1513 Harding Rd

Heathsville, VA 22473

$1,349,000
Price
4
Beds
2,558 Sq. Ft.
$527 / Sq. Ft.
2,558
Sq. Ft.
$527
per Sq. Ft.
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Description

Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds. Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level. Cottage is connected by two covered porches to a 2 car oversized garage with...Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds. Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level. Cottage is connected by two covered porches to a 2 car oversized garage with outdoor steps from porch up to guest quarters with 4th bedroom with bath. Enjoy the outside grilling deck off the cottage family room. Additional land features include detached playhouse. Perfect place for kids overlooking the water. Outside features include firepit, fantastic water views in all directions, waterside lounging area, great dock, two lifts, water and electricity, plus room for all the water toys and fishing gear. This is a river compound designed for just you or all your family & friends. Beautiful privacy, great community, etc. There is a controlling depth at mouth of Harvey's Creek but accommodates most size power boats. 2.05 acres of privacy in a sought-after community. Features: 5 bedrooms, 4 baths, bulkhead shoreline, conditioned crawl space, generator, sand beach, dock and 15 minutes to Kilmarnock, Country club and all the area's special features. Perfect primary or second home. Home is being sold furnished except for some personal items. A list is available. Make an appointment to visit this ideal waterfront property.
  1. Listed by Sandra H. Hargett • Liz Moore & Associates
    P: (804)-436-3454 sandrahargett@lizmoore.com

Property Details for 1513 Harding Road

Architectural Style
CapeCod, TwoStory
Subdivision Name
Harmony Hall Farm
Waterfront Features
Beach Front, Creek, Waterfront
Has Waterfront
Yes
LISTING UPDATED: 05/29/2026 08:32 AM

Property Details for 1513 Harding Road

StatusActive
MLS #202600825
Days on Market22
Taxes$4,107 / year
HOA Fees$360 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1999
Lot Size2.05 AC / 89,297 SF
CountyNorthumberland County
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Location

Listing Courtesy of Liz Moore & Associates, Sandra H. Hargett
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Building Information for 1513 Harding Road

Stories2Year Built1999Building Size-Lot Size2.05 AC / 89,297 SF

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$7,094 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,722

Property Taxes

$342

HOA Dues

$30

The Payment Calculator is for illustrative purposes only.

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Property Information for 1513 Harding Road

Summary
Location and General Information
  • Carrier Route: R002
  • Directions: From Kilmarnock take 200 toward Wicomico Church, turn right on Remo Road, turn right on Harding Road, left on 668 Harmony Hall Farm Road and follow to house number 1513 on Left.
  • Latitude: 37.797394
  • Longitude: -76.314897
  • MLS Area Major: 108 - Northumberland
  • Water Body Name: Harveys Creek
Taxes and HOA
  • Association Fee: $360.00
  • Association Fee Frequency: Annually
  • Association: Yes
  • Association Fee Monthly: $30.00
  • Parcel Number: 44-0-6-0-23-0
  • Tax Annual Amount: $4,107.00
  • Tax Assessed Value: 555000
  • Tax Legal Description: HARMONY HALL FARM LOT 23 #2016160000994
  • Tax Lot: 23
  • Tax Year: 2025
School Information
  • Elementary School: Northumberland
  • High School: Northumberland
  • Middle Or Junior School: Northumberland
Parking
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Unpaved
Property
Lot Information
  • Frontage Length: 790.0
  • Frontage Length Numeric: 790.0
  • Frontage Length Remarks: 790.0000
  • Lot Features: Waterfront
  • Lot Size Acres: 2.05
  • Lot Size Area: 2.05
  • Lot Size Units: Acres
Property and Assessments
  • Above Grade Finished Area: 2558.0
  • Building Area Source: Assessor
  • Living Area: 2558.0
  • Living Area Source: Assessor
  • New Construction: No
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1999
  • Year Built Details: Actual
Building Features
  • Other Structures: Guest House
  • Construction Materials: Other, Wood Siding
  • Levels: Two
  • Roof: Composition
  • Stories: 2
  • Total Stories: 2
Farm Information
  • Other Equipment: Generator
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Door Features: Storm Door(s)
  • Exterior Features: Dock
  • Patio And Porch Features: Deck, Porch, Wrap Around
Interior Features
  • Appliances: Cooktop, Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
  • Basement: Crawl Space
  • Has Basement: No
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Has Cooling: Yes
  • Fireplace Features: Gas
  • Total Fireplaces: 1
  • Has Fireplace: Yes
  • Flooring: Tile, Wood
  • Heating: Electric, Forced Air, Heat Pump
  • Has Heating: Yes
  • Interior Features: Ceiling Fan(s), High Ceilings
  • Laundry Features: Washer Hookup
  • Total Rooms: 9
  • Water Heater: Electric
  • Window Features: Storm Window(s)

Property History for 1513 Harding Road

DateEvent & SourcePriceAppreciation
May 15, 2026

Listed (Active)

CBRAR #202600825

$1,349,000—
DateEvent & SourcePrice
05/15/2026

Listed (Active)

CBRAR #202600825

$1,349,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1513 Harding Road

Taxable ValueLand$185,500Additions$369,500Total$555,000
Tax Record2025$4,107 ($342 / month)
Home Facts
Beds0Lot Size89,298 SqFtStyleSingle Family ResidenceCountyNORTHUMBERLANDAPN44-(6)--23-

Schools near 1513 Harding Road

This home is within Northumberland County Public Schools.
Rating
School
Type
Grades
Distance
Northumberland Elementary School
Public - PK to 5
Northumberland Middle School
Public - 6 to 8
Northumberland High School
Public - 9 to 12
Rating
School
Distance
Northumberland Elementary School
PublicPK to 5

Northumberland Middle School
Public6 to 8

Northumberland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1513 Harding Road, Heathsville, VA 22473

1513 Harding Road is a single family home for sale in Heathsville, VA 22473. This property was listed for sale on May 15, 2026 by Liz Moore & Associates, it's currently listed at $1,349,000. This listing's school district is Northumberland County Public Schools. Nearby schools include Northumberland Elementary School, Northumberland Middle School and Northumberland High School. 1513 Harding Road is a 4-bed, 4-bath, 2,558 sqft single family home built in 1999.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Liz Moore & Associates, Sandra H. Hargett

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.