1720 Garrard Street

Covington, KY 41014

$205,000
Price
3
Beds
1,145 Sq. Ft.
$179 / Sq. Ft.
1,145
Sq. Ft.
$179
per Sq. Ft.
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Description

Charming and affordable 3-bedroom, 1-bath home featuring fresh paint, new flooring, and a functional open floor plan. First floor laundry and primary bedroom. The living, dining, and kitchen areas flow seamlessly together, highlighted by a beautiful original arched doorway that adds character and warmth. Spacious bedrooms provide comfortable living, while the fully fenced yard offers great outdoor space for pets or entertaining. Conveniently located just minutes from downtown Cincinnati and MainStrasse...Charming and affordable 3-bedroom, 1-bath home featuring fresh paint, new flooring, and a functional open floor plan. First floor laundry and primary bedroom. The living, dining, and kitchen areas flow seamlessly together, highlighted by a beautiful original arched doorway that adds character and warmth. Spacious bedrooms provide comfortable living, while the fully fenced yard offers great outdoor space for pets or entertaining. Conveniently located just minutes from downtown Cincinnati and MainStrasse Village, with easy access to dining, shopping, and major highways. A great opportunity for affordable, move-in-ready living. Perfect for first-time buyers, downsizers, or investors looking for a great opportunity near the city
  1. Listed by Grace Vail • Brokerage DRE #270907 • Huff Realty - Ft. Mitchell
    P: (859)-907-1734 C: (859)-907-1734 Gvail@huff.com

Property Details for 1720 Garrard Street

Architectural Style
Traditional
LISTING UPDATED: 04/20/2026 09:28 AM

Property Details for 1720 Garrard Street

StatusActive
MLS #640067
Days on Market9767
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1920
Lot Size0.06 AC / 2,613 SF
CountyKenton County
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Location

Listing Courtesy of Huff Realty - Ft. Mitchell
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Building Information for 1720 Garrard Street

Stories-Year Built1920Building Size-Lot Size0.06 AC / 2,613 SF

Payment Calculator

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$1,060 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,022

Property Taxes

$38

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1720 Garrard Street

Summary
Location and General Information
  • Longitude: -84.501781
  • Latitude: 39.070553
  • Directions: 18th to Garrard
  • MLSArea Major: K01 - Covington North
  • MLSArea Minor: K01 - Covington North
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: CO - Covington
Taxes and HOA
  • Association: No
  • Parcel Number: 055-31-10-001.00
  • Tax Rate: 15.92
School Information
  • High School District: Covington Indep
  • Elementary School: Sixth District Elementary
  • Middle Or Junior School: Holmes Middle School
  • High School: Holmes Senior High
Parking
  • Parking Features: On Street
  • Attached Garage: No
Property
Lot Information
  • Lot Size Units: Acres
  • Lot Size Square Feet: 2500.0
  • Lot Size Acres: 0.0574
  • Lot Size Source: Owner
  • Lot Size Dimensions: 2500
  • Lot Size Area: 0.06
Property and Assessments
  • New Construction: No
  • Year Built: 1920
  • Building Area Total: 1200.0
  • Living Area: 1145.0
  • Living Area Source: Public Records
  • Property Attached: No
Building Features
  • Levels: One
  • Foundation Details: Stone
  • Construction Materials: Aluminum Siding
Utilities
  • Sewer: At Street
  • Water Source: Public
  • Gas Company: duke energy
  • Electric Company: duke energy
  • Water Company: nkwd
  • Sanitation Company: sd1
Interior and Exterior Features
Interior Features
  • Bathrooms: 1
  • Appliances: Dishwasher, Refrigerator, Stainless Steel Appliance(s), Electric Oven
  • Cooling: Central Air
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Window Features: Wood Frames
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Unfinished
  • Interior Features: Ceiling Fan(s), Open Floorplan
  • Rooms Total: 6
  • Laundry Features: Main Level
  • Heating: Electric
  • Fireplace Features: Brick, Inoperable
Exterior Features
  • Patio And Porch Features: Porch, Patio
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Ceiling Fan(s)
  • Room Type: Living Room
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 15.0
  • Room Dimensions: 15 x 15
Room 2
  • Room Features: Laminate Flooring
  • Room Type: Dining Room
  • Room Length: 12.0
  • Room Level: First
  • Room Width: 14.0
  • Room Dimensions: 12 x 14
Room 3
  • Room Features: Laminate Flooring
  • Room Type: Kitchen
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 15 x 10
Room 4
  • Room Features: Laminate Flooring
  • Room Type: Laundry
  • Room Length: 5.0
  • Room Level: First
  • Room Width: 7.0
  • Room Dimensions: 5 x 7
Room 5
  • Room Features: Carpet Flooring
  • Room Type: Primary Bedroom
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 15.0
  • Room Dimensions: 14 x 15
Room 6
  • Room Features: Carpet Flooring
  • Room Type: Bedroom 2
  • Room Length: 14.0
  • Room Level: Second
  • Room Width: 15.0
  • Room Dimensions: 14 x 15

Property History for 1720 Garrard Street

DateEvent & SourcePriceAppreciation
Apr 20, 2026

Price Change

Northern Kentucky Multiple Listing Service #640067

$205,000—
Feb 23, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #640067

$219,000—
Jun 1, 2023

Sold

Northern Kentucky Multiple Listing Service #612918

$195,000—
DateEvent & SourcePrice
04/20/2026

Price Change

Northern Kentucky Multiple Listing Service #640067

$205,000
02/23/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #640067

$219,000
06/01/2023

Sold

Northern Kentucky Multiple Listing Service #612918

$195,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1720 Garrard Street

Taxable ValueLand$5,000Additions$20,000Total$25,000
Tax Record2021$456 ($38 / month)
Home Facts
Beds0Baths1Total Finished SqFt944 SqFtAbove Grade Finished SqFt944 SqFtStories2Lot Size2,500 SqFtStyleSingle Family ResidenceYear Built1920CountyKENTONAPN055-31-10-001.00

Schools near 1720 Garrard Street

This home is within Covington Independent.
Rating
School
Type
Grades
Distance
Sixth District Elementary School
Public - K to 5
Holmes Middle School
Public - 6 to 8
Holmes High School
Public - 9 to 12
Chapman Vocational Education Center
Public - 9 to 12
Rating
School
Distance
Sixth District Elementary School
PublicK to 5

Holmes Middle School
Public6 to 8

Holmes High School
Public9 to 12

Chapman Vocational Education Center
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1720 Garrard Street, Covington, KY 41014

1720 Garrard Street is a single family home for sale in Covington, KY 41014. This property was listed for sale on February 23, 2026 by Huff Realty - Ft. Mitchell, it's currently listed at $205,000. It has been on the market for a total of 9767 days and was last sold on June 1, 2023. This listing's school district is Covington Independent. Nearby schools include Sixth District Elementary School, Holmes Middle School and Holmes High School. 1720 Garrard Street is a 3-bed, 1-bath, 1,145 sqft single family home built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Huff Realty - Ft. Mitchell

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.