16312 Cozy Cove Rd

Charlotte, NC 28278

$3,495,000
Price
6
Beds
6,218 Sq. Ft.
$562 / Sq. Ft.
6,218
Sq. Ft.
$562
per Sq. Ft.
Listed By Compass
Listed By Compass
a front view of a house with a yard
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a living room with fireplace furniture and a wooden floor
a kitchen with granite countertop a sink counter and chairs
a kitchen with a stove and a wooden floor
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a view of a storage & utility room with washer and dryer
a bathroom with a sink a toilet and a mirror
a spacious bedroom with a bed a couch and a large window
a living room with furniture and a wooden floor
a bathroom with a bathtub and a sink
a bedroom with a bed a chandelier and a window
a en suite bathroom with a double vanity sink and a mirror
a large kitchen with a table and chairs
a view of a dining room with furniture a chandelier and wooden floor
a bedroom with a bed and a flat screen tv
a living room with furniture and a flat screen tv
a kitchen with stainless steel appliances a refrigerator a stove a sink and white cabinets with wooden floor
a bedroom with a bed and a painting on the wall
a bathroom with a sink and a mirror
a living room with furniture a flat screen tv and a large window
a view of a swimming pool with a patio
a view of swimming pool with patio
an aerial view of a house with a garden
an aerial view of a house with a yard

Description

Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte's most coveted locations. A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef's...Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte's most coveted locations. A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef's kitchen, featuring an oversized island with breakfast bar, 36" gas cooktop, double wall ovens and a full size side by side refrigerator and freezer. Just off the great room, the covered deck provides one of many inviting outdoor living spaces with tranquil lake views. The main level primary suite impresses with a spacious 17x21 bedroom overlooking the water, along with spa-inspired bath and walk-in closet. Two additional bedrooms, a jack and jill bath, walk-in pantry and a large laundry room leading to the 3-car garage complete the main level. Upstairs, you'll find a full private apartment -- ideal for in-laws, guests, and more -- offering a beautiful kitchen, open living area with lake views, a generous bedroom, 1.5 baths, pantry and laundry. The expansive basement adds even more versatility featuring a living room/rec room, full kitchen, 2 bedrooms and 2 full baths. Over 1,000 sf of unfinished space offers endless possibilities for storage, home gym or future expansion. A separate one-car garage with workshop is perfect for a golf cart, tools and lake toys. Walk out from the basement to a spacious screened porch overlooking the inground pool, hot tub, grill station, built-in firepit and, of course, Lake Wylie. Follow the gentle path down to your private dock and enjoy boating, water sports, fishing or peaceful sunset views. This unique property offers true lake living with unmatched convenience. Schedule your appointment to see this incredible property today!

Listing Agent

  1. Robyn Riordan

    Robyn Riordan

    Listing Agent

    Compass

    robyn.riordan@compass.com

    P: (704)-905-4991

    CallTextEmail

Property Details for 16312 Cozy Cove Road

Waterfront Features
Dock
View
Water, Year Round
Parking Features
Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage
Subdivision Name
None
LISTING UPDATED: 01/04/2026 01:32 PM

Property Details for 16312 Cozy Cove Road

StatusActive
MLS #4321861
Days on Market50
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2019
Lot Size1.01 AC / 43,995 SF
CountyMecklenburg County
Buyer's Agent Compensation2%

Location

Add your commute

Building Information for 16312 Cozy Cove Road

Stories-Year Built2019Building Size-Lot Size1.01 AC / 43,995 SF

Payment Calculator

$17,034 per month

30 year fixed, 6.15% Interest

Principal and Interest

$17,034

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 16312 Cozy Cove Road

Summary
Location and General Information
  • Water Body Name: Lake Wylie
  • Longitude: -81.054036
  • Latitude: 35.065934
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • Tax Assessed Value: $1,324,500.00
  • Parcel Number: 21718130
  • City Taxes Paid To: Charlotte
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Other: 3-car garage on main level and 1-car garage in basement for golf cart, lawnmower, etc.
  • Parking: Carport YN: No
  • Garage Spaces: 4.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 4793.0
  • Below Grade Finished Area: 1425.0
  • Sq Ft Garage: 981
  • Sq Ft Lower: 0
  • Sq Ft Main: 2979
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 1180
  • Sq Ft Unheated Total: 1750
  • Sq Ft Unheated Upper: 570
  • Sq Ft Upper: 1814
  • Sq Ft Total Property HLA: 6218.0
  • Lot Features: Waterfront
  • Lot Size Dimensions: 291x172x100x40x214
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 48
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Public Sewer
  • Utilities: Natural Gas
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
  • Construction Materials: Fiber Cement
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Porch, Rear Porch, Screened, Side Porch
  • Pool Features: Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • Levels: One and One Half
  • Cooling: Central Air, Heat Pump, Multi Units
  • Heating: Central, Heat Pump, Natural Gas
  • Interior Features: Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
  • Laundry Features: Laundry Closet, Laundry Room, Lower Level, Main Level, Multiple Locations, Upper Level
  • Fireplace Features: Den, Gas Log, Gas Starter, Great Room, See Through
  • Fireplace YN: Yes
  • Door Features: French Doors, Sliding Doors
  • Flooring: Carpet, Tile, Wood
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Apartment, Basement Garage Door, Daylight, Interior Entry, Partially Finished, Storage Space, Walk-Out Access
  • Bedroom Basement: 2
  • Bedroom Lower: 0
  • Bedroom Main: 3
  • Bedroom Second LQ: 0
  • Bedroom Third: 0
  • Bedroom Upper: 1
  • Full Bath Basement: 2
  • Full Bath Lower: 0
  • Full Bath Main: 2
  • Full Bath Second LQ: 0
  • Full Bath Third: 0
  • Full Bath Upper: 1
  • Half Bath Basement: 0
  • Half Bath Lower: 0
  • Half Bath Main: 1
  • Half Bath Second LQ: 0
  • Half Bath Third: 0
  • Half Bath Upper: 1
Room Information
Room Information
  • Room Count: 1.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main

Property History for 16312 Cozy Cove Road

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Listed (Active)

CANOPY #4321861

$3,495,000—
Apr 7, 2017

Closed

CANOPY #3249173

$215,000—
Mar 10, 2017

Under Contract-No Show

CANOPY #3249173

—
Feb 7, 2017

Listed (Active)

CANOPY #3249173

$237,500—
Feb 6, 2017

Withdrawn

CANOPY #3161017

$237,500—
Apr 1, 2016

Listed (Active)

CANOPY #3161017

$250,000—
DateEvent & SourcePrice
11/21/2025

Listed (Active)

CANOPY #4321861

$3,495,000
04/07/2017

Closed

CANOPY #3249173

$215,000
03/10/2017

Under Contract-No Show

CANOPY #3249173

—
02/07/2017

Listed (Active)

CANOPY #3249173

$237,500
02/06/2017

Withdrawn

CANOPY #3161017

$237,500
04/01/2016

Listed (Active)

CANOPY #3161017

$250,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 16312 Cozy Cove Road

Taxable ValueLand$272,000Additions$1,052,500Total$1,324,500
Home Facts
Beds6Baths6Total Finished SqFt6,424 SqFtAbove Grade Finished SqFt6,424 SqFtStories2Lot Size42,659 SqFtStyleSingle Family ResidenceYear Built2018ZoningR-5CountyMECKLENBURGAPN21718130Fireplace TypeHas Fireplace

Schools near 16312 Cozy Cove Road

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Palisades Park Elementary
Public - K to 5
Southwest Middle School
Public - 6 to 8
Palisades High School
Public - 9 to 11
Olympic Renaissance
Public - 9 to 12
Rating
School
Distance
Palisades Park Elementary
PublicK to 5

Southwest Middle School
Public6 to 8

Palisades High School
Public9 to 11

Olympic Renaissance
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 16312 Cozy Cove Road, Charlotte, NC 28278

16312 Cozy Cove Road is a single family home for sale in Charlotte, NC 28278. This property was listed for sale on November 21, 2025 by Compass, it's currently listed at $3,495,000. It has been on the market for a total of 50 days and was last sold on April 7, 2017. This listing's school district is Charlotte-Mecklenburg School District. Nearby schools include Palisades Park Elementary, Southwest Middle School and Palisades High School. 16312 Cozy Cove Road is a 6-bed, 7-bath, 6,218 sqft single family home built in 2019.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/11/2026 01:28 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.