Last Sold Price
3 beds4,889 sqft$297/sqft
16631 Harbor View Rd, Charlotte, NC 28278

Description

Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional...Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck—an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie’s boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.
LISTING CLOSED: 05/26/2026 12:00 AM

  1. Listed by McNulty Realty LLC • cullen@mcnultyrealty.com

Property Details for 16631 Harbor View Road

Status
MLS #
4345664
Days on Market
31
Taxes
-
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1986
Lot Size
1.53 AC / 66,646 SF
Waterfront Features
Boat House, Covered structure, Dock
View
Water
Parking Features
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry
Subdivision Name
None

Location

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Building Information for 16631 Harbor View Road

Stories-Year Built1986Building Size-Lot Size1.53 AC / 66,646 SF

Payment Calculator

$7,370 per month

30 year fixed, 6.55% Interest

Principal and Interest

$7,370

Property Taxes

$0

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 16631 Harbor View Road

Summary
Location and General Information
  • Water Body Name: Lake Wylie
  • Longitude: -81.05206454
  • Latitude: 35.06535607
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • Tax Assessed Value: $1,006,300.00
  • Parcel Number: 217-181-27
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Southwest
  • High School: Palisades
  • Elementary School: Palisades Park
Parking
  • Parking: Open Spaces: 15.0
  • Parking: Open Parking YN: Yes
  • Parking: Carport Spaces: 0.0
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 2942.0
  • Below Grade Finished Area: 1947.0
  • Sq Ft Garage: 495
  • Sq Ft Lower: 0
  • Sq Ft Main: 2267
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 321
  • Sq Ft Unheated Total: 321
  • Sq Ft Upper: 675
  • Sq Ft Total Property HLA: 4889.0
  • Lot Features: Private, Wooded, Waterfront
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 45
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Restrictions: No Representation
Utilities
  • Sewer: Septic Installed, Sewage Pump
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Dock - Floating, In-Ground Irrigation, Storage
  • Construction Materials: Wood
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened, Side Porch, Wrap Around
  • Pool Private YN: No
  • Road Surface Type: Asphalt, Cobblestone, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer/Dryer
  • Levels: One and One Half
  • Other Equipment: Fuel Tank - Leased, Generator
  • Cooling: Central Air
  • Heating: Central
  • Interior Features: Kitchen Island, Walk-In Closet(s), Wet Bar
  • Laundry Features: Electric Dryer Hookup, Utility Room, Inside, Main Level, Sink
  • Fireplace Features: Bonus Room, Gas Log, Great Room, Propane
  • Fireplace YN: Yes
  • Flooring: Brick, Carpet, Concrete, Tile, Wood
  • Foundation Details: Basement
  • Basement YN: Yes
  • Basement Features: Daylight, Finished, Interior Entry, Storage Space
  • Bedroom Main: 1
  • Bedroom Upper: 2
  • Full Bath Basement: 1
  • Full Bath Main: 1
  • Full Bath Upper: 1
  • Half Bath Basement: 0
  • Half Bath Main: 1
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 7.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Kitchen
  • Room Level: Main
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 4
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 7
  • Room Types: Bathroom-Full
  • Room Level: Basement

Property History for 16631 Harbor View Road

DateEvent & SourcePriceAppreciation
May 26, 2026

Closed

CANOPY #4345664

$1,450,000
Mar 19, 2026

Under Contract-Show

CANOPY #4345664

Feb 16, 2026

Listed (Active)

CANOPY #4345664

$2,250,000
DateEvent & SourcePrice
05/26/2026

Closed

CANOPY #4345664

$1,450,000
03/19/2026

Under Contract-Show

CANOPY #4345664

02/16/2026

Listed (Active)

CANOPY #4345664

$2,250,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 16631 Harbor View Road

Taxable ValueLand$391,000Additions$615,300Total$1,006,300
Home Facts
Beds3Baths2.5Total Finished SqFt5,084 SqFtAbove Grade Finished SqFt5,084 SqFtStories2Lot Size68,999 SqFtStyleSingle Family ResidenceYear Built1986ZoningR-5CountyMECKLENBURGAPN21718127Fireplace TypeHas Fireplace

Schools near 16631 Harbor View Road

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 11 to 13
Rating
School
Distance
Palisades Park Elementary
PublicK to 5

Southwest Middle School
Public6 to 8

Palisades High School
Public9 to 12

Harper Middle College High
Public11 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of McNulty Realty LLC

Based on information submitted to the MLS GRID as of 05/27/2026 01:32 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.