16312 Cozy Cove Rd

6,218 Sq. Ft.
$474 / Sq. Ft.
6,218
Sq. Ft.
$474
per Sq. Ft.

Description

Nestled on over an acre of prime waterfront property in the coveted Palisades community—without the constraints of an HOA—this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living.
Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting,
...Nestled on over an acre of prime waterfront property in the coveted Palisades community—without the constraints of an HOA—this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living.
Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting, and a sunning shelf, all surrounded by gorgeous hardscaping. Imagine evenings by the contemporary fire pit, hosting cookouts with the built-in grill, or simply relaxing while taking in breathtaking views of the lake from your private dock. Multiple outdoor spaces, including a covered porch off the main living area and a generous screened porch on the lower level, provide endless options for entertaining or unwinding.
Inside, every detail has been thoughtfully curated. The two-story great room, anchored by a dramatic three-sided floor-to-ceiling stone fireplace, flows effortlessly into the dining area and chef’s kitchen. Here, you’ll find a 36” gas cooktop, double wall ovens, an oversized island with a breakfast bar, and a full-size side-by-side refrigerator and freezer. The main-level primary suite is a sanctuary, offering serene lake views through picture windows and a spa-like bathroom with a rain shower, stand-alone soaking tub, dual vanities, and a walk-in closet.
The main level also includes two additional bedrooms with a Jack-and-Jill bath, a powder room, and a spacious laundry/mudroom with a pantry that connects to the three-car garage. Upstairs, you’ll discover a fully appointed apartment with a living room overlooking the lake, a full kitchen, a laundry room, 1.5 baths, and plenty of space. The lower level/basement offers even more versatility, featuring a second two-bedroom, two-bath apartment complete with its own full kitchen and living area. Whether used as a guest suite, rec room, or entertainment hub, it’s designed to adapt to your unique needs. Plus, with over 1,000 square feet of unfinished space and a one-car garage with a workshop, there’s room for a home gym, storage, or all the toys to complement your lakefront lifestyle.
This exceptional property is truly a rare find, offering unmatched flexibility and luxury in a serene lakefront setting. Don’t miss the opportunity to make this retreat your forever home!

Property Details for 16312 Cozy Cove Road

Waterfront Features
Dock
View
Water, Year Round
Parking Features
Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage
Subdivision Name
None
LISTING UPDATED: 05/16/2026 04:24 PM

Property Details for 16312 Cozy Cove Road

StatusActive
MLS #4321861
Days on Market179
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2019
Lot Size1.01 AC / 43,995 SF
CountyMecklenburg County
Buyer's Agent Compensation2%

Location

Listing Courtesy of: .

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Building Information for 16312 Cozy Cove Road

Stories-Year Built2019Building Size-Lot Size1.01 AC / 43,995 SF

Payment Calculator

$14,700 per month

30 year fixed, 6.36% Interest

Principal and Interest

$14,700

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 16312 Cozy Cove Road

Summary
Location and General Information
  • Water Body Name: Lake Wylie
  • Longitude: -81.054036
  • Latitude: 35.065934
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • Tax Assessed Value: $1,324,500.00
  • Parcel Number: 21718130
  • City Taxes Paid To: Charlotte
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Other: 3-car garage on main level and 1-car garage in basement for golf cart, lawnmower, etc.
  • Parking: Carport YN: No
  • Garage Spaces: 4.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 4793.0
  • Below Grade Finished Area: 1425.0
  • Sq Ft Garage: 981
  • Sq Ft Lower: 0
  • Sq Ft Main: 2979
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 1180
  • Sq Ft Unheated Total: 1750
  • Sq Ft Unheated Upper: 570
  • Sq Ft Upper: 1814
  • Sq Ft Total Property HLA: 6218.0
  • Lot Features: Waterfront
  • Lot Size Dimensions: 291x172x100x40x214
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 48
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Public Sewer
  • Utilities: Natural Gas
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
  • Construction Materials: Fiber Cement
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Porch, Rear Porch, Screened, Side Porch
  • Pool Features: Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • Levels: One and One Half
  • Cooling: Central Air, Heat Pump, Multi Units
  • Heating: Central, Heat Pump, Natural Gas
  • Interior Features: Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
  • Laundry Features: Laundry Closet, Laundry Room, Lower Level, Main Level, Multiple Locations, Upper Level
  • Fireplace Features: Den, Gas Log, Gas Starter, Great Room, See Through
  • Fireplace YN: Yes
  • Door Features: French Doors, Sliding Doors
  • Flooring: Carpet, Tile, Wood
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Apartment, Basement Garage Door, Daylight, Interior Entry, Partially Finished, Storage Space, Walk-Out Access
  • Bedroom Basement: 2
  • Bedroom Lower: 0
  • Bedroom Main: 3
  • Bedroom Second LQ: 0
  • Bedroom Third: 0
  • Bedroom Upper: 1
  • Full Bath Basement: 2
  • Full Bath Lower: 0
  • Full Bath Main: 2
  • Full Bath Second LQ: 0
  • Full Bath Third: 0
  • Full Bath Upper: 1
  • Half Bath Basement: 0
  • Half Bath Lower: 0
  • Half Bath Main: 1
  • Half Bath Second LQ: 0
  • Half Bath Third: 0
  • Half Bath Upper: 1
Room Information
Room Information
  • Room Count: 1.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main

Property History for 16312 Cozy Cove Road

DateEvent & SourcePriceAppreciation
Apr 20, 2026

Price Change

CANOPY #4321861

$2,950,000—
Mar 10, 2026

Price Change

CANOPY #4321861

$3,250,000—
Nov 21, 2025

Listed (Active)

CANOPY #4321861

$3,495,000—
DateEvent & SourcePrice
04/20/2026

Price Change

CANOPY #4321861

$2,950,000
03/10/2026

Price Change

CANOPY #4321861

$3,250,000
11/21/2025

Listed (Active)

CANOPY #4321861

$3,495,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16312 Cozy Cove Road

Taxable ValueLand$272,000Additions$1,052,500Total$1,324,500
Home Facts
Beds6Baths6Total Finished SqFt6,424 SqFtAbove Grade Finished SqFt6,424 SqFtStories2Lot Size42,659 SqFtStyleSingle Family ResidenceYear Built2018ZoningR-5CountyMECKLENBURGAPN21718130Fireplace TypeHas Fireplace

Schools near 16312 Cozy Cove Road

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 11 to 13
Rating
School
Distance
Palisades Park Elementary
PublicK to 5

Southwest Middle School
Public6 to 8

Palisades High School
Public9 to 12

Harper Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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16312 Cozy Cove Road is a single family home for sale in Charlotte, NC 28278. This property was listed for sale on November 21, 2025 by Compass, it's currently listed at $2,950,000. It has been on the market for a total of 179 days and was last sold on April 7, 2017. This listing's school district is Charlotte-Mecklenburg School District. Nearby schools include Palisades Park Elementary, Southwest Middle School and Palisades High School. 16312 Cozy Cove Road is a 6-bed, 7-bath, 6,218 sqft single family home built in 2019.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Based on information submitted to the MLS GRID as of 05/16/2026 04:24 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.