190 Observation Ridge

Rutherfordton, NC 28139

$475,900
Price
2
Beds
1,718 Sq. Ft.
$277 / Sq. Ft.
1,718
Sq. Ft.
$277
per Sq. Ft.
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Description

Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office...Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office or flex space and has a 3rd full bathroom. The cabin comes with a home generator already installed, security system, and smart light bulbs for your convenience! Oversized main level 2 car detached garage with walk up attic for additional storage and a separate shed that will make a great workshop or home to all your lawn equipment. If you love to garden you will appreciate the water collection and composting that is all set up and ready for your needs. Located in a great neighborhood yet secluded! Very peaceful and tranquil from the sloping fully fenced front yard to the surrounding acreage for privacy. Don't miss the opportunity to call this "your cabin"!

Property Details for 190 Observation Ridge

Architectural Style
Cabin
Parking Features
Circular Driveway, Garage (Off Site), Detached Garage, Garage Door Opener, Keypad Entry
Community Features
Pond
Subdivision Name
Willow Lakes
LISTING UPDATED: 03/08/2026 03:06 PM

Property Details for 190 Observation Ridge

StatusActive
MLS #4351178
Days on Market20
Taxes-
HOA Fees$425 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1999
Lot Size2.52 AC / 109,771 SF
CountyRutherford County
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Location

Listing Courtesy of Realty ONE Group Pivot Hendersonville
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Building Information for 190 Observation Ridge

Stories-Year Built1999Building Size-Lot Size2.52 AC / 109,771 SF

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$2,517 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,310

Property Taxes

$172

HOA Dues

$35

The Payment Calculator is for illustrative purposes only.

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Property Information for 190 Observation Ridge

Summary
Location and General Information
  • Longitude: -82.007024
  • Latitude: 35.351454
  • Directions: GPS will get you to the property from any direction, once in Willow Lakes there are yellow and blue arrows you can follow.
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Willow Lakes POA
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $425.00
  • Tax Assessed Value: $322,900.00
  • Parcel Number: 1627155
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: R-S Middle
  • High School: R-S Central
  • Elementary School: Rutherfordton
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 1718.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Garage: 732
  • Sq Ft Lower: 0
  • Sq Ft Main: 1260
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 458
  • Sq Ft Second Living Quarters: 0.0
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1718.0
  • Lot Features: Green Area
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: Medium
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 46
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 19
  • Plat Reference Section Pages: 41
  • Restrictions: Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Utilities: Cable Available
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Fencing: Fenced, Front Yard
  • Construction Materials: Log
  • Patio And Porch Features: Front Porch, Screened, Side Porch
  • Pool Private YN: No
  • Road Surface Type: Asphalt, Paved
  • Roof: Aluminum
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
  • Levels: One and One Half
  • Other Equipment: Fuel Tank - Leased, Generator
  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Interior Features: Split Bedroom, Walk-In Closet(s)
  • Laundry Features: In Hall
  • Fireplace Features: Family Room, Gas
  • Fireplace YN: Yes
  • Door Features: Sliding Doors
  • Window Features: Insulated Window(s)
  • Flooring: Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Basement Features: Other
  • Bedroom Main: 2
  • Bedroom Upper: 0
  • Full Bath Main: 2
  • Full Bath Upper: 1
  • Half Bath Main: 0
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 8.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Family Room
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Dining Area
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 7
  • Room Types: Loft
  • Room Level: Upper
Room 8
  • Room Types: Bathroom-Full
  • Room Level: Upper
Rental
Rent Information
  • Security Features: Security System, Smoke Detector(s)

Property History for 190 Observation Ridge

DateEvent & SourcePriceAppreciation
Mar 5, 2026

Listed (Active)

CANOPY #4351178

$475,900—
Sep 15, 2025

Closed

CANOPY #4281326

$440,000—
Sep 8, 2025

Closed (Public Record)

Public Record #1913567952

$440,000

+7.5% / yr

Aug 3, 2025

Under Contract-Show

CANOPY #4281326

—
Jul 29, 2025

Price Change

CANOPY #4281326

$449,900—
Jul 16, 2025

Listed (Active)

CANOPY #4281326

$469,900—
Mar 28, 2011

Expired

CANOPY #468555

$159,500—
Mar 25, 2011

Closed (Public Record)

Public Record #428036638

$155,000—
Mar 25, 2011

Closed (Public Record)

Public Record #306950766

$155,000—
Jun 14, 2010

Listed (Active)

CANOPY #468555

$175,000—
May 23, 2010

Expired

CANOPY #454200

$175,000—
Nov 23, 2009

Listed (Active)

CANOPY #454200

$187,500—
DateEvent & SourcePrice
03/05/2026

Listed (Active)

CANOPY #4351178

$475,900
09/15/2025

Closed

CANOPY #4281326

$440,000
09/08/2025

Closed (Public Record)

Public Record #1913567952

$440,000

+7.5% / yr

08/03/2025

Under Contract-Show

CANOPY #4281326

—
07/29/2025

Price Change

CANOPY #4281326

$449,900
07/16/2025

Listed (Active)

CANOPY #4281326

$469,900
03/28/2011

Expired

CANOPY #468555

$159,500
03/25/2011

Closed (Public Record)

Public Record #428036638

$155,000
03/25/2011

Closed (Public Record)

Public Record #306950766

$155,000
06/14/2010

Listed (Active)

CANOPY #468555

$175,000
05/23/2010

Expired

CANOPY #454200

$175,000
11/23/2009

Listed (Active)

CANOPY #454200

$187,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 190 Observation Ridge

Taxable ValueLand$28,400Additions$294,500Total$322,900
Tax Record2025$2,059 ($172 / month)
Home Facts
Beds2Baths2.5Total Finished SqFt1,008 SqFtAbove Grade Finished SqFt1,008 SqFtStories2Lot Size109,771 SqFtStyleSingle Family ResidenceYear Built1999CountyRUTHERFORDAPN1627155Fireplace TypeHas Fireplace

Schools near 190 Observation Ridge

This home is within Rutherford County School District.
Rating
School
Type
Grades
Distance
Rutherfordton Elementary School
Public - PK to 5
R-S Middle School
Public - 6 to 8
R-S Central High School
Public - 9 to 12
Rutherford Early College High School
Public - 9 to 13
Rating
School
Distance
Rutherfordton Elementary School
PublicPK to 5

R-S Middle School
Public6 to 8

R-S Central High School
Public9 to 12

Rutherford Early College High School
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 190 Observation Ridge, Rutherfordton, NC 28139

190 Observation Ridge is a single family home for sale in Rutherfordton, NC 28139. This property was listed for sale on March 5, 2026 by Realty ONE Group Pivot Hendersonville, it's currently listed at $475,900. It has been on the market for a total of 20 days and was last sold on September 15, 2025. This listing's school district is Rutherford County School District. Nearby schools include Rutherfordton Elementary School, R-S Middle School and R-S Central High School. 190 Observation Ridge is a 2-bed, 3-bath, 1,718 sqft single family home built in 1999.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Realty ONE Group Pivot Hendersonville

Based on information submitted to the MLS GRID as of 03/08/2026 03:06 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.