1607 Monroe Street

Covington, KY 41014

$227,000
Price
3
Beds
1,200 Sq. Ft.
$189 / Sq. Ft.
1,200
Sq. Ft.
$189
per Sq. Ft.
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Listed By Coldwell Banker RealtyPending
Listed By Coldwell Banker RealtyPending

Description

Located in the heart of downtown Covington, this charming home blends warmth, functionality, and inviting living spaces both inside and out. A quaint covered side porch sits above the garage and adds even more character and the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find beautiful hardwood floors, a comfortable living room, and a bright eat-in kitchen with direct access to the backyard, creating an easy flow for entertaining and daily living. The...Located in the heart of downtown Covington, this charming home blends warmth, functionality, and inviting living spaces both inside and out. A quaint covered side porch sits above the garage and adds even more character and the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find beautiful hardwood floors, a comfortable living room, and a bright eat-in kitchen with direct access to the backyard, creating an easy flow for entertaining and daily living. The main level offers two bedrooms and a well-designed layout that feels both practical and welcoming.
The finished lower level expands the living space with a third bedroom, full bath, and flexible bonus area perfect for guests, a home office, workout space, or media room. Thoughtfully maintained and move-in ready, this home offers character, comfort, and versatile living in a convenient location.
The backyard feels straight out of a storybook, fully fenced with mature greenery, cozy gathering spaces, and room to relax, garden, and entertain. A spacious one-car garage, storage shed, and dedicated basement storage/workshop area with a workbench add everyday convenience and plenty of space for hobbies, projects, and organization.

Listing Agent

  1. Mindy Frye

    Mindy Frye

    Listing Agent

    Coldwell Banker Realty FM

    P: (513)-260-0730

    CallText

Property Details for 1607 Monroe Street

Architectural Style
Ranch
Zoning Description
Residential
LISTING UPDATED: 05/27/2026 03:25 PM

Property Details for 1607 Monroe Street

StatusPending
MLS #642908
Days on Market4
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1947
Lot Size0.13 AC / 5,662 SF
CountyKenton County
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Location

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Building Information for 1607 Monroe Street

Stories-Year Built1947Building Size-Lot Size0.13 AC / 5,662 SF

Payment Calculator

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$1,258 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,131

Property Taxes

$127

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1607 Monroe Street

Summary
Location and General Information
  • Longitude: -84.517261
  • Latitude: 39.069014
  • Directions: I 75 - 12th St exit, right onto Holman, right onto 18th, right onto Monroe
  • MLSArea Major: K01 - Covington North
  • MLSArea Minor: K01 - Covington North
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: CO - Covington
Taxes and HOA
  • Association: No
  • Parcel Number: 055-12-01-013.00
  • Tax Rate: 16.03
Distance To
  • Distance To Bus Comments: 0 - 1 Block
School Information
  • High School District: Covington Indep
  • Elementary School: Glenn O. Swing Elementary
  • Middle Or Junior School: Holmes Middle School
  • High School: Holmes Senior High
Parking
  • Parking Features: Driveway, Garage
  • Attached Garage: No
  • Garage: Yes
  • Garage Spaces: 1.0
Property
Lot Information
  • Road Frontage Type: City Street
  • Lot Size Units: Acres
  • Lot Size Square Feet: 5705.0
  • Lot Features: Near Public Transit
  • Lot Size Acres: 0.131
  • Lot Size Source: Realist
  • Lot Size Dimensions: 50 X 107 X 52 X 121
  • Lot Size Area: 0.13
  • Road Surface Type: Paved
Property and Assessments
  • New Construction: No
  • Year Built: 1947
  • Building Area Total: 1200.0
  • Property Condition: Existing Structure
  • Living Area: 1200.0
  • Land Lease: Yes
  • Living Area Source: Public Records
  • Property Attached: No
  • Land Description: Less than .5 Acre
Building Features
  • Levels: One
  • Structure Type: House
  • Other Structures: Shed(s)
  • Foundation Details: Poured Concrete
  • Construction Materials: Brick, Stucco
Utilities
  • Utilities: Natural Gas Available
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Bathrooms: 2
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Gas Oven
  • Cooling: Central Air
  • Fireplaces Total: 1
  • Security Features: Security System
  • Fireplace: Yes
  • Window Features: Storm Window(s), Wood Frames
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Partial, Finished, Storage Space
  • Rooms Total: 6
  • Laundry Features: Laundry Room, In Basement
  • Heating: Forced Air, Natural Gas
  • Fireplace Features: Inoperable
Exterior Features
  • Exterior Features: Lighting, Private Yard
  • Patio And Porch Features: Porch, Patio, Covered
  • Door Features: French Doors
  • Fencing: Full, Privacy, Fenced
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Walk-Out Access, Fireplace(s), Hardwood Floors
  • Room Type: Living Room
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 11.0
  • Room Dimensions: 15 x 11
Room 2
  • Room Features: Walk-Out Access, Wood Flooring, Ceiling Fan(s)
  • Room Type: Primary Bedroom
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 14 x 10
Room 3
  • Room Features: Hardwood Floors
  • Room Type: Bedroom 2
  • Room Length: 11.0
  • Room Level: First
  • Room Width: 11.0
  • Room Dimensions: 11 x 11
Room 4
  • Room Features: Tile Flooring
  • Room Type: Bedroom 3
  • Room Length: 10.0
  • Room Level: Lower
  • Room Width: 10.0
  • Room Dimensions: 10 x 10
Room 5
  • Room Features: Tile Flooring
  • Room Type: Family Room
  • Room Length: 14.0
  • Room Level: Lower
  • Room Width: 9.0
  • Room Dimensions: 14 x 9
Room 6
  • Room Features: Utility Sink
  • Room Type: Laundry
  • Room Length: 7.0
  • Room Level: Lower
  • Room Width: 7.0
  • Room Dimensions: 7 x 7

Property History for 1607 Monroe Street

DateEvent & SourcePriceAppreciation
May 27, 2026

Contract Signed

Northern Kentucky Multiple Listing Service #642908

—
May 23, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #642908

$227,000—
Oct 14, 2025

Sold (Public Record)

Public Record #1918351479

$222,000

+8.2% / yr

DateEvent & SourcePrice
05/27/2026

Contract Signed

Northern Kentucky Multiple Listing Service #642908

—
05/23/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #642908

$227,000
10/14/2025

Sold (Public Record)

Public Record #1918351479

$222,000

+8.2% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1607 Monroe Street

Taxable ValueLand$5,000Additions$110,000Total$115,000
Tax Record2025$1,524 ($127 / month)
Home Facts
Beds2Baths1Total Finished SqFt762 SqFtAbove Grade Finished SqFt762 SqFtStories1Lot Size5,663 SqFtStyleSingle Family ResidenceYear Built1939CountyKENTONAPN055-12-01-013.00

Schools near 1607 Monroe Street

This home is within Covington Independent.
Rating
School
Type
Grades
Distance
Glenn O Swing Elementary School
Public - K to 5
Holmes Middle School
Public - 6 to 8
Holmes High School
Public - 9 to 12
John G Carlisle Elementary School
Public - K to 5
Rating
School
Distance
Glenn O Swing Elementary School
PublicK to 5

Holmes Middle School
Public6 to 8

Holmes High School
Public9 to 12

John G Carlisle Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.