190 Observation Ridge

Rutherfordton, NC 28139

$465,900
Price
2
Beds
1,718 Sq. Ft.
$271 / Sq. Ft.
1,718
Sq. Ft.
$271
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Active Under Contract
Active Under Contract

Description

Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office...Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office or flex space and has a 3rd full bathroom. The cabin comes with a home generator already installed, security system, and smart light bulbs for your convenience! Oversized main level 2 car detached garage with walk up attic for additional storage and a separate shed that will make a great workshop or home to all your lawn equipment. If you love to garden you will appreciate the water collection and composting that is all set up and ready for your needs. Located in a great neighborhood yet secluded! Very peaceful and tranquil from the sloping fully fenced front yard to the surrounding acreage for privacy. Don't miss the opportunity to call this "your cabin"!

Property Details for 190 Observation Ridge

Architectural Style
Cabin
Parking Features
Circular Driveway, Garage (Off Site), Detached Garage, Garage Door Opener, Keypad Entry
Community Features
Pond
Subdivision Name
Willow Lakes
LISTING UPDATED: 06/03/2026 07:45 AM

Property Details for 190 Observation Ridge

StatusActive Under Contract
MLS #4351178
Days on Market90
Taxes-
HOA Fees$425 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1999
Lot Size2.52 AC / 109,771 SF
CountyRutherford County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Realty ONE Group Pivot Hendersonville
Add your commute

Building Information for 190 Observation Ridge

Stories-Year Built1999Building Size-Lot Size2.52 AC / 109,771 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,529 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,322

Property Taxes

$172

HOA Dues

$35

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 190 Observation Ridge

Summary
Location and General Information
  • Longitude: -82.007024
  • Latitude: 35.351454
  • Directions: GPS will get you to the property from any direction, once in Willow Lakes there are yellow and blue arrows you can follow.
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Willow Lakes POA
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $425.00
  • Tax Assessed Value: $322,900.00
  • Parcel Number: 1627155
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: R-S Middle
  • High School: R-S Central
  • Elementary School: Rutherfordton
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 1718.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Garage: 732
  • Sq Ft Lower: 0
  • Sq Ft Main: 1260
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 458
  • Sq Ft Second Living Quarters: 0.0
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1718.0
  • Lot Features: Green Area
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: Medium
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 46
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 19
  • Plat Reference Section Pages: 41
  • Restrictions: Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Utilities: Cable Available
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Fencing: Fenced, Front Yard
  • Construction Materials: Log
  • Patio And Porch Features: Front Porch, Screened, Side Porch
  • Pool Private YN: No
  • Road Surface Type: Asphalt, Paved
  • Roof: Aluminum
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
  • Levels: One and One Half
  • Other Equipment: Fuel Tank - Leased, Generator
  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Interior Features: Split Bedroom, Walk-In Closet(s)
  • Laundry Features: In Hall
  • Fireplace Features: Family Room, Gas
  • Fireplace YN: Yes
  • Door Features: Sliding Doors
  • Window Features: Insulated Window(s)
  • Flooring: Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Basement Features: Other
  • Bedroom Main: 2
  • Bedroom Upper: 0
  • Full Bath Main: 2
  • Full Bath Upper: 1
  • Half Bath Main: 0
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 8.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Family Room
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Dining Area
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 7
  • Room Types: Loft
  • Room Level: Upper
Room 8
  • Room Types: Bathroom-Full
  • Room Level: Upper
Rental
Rent Information
  • Security Features: Security System, Smoke Detector(s)

Property History for 190 Observation Ridge

DateEvent & SourcePriceAppreciation
Jun 3, 2026

Under Contract-Show

CANOPY #4351178

—
May 12, 2026

Price Change

CANOPY #4351178

$465,900—
Mar 5, 2026

Listed (Active)

CANOPY #4351178

$475,900—
DateEvent & SourcePrice
06/03/2026

Under Contract-Show

CANOPY #4351178

—
05/12/2026

Price Change

CANOPY #4351178

$465,900
03/05/2026

Listed (Active)

CANOPY #4351178

$475,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 190 Observation Ridge

Taxable ValueLand$28,400Additions$294,500Total$322,900
Tax Record2025$2,059 ($172 / month)
Home Facts
Beds2Baths2.5Total Finished SqFt1,008 SqFtAbove Grade Finished SqFt1,008 SqFtStories2Lot Size109,771 SqFtStyleSingle Family ResidenceYear Built1999CountyRUTHERFORDAPN1627155Fireplace TypeHas Fireplace

Schools near 190 Observation Ridge

This home is within Rutherford County School District.
Rating
School
Type
Grades
Distance
Rutherfordton Elementary School
Public - PK to 5
R-S Middle School
Public - 6 to 8
R-S Central High School
Public - 9 to 12
Rutherford Early College High School
Public - 9 to 13
Rating
School
Distance
Rutherfordton Elementary School
PublicPK to 5

R-S Middle School
Public6 to 8

R-S Central High School
Public9 to 12

Rutherford Early College High School
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Realty ONE Group Pivot Hendersonville

Based on information submitted to the MLS GRID as of 06/03/2026 07:45 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.