181 Monarch Ridge Dr

Denison, TX 75020

$1,499,000
Price
5
Beds
4,926 Sq. Ft.
$304 / Sq. Ft.
4,926
Sq. Ft.
$304
per Sq. Ft.
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New
New

Description

Elevated lake living awaits in this exceptional four-story Lake Texoma retreat, perfectly positioned to capture panoramic water views from all directions. Located inside a sought-after gated community, this well-maintained home offers a rare combination of luxury, recreation, and investment potential just across the highway from the highly anticipated Preston Harbor development. Designed for both entertaining and everyday comfort, the home features five bedrooms, multiple living spaces, a private...Elevated lake living awaits in this exceptional four-story Lake Texoma retreat, perfectly positioned to capture panoramic water views from all directions. Located inside a sought-after gated community, this well-maintained home offers a rare combination of luxury, recreation, and investment potential just across the highway from the highly anticipated Preston Harbor development. Designed for both entertaining and everyday comfort, the home features five bedrooms, multiple living spaces, a private theater room, and an elevator servicing three floors. At the top, a spectacular crow’s nest surrounded by windows provides breathtaking 360-degree views of Lake Texoma, creating the perfect space to unwind, entertain, or simply take in the scenery. The spacious kitchen is complemented by a large pantry with built-in wine storage, while abundant storage throughout the home includes multiple walk-in attic spaces rarely found in lake properties. The primary suite offers a private retreat, and every level has been thoughtfully designed to maximize the incredible views. Step outside and enjoy the ultimate lake lifestyle. Three community stairways provide access to the shoreline, including a secluded sandy beach located just behind the home. A highly desirable boat slip is available for purchase, offering convenient access to the water and available exclusively to property owners within the gated community. Spend evenings gathered around the outdoor fire pit overlooking the lake, take a golf cart ride through the neighborhood, or enjoy nearby marinas, restaurants, and recreation. Whether you’re searching for a full-time residence, luxury vacation home, or investment opportunity, this one-of-a-kind Lake Texoma property delivers an unmatched combination of views, location, and lifestyle. Ask your favorite Realtor for a complete list of home features, community amenities, and boat slip details.
  1. Listed by Michelle McCullough • TREC #0673911 • HBL, Realtors • 903-786-6063

Property Details for 181 Monarch Ridge Drive

Subdivision Name
Munson Point Add
HOA Management Company
MPPOA
Architectural Style
French, Traditional, Other
Structural Style
Lake House, Single Detached, Vacation Home
Pool
No
Garage Spaces
2
LISTING UPDATED: 06/13/2026 09:22 AM

Property Details for 181 Monarch Ridge Drive

StatusActive
MLS #21300544
Days on MarketListed Today
Taxes-
HOA Fees$1,350 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2004
Lot Size0.22 AC / 9,626 SF
CountyGrayson County
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Location

Listing Courtesy of HBL, Realtors, Michelle McCullough
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Building Information for 181 Monarch Ridge Drive

Stories3Year Built2004Building Size-Lot Size0.22 AC / 9,626 SF

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$9,118 per month

30 year fixed, 6.36% Interest

Principal and Interest

$7,470

Property Taxes

$1,536

HOA Dues

$113

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Property Information for 181 Monarch Ridge Drive

Summary
Location and General Information
  • Community Features: Gated, Lake, Other
  • Directions: Take US-75 to FM 84 W. Continue on FM 84 W for 5.7 miles to Monarch Dr.
  • Elementary School: Terrell
  • Elementary School Name: Terrell
  • High School: Denison
  • High School Name: Denison
  • Lake Name: Texoma
  • Middle School: Henry Scott
  • Year Built Details: Preowned
  • School District: Denison ISD
  • Geocode Confidence: High
  • Latitude: 33.84
  • Longitude: -96.62
  • State: Texas
Parking
  • Parking Features: Additional Parking, Circular Driveway, Porte-Cochere, Garage, Inside Entrance
  • Carport Spaces: 3
  • Attached Garage: Yes
  • Parking Spaces Covered Total: 5
  • Garage: Yes
Taxes and HOA Information
  • Tax Legal Description: MUNSON POINT ADDN, LOT 8, ACRES .221
  • Association Fee Includes: Maintenance Grounds, Sewer, Trash
  • Association Type: Mandatory
  • HOA Management Company Phone: 903-465-2363
  • Association Fee: $1,350.00
  • Association Fee Frequency: Annually
  • Special Taxing Entities: No
  • Tax Lot: 8
Interior and Exterior Features
Interior Features
  • Fireplace Features: Gas Logs, Living Room, Primary Bedroom
  • Fireplaces Total: 2
  • Flooring: Carpet, Engineered Wood, Tile
  • Heating: Central, Electric, Fireplace(s)
  • Interior Features: Built-in Features, Decorative Lighting, Eat-in Kitchen, Elevator, Granite Counters, High Speed Internet Available, Kitchen Island, Multiple Staircases, Open Floorplan, Pantry, Sound System Wiring, Walk-In Closet(s), Wet Bar
  • Number Of Dining Areas: 1
  • Number Of Living Areas: 2
  • Other Equipment: Home Theater, Irrigation Equipment, List Available
  • Appliances: Built-in Coffee Maker, Built-in Refrigerator, Dishwasher, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Double Oven, Plumbed For Gas in Kitchen, Refrigerator, Vented Exhaust Fan, Water Filter, Water Purifier
  • Basement: No
  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units
  • Laundry Features: Electric Dryer Hookup, Utility Room, Laundry Chute, Washer Hookup
  • Living Area: 4926.0
  • Smart Home Features Appor Pass Y: No
  • Room and Floor: Bedroom-1-1, Kitchen-2-1, Dining Room-2-1, Bath-Half-2-1, Media Room-2-1, Bedroom-2-1, Bedroom-2-2, Bath-Full-2-1, Laundry-2-1, Bedroom-Primary-3-1, Master Bedroom-3-1, Bath-Primary-3-1, Living Room-3-1, Game Room-3-1, Bedroom-3-1, Bath-Half-3-1, Bonus Room-4-1
Exterior Features
  • Construction Materials: Brick, Rock/Stone
  • Exterior Features: Attached Grill, Balcony, Boat Slip, Covered Patio/Porch, Fire Pit, Gas Grill, Rain Gutters, Outdoor Grill
  • Fencing: None
  • Foundation Details: Slab
  • Number Of Stories: 3
  • Roof: Shingle
  • Waterfront Features: Lake Front, Lake Front – Corps of Engineers, Personal Watercraft Lift
  • Waterfront: Yes
  • Room and Features: Bedroom-1-1, Kitchen-2-1, Dining Room-2-1, Bath-Half-2-1, Media Room-2-1, Bedroom-2-1, Bedroom-2-2, Bath-Full-2-1, Laundry-2-1, Bedroom-Primary-3-1, Master Bedroom-3-1, Bath-Primary-3-1, Living Room-3-1, Game Room-3-1, Bedroom-3-1, Bath-Half-3-1, Bonus Room-4-1
  • Room List: Bedroom, Kitchen, Dining Room, Bath-Half, Media Room, Bath-Full, Laundry, Bedroom-Primary, Master Bedroom, Bath-Primary, Living Room, Game Room, Bonus Room
  • Exterior Buildings: Separate Entry Quarters
  • Patio And Porch Features: Covered, Patio
  • Levels: Three Or More
Room 1
  • Room Dimensions: 5 x 4
  • Room Length: 5.00
  • Room Level: 3
  • Room Type: Bath-Half
  • Room Width: 4.00
Room 2
  • Room Dimensions: 16 x 19
  • Room Features: Ceiling Fan(s), Fireplace
  • Room Length: 16.00
  • Room Level: 3
  • Room Type: Living Room
  • Room Width: 19.00
Room 3
  • Room Dimensions: 13 x 15
  • Room Length: 13.00
  • Room Level: 2
  • Room Type: Dining Room
  • Room Width: 15.00
Room 4
  • Room Dimensions: 20 x 18
  • Room Features: Built-in Cabinets, Eat-in Kitchen, Farm Sink, Kitchen Island, Pantry, Solid Surface/Non-Natural Type, Walk-in Pantry, Water Line to Refrigerator
  • Room Length: 20.00
  • Room Level: 2
  • Room Type: Kitchen
  • Room Width: 18.00
Room 5
  • Room Dimensions: 13 x 14
  • Room Features: Ceiling Fan(s)
  • Room Length: 13.00
  • Room Level: 2
  • Room Type: Bedroom
  • Room Width: 14.00
Room 6
  • Room Dimensions: 10 x 6
  • Room Features: Built-in Cabinets
  • Room Length: 10.00
  • Room Level: 2
  • Room Type: Laundry
  • Room Width: 6.00
Room 7
  • Room Dimensions: 14 x 18
  • Room Features: Ceiling Fan(s), Ensuite Bath, Fireplace
  • Room Length: 14.00
  • Room Level: 3
  • Room Type: Bedroom-Primary
  • Room Width: 18.00
Room 8
  • Room Dimensions: 13 x 12
  • Room Features: Ceiling Fan(s)
  • Room Length: 13.00
  • Room Level: 2
  • Room Type: Bedroom
  • Room Width: 12.00
Room 9
  • Room Dimensions: 15 x 14
  • Room Features: Ceiling Fan(s)
  • Room Length: 15.00
  • Room Level: 3
  • Room Type: Game Room
  • Room Width: 14.00
Room 10
  • Room Dimensions: 20 x 20
  • Room Length: 20.00
  • Room Level: 4
  • Room Type: Bonus Room
  • Room Width: 20.00
Room 11
  • Room Dimensions: 12 x 14
  • Room Features: Ceiling Fan(s), Ensuite Bath
  • Room Length: 12.00
  • Room Level: 1
  • Room Type: Bedroom
  • Room Width: 14.00
Room 12
  • Room Dimensions: 10 x 5
  • Room Features: Separate Shower
  • Room Length: 10.00
  • Room Level: 2
  • Room Type: Bath-Full
  • Room Width: 5.00
Room 13
  • Room Dimensions: 4 x 5
  • Room Length: 4.00
  • Room Level: 2
  • Room Type: Bath-Half
  • Room Width: 5.00
Room 14
  • Room Dimensions: 15 x 18
  • Room Features: Built-in Cabinets, Dual Sinks, Dumbwaiter, Ensuite Bath, Jetted Tub, Separate Shower, Separate Vanities
  • Room Length: 15.00
  • Room Level: 3
  • Room Type: Bath-Primary
  • Room Width: 18.00
Room 15
  • Room Dimensions: 20 x 20
  • Room Features: Built-in Cabinets
  • Room Length: 20.00
  • Room Level: 2
  • Room Type: Media Room
  • Room Width: 20.00
Room 16
  • Room Dimensions: 12 x 13
  • Room Features: Ceiling Fan(s)
  • Room Length: 12.00
  • Room Level: 3
  • Room Type: Bedroom
  • Room Width: 13.00
Property
Utilities
  • Utilities: All Weather Road, Co-op Water, Electricity Connected, Individual Gas Meter, Natural Gas Available, Private Sewer
Property and Assessments
  • Financing Proposed: Cash, Conventional
  • Handicap: No
  • Loan Type: Treat As Clear
  • Restrictions: Deed
  • Security Features: Gated Community, Security Gate
  • Property Match: APN
Lot Information
  • Lot Features: Cul-De-Sac, Landscaped, Water/Lake View
  • Lot Size: Less Than .5 Acre (not Zero)
  • Lot Size Acres: 0.221
  • Lot Size Area: 0.221
  • Lot Size Source: Appraiser
  • Lot Size Units: Acres
  • Lot Size Square Feet: 9626.76
  • Multi Parcel ID: No
  • Parcel Number: 105338
  • Lake Pump: No
  • Property Attached: No

Property History for 181 Monarch Ridge Drive

DateEvent & SourcePriceAppreciation
Jun 13, 2026

Listed (Active)

NTREIS #21300544

$1,499,000—
Oct 1, 2025

Expired

NTREIS #20883003

—
Sep 2, 2025

Price Change

NTREIS #20883003

$1,599,000—
DateEvent & SourcePrice
06/13/2026

Listed (Active)

NTREIS #21300544

$1,499,000
10/01/2025

Expired

NTREIS #20883003

—
09/02/2025

Price Change

NTREIS #20883003

$1,599,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 181 Monarch Ridge Drive

Taxable ValueLand$275,018Additions$858,714Total$1,133,732
Tax Record2024$18,428 ($1,536 / month)
Home Facts
Beds0Total Finished SqFt4,926 SqFtAbove Grade Finished SqFt4,926 SqFtLot Size9,627 SqFtStyleSingle Family ResidenceYear Built2004CountyGRAYSONAPN023B6804008

Schools near 181 Monarch Ridge Drive

This home is within Denison Independent School District.
Rating
School
Type
Grades
Distance
Mayes Elementary School
Public - PK to 4
Henry Scott Middle
Public - 7 to 8
Denison High School
Public - 9 to 12
B Mcdaniel Intermediate School
Public - 5 to 6
Rating
School
Distance
Mayes Elementary School
PublicPK to 4

Henry Scott Middle
Public7 to 8

Denison High School
Public9 to 12

B Mcdaniel Intermediate School
Public5 to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 181 Monarch Ridge Drive, Denison, TX 75020

181 Monarch Ridge Drive is a single family home for sale in Denison, TX 75020. This property was listed for sale on June 13, 2026 by HBL, Realtors, it's currently listed at $1,499,000. It has been on the market for a total of 0 days and was last sold on November 26, 2019. This listing's school district is Denison Independent School District. Nearby schools include Mayes Elementary School, Henry Scott Middle and Denison High School. 181 Monarch Ridge Drive is a 5-bed, 5-bath, 4,926 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of HBL, Realtors, Michelle McCullough

The information being provided by North Texas Real Estate Information Systems (NTREIS) and Greater Tyler Association of REALTORS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. This website may reference real estate listing(s) held by a brokerage firm other than Compass and its related brokerages. Any information relating to real estate for sale in Dallas, Texas comes from NTREIS. Listings marked with an icon are provided courtesy of the NTREIS Internet Data Exchange database. The accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be verified through personal inspection by and/or with appropriate professionals.The data contained herein is copyrighted by NTREIS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 North Texas Real Estate Information Systems. All rights reserved. Date last updated: 06/13/2026 09:22 AM