1420 Spencer St

Cambria, CA 93428

$549,000
Price
2
Beds
1,181 Sq. Ft.
$465 / Sq. Ft.
1,181
Sq. Ft.
$465
per Sq. Ft.
Active Under Contract
Active Under Contract
a front view of a house with a tree
a view of a brick house with a large tree and wooden fence
a house view with a backyard space
a view of an entryway with staircase
a view of a two chairs in the balcony
a view of a living room with furniture and wooden floor
a view of a room with furniture and a window
a view of an entryway with wooden floor and door
a view of entryway
a room with balcony and furniture
a bathroom with a sink toilet and a mirror
a room with furniture
a balcony with trees in front of it
a bedroom with a bed and a window
a view of a porch with furniture and wooden floor
a room with a chair and furniture
a view of tree from a balcony
a view of a house with a tree
a view of an outdoor space
a kitchen with a stove a sink and a refrigerator
a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator
a kitchen with a stove and a sink
a kitchen with sink and window
a kitchen with a refrigerator and a sink
wooden floor in an empty room
a view of a room with furniture and window
a living room filled with furniture and a window
a view of kitchen with wooden floor
a view of an outdoor space
a view of staircase with a rug and a window
a view of an empty room with fireplace and a window
a view of a livingroom with fireplace and a window
a view of a room with wooden floor and iron walls
a bathroom with a sink and a mirror
a view of stairs and wooden floor
a view of a tree in a field
a view of stairs
a view of a bunch of trees and bushes
a view of a house with a small deck
a view of an outdoor space
a view of a lake with a tree
a view of a small yard
a view of a house with a tree beside it
a view of forest
a view of a house with a tree

Description

Come, enjoy this whimsical “funky cool Cambria” house located down this extremely private, dead-end cul-de-sac, part of which you will own! Local builder Mike McKinney constructed this house that was designed by local legend Warren Leopold. This two bedroom, 1.5 bath house backs up to 600+ acres of nature, with the trees, the birds that soar below you, and the cattle that graze slowly across the valley. The house definitely takes advantage of natural views. If you get a chance to come inside, stand...Come, enjoy this whimsical “funky cool Cambria” house located down this extremely private, dead-end cul-de-sac, part of which you will own! Local builder Mike McKinney constructed this house that was designed by local legend Warren Leopold. This two bedroom, 1.5 bath house backs up to 600+ acres of nature, with the trees, the birds that soar below you, and the cattle that graze slowly across the valley. The house definitely takes advantage of natural views. If you get a chance to come inside, stand in the tub/shower that hangs over the hillside.
  1. Listed by Bob Kasper • DRE #01423355 • Brokerage DRE #01423355 • The Real Estate Company of Cambria • 805-909-9707

Property Details for 1420 Spencer Street

Architectural Style
Cottage
View
Mountain(s), Panoramic, See Remarks, Trees/Woods
Parking Spaces Total
1
Private Pool
No
Cooling Type
None
Total Units
1.0
Building Type
Detached
Lot Size Source
Assessor
LISTING UPDATED: 01/12/2026 02:17 AM

Property Details for 1420 Spencer Street

StatusActive Under Contract
MLS #SC25176065
Days on Market159
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1972
Lot Size0.73 AC / 31,900 SF
CountySan Luis Obispo County

Location

Listing Courtesy of The Real Estate Company of Cambria, Bob Kasper, DRE #01423355
Add your commute

Building Information for 1420 Spencer Street

Stories4Year Built1972Building Size-Lot Size0.73 AC / 31,900 SF

Payment Calculator

$3,061 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,676

Property Taxes

$385

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 1420 Spencer Street

Income / Expense / Tax Details
Income Details
  • 433a Certified: No
Tax / Assessment Info
  • CFD/Mello-Roos Fee: $0
Community / Development
Community / Development
  • Assessments YN: Yes
  • Assessments: Unknown
  • Community Features: Hiking
  • Community: Top of the World(2170)
Property / Structure Info
Interior Features
  • Appliances: Disposal, Gas Range, Microwave, Refrigerator
  • Equipment: Disposal, Microwave, Refrigerator, Gas Range
  • Interior Features: Balcony, Built-in Features, High Ceilings, Living Room Balcony, Storage
  • Room Type: All Bedrooms Up, Kitchen, Living Room, Loft, See Remarks
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Room Bathroom Features: Shower in Tub
  • Bedroom Features: All Bedrooms Up
  • Eating Area: Area, In Kitchen
  • Laundry: Yes
  • Laundry Features: Gas Dryer Hookup, Washer Hookup
  • Laundry Location: Gas, Washer Hookup
  • Laundry Utilities: Gas, Washer Hookup
  • Fireplace Features: Living Room, Gas Starter, Wood Burning
  • Fireplace Rooms: Gas Starter, Living Room
  • Fireplace: FP in Living Room, Gas Starter
  • Cooling: None
  • Heating Type: Fireplace(s), Forced Air, Natural Gas
  • Heat Source: Natural Gas
  • Heating: Fireplace(s), Forced Air, Natural Gas
  • Heat Equipment: Fireplace, Forced Air Unit
  • Flooring Type: Wood
  • Floor Coverings: Wood
  • Flooring: Wood
Exterior Features
  • Door Features: Sliding Doors
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Security: Carbon Monoxide Detectors
  • Construction Materials: Wood Siding
  • Exterior Construction: Wood Siding
  • Exterior: Wood
  • Roof: Composition, Shingle
  • Entry Location: Front-Downstairs
  • Fence: Yes
  • Fence: Wood
  • Fencing: Wood
  • Foundation Details: Raised
  • Foundation Details: Raised
  • Structure Type: House
  • View Description: Panoramic, Trees/Woods
  • Patio: Yes
  • Patio And Porch Features: Deck, Wood
  • Pool Features: None
  • Pool Description: None
  • Pool: N/K
  • Pool Heat: N/K
  • Spa Features: None
  • Spa Heat: N/K
Land/Lot Info
  • Sign on Property: Yes
  • Lot Features: Sloped Down, Lot 20000-39999 Sqft, Secluded, Treed Lot
  • Lease Considered: No
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Road Surface Type: Unpaved
  • Levels: Three Or More
  • Water: Public
  • Sewer: Conventional Septic
  • Sewer/Septic: Conventional Septic, Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, See Remarks, Water Connected
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, See Remarks, Water Connected
  • Electric: Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, See Remarks, Water Connected
  • Water Source: Public
Parking Info
  • Garage Spaces: 0
  • Parking: Yes
  • Uncovered Spaces: 1
  • Open Other Spaces Total: 1
  • Parking Garage Spaces: 0
  • Carport Spaces: 0
  • Parking Features: Gravel, No Driveway
Property / Structure Info
  • Builders Tract Name: Top of the World
  • Builders Tract Code: Top of the World(2170)
  • Architectural Style: Cottage
  • Residential Styles: Detached
  • Residential Unit Location: No Common Walls

Property History for 1420 Spencer Street

DateEvent & SourcePriceAppreciation
Jan 12, 2026

Price Change

CRMLS #SC25176065

$549,000—
Jan 12, 2026

Pending - Continue to Show

CRMLS #SC25176065

—
Jan 12, 2026

Pending - Continue to Show

SDMLS #SC25176065

—
Jan 12, 2026

Price Change

CLAW #SC25176065MR

$549,000—
Dec 16, 2025

Price Change

SDMLS #SC25176065

$549,000—
Oct 22, 2025

Pending - Continue to Show

CLAW #SC25176065MR

—
Aug 6, 2025

Listed (Active)

CRMLS #SC25176065

$679,000—
May 24, 2025

Listed (Active)

CLAW #SC25176065MR

$679,000—
May 24, 2025

Listed (Active)

SDMLS #SC25176065

$679,000—
DateEvent & SourcePrice
01/12/2026

Price Change

CRMLS #SC25176065

$549,000
01/12/2026

Pending - Continue to Show

CRMLS #SC25176065

—
01/12/2026

Pending - Continue to Show

SDMLS #SC25176065

—
01/12/2026

Price Change

CLAW #SC25176065MR

$549,000
12/16/2025

Price Change

SDMLS #SC25176065

$549,000
10/22/2025

Pending - Continue to Show

CLAW #SC25176065MR

—
08/06/2025

Listed (Active)

CRMLS #SC25176065

$679,000
05/24/2025

Listed (Active)

CLAW #SC25176065MR

$679,000
05/24/2025

Listed (Active)

SDMLS #SC25176065

$679,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1420 Spencer Street

Taxable ValueLand$224,827Additions$177,680Total$402,507
Tax Record2025$4,620 ($385 / month)
Home Facts
Beds2Total Finished SqFt1,181 SqFtAbove Grade Finished SqFt1,181 SqFtStories1Lot Size31,900 SqFtStyleSingle Family ResidenceYear Built1972ZoningRSFCountySAN LUIS OBISPOAPN024-381-021Fireplace TypeHas Fireplace

Schools near 1420 Spencer Street

This home is within Coast Unified School District.
Rating
School
Type
Grades
Distance
Cambria Grammar School
Public - K to 5
Santa Lucia Middle School
Public - 6 to 8
Coast Union High School
Public - 9 to 12
Leffingwell High (Continuation) School
Public - 9 to 12
Rating
School
Distance
Cambria Grammar School
PublicK to 5

Santa Lucia Middle School
Public6 to 8

Coast Union High School
Public9 to 12

Leffingwell High (Continuation) School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of The Real Estate Company of Cambria, Bob Kasper, DRE #01423355

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.