185 Ruta Ln

Swanton, MD 21561

$1,695,000
Price
4
Beds
3,290 Sq. Ft.
$515 / Sq. Ft.
3,290
Sq. Ft.
$515
per Sq. Ft.
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Virtual Tour
a living room with furniture fireplace and flat screen tv
a living room with furniture and a floor to ceiling window
a living room with furniture a fireplace and a floor to ceiling window
a living room with furniture and a fireplace
a living room with furniture and a dining table
a very nice looking kitchen with a large window and stainless steel appliances
a kitchen with stainless steel appliances granite countertop a stove a sink and a microwave
a kitchen with stainless steel appliances granite countertop a refrigerator and a stove top oven
a kitchen with stainless steel appliances granite countertop a refrigerator and a stove
a kitchen with stainless steel appliances kitchen island granite countertop a stove refrigerator and cabinets
a large kitchen with kitchen island granite countertop a sink stove and refrigerator
a view of a dining room with furniture window and outside view
a dining room with furniture window and wooden floor
a view of a porch with a bench
a view of a dining room with furniture and wooden floor
a view of a wooden floor with a yard
a bedroom with a bed dresser and a window
a bedroom with a bed and wooden floor
a bathroom with a bathtub and a shower
a bathroom with a shower and a bathtub
a spacious bathroom with a granite countertop toilet sink and shower
a living room with furniture a fireplace and a floor to ceiling window
a living room with furniture and a fireplace
a living room with furniture
a living room with furniture and a flat screen tv
a view of a porch with furniture and a backyard
a view of a golf course with chairs
a view of a house with a yard porch and sitting area
a room with furniture pool table and windows
a bathroom with a granite countertop sink and a mirror
a view of a workspace with furniture
a kitchen with a refrigerator a stove top oven and a sink
a bed sitting in a spacious bedroom next to a window
a bedroom with a bed and wooden floor
a bathroom with a granite countertop shower and a mirror
a bathroom with a granite countertop sink and a mirror
a view of a water with large trees
a bedroom with a bed and wooden floor
a bed room with a bed and a fireplace
a bedroom with a bed and a chandelier
a bed room with furniture and a book shelf
a workspace with wooden floor and furniture
a view of a hallway with workspace and wooden floor
a bathroom with a bathtub shower sink vanity and toilet
a view of a lake
a view of a lake with a outdoor space
a view of a patio with table and chairs potted plants and large tree
a view of outdoor space with deck and a yard
a front view of a house with a yard
a bathroom with a sink toilet and mirror

Description

Be Wisp'd Away... To your own wooded, lakefront hideaway — tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house. It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in. THE PROPERTY
Set on 3.54 private acres with direct lake frontage, an assigned boat slip,...Be Wisp'd Away... To your own wooded, lakefront hideaway — tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house. It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in. THE PROPERTY
Set on 3.54 private acres with direct lake frontage, an assigned boat slip, sweeping sunset views, and miles of private wooded trails — Wisp'd Away is a rare Deep Creek offering, as beautiful to look at as it is to live in.
• Assigned boat slip and shared dock — easy, level lake access via maintained private path • Western exposure for unforgettable sunset evenings over the water • Private trails for hiking, mountain biking, snowshoeing, and woodland exploration • Tranquil cove — one of Deep Creek's best for paddleboarding, kayaking, and canoeing
THE HOME
Recently renovated and luxuriously furnished with a modern rustic aesthetic — 4-bedroom, 3.5-bath, three finished levels, sleeps 12. Open floor plan with lake or wooded views from virtually every window. Impeccably appointed, completely turnkey. Main Level — The heart of the home is a dramatic living room anchored by a floor-to-ceiling stone wood-burning fireplace and an abundance of windows framing panoramic lake views. Local artisan furnishings bring understated luxury — equally suited to a roaring fire with a glass of wine as to a lively family gathering. The updated open kitchen and dining area seats 12, with a large center island, exotic stone counters, double sinks, stainless appliances, and an oversized walk-in pantry. The main-level primary suite offers water views, a walk-in closet, jetted soaking tub, and tiled shower. Step outside to the refinished lakeside deck — the ideal setting for morning coffee, evening sunsets, or simply doing nothing at all. Upper Level — Two oversized guest bedrooms, full bath with skylight, and a dedicated office loft with dual 27" HD monitors and 1Gb internet.
• Queen bedroom with large closet and smart TV • Triple bunk beds with slides and a kids' playhouse below — the kids will never want to leave
Lower Level — Radiant heated tile floors throughout, opening to the lakeside patio and hot tub.
• Family room with 70" smart TV, cloud couch, air hockey, darts — movie nights have never looked better • Second fireplace and mini kitchenette (Keurig, mini fridge, microwave, sink, blender bar) • Private billiards room with 7-ft pool table, live-edge drink rail, beverage fridge • King guest suite with walk-in closet, crib, and full tiled bath
The lakeside patio invites you to the newer WiFi-enabled 8-person jacuzzi, surrounded by Adirondack chairs, a porch swing, and loungers — all overlooking the water. OUTSIDE
• Large lakeside yard with firepit, Creative Playthings playset, and room to roam • Multiple gathering spaces — upper dining deck, lower walkout patio, lakeside jacuzzi platform • Two gas grills, sledding hill, Level 2 Tesla EV charger, storage shed • Driveway with stone retaining wall designed for hosting
ON THE WATER
Paddle the length of Savage Cove to explore its wetland refuge — ducks, turtles, herons — or take the boat slip straight out for wakeboarding, tubing, sailing, and sun-soaked afternoons on the main lake.
20 minutes to downtown McHenry and Wisp Resort — all the adventure of Deep Creek, none of the noise. THE INVESTMENT
Whether you're seeking a private family retreat, a luxury second home, or a proven vacation rental investment, Wisp'd Away delivers — established, successful Airbnb history grossing $100K/year. Opportunities like this — a lakefront retreat of this size, privacy, and caliber — rarely come to market at Deep Creek Lake.
  1. Listed by Michael N Kennedy • Railey Realty, Inc.
    P: (301)-616-6106 mkennedy@railey.com

Property Details for 185 Ruta Lane

Tax ID Number
1218068052
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Cabin/Lodge
Levels/Stories
3
Waterfront
Yes
LISTING UPDATED: 05/27/2026 01:08 AM

Property Details for 185 Ruta Lane

StatusActive
MLS #MDGA2011880
Days on Market8
Taxes$13,876 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2004
Lot Size3.54 AC / 154,344 SF
CountyGarrett County
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Location

Listing Courtesy of Railey Realty, Inc.
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Building Information for 185 Ruta Lane

Stories3Year Built2004Building Size-Lot Size3.54 AC / 154,344 SF

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$9,603 per month

30 year fixed, 6.36% Interest

Principal and Interest

$8,446

Property Taxes

$1,156

HOA Dues

$0

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Property Information for 185 Ruta Lane

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Water Frontage In Feet: 409.0
  • Riparian Rights Y/N: No
  • Docks Count: 1
  • Dock Type and Features: Single Slip, Floating
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Deeded
  • Slips Count: 1
  • Boats Power Count: 1
  • Boats Nonpower Count: 0
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $1,241,000
  • Year Assessed: 2026
  • County Tax: $13,876
  • Improvement Assessed Value: $1,078,900
  • Land Assessed Value: $192,500
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: LR
  • Zoning Dscrp: Lake Residential
  • Tax Lot: 1
  • School Tax: $0
  • Tax Page Number: 2
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 2
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
  • # Bathrooms Half Upper Level: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Foyer, Loft, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Bedroom 2
  • Room Length: 16.0
  • Room Width: 14.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s)
Room 2
  • Room Type: Bedroom 3
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s)
Room 3
  • Room Type: Loft
  • Room Level: Upper 1
  • Room Exists: Yes
Room 4
  • Room Type: Living Room
  • Room Length: 20.0
  • Room Width: 15.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Fireplace - Wood Burning, Skylight(s)
Room 5
  • Room Type: Kitchen
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Kitchen - Gas Cooking, Island
Room 6
  • Room Type: Dining Room
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
Room 7
  • Room Type: Bathroom 2
  • Room Length: 9.0
  • Room Width: 5.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 8
  • Room Type: Primary Bedroom
  • Room Length: 16.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Attached Bathroom
Room 9
  • Room Type: Primary Bathroom
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Foyer
  • Room Length: 11.0
  • Room Width: 7.0
  • Room Level: Main
  • Room Exists: Yes
Room 11
  • Room Type: Half Bath
  • Room Length: 8.0
  • Room Width: 5.0
  • Room Level: Main
  • Room Exists: Yes
Room 12
  • Room Type: Family Room
  • Room Length: 21.0
  • Room Width: 16.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Fireplace - Gas, Wet Bar, Ceiling Fan(s)
Room 13
  • Room Type: Game Room
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 14
  • Room Type: Bedroom 4
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Attached Bathroom
Room 15
  • Room Type: Bathroom 3
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 3,290.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 3,290.00
  • Total SQFT: 3,290.00
  • Total SQFT Source: Assessor
  • Construction Materials: HardiPlank Type, Stone
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8049/5092/1706/804950921706_512_384_WM_IzmsJxfcJ0AO0XTg.jpg
  • Wall and Ceiling Types: Dry Wall, Vaulted Ceilings
  • Flooring Type: Carpet, Ceramic Tile, Luxury Vinyl Plank, Wood
  • Basement Type: Walkout Level, Fully Finished, Heated, Improved, Windows, Interior Access, Connecting Stairway
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Adjoins - Public Land, Backs to Trees, Front Yard, No Thru Street, Private, SideYard(s), Secluded, Year Round Access
  • Building Sites: 1.00
  • Road Responsibility: Private
  • Location Type: Lake
  • Parcel ID: 15667009
  • Additional Parcels: Yes
  • Addl Parcels Descrp: Buy-down
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 6
  • Parking Features: Gravel Driveway
Interior Features
Interior Features
  • Interior Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Wet/Dry Bar, WhirlPool/HotTub
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Mantel(s), Stone, Wood, Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Accessibility Features: None
  • Window Features: Wood Frame
  • Laundry Type: Lower Floor
  • Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=RbnjE5GUMAc&mls=1
Exterior Features
Exterior Features
  • Exterior Features: Hot Tub, Play Equipment
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Pool: No Pool
  • Community Docks Count: 1
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Radiant
  • Heating Fuel: Propane - Leased
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Septic Permit Issued, Septic < # of BR
  • Internet Services: Cable
Confidential Data
Listing Office

Property History for 185 Ruta Lane

DateEvent & SourcePriceAppreciation
May 27, 2026

Listed (Active)

BRIGHT #MDGA2011880

$1,695,000—
Jun 14, 2022

Closed (Public Record)

Public Record #1492527408

$1,150,000

+20.2% / yr

May 23, 2019

Closed (Public Record)

Public Record #645730400

$655,000

+2.4% / yr

DateEvent & SourcePrice
05/27/2026

Listed (Active)

BRIGHT #MDGA2011880

$1,695,000
06/14/2022

Closed (Public Record)

Public Record #1492527408

$1,150,000

+20.2% / yr

05/23/2019

Closed (Public Record)

Public Record #645730400

$655,000

+2.4% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 185 Ruta Lane

Taxable ValueLand$173,900Additions$1,051,900Total$1,225,800
Tax Record2025$13,906 ($1,159 / month)
Home Facts
Beds0Baths3.5Total Finished SqFt3,290 SqFtAbove Grade Finished SqFt1,910 SqFtFinished Basement SqFt1,380 SqFtStories2Lot Size154,344 SqFtStyleSingle Family ResidenceYear Built2004CountyGARRETTAPN18-068052Fireplace TypeHas Fireplace

Schools near 185 Ruta Lane

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 185 Ruta Lane, Swanton, MD 21561

185 Ruta Lane is a single family home for sale in Swanton, MD 21561. This property was listed for sale on May 27, 2026 by Railey Realty, Inc., it's currently listed at $1,695,000. It has been on the market for a total of 8 days and was last sold on June 14, 2022. This listing's school district is Garrett County Public Schools. Nearby schools include Broad Ford Elementary School, Southern Middle School and Southern Garrett High School. 185 Ruta Lane is a 4-bed, 4-bath, 3,290 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/27/2026 01:08 AM