165 Spence Rd

1,900 Sq. Ft.
$310 / Sq. Ft.
1,900
Sq. Ft.
$310
per Sq. Ft.

Description

Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a boat dock, perfect for fishing, waterfront enjoyment and your waterfcraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living with a bright, open floor plan, vaulted ceilings, and luxury vinyl floors. Enjoy a spacious kitchen with island, and large primary suite. Relax on the covered porch or entertain...Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a boat dock, perfect for fishing, waterfront enjoyment and your waterfcraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living with a bright, open floor plan, vaulted ceilings, and luxury vinyl floors. Enjoy a spacious kitchen with island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Dock Permit AEP APPROVED! and in place and can be transferred to buyer at closing! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!
  1. Listed by TRICIA JOHNSON • PROPERTY NAVIGATORS LLC
  2. Listed by LOGAN SMITH • PROPERTY NAVIGATORS LLC

Property Details for 165 Spence Road

View
Sunrise, Sunset, Lake
Waterfront Features
Main Channel, Point, Riprap Shoreline, Southern Exposure
Architectural Style
Ranch
Zoning
A1
Subdivision Name
N/A
Water Front
Yes
Covered Spaces
0.0
Water Body Name
Smith Mtn Lake
LISTING UPDATED: 03/17/2026 07:42 PM

Property Details for 165 Spence Road

StatusActive
MLS #925440
Days on Market11
Taxes$1,442 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2023
Lot Size0.86 AC / 37,461 SF
CountyFranklin County

Location

Listing Courtesy of PROPERTY NAVIGATORS LLC, TRICIA JOHNSON; PROPERTY NAVIGATORS LLC, LOGAN SMITH
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Building Information for 165 Spence Road

Stories-Year Built2023Building Size-Lot Size0.86 AC / 37,461 SF

Payment Calculator

$2,982 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,862

Property Taxes

$120

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 165 Spence Road

Summary
Location and General Information
  • Directions: RT 40 to Kemp Ford Rd in Union Hall to Left on Spence Rd to home on the Left at sign.
  • MLS Area Major: 0490 - SML Franklin County
  • City: Union Hall
  • State Or Province: VA
  • Postal Code: 24176
  • County Or Parish: Franklin County
  • MLS Area Minor: 0490 - SML Franklin County
  • General Property Description - Water Class: Waterfront Property
  • General Property Description - Length of Waterfront: 100.0
  • Lot Description - Views: Yes
Taxes and HOA
  • Association YN: No
  • Association Fee: $0
  • Parcel Number: 0520002901
  • Tax Block: 0
  • Tax Lot: Tract 2-B
  • Tax Tract Or Section: 0
  • Tax Amount: $1,442
  • Location Legal Taxes - Phase: $0
  • Location Legal Taxes - Annual Taxes: $1,442
  • Location Legal Taxes - Section: 0
  • Location Legal Taxes - POA YN: No
  • Misc Features - Maint - Free Exterior: Yes
School Information
  • Elementary School: Glade Hill
  • Middle Or Junior School: Ben Franklin Middle
  • High School: Franklin County
Property
Lot Information
  • Building Area Total: 1900.0
  • Lot Size Acres: 0.86
  • Lot Size Area: 0.86
  • Lot Size Units: Acres
  • Lot Size Square Feet: 37461.6
  • General Property Description - Total Acreage: 0.86
  • General Property Description - Entry Above Grd Fin SQFT: 1900.0
  • General Property Description - Upper Above Grd Fin SQFT: 0.0
  • General Property Description - Other Above Grd Fin SQFT: 0.0
  • General Property Description - Total Above Grd Fin SQFT: 1900.0
  • General Property Description - Grand Total Attached SQFT: 1900.0
  • General Property Description - Total Unfin SQFT: 0.0
  • Lot Description - Gentle Slope: Yes
  • Misc Features - Paved Road: Yes
  • Misc Features - Private Road: Yes
Property and Assessments
  • New Construction: Yes
  • Total Bathrooms Source: MLS
  • Property Type: Residential,Single Family Residence
  • Year Built: 2023
  • Property Sub Type: Single Family Residence
  • General Property Description - Property Sub - Type: Single Family Residence
  • Property Type Label: Residential
  • General Property Description - Construction Status: Completed
  • Misc Features - New Construction: Yes
Utilities
  • Sewer: Private Septic
  • Water Description - Private Well: Yes
  • Internet Access - Current Internet Prov: Shentel
  • Water Htr Energy - Electric: Yes
Interior and Exterior Features
Exterior Features
  • Community Features: Beach Access, Restaurant
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Covered Porch, Deck, Front Porch, Side Porch
  • Fencing: Fenced Yard
  • Exterior Features - Covered Porch: Yes
  • Exterior Features - Deck: Yes
  • Exterior Features - Fenced Yard: Yes
  • Exterior Features - Garden Space: Yes
  • Boat Dock Desc - Floater: Yes
Interior Features
  • Water Heater Type - Tank: Yes
  • Main Level Bedrooms: 3
  • Cooling: Heat Pump Electric
  • Door Features: Insulated
  • Flooring: Concrete, Laminate
  • Heating: Heat Pump Electric
  • Interior Features: Walk-In Closet(s), Ceiling Fan(s), Storage
  • Window Features: Insulated
  • Main Level Bathrooms: 2
  • Basement: Crawl Space
  • Baths Half: 0
  • Beds Total: 3
  • Baths Total: 2.0
  • Baths Full: 2
  • Rooms Total: 10
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling: Yes
  • Heating: Yes
  • General Property Description - Basement: No
  • Interior Features - Ceiling Fan: Yes
  • Interior Features - Storage: Yes
  • Interior Features - Walk - in - Closet: Yes
  • Laundry - Laundry Lower Level: 0
  • Laundry - Laundry Upper Level: 0
  • Laundry - Laundry Other Level: 0
Room Information
Room 1
  • Room Type: Bedroom 1
  • Room Level: Entry
Room 2
  • Room Type: Bedroom 2
  • Room Level: Entry
Room 3
  • Room Type: Bedroom 3
  • Room Level: Entry
Room 4
  • Room Type: Breakfast Area
  • Room Level: Entry
Room 5
  • Room Type: Dining Area
  • Room Level: Entry
Room 6
  • Room Type: Foyer
  • Room Level: Entry
Room 7
  • Room Type: Kitchen
  • Room Level: Entry
Room 8
  • Room Type: Laundry
  • Room Level: Entry
Room 9
  • Room Type: Living Room
  • Room Level: Entry
Room 10
  • Room Type: Primary Bedroom
  • Room Level: Entry
Mobile Home
Mobile & Manufactured Home
  • Misc Features - Manufactured Home Allowed: Yes

Property History for 165 Spence Road

DateEvent & SourcePriceAppreciation
Mar 13, 2026

Price Change

Roanoke Valley Association of REALTORS #925440

$599,000
Mar 13, 2026

Price Change

Roanoke Valley Association of REALTORS #925440

$589,900
Mar 13, 2026

Listed (Active)

Roanoke Valley Association of REALTORS #925440

$589,700
Dec 13, 2025

Withdrawn

Roanoke Valley Association of REALTORS #922678

Nov 12, 2025

Price Change

Roanoke Valley Association of REALTORS #922678

$499,999
Nov 12, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #922678

$499,900
Nov 11, 2025

Expired

Roanoke Valley Association of REALTORS #922239

Oct 27, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #922239

$549,000
Oct 26, 2025

Expired

Roanoke Valley Association of REALTORS #921831

Oct 13, 2025

Price Change

Roanoke Valley Association of REALTORS #921831

$549,000
Oct 13, 2025

Price Change

Roanoke Valley Association of REALTORS #921831

$548,700
Oct 13, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #921831

$548,500
Oct 12, 2025

Expired

Roanoke Valley Association of REALTORS #920904

Oct 10, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #920904

$549,000
Oct 9, 2025

Expired

Roanoke Valley Association of REALTORS #920904

Sep 12, 2025

Price Change

Roanoke Valley Association of REALTORS #920904

$649,900
Sep 12, 2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,990
Sep 12, 2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,970
Sep 12, 2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,900
Sep 12, 2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,899
Sep 12, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #920904

$549,000
Sep 11, 2025

Expired

Roanoke Valley Association of REALTORS #919959

Aug 10, 2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,900
Aug 10, 2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,700
Aug 10, 2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,600
Aug 10, 2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,000
Aug 10, 2025

Listed (Active)

Roanoke Valley Association of REALTORS #919959

$649,900
DateEvent & SourcePrice
03/13/2026

Price Change

Roanoke Valley Association of REALTORS #925440

$599,000
03/13/2026

Price Change

Roanoke Valley Association of REALTORS #925440

$589,900
03/13/2026

Listed (Active)

Roanoke Valley Association of REALTORS #925440

$589,700
12/13/2025

Withdrawn

Roanoke Valley Association of REALTORS #922678

11/12/2025

Price Change

Roanoke Valley Association of REALTORS #922678

$499,999
11/12/2025

Listed (Active)

Roanoke Valley Association of REALTORS #922678

$499,900
11/11/2025

Expired

Roanoke Valley Association of REALTORS #922239

10/27/2025

Listed (Active)

Roanoke Valley Association of REALTORS #922239

$549,000
10/26/2025

Expired

Roanoke Valley Association of REALTORS #921831

10/13/2025

Price Change

Roanoke Valley Association of REALTORS #921831

$549,000
10/13/2025

Price Change

Roanoke Valley Association of REALTORS #921831

$548,700
10/13/2025

Listed (Active)

Roanoke Valley Association of REALTORS #921831

$548,500
10/12/2025

Expired

Roanoke Valley Association of REALTORS #920904

10/10/2025

Listed (Active)

Roanoke Valley Association of REALTORS #920904

$549,000
10/09/2025

Expired

Roanoke Valley Association of REALTORS #920904

09/12/2025

Price Change

Roanoke Valley Association of REALTORS #920904

$649,900
09/12/2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,990
09/12/2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,970
09/12/2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,900
09/12/2025

Price Change

Roanoke Valley Association of REALTORS #920904

$599,899
09/12/2025

Listed (Active)

Roanoke Valley Association of REALTORS #920904

$549,000
09/11/2025

Expired

Roanoke Valley Association of REALTORS #919959

08/10/2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,900
08/10/2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,700
08/10/2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,600
08/10/2025

Price Change

Roanoke Valley Association of REALTORS #919959

$689,000
08/10/2025

Listed (Active)

Roanoke Valley Association of REALTORS #919959

$649,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 165 Spence Road

This home is within Franklin County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Glade Hill Elementary School
PublicPK to 5

Ben. Franklin Middle-West
Public6 to 8

Franklin County High School
Public9 to 12

Burnt Chimney Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

165 Spence Road is a single family home for sale in Union Hall, VA 24176. This property was listed for sale on March 13, 2026 by PROPERTY NAVIGATORS LLC, it's currently listed at $589,700. This listing's school district is Franklin County Public Schools. Nearby schools include Glade Hill Elementary School, Ben. Franklin Middle-West and Franklin County High School. 165 Spence Road is a 3-bed, 2-bath, 1,900 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of PROPERTY NAVIGATORS LLC, TRICIA JOHNSON; PROPERTY NAVIGATORS LLC, LOGAN SMITH

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.