1920 Garrard Street

Covington, KY 41014

$169,900
Price
2
Beds
1,364 Sq. Ft.
$125 / Sq. Ft.
1,364
Sq. Ft.
$125
per Sq. Ft.
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Description

Charming Austinburg Gem - Move-In Ready! Discover this beautifully maintained 2-bedroom, 1.5-bath residence that perfectly captures the historic character of Covington while offering the modern amenities you crave. From the inviting covered front porch to the sleek updates throughout, this home is ideal for first-time buyers or those looking for a turnkey city retreat. The interior boasts an effortless flow with gleaming hardwood floors and a spacious living room centered around a decorative fireplace....Charming Austinburg Gem - Move-In Ready! Discover this beautifully maintained 2-bedroom, 1.5-bath residence that perfectly captures the historic character of Covington while offering the modern amenities you crave. From the inviting covered front porch to the sleek updates throughout, this home is ideal for first-time buyers or those looking for a turnkey city retreat. The interior boasts an effortless flow with gleaming hardwood floors and a spacious living room centered around a decorative fireplace. Host with ease in the formal dining room, which leads into an updated kitchen complete with a gas range, dishwasher, and ample cabinetry. For added convenience, the home features a first-floor partial bath and a dedicated laundry area in the unfinished basement--perfect for extra storage.
  1. Listed by Timothy Settles • Trelora Realty, Inc
    P: (513)-500-7902 C: (513)-500-7902 tim.settles@trelora.com

Property Details for 1920 Garrard Street

Architectural Style
Traditional
Zoning Description
Residential
LISTING UPDATED: 05/31/2026 08:47 AM

Property Details for 1920 Garrard Street

StatusActive
MLS #641216
Days on Market9728
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1917
Lot Size0.06 AC / 2,613 SF
CountyKenton County
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Location

Listing Courtesy of Trelora Realty, Inc
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Building Information for 1920 Garrard Street

Stories-Year Built1917Building Size-Lot Size0.06 AC / 2,613 SF

Payment Calculator

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$968 per month

30 year fixed, 6.36% Interest

Principal and Interest

$847

Property Taxes

$121

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1920 Garrard Street

Summary
Location and General Information
  • Longitude: -84.501198
  • Latitude: 39.068072
  • Directions: 75 N to Cov/12th St, turn R on 12th st, R on Garrard, Home is on the left.
  • MLSArea Major: K01 - Covington North
  • MLSArea Minor: K01 - Covington North
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: CO - Covington
Taxes and HOA
  • Association: No
  • Parcel Number: 055-32-11-020.00
  • Tax Rate: 2720
School Information
  • High School District: Covington Indep
  • Elementary School: Sixth District Elementary
  • Middle Or Junior School: Holmes Middle School
  • High School: Holmes Senior High
Parking
  • Parking Features: On Street
  • Attached Garage: No
Property
Lot Information
  • Lot Size Units: Acres
  • Lot Size Square Feet: 2550.0
  • Lot Size Acres: 0.0585
  • Lot Size Source: Assessor
  • Lot Size Dimensions: 25x100
  • Lot Size Area: 0.06
Property and Assessments
  • New Construction: No
  • Year Built: 1917
  • Building Area Total: 2614.0
  • Living Area: 1364.0
  • Living Area Units: Square Feet
  • Living Area Source: Assessor
  • Property Attached: No
Building Features
  • Levels: Two
  • Structure Type: House
  • Foundation Details: Block
  • Construction Materials: Brick
Utilities
  • Utilities: Natural Gas Available, Water Available
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Bathrooms: 1
  • Appliances: Dishwasher, Refrigerator, Gas Range
  • Cooling: Central Air
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Window Features: Insulated Windows
  • Has Heating: Yes
  • Has Cooling: Yes
  • Basement: Full, Unfinished
  • Interior Features: Natural Woodwork
  • Rooms Total: 5
  • Heating: Forced Air, Natural Gas
  • Fireplace Features: Brick
Exterior Features
  • Fencing: Privacy
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Wood Flooring
  • Room Type: Living Room
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 19.0
  • Room Dimensions: 14 x 19
Room 2
  • Room Features: Vinyl Flooring
  • Room Type: Kitchen
  • Room Length: 12.0
  • Room Level: First
  • Room Width: 8.0
  • Room Dimensions: 12 x 8
Room 3
  • Room Features: Wood Flooring
  • Room Type: Dining Room
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 11.0
  • Room Dimensions: 14 x 11
Room 4
  • Room Features: Wood Flooring
  • Room Type: Primary Bedroom
  • Room Length: 13.0
  • Room Level: Second
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 5
  • Room Features: Wood Flooring
  • Room Type: Bedroom 2
  • Room Length: 16.0
  • Room Level: Second
  • Room Width: 8.0
  • Room Dimensions: 16 x 8

Property History for 1920 Garrard Street

DateEvent & SourcePriceAppreciation
May 15, 2026

Price Change

Northern Kentucky Multiple Listing Service #641216

$169,900—
Apr 4, 2026

Listed (Active)

Northern Kentucky Multiple Listing Service #641216

$174,900—
Aug 5, 2021

Sold

Northern Kentucky Multiple Listing Service #550966

$98,000—
DateEvent & SourcePrice
05/15/2026

Price Change

Northern Kentucky Multiple Listing Service #641216

$169,900
04/04/2026

Listed (Active)

Northern Kentucky Multiple Listing Service #641216

$174,900
08/05/2021

Sold

Northern Kentucky Multiple Listing Service #550966

$98,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1920 Garrard Street

Taxable ValueLand$5,000Additions$85,000Total$90,000
Tax Record2021$1,448 ($121 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,364 SqFtAbove Grade Finished SqFt1,364 SqFtStories2Lot Size2,614 SqFtStyleSingle Family ResidenceYear Built1917CountyKENTONAPN055-32-11-020.00

Schools near 1920 Garrard Street

This home is within Covington Independent.
Rating
School
Type
Grades
Distance
Sixth District Elementary School
Public - K to 5
Holmes Middle School
Public - 6 to 8
Holmes High School
Public - 9 to 12
Chapman Vocational Education Center
Public - 9 to 12
Rating
School
Distance
Sixth District Elementary School
PublicK to 5

Holmes Middle School
Public6 to 8

Holmes High School
Public9 to 12

Chapman Vocational Education Center
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1920 Garrard Street, Covington, KY 41014

1920 Garrard Street is a single family home for sale in Covington, KY 41014. This property was listed for sale on April 4, 2026 by Trelora Realty, Inc, it's currently listed at $169,900. It has been on the market for a total of 9728 days and was last sold on August 5, 2021. This listing's school district is Covington Independent. Nearby schools include Sixth District Elementary School, Holmes Middle School and Holmes High School. 1920 Garrard Street is a 2-bed, 1-bath, 1,364 sqft single family home built in 1917.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Trelora Realty, Inc

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.