Closed
Last Sold Price
$465,900
2 beds1,718 sqft

190 Observation Ridge, Rutherfordton, NC 28139

Single FamilyProperty Type
2.52 acresLot Size
1999Year Built
$271/sq ftPrice per sq ft
$425/yrHOA Fees
2 carsParking Spaces

Description

Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office...Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office or flex space and has a 3rd full bathroom. The cabin comes with a home generator already installed, security system, and smart light bulbs for your convenience! Oversized main level 2 car detached garage with walk up attic for additional storage and a separate shed that will make a great workshop or home to all your lawn equipment. If you love to garden you will appreciate the water collection and composting that is all set up and ready for your needs. Located in a great neighborhood yet secluded! Very peaceful and tranquil from the sloping fully fenced front yard to the surrounding acreage for privacy. Don't miss the opportunity to call this "your cabin"!
  • Listed by: • Realty ONE Group Pivot Hendersonville tracy@rogpivot.com
Listing closed: 07/15/2026 12:00 AM • Source: CANOPY, MLS#: 4351178
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Location

Listing Courtesy of Realty ONE Group Pivot Hendersonville

Sold By Realty ONE Group Pivot Hendersonville

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Payment Calculator

$2,695 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,487

Property Taxes

$172

HOA Dues

$35

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Property Information for 190 Observation Ridge

Property Details

  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Cabin
  • Parking Features: Circular Driveway, Garage (Off Site), Detached Garage, Garage Door Opener, Keypad Entry
  • Community Features: Pond
  • Subdivision Name: Willow Lakes

Building Information

  • Year Built: 1999
  • Lot Size: 2.52 AC / 109,771 SF

Summary

Location and General Information
  • Longitude: -82.007024
  • Latitude: 35.351454
  • Directions: GPS will get you to the property from any direction, once in Willow Lakes there are yellow and blue arrows you can follow.
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Willow Lakes POA
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $425.00
  • Tax Assessed Value: $322,900.00
  • Parcel Number: 1627155
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: R-S Middle
  • High School: R-S Central
  • Elementary School: Rutherfordton
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes

Property

Lot Information
  • Above Grade Finished Area: 1718.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Garage: 732
  • Sq Ft Lower: 0
  • Sq Ft Main: 1260
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 458
  • Sq Ft Second Living Quarters: 0.0
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1718.0
  • Lot Features: Green Area
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: Medium
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 46
  • Road Responsibility: Private Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 19
  • Plat Reference Section Pages: 41
  • Restrictions: Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Utilities: Cable Available
  • Water Source: Well

Interior and Exterior Features

Exterior Features
  • Fencing: Fenced, Front Yard
  • Construction Materials: Log
  • Patio And Porch Features: Front Porch, Screened, Side Porch
  • Pool Private YN: No
  • Road Surface Type: Asphalt, Paved
  • Roof: Aluminum
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
  • Levels: One and One Half
  • Other Equipment: Fuel Tank - Leased, Generator
  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Interior Features: Split Bedroom, Walk-In Closet(s)
  • Laundry Features: In Hall
  • Fireplace Features: Family Room, Gas
  • Fireplace YN: Yes
  • Door Features: Sliding Doors
  • Window Features: Insulated Window(s)
  • Flooring: Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Basement Features: Other
  • Bedroom Main: 2
  • Bedroom Upper: 0
  • Full Bath Main: 2
  • Full Bath Upper: 1
  • Half Bath Main: 0
  • Half Bath Upper: 0

Room Information

Room Information
  • Room Count: 8.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Family Room
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Dining Area
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 7
  • Room Types: Loft
  • Room Level: Upper
Room 8
  • Room Types: Bathroom-Full
  • Room Level: Upper

Rental

Rent Information
  • Security Features: Security System, Smoke Detector(s)

Property History for 190 Observation Ridge

DateEvent & SourcePriceAppreciation
Jul 15, 2026

Closed (Public Record)

Public Record #1945324138

$457,000
—
Jul 15, 2026

Closed (Public Record)

Public Record #139678588

$457,000

+4.6% / yr

Jul 15, 2026

Closed

CANOPY #4351178

$465,900
—
DateEvent & SourcePrice
07/15/2026

Closed (Public Record)

Public Record #1945324138

$457,000
07/15/2026

Closed (Public Record)

Public Record #139678588

$457,000

+4.6% / yr

07/15/2026

Closed

CANOPY #4351178

$465,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 190 Observation Ridge

Taxable Value

Land

$28,400

Additions

$294,500
Total$322,900

Tax Record

2025

$2,059 ($172 / month)

Home Facts

Beds

2

Baths

2.5

Total Finished SqFt

1,008 SqFt

Above Grade Finished SqFt

1,008 SqFt

Stories

1

Lot Size

109,771 SqFt

Style

Single Family Residence

Year Built

1999

Year Renovated

1999

County

RUTHERFORD

APN

1627155

Schools near 190 Observation Ridge

This home is within Rutherford County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 13
Rating
School
Distance
Rutherfordton Elementary School
PublicPK to 5

R-S Middle School
Public6 to 8

R-S Central High School
Public9 to 12

Rutherford Early College High School
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 190 Observation Ridge, Rutherfordton, NC 28139
$465,900
2
1,718
109,771
–
–
–
–
87,120
$369,900
3
1,751
298,386
–
2
2
1,152
91,040
–
2
2
1,680
143,748
$182,000
3
1,600
91,040

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Listing Courtesy of Realty ONE Group Pivot Hendersonville

Based on information submitted to the MLS GRID as of 07/16/2026 06:30 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.