144 River Watch Ter

Murphy, NC 28906

$450,000
Last Sold Price
3
Beds
2,961 Sq. Ft.
$152 / Sq. Ft.
2,961
Sq. Ft.
$152
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 4/6/26Virtual Tour
Sold 4/6/26Virtual Tour
a view of house with a yard and large trees
a view of a house with a yard and large trees
a view of a hallway with wooden floor and staircase
a view of gallery
an empty room with wooden floor chandelier and windows
a view of an empty room with wooden floor and windows
a view of porch with furniture
a view of an entryway with wooden floor
a view of an empty room with wooden floor and a window
a view of an entryway with wooden floor
a kitchen with cabinets wooden floor and a sink
a kitchen with stainless steel appliances a sink stove and refrigerator
a kitchen with stainless steel appliances granite countertop a sink and a stove
a kitchen with white cabinets and sink
a view of an empty room
a view of an empty room with a window
a bathroom with a toilet and a shower
a view of an entryway with wooden floor
a view of an empty room with a window
a bedroom with a bed and a window
a bath room with a bath tub and a shower
a view of an empty room with wooden floor and a window
a view of an empty room with wooden floor and stairs
a view of empty room with wooden floor and fan
a view of a balcony with wooden floor
a view of a hallway with wooden floor and staircase
a view of an empty room
a view of a hallway with closet and a livingroom view
a bathroom with a sink a toilet and shower
an empty room with a empty space and windows
a view of a room with a sink and wooden floor
a bed room with a bed and a chair
a front view of a house with a porch
a view of back yard of the house
a view of house with wooden deck and wooden fence
a view of a dirt road with trees
a view of a city
a view of a dirt road with trees
a view of a yard with plants and large trees
a view of a wooden house with a yard
a view of a mountain with a tree in the background
a view of a large trees with green field in front of it
a view of a forest with mountains in the background
a view of city and mountain
a view of a city with mountains in the background
a view of a field with a tree in the background
a view of a forest with trees in the background
a view of tree
a view of outdoor space and city view
a view of a yard with wooden fence

Description

Wake each morning to the sound of the Hiawassee River and end each day with mountain views stretching across the horizon. At 144 River Watch Terrace in the River Ridge community, this riverfront home offers year-round water and mountain views in a setting known for scenic, well-maintained mountain living. Built in 1994 and thoughtfully updated throughout, the home offers nearly 3,000 square feet of inviting space designed to keep nature front and center. Expansive windows draw in natural light and...Wake each morning to the sound of the Hiawassee River and end each day with mountain views stretching across the horizon. At 144 River Watch Terrace in the River Ridge community, this riverfront home offers year-round water and mountain views in a setting known for scenic, well-maintained mountain living. Built in 1994 and thoughtfully updated throughout, the home offers nearly 3,000 square feet of inviting space designed to keep nature front and center. Expansive windows draw in natural light and frame the river and mountain backdrop, creating a constant connection to the outdoors. A wrap-around porch and covered front deck provide ideal spaces for morning coffee, quiet afternoons, and evenings spent listening to the water below. The updated kitchen flows comfortably into both breakfast and dining areas, making everyday living and entertaining feel effortless. A wood-burning fireplace anchors the main level, adding warmth and character during cooler mountain seasons. Bedrooms are thoughtfully positioned on each level—including a private owner's suite in the upper loft—offering flexibility and privacy. The finished basement expands the living space with an entertainment area, additional bedroom, and bath, creating an ideal setup for guests or extended stays. River Ridge is often associated with upscale, scenic mountain living, and this location places you just minutes from downtown Murphy, Erlanger Western Carolina Hospital, and the renowned John C. Campbell Folk School. Outdoor recreation is woven into daily life here—whether fishing, kayaking, floating the Hiawassee, or exploring nearby hiking and biking trails. For evenings out, Harrah's Cherokee Valley River Casino is just a short drive away. Properties that offer year-round mountain and river views, updated interiors, and a location this convenient to town are increasingly hard to find. Here, the setting does more than surround you—it defines the way you live.
  1. Listed by The Mountain Life Team • Keller Williams Elevate
    P: (706)-745-3123 info@themountainlifeteam.com
  2. Listed by Jocelyn Davenport • Keller Williams Elevate
    P: (706)-897-1720 jocelyn@themountainlifeteam.com

Property Details for 144 River Watch Terrace

View
Yes
Architectural Style
Traditional, Country, Cottage
Parking Spaces Total
2
Township
Murphy
View
Mountain(s), Year Round, River
Waterfront
Yes
Waterfront Features
River Front
Body of Water
Hiawassee River,Hiawassee River
LISTING UPDATED: 04/20/2026 05:24 AM

Property Details for 144 River Watch Terrace

StatusSold
MLS #424898
Days on Market11
Taxes-
HOA Fees$1,040 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential
Year Built1994
Lot Size1.74 AC / 75,794 SF
CountyCherokee County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Keller Williams Elevate, The Mountain Life Team; Keller Williams Elevate, Jocelyn Davenport

Sold By NON-MLS OFFICE, Non NON-MLS MEMBER

Add your commute

Virtual Tour

Building Information for 144 River Watch Terrace

Stories3Year Built1994Building Size-Lot Size1.74 AC / 75,794 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,329 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,242

Property Taxes

$0

HOA Dues

$87

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 144 River Watch Terrace

Summary
Location and General Information
  • Zoning: Single Family
  • Coordinates: -83.9737729, 35.0543937
  • Country: US
  • County Or Parish: Cherokee
  • Directions: From Cherokee County Courthouse, head northeast. Take R onto Central Street. Take L onto Valley River Avenue (US-19-BR) for 0.2 mi. Take L onto Peachtree Street. Go for 3.0 mi. Take R onto Harshaw Pl. Take immediate L onto Harshaw Rd. Go for 1.0 mi. Take L onto Underwood Hill Rd. Go for 0.8 mi. Take slight R onto Underwood Hill Rd. Go for 390 feet. End of River Watch Rd.
  • Latitude: 35.0543937
  • Longitude: -83.9737729
  • State Or Province: NC
  • Parcel Number: 551103221088000
  • Subdivision Name: River Ridge
  • Zip Code: 28906
  • Topography: Steep
  • MLS Area Major: Ar 9 Cherokee NC
Taxes and HOA Information
  • Association Amenities: Water
  • Association Fee: 1040
  • Association Fee Frequency: Annually
  • Association: Yes
Parking
  • Attached Garage: No
  • Carport: No
  • Covered Spaces: 2
  • Garage Spaces: 2
  • Garage: Yes
  • Open Parking: Yes
  • Parking Features: Garage, Driveway, Gravel
School Information
  • Middle Or Junior School District: Cherokee
  • Elementary School District: Cherokee
  • Elementary School: Murphy
  • High School: Murphy High School
  • High School District: Cherokee
  • Middle Or Junior School: Murphy Middle
Virtual Tour
Property
Lot Information
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Lot Size Acres: 1.74
  • Lot Size Square Feet: 75794.4
  • Lot Size Units: Acres
  • Road Surface Type: Paved
Property and Assessments
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Area Total: 2961
  • Building Area Units: Square Feet
  • Frontage Type: River
  • Living Area: 2961
  • New Construction: No
  • Possession: Close Of Escrow
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Senior Community: No
  • Year Built: 1994
Utilities
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well, Shared Well
Interior and Exterior Features
Exterior Features
  • Foundation Details: Other
  • Other Structures: Workshop
  • Patio And Porch Features: Front Porch, Covered
  • Roof: Metal
  • Window Features: Insulated Windows
Interior Features
  • Appliances: Refrigerator, Cooktop, Oven, Dishwasher
  • Basement: Finished
  • Baths Full: 3.0
  • Bathrooms Total Decimal: 3
  • Baths Total: 3.0
  • Beds Total: 3.0
  • Construction Materials: Frame, Block, Vinyl Siding
  • Cooling: Central Air
  • Cooling: Yes
  • Fireplace Features: Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Flooring Type: Carpet, Luxury Vinyl
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Cathedral Ceiling(s), Wood
  • Laundry Features: In Basement
  • Levels: Three Or More
  • Main Level Bedrooms: 1
  • Rooms Total: 5
  • Stories: 3.0
Multi Family
Income and Expense
  • Operating Expense: $0
Rental
Rent Information
  • Lease Term: Short Term Lease

Property History for 144 River Watch Terrace

DateEvent & SourcePriceAppreciation
Jul 2, 2024

Sold (Public Record)

Public Record #1537754753

$300,000—
DateEvent & SourcePrice
07/02/2024

Sold (Public Record)

Public Record #1537754753

$300,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 144 River Watch Terrace

Taxable ValueLand-Additions-Total-
Home Facts
Beds3Total Finished SqFt1,809 SqFtAbove Grade Finished SqFt1,809 SqFtStories2Lot Size75,794 SqFtStyleSingle Family ResidenceYear Built1994Year Renovated1998CountyCHEROKEEAPN551103221088000Fireplace TypeHas Fireplace

Schools near 144 River Watch Terrace

This home is within Cherokee County School District.
Rating
School
Type
Grades
Distance
Murphy Elementary
Public - PK to 5
Murphy Middle
Public - 6 to 8
Murphy High
Public - 9 to 12
Tri-County Early College
Public - 9 to 13
Rating
School
Distance
Murphy Elementary
PublicPK to 5

Murphy Middle
Public6 to 8

Murphy High
Public9 to 12

Tri-County Early College
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Elevate, The Mountain Life Team; Keller Williams Elevate, Jocelyn Davenport

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.