1440 Dover Rd
Description
Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name...Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access
Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.
- Listed by Michele Monastra • Epique Realty Inc
Property Details for 1440 Dover Road
Property Details for 1440 Dover Road
| Status | Active |
|---|---|
| MLS # | 791835 |
| Days on Market | 13 |
| Taxes | - |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Single Family Residence / Single Family Residence |
| Year Built | 1950 |
| Lot Size | 0.57 AC / 24,829 SF |
| County | Bay County |
Location
Building Information for 1440 Dover Road
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$4,785 per month
30 year fixed, 6.55% Interest
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1Property Information for 1440 Dover Road
- City: Panama City
- County Or Parish: Bay
- Directions: Turn on Soule Dr just off of Hwy 98, follow straight on to Thornton Ln and Sharon Dr and on to Dover rd. Home is on the right side
- State Region: FL
- Postal Code: 32404
- Latitude: 30.122015
- Longitude: -85.601055
- State Or Province: FL
- Road Frontage Type: City Street
- Road Responsibility: Public Maintained Road
- MLS Area Major: 02 - Bay County - Central
- MLS Area Minor: 0202 - Bay - Central SE
- Parcel Number: 26141-000-000
- Association: No
- Tax Legal Description: 3RD AMENDED PLAT PT DONALSON LOT 1 BLK 7 ORB 4833 P 1783
- Tax Year: 2025
- Elementary School: Tyndall
- High School: Rutherford
- Middle Or Junior School: Rutherford Middle
- Attached Garage: No
- Garage Spaces: 1.0
- Garage: Yes
- Building Area Total: 3602.0
- Lot Features: Paved
- Lot Size Acres: 0.57
- Lot Size Area: 0.57
- Lot Size Dimensions: 65x 283x 120x 258
- Lot Size Units: Acres
- Lot Size Square Feet: 24829.0
- Living Area Source: Owner
- Senior Community: No
- Year Built: 1950
- New Construction: No
- Human Modified: No
- Sewer: Public Sewer
- Exterior Features: Deck
- Community Features: Short Term Rental Allowed
- Construction Materials: Block, Hardiplank Type
- Patio And Porch Features: Deck, Covered, Porch
- Roof: Composition, Shingle
- Levels: Two, Multi Split
- Stories: 2
- Stories Total: 2
- Bathrooms Full: 3
- Bathrooms Half: 1
- Bathrooms Total: 4
- Bedrooms Total: 4
- Rooms Total: 12
- Cooling: Yes
- Cooling: Central Air
- Heating: Yes
- Heating: Central
- Appliances: Electric Range, Tankless Water Heater
- Interior Features: Double Vanity, Interior Steps, Main Level Primary, Sitting Area In Primary, Smart Thermostat, Walk In Closets, Entrance Foyer
- Window Features: Double Pane Windows
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 9.75 x 7.5
- Room Length: 9.75
- Room Level: Basement
- Room Type: Full Bath
- Room Width: 7.5
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 14.08 x 11.67
- Room Length: 14.08
- Room Level: Basement
- Room Type: Bedroom
- Room Width: 11.67
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 18.25 x 12.83
- Room Length: 18.25
- Room Level: Basement
- Room Type: Dining Room
- Room Width: 12.83
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 17.67 x 14.33
- Room Length: 17.67
- Room Level: Basement
- Room Type: Family Room
- Room Width: 14.33
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 10.67 x 14.33
- Room Length: 10.67
- Room Level: First
- Room Type: Primary Bathroom
- Room Width: 14.33
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 10.75 x 10.92
- Room Length: 10.75
- Room Level: First
- Room Type: Bedroom
- Room Width: 10.92
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 11.33 x 10.92
- Room Length: 11.33
- Room Level: First
- Room Type: Bedroom
- Room Width: 10.92
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 10.17 x 5.58
- Room Length: 10.17
- Room Level: First
- Room Type: Foyer
- Room Width: 5.58
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 24 x 26
- Room Length: 24.0
- Room Level: First
- Room Type: Living Room
- Room Width: 26.0
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 22 x 16.4
- Room Length: 22.0
- Room Level: Second
- Room Type: Kitchen
- Room Width: 16.39
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 19 x 16.4
- Room Length: 19.0
- Room Level: First
- Room Type: Family Room
- Room Width: 16.39
- Room Description: Buyer to verify if deemed important
- Room Dimensions: 23.42 x 14.83
- Room Length: 23.42
- Room Level: First
- Room Type: Primary Bedroom
- Room Width: 14.83
- Units Furnished: None
- Occupant Type: Occupied
- Land Lease: No
Property History for 1440 Dover Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jun 24, 2026 | Listed (Active) CPAR #791835 | $849,000 | — |
| Aug 20, 2024 | Sold CPAR #755393 | $455,000 | — |
| Jun 20, 2024 | Pending CPAR #755393 | — | |
| Apr 8, 2024 | Listed (Active) CPAR #755393 | $575,000 | — |
| Jun 10, 2021 | Sold (Public Record) Public Record #1465117840 | $360,000 | — |
| Jun 10, 2021 | Sold CPAR #709540 | $360,000 | — |
| Mar 29, 2021 | Pending CPAR #709540 | — | |
| Mar 25, 2021 | Listed (Active) CPAR #709540 | $395,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 06/24/2026 | Listed (Active) CPAR #791835 | $849,000 |
| 08/20/2024 | Sold CPAR #755393 | $455,000 |
| 06/20/2024 | Pending CPAR #755393 | — |
| 04/08/2024 | Listed (Active) CPAR #755393 | $575,000 |
| 06/10/2021 | Sold (Public Record) Public Record #1465117840 | $360,000 |
| 06/10/2021 | Sold CPAR #709540 | $360,000 |
| 03/29/2021 | Pending CPAR #709540 | — |
| 03/25/2021 | Listed (Active) CPAR #709540 | $395,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 1440 Dover Road
Schools near 1440 Dover Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 8 | |||
| Public - | 6 to 12 | |||
| Public - | PK to 12 | |||
| Public - | PK to 4 |
Rating | School | Distance |
|---|---|---|
Tyndall Elementary School PublicPK to 8 | ||
Rutherford High School Public6 to 12 | ||
Margaret K. Lewis In Millville PublicPK to 12 | ||
Oscar Patterson Academy PublicPK to 4 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Epique Realty Inc
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.
