1469 Cowart Rd

Lottsburg, VA 22511

$949,000
Price
3
Beds
1,906 Sq. Ft.
$498 / Sq. Ft.
1,906
Sq. Ft.
$498
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architecht, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency. A true waterfront oasis on Virginia’s Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch. The home was custom-designed with an open floor plan...Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architecht, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency. A true waterfront oasis on Virginia’s Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch. The home was custom-designed with an open floor plan and oriented to capture panoramic river views. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, and opens to a waterside deck & screened porch; ideal for indoor-outdoor living. The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out basement offers recreational space with access to a lower waterside patio. While unfinished, it is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurricane force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows and doors, isolated water shut-off valves, an automatic generator, and so much more. This home is not located in an HOA and is already wired with Breezeline Broadband highspeed internet. Full feature sheet available. Some photos are virtually staged.
  1. Listed by Lisa Shultz • Long & Foster Real Estate, Inc.
    P: (804)-724-1587 lisa@shultzrealtors.com

Property Details for 1469 Cowart Road

Tax ID Number
202300252
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Transitional
Levels/Stories
1
Furnished
No
LISTING UPDATED: 03/17/2026 09:47 AM

Property Details for 1469 Cowart Road

StatusActive
MLS #VANV2001876
Days on Market21
Taxes$3,184 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2012
Lot Size0.99 AC / 43,124 SF
CountyNorthumberland County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Long & Foster Real Estate, Inc., Lisa Shultz
Add your commute

Building Information for 1469 Cowart Road

Stories1Year Built2012Building Size-Lot Size0.99 AC / 43,124 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$4,871 per month

30 year fixed, 6.11% Interest

Principal and Interest

$4,606

Property Taxes

$265

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 1469 Cowart Road

Location
Location
  • In City Limits: No
  • School District Name: NORTHUMBERLAND COUNTY PUBLIC SCHOOLS
  • School District County ID: 121141056817
  • SchoolDistrictSource: Listing Agent
  • Elementary School: NORTHUMBERLAND (NORTHUMBERLAND VA)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: NORTHUMBERLAND (NORTHUMBERLAND VA)
  • MiddleSchoolSource: Listing Agent
  • High School: NORTHUMBERLAND (NORTHUMBERLAND VA)
  • HighSchoolSource: Listing Agent
  • County: NORTHUMBERLAND
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: Yes
  • Water Body Name: Kingscote Creek / Coan River
  • Water Body Type: River
  • Water Frontage In Feet: 153.0
  • Riparian Rights Y/N: Yes
  • Docks Count: 1
  • Dock Type and Features: Hoist/Lift Electric, Material - Treated Lumber, Pier (Perpendicular)
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Deeded
  • Slips Count: 1
  • Mean Low Water Feet: 4.00
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $430,300
  • Year Assessed: 2025
  • Improvement Assessed Value: $281,800
  • Land Assessed Value: $148,500
  • Municipal Trash: No
  • Historic: No
  • Zoning: R
  • Automatically Update Tax Values Y/N: No
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 4
  • # Bathrooms Full Main Level: 4
  • # Bathrooms Half Main Level: 0
Rooms
  • Stories: Main
Building Info
Building Info
  • Total Finished SQFT: 1,906.00
  • Total Finished SQFT Source: Estimated
  • Total SQFT: 2,877.00
  • Total SQFT Source: Estimated
  • Construction Materials: Frame, Stick Built, Vinyl Siding
  • Roof: Composite, Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8046/4681/8220/804646818220_512_384_WM_JgRY6hFwHefTHCFy.jpg
  • Wall and Ceiling Types: 9'+ Ceilings, Dry Wall, Tray Ceilings
  • Flooring Type: Wood
  • Basement Type: Partial, Unfinished
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Full-Main Level-3, Bathrooms Full-Main Level-4
  • # Bathrooms Full: 4
  • # Bathrooms Half: 0
  • Other Structure: Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Features: Fishing Available, Front Yard, Landscaping, Rear Yard, Rip-Rapped, SideYard(s)
  • Road Surface Type: Paved
  • Location Type: River
  • Additional Parcels: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 2
  • Total Garage Spaces: 2
  • Garage Features: Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Attic, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Floor Plan - Open, Kitchen - Island, Bathroom - Soaking Tub, Entry Level Bedroom, Pantry, Recessed Lighting, Stove - Wood, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: No
  • Appliances: Dryer, Oven - Single, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Dishwasher
  • Accessibility Features: None
  • Laundry Type: Main Floor, Has Laundry
Exterior Features
Exterior Features
  • Exterior Features: Outside Shower, Outbuilding(s)
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: 60+ Gallon Tank, Propane
  • Water Source: Well
  • Sewer Septic: On Site Septic
  • Internet Services: Broadband
Confidential Data
Listing Office
  • List Agent AOR: Richmond Association of REALTORS (VA)

Property History for 1469 Cowart Road

DateEvent & SourcePriceAppreciation
Mar 17, 2026

Price Change

BRIGHT #VANV2001876

$949,000—
Mar 1, 2026

Listed (Active)

BRIGHT #VANV2001876

$975,000—
DateEvent & SourcePrice
03/17/2026

Price Change

BRIGHT #VANV2001876

$949,000
03/01/2026

Listed (Active)

BRIGHT #VANV2001876

$975,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1469 Cowart Road

Taxable ValueLand$148,500Additions$281,800Total$430,300
Tax Record2025$3,184 ($265 / month)
Home Facts
Beds0Lot Size43,124 SqFtStyleSingle Family ResidenceCountyNORTHUMBERLANDAPN10-(14)--4-

Schools near 1469 Cowart Road

This home is within Northumberland County Public Schools.
Rating
School
Type
Grades
Distance
Northumberland Elementary School
Public - PK to 5
Northumberland Middle School
Public - 6 to 8
Northumberland High School
Public - 9 to 12
Rating
School
Distance
Northumberland Elementary School
PublicPK to 5

Northumberland Middle School
Public6 to 8

Northumberland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 1469 Cowart Road, Lottsburg, VA 22511

1469 Cowart Road is a single family home for sale in Lottsburg, VA 22511. This property was listed for sale on March 1, 2026 by Long & Foster Real Estate, Inc., it's currently listed at $949,000. This listing's school district is Northumberland County Public Schools. Nearby schools include Northumberland Elementary School, Northumberland Middle School and Northumberland High School. 1469 Cowart Road is a 3-bed, 4-bath, 1,906 sqft single family home built in 2012.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Long & Foster Real Estate, Inc., Lisa Shultz

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.