Active
4 beds3,008 sqft
1811 Cutlass Rd, Moneta, VA 24121
Est: $7,683/moGet pre-approved
Single FamilyProperty Type
1.05 acresLot Size
2003Year Built
$462/sq ftPrice per sq ft
$286/yrHOA Fees
5 carsParking Spaces

Description

From the moment you enter this idyllic property through the majestic stone and wrought iron entrance gates, you sense something special awaits. This exceptional updated, low-maintenance like-new waterfront home sits on a very gently sloping lot, offering privacy, security and very nice lake views. The owners have invested significant love and money over the years updating the property with many highly desired quality features. Major updates include Approved 6 Bedroom Septic Permit, Composite Decking...From the moment you enter this idyllic property through the majestic stone and wrought iron entrance gates, you sense something special awaits. This exceptional updated, low-maintenance like-new waterfront home sits on a very gently sloping lot, offering privacy, security and very nice lake views. The owners have invested significant love and money over the years updating the property with many highly desired quality features. Major updates include Approved 6 Bedroom Septic Permit, Composite Decking providing low maintenance, charm and quality finishes; a beautiful Granite Countertop in the updated kitchen making it a special place to work and entertain, Updated Bathrooms throughout the house, a fully Finished Basement with luxury vinyl flooring, two New Bathrooms and a Flexible area just waiting for your finishing touches; and the construction of a large detached Shop Building (28' deep x 40' wide x 10' high) providing 1120sf of space accommodating three or more cars and also features 10' x 40' of upstairs storage. Additionally, the house has a New Furnace and the Shop building is both Heated and Cooled, making it a comfortable man cave. Both can be monitored from your Cell Phone! A list of the numerous updates, totaling well over $200,000, is detailed in the Document file. This house has never been short-term rented but would be ideal for that use. The house currently has a 3-bedroom septic system but engineering is complete for a 6-bedroom system, awaiting only county approval. See the Document File The Flexible Space shown on the basement floor plan could easily be converted to additional bedroom space. As good stewards of the property, the owners also updated the waterfront which is only a few steps from the back door making it an easy multigenerational walk to enjoy the water. The dock has been enlarged and extended further into the lake, creating a fully functional boat lift that currently provides lake access even when the water level is 5' below full pond. The cove's gentle nature has created a highly desired beach area coveted by all ages, making it ideal for boating and swimming. This property provides the unique opportunity to enjoy the lake's most sought-after amenities: A Quality Built Home, An Abundance of Bedrooms and Bathrooms, Work Shop, Gently Sloping Lot, Central Location by Land and Lake, Short Term Rental Potential, Close to the SML Airport, Only a Few Steps from the Lake, Deep Water and a Beach! Come live the Lake Dream!
1 day on Market
  • Listed by: JIM SINGLETON • BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
Last updated: 09/26/2026 05:36 PM • Source: Roanoke Valley Association of REALTORS, MLS#: 931794

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Location

Listing Courtesy of BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC, JIM SINGLETON
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Payment Calculator

$7,683 per month

30 year fixed, 7.03% Interest

Principal and Interest

$7,421

Property Taxes

$239

HOA Dues

$24

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Property Information for 1811 Cutlass Road

Property Details
  • Taxes: $2,866 / year
  • MLS Type: Residential / Single Family Residence
  • View: Lake
  • Waterfront Features: Beach Front, Cove, Riprap Shoreline
  • Architectural Style: Contemporary
  • Zoning: R-1
  • Subdivision Name: The Forty Acres
  • Water Front: Yes
  • Covered Spaces: 5.0
  • Water Body Name: Smith Mtn Lake
Building Information
  • Year Built: 2003
  • Lot Size: 1.05 AC / 45,738 SF
Summary
Location and General Information
  • Directions: From HFB, North on 122, Right on Rt. 608 White House Rd, Right on Airport Rd, Left on Buccanner, Go past end of Runway and Right onto Cutlass, pass Benni Ct., turn Left into Driveway at Gate Posts.
  • MLS Area Major: 0690 - SML Bedford County
  • City: Moneta
  • State Or Province: VA
  • Postal Code: 24121
  • County Or Parish: Bedford County
  • MLS Area Minor: 0690 - SML Bedford County
  • General Property Description - Water Class: Waterfront Property
  • General Property Description - Length of Waterfront: 105.0
  • Lot Description - Views: Yes
Taxes and HOA
  • Association YN: Yes
  • Association Fee: $286
  • Association Fee Frequency: Annual
  • Parcel Number: 243A2 2 A2
  • Tax Block: 0
  • Tax Lot: 2
  • Tax Tract Or Section: 0
  • Tax Amount: $2,866
  • Location Legal Taxes - Phase: $0
  • Location Legal Taxes - Annual Taxes: $2,866
  • Location Legal Taxes - Section: 0
  • Location Legal Taxes - POA YN: Yes
  • Location Legal Taxes - POA Condo Dues: $286
  • Location Legal Taxes - POA Condo Terms AM: Annual
  • Misc Features - Maint - Free Exterior: Yes
School Information
  • Elementary School: Huddleston
  • Middle Or Junior School: Staunton River
  • High School: Staunton River
Parking
  • Parking Features: Paved Driveway, Garage Door Opener
  • Attached Garage: No
Property
Lot Information
  • Building Area Total: 3008.0
  • Lot Size Acres: 1.05
  • Lot Size Area: 1.05
  • Lot Size Units: Acres
  • Lot Size Square Feet: 45738.0
  • General Property Description - Total Acreage: 1.05
  • General Property Description - Entry Above Grd Fin SQFT: 1508.0
  • General Property Description - Upper Above Grd Fin SQFT: 0.0
  • General Property Description - Lower Below Grd Fin SQFT: 1500.0
  • General Property Description - Other Above Grd Fin SQFT: 0.0
  • General Property Description - Total Above Grd Fin SQFT: 1508.0
  • General Property Description - Grand Total Attached SQFT: 3008.0
  • General Property Description - Total Unfin SQFT: 0.0
  • Lot Description - Gentle Slope: Yes
  • Misc Features - Paved Road: Yes
  • Misc Features - Private Road: Yes
Property and Assessments
  • Total Bathrooms Source: MLS
  • Property Type: Residential,Single Family Residence
  • Year Built: 2003
  • Property Sub Type: Single Family Residence
  • General Property Description - Property Sub - Type: Single Family Residence
  • Property Type Label: Residential
  • General Property Description - Construction Status: Completed
Utilities
  • General Property Description - Water ID: Smith Mtn Lake
  • Sewer: Private Septic
  • Misc Features - Underground Util: Yes
  • Water Description - Private Well: Yes
  • Internet Access - Current Internet Prov: Xfinity
  • Water Htr Energy - Electric: Yes
Interior and Exterior Features
Exterior Features
  • Community Features: Marina Access, Restaurant
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Covered Porch, Deck, Front Porch, Patio, Rear Porch
  • Exterior Features - Covered Porch: Yes
  • Exterior Features - Deck: Yes
  • Exterior Features - Garden Space: Yes
  • Exterior Features - Patio: Yes
  • Exterior Features - Paved Driveway: Yes
  • Exterior Features - Other - See Remarks: Yes
  • Boat Dock Desc - Boat Hoist: Yes
  • Boat Dock Desc - Floater: Yes
  • Boat Dock Desc - Party Deck: Yes
  • Boat Dock Desc - Stationary: Yes
Interior Features
  • Water Heater Type - Tank: Yes
  • Main Level Bedrooms: 3
  • Kitchen Appliances: Microwave Oven (Built In)
  • Cooling: Heat Pump Electric
  • Door Features: Insulated, Sliding
  • Flooring: Carpet, Vinyl
  • Heating: Heat Pump Electric
  • Interior Features: Walk-In Closet(s), Ceiling Fan(s), Cathedral Ceiling(s), Storage
  • Window Features: Drapes, Insulated, Tilt-In
  • Main Level Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • Baths Half: 1
  • Beds Total: 4
  • Baths Total: 4.1
  • Baths Full: 4
  • Rooms Total: 12
  • Bathrooms Total Integer: 5
  • Bathrooms Total Decimal: 4.5
  • Bathrooms Total Notational: 4.1
  • Cooling: Yes
  • Heating: Yes
  • General Property Description - Basement: Yes
  • Misc Features - Cable TV: Yes
  • Interior Features - All Drapes: Yes
  • Interior Features - Breakfast Area: Yes
  • Interior Features - Cathedral Ceiling: Yes
  • Interior Features - Ceiling Fan: Yes
  • Interior Features - Storage: Yes
  • Interior Features - Walk - in - Closet: Yes
  • Laundry - Laundry Lower Level: 1
  • Laundry - Laundry Upper Level: 0
  • Laundry - Laundry Other Level: 0
Room Information
Room 1
  • Room Type: Foyer
  • Room Level: Entry
Room 2
  • Room Type: Great Room
  • Room Level: Entry
Room 3
  • Room Type: Dining Area
  • Room Level: Entry
Room 4
  • Room Type: Kitchen
  • Room Level: Entry
Room 5
  • Room Type: Primary Bedroom
  • Room Level: Entry
Room 6
  • Room Type: Bedroom 2
  • Room Level: Entry
Room 7
  • Room Type: Bedroom 3
  • Room Level: Entry
Room 8
  • Room Type: Family Room
  • Room Level: Lower
Room 9
  • Room Type: Recreation Room
  • Room Level: Lower
Room 10
  • Room Type: Primary Bedroom
  • Room Level: Lower
Room 11
  • Room Type: Laundry
  • Room Level: Lower
Room 12
  • Room Type: Work Room
  • Room Level: Entry
  • Room Description: Little Storage Room off Garage, Could be a future Laundry

Property History for 1811 Cutlass Road

DateEvent & SourcePriceAppreciation
Sep 26, 2026

Listed (Active)

Roanoke Valley Association of REALTORS #931794

$1,390,000—
Jan 18, 2018

Sold

Roanoke Valley Association of REALTORS #822508

$441,000—
Dec 13, 2017

Sold (Public Record)

Public Record #1303512966

$441,000—
DateEvent & SourcePrice
09/26/2026

Listed (Active)

Roanoke Valley Association of REALTORS #931794

$1,390,000
01/18/2018

Sold

Roanoke Valley Association of REALTORS #822508

$441,000
12/13/2017

Sold (Public Record)

Public Record #1303512966

$441,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1811 Cutlass Road

Taxable ValueLand$300,000Additions$398,900Total$698,900
Tax Record2026$2,865 ($239 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,508 SqFtAbove Grade Finished SqFt1,508 SqFtUnfinished Basement SqFt1,500 SqFtStories1Lot Size45,738 SqFtStyleSingle Family ResidenceYear Built2003Year Renovated2003CountyBEDFORDAPN243A2 2 A2

Schools near 1811 Cutlass Road

This home is within Bedford County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Moneta Elementary School
PublicPK to 5

Staunton River Middle School
Public6 to 8

Staunton River High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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1811 Cutlass Road is a single family home for sale in Moneta, VA 24121. This property was listed for sale on September 26, 2026 by BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC, it's currently listed at $1,390,000. It has been on the market for a total of 1 days and was last sold on January 18, 2018. This listing's school district is Bedford County Public Schools. Nearby schools include Moneta Elementary School, Staunton River Middle School and Staunton River High School. 1811 Cutlass Road is a 4-bed, 5-bath, 3,008 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC, JIM SINGLETON

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.