181 Chestnut St

Oneonta, NY 13820

$109,000
Price
2
Beds
1,200 Sq. Ft.
$91 / Sq. Ft.
1,200
Sq. Ft.
$91
per Sq. Ft.
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New
New

Description

Bring your vision and your contractor to this single family home. This 2 story home sits on .36 acre lot is solid and also livable while making straightforward updates. Both manageable and simple layout has potential and room to add value through upgrades. Located in Center-City Oneonta, this 2 bedroom and 1.5 bathroom is conveniently located near all amenities, making it an ideal location. Plenty of off-street parking will greet you at the door.Bring your vision and your contractor to this single family home. This 2 story home sits on .36 acre lot is solid and also livable while making straightforward updates. Both manageable and simple layout has potential and room to add value through upgrades. Located in Center-City Oneonta, this 2 bedroom and 1.5 bathroom is conveniently located near all amenities, making it an ideal location. Plenty of off-street parking will greet you at the door.
  1. Listed by Jessie Grigsby • Benson Agency Real Estate LLC
    P: (607)-432-4391 C: (607)-287-8919 jessie.grigsby@bensonre.com

Property Details for 181 Chestnut Street

Styles Of Residence
Two Story
On Waterfront
No
Parking Description
No Garage
Nearest Cross Street
Main
LISTING UPDATED: 06/13/2026 01:04 PM

Property Details for 181 Chestnut Street

StatusActive
MLS #R1690219
Days on Market1
Taxes$3,651 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1900
Lot Size0.36 AC / 15,682 SF
CountyOtsego County
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Location

Listing Courtesy of Benson Agency Real Estate LLC
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Building Information for 181 Chestnut Street

Stories2Year Built1900Building Size-Lot Size0.36 AC / 15,682 SF

Payment Calculator

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$847 per month

30 year fixed, 6.36% Interest

Principal and Interest

$543

Property Taxes

$304

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 181 Chestnut Street

Summary
Location and General Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
  • Garage YN: No
Taxes and HOA Information
  • Area NYSWIS Code: Oneonta-City-361200
  • Tax Annual Amount: $3,651.00
Property
Lot Information
  • Building Area Total: 1200.0
  • Land Features: Irregular Lot
  • Num Of Acres: 0.36
  • Lot Size Area: 0.36
  • Lot Size Square Feet: 15682.0
  • Lot Size Units: Acres
  • Parcel Number: 361200-300-005-0004-006-000-0000
  • Road Frontage: Main Thoroughfare
  • Lot Number: 6
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $102,000
  • Year Built: 1900
  • Year Built Description: Existing
Utilities
  • Sewer Description: Other, See Remarks
  • Utilities Available: Electricity Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Siding
  • Exterior Features: Dirt Driveway
  • Foundation Description: Poured
  • Roof Description: Shingle
Interior Features
  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Oil Water Heater, Refrigerator, Washer
  • Basement Description: Partial
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 2
  • HVAC Type: Other, See Remarks
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Laminate, Varies
  • Heating: Oil, Other, See Remarks
  • Heating YN: Yes
  • Interior Features: Ceiling Fans, Kitchen Island
  • Levels: Two
  • Sq Ft Total: 1200.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 0
  • Num Of Rooms: 7
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 181 Chestnut Street

DateEvent & SourcePriceAppreciation
Jun 12, 2026

Listed (Active)

WNYREIS #R1690219

$109,000—
DateEvent & SourcePrice
06/12/2026

Listed (Active)

WNYREIS #R1690219

$109,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 181 Chestnut Street

Taxable ValueLand$23,500Additions$78,500Total$102,000
Tax Record2025$4,438 ($370 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,200 SqFtAbove Grade Finished SqFt1,200 SqFtStories2Lot Size15,682 SqFtStyleSingle Family ResidenceYear Built1900Year Renovated1965Zoning420CountyOTSEGOAPN361200 300.5-4-6

Schools near 181 Chestnut Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Valleyview Elementary School
Public - K to 5
Oneonta Middle School
Public - 6 to 8
Oneonta Senior High School
Public - 9 to 12
Greater Plains Elementary School
Public - K to 5
Rating
School
Distance
Valleyview Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public9 to 12

Greater Plains Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 181 Chestnut Street, Oneonta, NY 13820

181 Chestnut Street is a single family home for sale in Oneonta, NY 13820. This property was listed for sale on June 12, 2026 by Benson Agency Real Estate LLC, it's currently listed at $109,000. This listing's school district is Oneonta City School District. Nearby schools include Valleyview Elementary School, Oneonta Middle School and Oneonta Senior High School. 181 Chestnut Street is a 2-bed, 3-bath, 1,200 sqft single family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Benson Agency Real Estate LLC

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