Last Sold Price
3 beds2,088 sqft$263/sqft
1640 E Overlook Rd, Monterey, TN 38574

Description

Wonderful 2088 sq ft 3-bedroom 2-bathroom with office! Floor plan of this home is very well thought out! Home is tucked in off of road on 4.2 acres. Stamped concrete covered porches! Stone fireplace in living room with vaulted ceilings! Open Kitchen with stainless appliances granite countertops and large pantry. Call me now for more info & quick showing!Wonderful 2088 sq ft 3-bedroom 2-bathroom with office! Floor plan of this home is very well thought out! Home is tucked in off of road on 4.2 acres. Stamped concrete covered porches! Stone fireplace in living room with vaulted ceilings! Open Kitchen with stainless appliances granite countertops and large pantry. Call me now for more info & quick showing!
LISTING CLOSED: 09/01/2025 11:00 PM

  1. Listed by Keith McCoy • Cumberland Mountain Realty
  2. Listed by Kamille McCoy • Cumberland Mountain Realty

Property Details for 1640 East Overlook Road

Status
MLS #
1300818
Days on Market
34
Taxes
$206 / year
HOA Fees
$138 / year
Condo/Co-op Fees
-
Property Type
MLS Type
Single Family / Single Family Residence
Year Built
2025
Lot Size
4.20 AC / 182,952 SF
Architectural Style
Craftsman
Sub division Name
Cumberland Cove
View
Country Setting, Wooded
Style Craftsman
True

Location

Listing Courtesy of Cumberland Mountain Realty, Keith McCoy; Cumberland Mountain Realty, Kamille McCoy (931.319.7362)

Sold By Cumberland Mountain Realty, Keith McCoy (931.265.7137)

Add your commute

Building Information for 1640 East Overlook Road

Stories-Year Built2025Building Size-Lot Size4.20 AC / 182,952 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$2,824 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,796

Property Taxes

$17

HOA Dues

$12

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 1640 East Overlook Road

Summary
Location and General Information
  • City: Monterey
  • County Or Parish: Putnam County - 53
  • Directions: From Hwy 70 take Cumberland Cove Rd, left on Indian Park, right on E Overlook, see sign on left.
  • Latitude: 36.044605
  • Longitude: -85.258504
  • MLS Area Major: Putnam County - 53
  • MLS Area Minor: Putnam County - 53
  • Postal Code: 38574
  • State Or Province: TN
  • View Country Setting: True
  • View Wooded: True
  • Location Tax Legal Info Area: Putnam County - 53
  • Remarks Misc Directions: From Hwy 70 take Cumberland Cove Rd, left on Indian Park, right on E Overlook, see sign on left.
  • Topography Level: True
Parking
  • Attached Garage: Yes
  • Parking Features: Garage Faces Side, Garage Door Opener, Attached, Main Level
  • Atchd Dtchd Type Detached: True
  • Garage Parking Attached: True
  • Garage Parking Garage Door Opener: True
  • Garage Parking Main Level: True
  • Garage Parking Garage Spaces: 2.0
Taxes and HOA Information
  • Association Fee: 138.0
  • Association: true
  • Association Fee Frequency: Yearly
  • Tax Block: 40
  • Parcel Number: 123 195.00
  • Location Tax Legal Info Total Tax: 206.15
  • General Property Description HOA Fee: 138.0
  • General Property Description HOA Freq: Yearly
  • General Property Description HOA Contact: cumberlandcovepoa.com
  • General Property Description HOA: Mandatory
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Building Area Source: Plans
  • Lot Size Area: 4.2
  • Lot Size Units: Acres
  • Lot Size Square Feet: 182952.0
  • Year Built: 2025
  • Lot Features: Private, Wooded, Level, Rolling Slope
  • Building Area Total: 2088.0
  • Lot Size Acres: 4.2
  • Lot Size Source: Survey
  • General Property Description SqFt - Main Lvl: 2088.0
  • General Property Description SqFt - Down Lvl: 0.0
  • General Property Description SqFt - 2nd Flr Lvl: 0.0
  • General Property Description SqFt - 3rd Flr Lvl: 0.0
  • General Property Description SqFt - Source: Plans
  • General Property Description Acres: 4.2
  • General Property Description Acre Source: Survey
  • General Property Description Site Built: Yes
  • General Property Description New Construction: Under Construction
  • Lot Description Level: True
  • Lot Description Private: True
  • Lot Description Wooded: True
  • Lot Description Rolling Slope: True
Property and Assessments
  • Possession: At Closing
  • Property Attached: No
  • Property Type Label: Single Family
  • Floor Plans Count: 0
  • Property Type: Single Family
  • Property Sub Type: Single Family Residence
  • Possession At Closing: True
Utilities
  • General Property Description Sewer: Septic Tank
  • Fuel Gas (Natural): True
  • Misc Features Internet Available: True
  • Sewer Septic Tank: True
  • Water Public: True
Interior and Exterior Features
Exterior Features
  • Association Amenities: Security
  • Construction Materials: Stone, Vinyl, Block, Frame
  • Siding Stone: True
  • Siding Vinyl: True
  • Community Amenities PicnicBarbeque Area: True
  • Community Amenities Security: True
  • Exterior Features Porch - Covered: True
  • Misc Features Pantry: True
Interior Features
  • Beds Total: 3
  • Baths Full: 2
  • Baths Half: 0
  • Cooling: Central Cooling, Ceiling Fan(s)
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Bathrooms Total Integer: 2
  • Cooling Details: Yes
  • Kitchen Appliances: Tankless Water Heater, Gas Range, Dishwasher, Microwave, Refrigerator
  • Basement: No
  • Heating Details: Central, Natural Gas
  • Fireplace Features: Stone, Ventless, Gas Log
  • Flooring: Laminate, Tile
  • Heating: Yes
  • Heating Central: Yes
  • Fireplace Gas Log: True
  • Fireplace Stone: True
  • Fireplace Ventless: True
  • Cooling Ceiling Fan(s): True
  • Cooling Central Cooling: True
  • Floors Laminate: True
  • Floors Tile: True
  • Basement Crawl Space Sealed: True
  • General Property Description Number of Bedrooms: 3
  • General Property Description Number of Rooms: 10
  • General Property Description Fireplace: Yes
  • General Property Description Number of Fireplace: 1.0
  • General Property Description Basement: No
  • General Property Description Bonus Room: No
  • Heat Central: True
  • Dining Area KitchenDining Rm Co: True
  • Dining Area Living Room Dining Room: True
  • Appliances Dishwasher: True
  • Appliances Microwave: True
  • Appliances Refrigerator: True
  • Appliances Smoke Detector: True
  • Appliances Tankless Water Heatter: True
  • Other Rooms Great Room: True
  • Other Rooms Mstr Bdrm Main Level: True
  • Other Rooms Split Bedroom: True
  • Misc Features Cathedral Ceiling: True
  • Misc Features Island in Kitchen: True
  • Misc Features Trey Ceiling: True
  • Misc Features Walk-in Shower: True
  • Misc Features WasherDryer Connect: True
Room Information
Room
  • Rooms Total: 10
Rental
Rent Information
  • General Property Description Restrictions: Yes
  • Tenant Expenses Cooling: Central Cooling,Ceiling Fan(s)
  • Tenant Expenses Heating: Central,Natural Gas

Property History for 1640 East Overlook Road

DateEvent & SourcePriceAppreciation
Sep 2, 2025

Closed (Public Record)

Public Record #1912178473

$550,000

+225.1% / yr

Sep 1, 2025

Closed

KAARMLS #1300818

$550,000
Jun 19, 2025

Contract - Not Showing

KAARMLS #1300818

DateEvent & SourcePrice
09/02/2025

Closed (Public Record)

Public Record #1912178473

$550,000

+225.1% / yr

09/01/2025

Closed

KAARMLS #1300818

$550,000
06/19/2025

Contract - Not Showing

KAARMLS #1300818

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1640 East Overlook Road

Taxable ValueLand$7,750Additions-Total$7,750
Tax Record2025$206 ($17 / month)
Home Facts
Beds0Lot Size182,952 SqFtStyleResidentialCountyPUTNAMAPN123 19500

Schools near 1640 East Overlook Road

This home is within Putnam County School District.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 12
Public - PK to 12
Public - K to 12
Rating
School
Distance
Burks Middle School
PublicPK to 6

Monterey High School
Public7 to 12

Putnam County Vital
PublicPK to 12

White Plains Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 38574

$325,000 | 301 West Commercial Avenue, Monterey, TN 38574
1/42

$325,000

4
Bedrooms
1,972
Square Feet
0.61
Acres
$129,900 | 1899 Arrowhead Drive, Monterey, TN 38574
1/24

$129,900

2
Bedrooms
864
Square Feet
0.67
Acres
$395,000 | 1023 West Laurel Way, Monterey, TN 38574
1/49

$395,000

3
Bedrooms
1,837
Square Feet
4.1
Acres
$520,000 | 50 Ross Place, Monterey, TN 38574
1/60

$520,000

3
Bedrooms
2,192
Square Feet
4
Acres
$219,900 | 1047 Phillips Drive, Monterey, TN 38574
1/30
Active Under Contract

$219,900

3
Bedrooms
1,980
Square Feet
0.67
Acres
$611,000 | 104 Bottom Drive, Monterey, TN 38574
1/25

$611,000

3
Bedrooms
2,004
Square Feet
5.6
Acres
$515,000 | 1104 Belmont Drive, Monterey, TN 38574
1/51

$515,000

2
Bedrooms
2,462
Square Feet
2.2
Acres
$629,900 | 10739 Monterey Highway, Monterey, TN 38574
1/67

$629,900

4
Bedrooms
3,542
Square Feet
5.1
Acres
a front view of a house with a yard
1/19

$329,000

3
Bedrooms
1,378
Square Feet
0.55
Acres

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 1640 East Overlook Road, Monterey, TN 38574
$550,000
3
2,088
182,952
3
3
2,304
261,360
$735,000
3
2,846
178,596
3
2
2,100
174,240
$125,000
2.5
1,922
196,020
$515,000
3
1,944
204,732

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cumberland Mountain Realty, Keith McCoy; Cumberland Mountain Realty, Kamille McCoy (931.319.7362)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 09/02/2025 07:53 PM