4 beds1,573 sqft$432/sqft
1404 Santa Victoria Rd, Unit 3, Chula Vista, CA 91913
Est: $4,762/moGet pre-approved

Description

Turn-key tri-level home in the highly desirable master-planned community of otay ranch–montecito/monterra! This beautifully maintained 4-bedroom, 3.5-bath home offers a fantastic and versatile open floor plan filled with natural light. The first floor features a private bedroom with a full bathroom—ideal for guests, extended family, a home office, or multi-generational living. Enjoy luxury vinyl plank flooring, stylish ceramic tile in the bathrooms, and carpet, along with central A/C and heat, a...Turn-key tri-level home in the highly desirable master-planned community of otay ranch–montecito/monterra! This beautifully maintained 4-bedroom, 3.5-bath home offers a fantastic and versatile open floor plan filled with natural light. The first floor features a private bedroom with a full bathroom—ideal for guests, extended family, a home office, or multi-generational living. Enjoy luxury vinyl plank flooring, stylish ceramic tile in the bathrooms, and carpet, along with central A/C and heat, a tankless water heater, custom window coverings throughout, beautifully upgraded bathrooms, elegant light fixtures, and a spacious 2-car garage. The inviting kitchen features quartz countertops and opens seamlessly to the living and dining areas, creating a spacious, open-concept setting perfect for everyday living and entertaining. Abundant windows bring in plenty of natural light throughout the home. Step outside and enjoy the ample balcony, perfect for relaxing or enjoying your morning coffee, plus a spacious gated front patio/entry area providing additional private outdoor space. Washer, dryer, and all appliances convey, making this an even easier move-in opportunity. Enjoy the Otay Ranch lifestyle with Montecito Park and community amenities within walking distance, including a clubhouse, swimming pool, gym, parks, and miles of nearby biking, jogging, and walking trails. Schools are also within walking distance. Conveniently located approximately 5 minutes from I-805 with easy access to shopping, dining, entertainment, major freeways, and nearby military installations, including Naval Base San Diego and Naval Base Coronado. Turn-key, open floor plan, great location, flexible layout, indoor-outdoor living, and fantastic community amenities—don’t miss this opportunity! Homes offering this combination of space, condition, and location are in demand. Schedule your showing today!
LISTING UPDATED: 08/18/2026 03:55 PM

  1. Listed by John Varon • DRE #01406895 • Brokerage DRE #01815129 • Avaron Realty • jvaron@avaronrealty.com

Property Details for 1404 Santa Victoria Road, Unit 3

Status
MLS #
PTP2605973
Days on Market
12
Pet Policy
-
Taxes
-
HOA Fees
$317 / month
Condo/Co-op Fees
$61 / month
Property Type
MLS Type
Residential / Condominium
Year Built
2020
Architectural Style
Modern
View
Pasture
Parking Spaces Total
2
Private Pool
No
Cooling Type
Central Air
Building Type
Attached
Lot Size Source
Public Records
Living Area
1573
Assessor Parcel Number
644-341-82-03
Property Attached YN
true
Common Walls
2+ Common Walls
New Construction
No
Stories Total
3
Entry Level
1
Fireplace
No
Pool
Yes
Spa
Yes
View
Yes
View
Yes
Association
Yes
Association Fee
$317.00
Association Fee Frequency
Monthly
Association Fee 2
$61.00
Association Fee 2 Frequency
Monthly
Zoning
R
Subdivision Name
Monterra (32324)
Subdivision Name Other
Monterra (32324)
Senior Community
No
Neighborhood
Motecito Otay Ranch
Parcel Number
6443418203
Area
91913 - Chula Vista
Elementary School
Muraoka (Saburo)
Middle School
Sweetwater Union High School District
Middle Or Junior School
Rancho del Rey
High School
Otay Ranch
High School District
Sweetwater Union
Directions
805 South to Olympic Pkwy to Santa Victoria Rd

Location

Listing Courtesy of Avaron Realty, John Varon, DRE #01406895
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Building Information for 1404 Santa Victoria Road, Unit 3

Building/ComplexMonterra at OtayFloor-Stories3Residences-Pet Policy-Pet Policy Details-Year Built2020

Payment Calculator

$4,762 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,456

Property Taxes

$928

HOA Dues

$378

The Payment Calculator is for illustrative purposes only.

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Property Information for 1404 Santa Victoria Road, Unit 3

Rental Info
Rental Info
  • Pets Allowed: Call For Rules
Income / Expense / Tax Details
Income Details
  • Current Financing: Conventional, Cal Vet Loan, VA
Tax / Assessment Info
  • Tax Block: 199
  • Tax Tract Number: 16236
  • CFD/Mello-Roos Fee: $1
Community / Development
Community / Development
  • Association Amenities: Insurance, Sport Court, Gym/Ex Room, Clubhouse, Spa/Hot Tub
  • Assessments YN: Yes
  • Assessments: Unknown, CFD/Mello-Roos
  • Community Features: Sidewalks, Park
  • Community: Monterra (32324)
  • Number Of Units In Community: 36
  • Complex/Park: Monterra
  • Complex Name: Monterra at Otay
  • Association Name: Monterra at Otay
  • Association Phone: 858-338-1319
  • Park Name: Monterra
Property / Structure Info
Interior Features
  • Appliances: Gas Cooking, Disposal, Microwave, Refrigerator, Tankless Water Heater, Gas Range, Dishwasher
  • Equipment: Dishwasher, Disposal, Microwave, Refrigerator, Gas Range, Gas Cooking
  • Interior Features: Balcony, Ceiling Fan(s), Recessed Lighting, Open Floorplan
  • Room Type: See Remarks
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Room Bathroom Features: Upgraded, Quartz Counters, Exhaust fan(s), Double Sinks in Primary Bath, Remodeled, Vanity area, Shower
  • Room Kitchen Features: Kitchen Open to Family Room, Remodeled Kitchen, Kitchen Island
  • Eating Area: Separated
  • Water Heater Features: Tankless
  • Water Heater Type: Tankless
  • Laundry: Yes
  • Laundry Features: In Closet
  • Fireplace Features: None
  • Fireplace Rooms: None
  • Fireplace: N/K
  • Cooling: Central Air
  • Heating Type: Central
  • Heating: Central
  • Heat Equipment: Forced Air Unit
  • Flooring Type: Tile, Vinyl, Carpet
  • Floor Coverings: Carpet, Linoleum/Vinyl, Tile
  • Flooring: Tile, Vinyl, Carpet
Exterior Features
  • Window Features: Double Pane Windows, Custom Covering, Screens, Blinds
  • Exterior Features: Balcony
  • Entry Location: 1
  • Fence: Yes
  • Fence: Vinyl
  • Fencing: Vinyl
  • Property Condition: Turnkey, Updated/Remodeled
  • View Description: Pasture
  • Patio: Yes
  • Patio And Porch Features: Front Porch, Patio
  • Pool Features: Community
  • Pool: Community/Common
  • Pool Heat: Community/Common
Land/Lot Info
  • Sign on Property: Yes
  • Lot Features: Level
  • Lease Considered: No
  • Number Of Units: 36
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Sprinklers: No
  • Levels: One
  • Sewer: Public Sewer
  • Sewer/Septic: Public Sewer
Parking Info
  • Number Remotes: 1
  • Garage Spaces: 2
  • Parking: No
  • Uncovered Spaces: 0
  • Open Other Spaces Total: 0
  • Parking Garage Spaces: 2
  • Carport Spaces: 0
  • Attached Garage: Yes
Property / Structure Info
  • Builder Name: CornerStone
  • Builders Tract Name: Monterra
  • Builders Tract Code: Monterra (32324)
  • Architectural Style: Modern
  • Residential Styles: Condominium
  • Residential Unit Location: 2+ common walls

Property History for 1404 Santa Victoria Road, Unit 3

DateEvent & SourcePriceAppreciation
Aug 18, 2026

Pending

CLAW #PTP2605973MR

Aug 18, 2026

Pending

SDMLS #PTP2605973

Aug 17, 2026

Pending

CRMLS #PTP2605973

DateEvent & SourcePrice
08/18/2026

Pending

CLAW #PTP2605973MR

08/18/2026

Pending

SDMLS #PTP2605973

08/17/2026

Pending

CRMLS #PTP2605973

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1404 Santa Victoria Road, Unit 3

Taxable ValueLand$280,060Additions$423,517Total$703,577
Tax Record2025$11,136 ($928 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt1,573 SqFtAbove Grade Finished SqFt1,573 SqFtStyleCondominiumYear Built2020Year Renovated2020ZoningPCCountySAN DIEGOAPN644-341-82-03

Schools near 1404 Santa Victoria Road, Unit 3

This home is within Chula Vista Elementary School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Charter - K to 12
Rating
School
Distance
Muraoka (Saburo) Elementary
PublicK to 6

Rancho Del Rey Middle School
Public7 to 8

Otay Ranch Senior High School
Public9 to 12

Learning Choice Academy - Chula Vista
CharterK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Avaron Realty, John Varon, DRE #01406895

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