in Oceano, CA 93445. This property was listed for sale on October 22, 2025 by San Luis Bay Realty, it's currently listed at $799,000. This listing's school district is Lucia Mar Unified School District. Nearby schools include Oceano Elementary School, Judkins Middle School and Arroyo Grande High School. 1401 21st Street is a 5-bed, 3-bath, 1,552 sqft multi-family home built in 1980.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of San Luis Bay Realty, Kris Nafziger, DRE #02127192; California Property Services, Robert Lee, DRE #00876258

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.