188-190 Charlotte Street, Unit 188
Description
Four-family cash flowing investment opportunity in one of the city’s most sought-after neighborhoods. This fully tenant-occupied property delivers strong, reliable cash flow with over $65,000 in annual gross income. Each unit is well-maintained with established tenants in place making this a seamless addition to any investor’s portfolio. The property’s certificate of occupancy with the city was renewed in 2025, offering added peace of mind and demonstrating continued compliance and...8.25% CAP RATE
Four-family cash flowing investment opportunity in one of the city’s most sought-after neighborhoods. This fully tenant-occupied property delivers strong, reliable cash flow with over $65,000 in annual gross income. Each unit is well-maintained with established tenants in place making this a seamless addition to any investor’s portfolio. The property’s certificate of occupancy with the city was renewed in 2025, offering added peace of mind and demonstrating continued compliance and upkeep. EIGHT off street parking spaces located in the rear of the building (Access from Haag's Alley). A rare chance to acquire a stabilized, immediate income-producing property in a prime location along with long-term appreciation potential - ideal for both seasoned investors and those looking to enter the multi-family market. All apartments are 3 bed 1 bath. Available to show, at least 24 hours notice required.
- Listed by: Gretchen Ogden 585.721.9764 gretchen@ogden.email • Sable Real Estate Services
Location
Sold By Elysian Homes by Mark Siwiec and Associates
$3,463 per month
30 year fixed, 7.03% Interest
$2,669
$794
$0
1Property Information for 188-190 Charlotte Street, Unit 188
Property Details
- Taxes: $9,524 / year
- MLS Type: Residential / Residential
- County: Monroe County
- Subdivision Comm Complex: Champney
- On Waterfront: No
- Parking Description: Common, Paved, Two Or More Spaces
- Nearest Cross Street: Alexander
Building Information
- Stories: 3
- Residences: 4
- Year Built: 1895
- Lot Size: 0.15 AC / 6,442 SF
Summary
- Elementary School District: Rochester
- High School District: Rochester
- Middle Or Junior School District: Rochester
- Village: Not Applicable
- Human YN: Yes
- Garage Spaces per Apt: .00
- Area NYSWIS Code: Rochester City-261400
- Tax Annual Amount: $9,524.00
Property
- Building Area Total: 6120.0
- Land Features: Near Public Transit, Rectangular, Rectangular Lot
- Num Of Acres: 0.1479
- Lot Size Area: 0.1479
- Lot Size Square Feet: 6442.0
- Lot Size Units: Acres
- Parcel Number: 261400-121-260-0001-011-000-0000
- Lot Number: 11
- Property Condition: Resale
- Senior Community YN: No
- Assessed Value: $270,000
- Year Built: 1895
- Year Built Description: Existing
- Num Of Electric Meters: 4
- Num Of Gas Meters: 4
- Sewer Description: Connected
- Utilities Available: High Speed Internet Available, Sewer Connected, Water Connected
- Water Supply: Connected, Public
Interior and Exterior Features
- Construction Materials: Vinyl Siding
- Appliances: Gas Water Heater
- Basement Description: Dirt Floor, Full
- Basement YN: Yes
- Num Of Possible Bedrooms: 12
- Num Fireplaces Total Calculated: 0
- Fireplace YN: No
- Floor Description: Carpet, Laminate, Tile, Varies
- Heating: Gas, Forced Air
- Heating YN: Yes
- Sq Ft Total: 6120.0
- Main Level Bathrooms: 0
Multi Family
- Number Of Units In Community: 4
- Number Of Units Total: 4
- Operating Expense Includes: Maintenance, Trash, Water Sewer
- Stories: 3
- Stories Total: 3
- Unit Type Actual Rent: $1,260.00
- Unit Type Baths Total: 1
- Unit Type Beds Total: 3
- Features: Dishwasher,Dryer,Oven/ Range,Refrigerator,Washer,Den/Family Room,Eat-In Kitchen,Laundry-In Unit
- Unit Type Total Rent: $1,260.00
- Unit Type Month To Month YN: Yes
- Unit Type Num Full Baths: 1
- Unit Type Num Half Baths: 0
- Unit Type Actual Rent Range: 1260
- Unit Type Actual Rent: $1,420.00
- Unit Type Baths Total: 1
- Unit Type Beds Total: 3
- Features: Dryer,Oven/ Range,Refrigerator,Washer,Den/Family Room,Eat-In Kitchen,Laundry-In Unit
- Unit Type Total Rent: $1,420.00
- Unit Type Leased YN: Yes
- Unit Type Lease Expires: 05-31-2027
- Unit Type Num Full Baths: 1
- Unit Type Num Half Baths: 0
- Unit Type Actual Rent Range: 1420
- Unit Type Actual Rent: $1,398.00
- Unit Type Baths Total: 1
- Unit Type Beds Total: 3
- Features: Dryer,Oven/ Range,Refrigerator,Washer,Den/Family Room,Eat-In Kitchen,Laundry-In Unit,Living Room
- Unit Type Total Rent: $1,398.00
- Unit Type Leased YN: Yes
- Unit Type Lease Expires: 07-31-2026
- Unit Type Num Full Baths: 1
- Unit Type Num Half Baths: 0
- Unit Type Actual Rent Range: 1398
- Unit Type Actual Rent: $1,300.00
- Unit Type Baths Total: 1
- Unit Type Beds Total: 3
- Features: Dryer,Oven/ Range,Refrigerator,Washer,Den/Family Room,Eat-In Kitchen,Laundry-In Unit
- Unit Type Total Rent: $1,300.00
- Unit Type Leased YN: Yes
- Unit Type Lease Expires: 06-30-2027
- Unit Type Num Full Baths: 1
- Unit Type Num Half Baths: 0
- Unit Type Actual Rent Range: 1300
Rental
- Rent Includes: Gardener, Other, See Remarks, Trash Collection, Water
Property History for 188-190 Charlotte Street, Unit 188
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 24, 2026 | Sold WNYREIS #R1677355 | $500,000 | — |
| Sep 24, 2026 | Sold New York State Alliance of MLSs (Buffalo) #R1677355 | $500,000 | — |
| Jul 16, 2026 | Pending WNYREIS #R1677355 | — | |
| Jul 15, 2026 | Pending New York State Alliance of MLSs (Buffalo) #R1677355 | — | |
| May 13, 2026 | Listed (Active) New York State Alliance of MLSs (Buffalo) #R1677355 | $529,900 | — |
| May 13, 2026 | Listed (Active) WNYREIS #R1677355 | $529,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/24/2026 | Sold WNYREIS #R1677355 | $500,000 |
| 09/24/2026 | Sold New York State Alliance of MLSs (Buffalo) #R1677355 | $500,000 |
| 07/16/2026 | Pending WNYREIS #R1677355 | — |
| 07/15/2026 | Pending New York State Alliance of MLSs (Buffalo) #R1677355 | — |
| 05/13/2026 | Listed (Active) New York State Alliance of MLSs (Buffalo) #R1677355 | $529,900 |
| 05/13/2026 | Listed (Active) WNYREIS #R1677355 | $529,900 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Schools near 188-190 Charlotte Street, Unit 188
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 6 | |||
| Public - | 7 to 12 | |||
| Public - | PK to 6 | |||
| Public - | PK to 6 |
Rating | School | Distance |
|---|---|---|
School 23 Francis Parker PublicPK to 6 | ||
School Of The Arts Public7 to 12 | ||
School 35 Pinnacle PublicPK to 6 | ||
Anna Murray-Douglass Academy PublicPK to 6 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of Sable Real Estate Services
Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.
