1601 E 14th St

Chattanooga, TN 37404

$399,900
Price
5
Beds
2,020 Sq. Ft.
$198 / Sq. Ft.
2,020
Sq. Ft.
$198
per Sq. Ft.
Contingent
Contingent
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Description

In the heart of downtown Chattanooga, 1601 E 4th Street offers a spacious 5-bedroom, 2-bath home that combines historic charm, modern updates, and exceptional flexibility. Originally built as a duplex, this charming property is separately metered and zoned/configured to function as a true duplex, a short-term rental, or a single complete residence—and with just a few small changes, it could easily be converted back into two fully independent units. Currently, the layout is ideal for a mother-in-law...In the heart of downtown Chattanooga, 1601 E 4th Street offers a spacious 5-bedroom, 2-bath home that combines historic charm, modern updates, and exceptional flexibility. Originally built as a duplex, this charming property is separately metered and zoned/configured to function as a true duplex, a short-term rental, or a single complete residence—and with just a few small changes, it could easily be converted back into two fully independent units. Currently, the layout is ideal for a mother-in-law suite or short-term rental opportunity, making it a perfect fit for homeowners seeking versatility or investors pursuing strong income potential. Located just minutes from the Riverfront, MLK District, and Southside, it's within walking distance of the city's best dining, shopping, and entertainment. Showcasing original brick, classic trim, and a cozy fireplace, the home retains its timeless character while delivering modern comfort through thoughtful updates. Two spacious units anchor the residence, and there's a rare opportunity to expand upward with more than 800 square feet of additional living space above the existing structure—perfect for a luxury owner's suite, rooftop retreat, or expanded income potential. Recent improvements include all-new plumbing, updated electrical panels, a new roof, new windows, and three brand-new bathrooms. With its generous layout, natural light, and versatile configuration, this newly refurbished, move-in-ready property offers both timeless appeal and turnkey convenience. Whether you're looking to live, invest, or generate rental income, 1601 E 4th Street delivers unmatched potential in one of Chattanooga's most vibrant and accessible locations. Schedule your showing today!
  1. Listed by Asher Black • Keller Williams Realty

Property Details for 1601 East 14th Street

Waterfront
No
LISTING UPDATED: 01/16/2026 09:45 AM

Property Details for 1601 East 14th Street

StatusContingent
MLS #1523150
Days on Market77
Taxes$2,563 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1920
Lot Size0.15 AC / 6,534 SF
CountyHamilton County

Location

Listing Courtesy of Keller Williams Realty, Asher Black (423.208.4943)
Add your commute

Building Information for 1601 East 14th Street

Stories-Year Built1920Building Size-Lot Size0.15 AC / 6,534 SF

Payment Calculator

$2,163 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,949

Property Taxes

$214

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 1601 East 14th Street

Summary
Location and General Information
  • City: Chattanooga
  • County Or Parish: Hamilton
  • Directions: Turn left onto S Holtzclaw Ave, Turn Right onto E Main St, turn left onto S Holly St, End at 1601 E 14th St.
  • Latitude: 35.028533
  • Longitude: -85.283508
  • Postal Code: 37404
  • State Or Province: TN
  • Subdivision Name: Fort & Porter Addn
Taxes and HOA
  • Tax Legal Description: PT LT 55 BLK 8 FORT & PORTER ADDN P B T7 PB 519
  • Additional Parcels: No
  • Parcel Number: 146o F 009
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $2,563
School Information
  • Middle Or Junior School: Orchard Knob Middle
  • High School: Howard School of Academics & Tech
  • Elementary School: East Side Elementary
Parking
  • Garage: No
  • Attached Garage: No
Property
Lot Information
  • Lot Features: Level
  • Lot Size Dimensions: 48X132.5
  • Lot Size Acres: 0.15
  • Living Area Source: Tax Records
  • Lot Size Square Feet: 6534.0
  • Building Area Total: 2020.0
  • Lot Size Units: Acres
  • Living Area: 2020.0
Property and Assessments
  • Property Type Label: Residential
  • New Construction: No
  • Home Warranty: No
  • Floor Plans Count: 0
  • Year Built: 1920
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Fenced: Yes
Utilities
  • WaterSewer : Sewer Available: Yes
  • Water Source: Public
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Other
  • Window Features: Storm Window(s), Wood Frames
  • Parking Features: Off Street
  • Exterior Features: None
  • Roof: Asphalt, Shingle
  • Roofing : Shingle: Yes
Interior Features
  • Fireplace: Yes
  • Electric: Yes
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Appliances: Refrigerator, Oven, Microwave, Free-Standing Electric Range, Electric Water Heater
  • Rooms Total: 0
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling: Yes
  • Fireplaces Total: 1
  • Heating: Yes
  • Foundation Details: Block, Stone
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Levels: One
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, In-Law Floorplan, Primary Downstairs, Separate Dining Room
  • Flooring: Hardwood, Linoleum
  • Green Features : Central Air: Yes
  • Cooling : Central: Yes
  • Dining : Separate Dining Room: Yes
  • Floors : Linoleum: Yes
Multi Family
Unit 2
  • Unit 2 Features : Living Room: Yes
Unit 4
  • Unit 4 Features : Eat-in Kitchen: Yes

Property History for 1601 East 14th Street

DateEvent & SourcePriceAppreciation
Jan 16, 2026

Contract - Showing

Greater Chattanooga Association of REALTORS #1523150

—
Jan 15, 2026

Contract - Showing

REALTRACS #3035918

—
Jan 6, 2026

Price Change

REALTRACS #3035918

$399,900—
Jan 6, 2026

Price Change

Greater Chattanooga Association of REALTORS #1523150

$399,900—
Dec 1, 2025

Price Change

REALTRACS #3035918

$425,000—
Dec 1, 2025

Price Change

Greater Chattanooga Association of REALTORS #1523150

$425,000—
Nov 11, 2025

Price Change

REALTRACS #3035918

$450,000—
Nov 11, 2025

Price Change

Greater Chattanooga Association of REALTORS #1523150

$450,000—
Nov 11, 2025

Listed (Active)

REALTRACS #3035918

$475,000—
Oct 30, 2025

Withdrawn

REALTRACS #2994909

$475,000—
Oct 30, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1523150

$475,000—
Oct 30, 2025

Withdrawn

Greater Chattanooga Association of REALTORS #1520553

$475,000—
Sep 26, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1520553

$500,000—
Sep 13, 2025

Withdrawn

REALTRACS #2993665

$500,000—
Sep 12, 2025

Withdrawn

Greater Chattanooga Association of REALTORS #1520433

$500,000—
Sep 12, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1520433

$425,000—
Jul 20, 2020

Closed (Public Record)

Public Record #674399088

$145,000—
Feb 28, 2017

Expired

Greater Chattanooga Association of REALTORS #1250242

$119,900—
Feb 28, 2017

Expired

Greater Chattanooga Association of REALTORS #1250242

$119,900—
Jul 31, 2016

Listed (Active)

Greater Chattanooga Association of REALTORS #1250242

$129,900—
Jul 31, 2016

Listed (Active)

Greater Chattanooga Association of REALTORS #1250242

$129,900—
DateEvent & SourcePrice
01/16/2026

Contract - Showing

Greater Chattanooga Association of REALTORS #1523150

—
01/15/2026

Contract - Showing

REALTRACS #3035918

—
01/06/2026

Price Change

REALTRACS #3035918

$399,900
01/06/2026

Price Change

Greater Chattanooga Association of REALTORS #1523150

$399,900
12/01/2025

Price Change

REALTRACS #3035918

$425,000
12/01/2025

Price Change

Greater Chattanooga Association of REALTORS #1523150

$425,000
11/11/2025

Price Change

REALTRACS #3035918

$450,000
11/11/2025

Price Change

Greater Chattanooga Association of REALTORS #1523150

$450,000
11/11/2025

Listed (Active)

REALTRACS #3035918

$475,000
10/30/2025

Withdrawn

REALTRACS #2994909

$475,000
10/30/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1523150

$475,000
10/30/2025

Withdrawn

Greater Chattanooga Association of REALTORS #1520553

$475,000
09/26/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1520553

$500,000
09/13/2025

Withdrawn

REALTRACS #2993665

$500,000
09/12/2025

Withdrawn

Greater Chattanooga Association of REALTORS #1520433

$500,000
09/12/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1520433

$425,000
07/20/2020

Closed (Public Record)

Public Record #674399088

$145,000
02/28/2017

Expired

Greater Chattanooga Association of REALTORS #1250242

$119,900
02/28/2017

Expired

Greater Chattanooga Association of REALTORS #1250242

$119,900
07/31/2016

Listed (Active)

Greater Chattanooga Association of REALTORS #1250242

$129,900
07/31/2016

Listed (Active)

Greater Chattanooga Association of REALTORS #1250242

$129,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1601 East 14th Street

Taxable ValueLand-Additions-Total-
Tax Record2025$1,761 ($147 / month)
Home Facts
Total Finished SqFt1,962 SqFtAbove Grade Finished SqFt1,962 SqFtStories1Lot Size6,360 SqFtStyleDuplexYear Built1920ZoningR1CountyHAMILTONAPN146O F 009

Schools near 1601 East 14th Street

This home is within Hamilton County School District.
Rating
School
Type
Grades
Distance
East Side Elementary School
Public - K to 5
Orchard Knob Middle School
Public - 6 to 8
The Howard School
Public - 9 to 12
Montessori Elementary at Highland Park
Charter - PK to 5
Rating
School
Distance
East Side Elementary School
PublicK to 5

Orchard Knob Middle School
Public6 to 8

The Howard School
Public9 to 12

Montessori Elementary at Highland Park
CharterPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Realty, Asher Black (423.208.4943)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 01/16/2026 09:45 AM