181 Federal St

St. Albans, VT 05478

$195,500
Price
3
Beds
986 Sq. Ft.
$198 / Sq. Ft.
986
Sq. Ft.
$198
per Sq. Ft.
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Description

Excellent investment opportunity featuring an impressive cap rate nearing 12%! Current tenants are on a month-to-month lease, offering flexible occupancy and income potential for investors or owner-occupants alike. Classic character meets everyday convenience in this farmhouse in the heart of St. Albans City. Set on a fenced lot with off-street parking, this home welcomes you with a covered front porch and side enclosed porch - perfect for enjoying Vermont's seasons. Inside, you'll find upgraded...Excellent investment opportunity featuring an impressive cap rate nearing 12%! Current tenants are on a month-to-month lease, offering flexible occupancy and income potential for investors or owner-occupants alike. Classic character meets everyday convenience in this farmhouse in the heart of St. Albans City. Set on a fenced lot with off-street parking, this home welcomes you with a covered front porch and side enclosed porch - perfect for enjoying Vermont's seasons. Inside, you'll find upgraded flooring in the updated kitchen and dining room, convenient first-floor laundry hookups, and a flexible floor plan designed to fit a variety of lifestyles. Three bedrooms including an easily accessible first-floor option, plus a den/office, and upstairs, a full bath. Very close to downtown St. Albans' shops, restaurants, and Taylor Park, and only minutes to I-89 for an easy commute south to Burlington or north to Montreal, this property offers the perfect blend of location and opportunity.
  1. Listed by Lipkin Audette Team • Coldwell Banker Hickok and Boardman • Phone: 802-846-8800

Property Details for 181 Federal Street

Zoning
Residential
LISTING UPDATED: 05/19/2026 04:02 PM

Property Details for 181 Federal Street

StatusActive
MLS #5089640
Days on Market18
Taxes$3,801 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti Family
Year Built1868
Lot Size0.11 AC / 4,791 SF
CountyFranklin County
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Location

Listing Courtesy of Coldwell Banker Hickok and Boardman
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Building Information for 181 Federal Street

Stories1Residences1Year Built1868Building Size-Lot Size0.11 AC / 4,791 SF

Payment Calculator

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$1,291 per month

30 year fixed, 6.36% Interest

Principal and Interest

$974

Property Taxes

$317

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 181 Federal Street

Summary
Location and General Information
  • City: St. Albans City
  • County: VT-Franklin
  • Directions: From Main Street, take left onto Kingman Street, right onto Federal Street, home on right.
  • Latitude: 44.818131000001003
  • Longitude: -73.084242000000003
  • Road Frontage: TBD
  • Seasonal: No
  • State: VT
  • Street Designation: Street
  • Zip Code: 05478
Taxes and HOA Information
  • SPAN Number: 549-173-01560
  • Tax Year: 2025
  • Tax Year Notes: 2025-2026
  • Taxes TBD: No
Parking
  • Garage: No
  • Driveway: Dirt
Property
Lot Information
  • Lot Features: City Lot
  • Lot Size Acres: 0.11
  • Total Finished Area: 986.0
  • Above Grade Finished Area: 986.0
  • Above Grade Finished Area Source: Assessor
  • Above Grade Unfinished Area: 0.0
  • Below Grade Finished Area: 0.0
  • Below Grade Unfinished Area: 468.0
  • BelowGradeUnfinishedAreaSource: Assessor
  • Lot Size Square Feet: 4792.0
  • Total Area: 1454.0
Property and Assessments
  • Property Class: Multi-Family
  • Construction Status: Existing
  • Flood Zone: No
  • PreConstruction: No
  • Surveyed: Unknown
  • Year Built: 1868
Utilities
  • Electric Company: Green Mountain Power
  • Fuel Company: VGS
  • Electric: Circuit Breaker(s)
  • Sewer: Public
  • Water Source: Public
  • Utilities: Gas On-Site
  • Total Gas Meters: 1
  • Total Electric Meters: 1
  • Internet: High Speed Intrnt Avail
  • Water Company: City of St. Albans
Interior and Exterior Features
Exterior Features
  • Color: White
  • Construction Materials: Wood Frame, Vinyl Siding
  • Roof: Metal
  • Total Ranges: 1
Interior Features
  • Appliances: Owned Water Heater
  • Basement: Yes
  • Basement Access Type: Interior
  • Basement Description: Interior Stairs, Unfinished
  • Total Full Baths: 1
  • Flooring: Other, Vinyl Plank, Wood
  • Heating: Natural Gas, Radiator, Boiler
  • Cooling: None
  • Total Refrigerators: 1
  • Total Stories: 1.5
  • Total Water Heaters: 1
Multi Family
Income & Expenses Information
  • Gross Income: $30,804.00
  • Net Income: $22,998.00
  • Operating Expense Incl: Insurance, Maintenance, Trash, Water/Sewer
  • Operating Expense: $7,806
Multi-Family Information
  • Total Units: 1
  • Total 1 BR Units: 0
  • Total 2 BR Units: 0
  • Total 3+ BR Units: 1
  • Total Heat Units: 1
Unit Information
Unit 1
  • Unit 1 Style: House
  • Unit 1 Baths: 1
  • Unit 1 Bedrooms: 3
  • Unit 1 Lease Term: Month to Month
  • Unit 1 Level Number: 1-2
  • Unit 1 Rental Amt Freq: Monthly
  • Unit 1 Status: Leased
  • Unit 1 Rooms: 5
  • Unit 1 Rental Amount: $2,567.00
  • Unit 1 Tenant Pays: Electric, Heat
  • Unit 1 Info: Electric Range, Refrigerator

Property History for 181 Federal Street

DateEvent & SourcePriceAppreciation
May 19, 2026

Listed (Active)

New England Real Estate Network #5089640

$195,500—
Feb 18, 2026

Listed (Active)

New England Real Estate Network #5076917

$199,000—
Nov 20, 2017

Sold (Public Record)

Public Record #610915280

$69,435—
DateEvent & SourcePrice
05/19/2026

Listed (Active)

New England Real Estate Network #5089640

$195,500
02/18/2026

Listed (Active)

New England Real Estate Network #5076917

$199,000
11/20/2017

Sold (Public Record)

Public Record #610915280

$69,435

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 181 Federal Street

Taxable ValueLand$56,400Additions$136,400Total$192,800
Tax Record2024$3,839 ($320 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,002 SqFtAbove Grade Finished SqFt1,002 SqFtStories2Lot Size4,792 SqFtStyleSingle Family ResidenceYear Built1868CountyFRANKLINAPN(173) 22033-181

Schools near 181 Federal Street

This home is within Maple Run Unified School District.
Rating
School
Type
Grades
Distance
St. Albans City Elementary School
Public - PK to 8
Northwest Technical Center
Public - 9 to 12
Bellows Free Academy Uhsd #48
Public - 9 to 12
Bellows Free Academy High School
Private - 9 to 12
Rating
School
Distance
St. Albans City Elementary School
PublicPK to 8

Northwest Technical Center
Public9 to 12

Bellows Free Academy Uhsd #48
Public9 to 12

Bellows Free Academy High School
Private9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 181 Federal Street, St. Albans, VT 05478

181 Federal Street is a multi-family home for sale in St. Albans, VT 05478. This property was listed for sale on May 19, 2026 by Coldwell Banker Hickok and Boardman, it's currently listed at $195,500. It has been on the market for a total of 18 days and was last sold on November 20, 2017. This listing's school district is Maple Run Unified School District. Nearby schools include St. Albans City Elementary School, Northwest Technical Center and Bellows Free Academy Uhsd #48. 181 Federal Street is a 3-bed, 1-bath, 986 sqft multi-family home built in 1868.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Hickok and Boardman

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 06/07/2026 11:52 AM