1938 Cardinal Harbour Road

Prospect, KY 40059

$395,000
Price
3
Beds
2,000 Sq. Ft.
$198 / Sq. Ft.
2,000
Sq. Ft.
$198
per Sq. Ft.
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Description

Welcome to one of the most desirable homes in the highly sought-after Cardinal Harbour community, where modern luxury meets one of Louisville's most scenic riverfront neighborhoods. Completely remodeled from top to bottom, this exceptional three-bedroom, three full-bath home offers an open, light-filled floor plan designed for today's lifestyle. The dramatic vaulted great room creates an impressive first impression, featuring a cozy wood-burning fireplace and seamless flow into the dining area and...Welcome to one of the most desirable homes in the highly sought-after Cardinal Harbour community, where modern luxury meets one of Louisville's most scenic riverfront neighborhoods. Completely remodeled from top to bottom, this exceptional three-bedroom, three full-bath home offers an open, light-filled floor plan designed for today's lifestyle. The dramatic vaulted great room creates an impressive first impression, featuring a cozy wood-burning fireplace and seamless flow into the dining area and beautifully renovated kitchen, making entertaining effortless. Gorgeous tile flooring spans the most of the first floor, while updated lighting and plumbing fixtures add a sophisticated finishing touch throughout. The stunning kitchen has been thoughtfully redesigned with custom cabinetry, elegant quartz countertops, a striking vertical tile backsplash, stainless steel appliances, a large stainless farmhouse sink, a spacious pantry with automatic lighting, and a built-in buffet with additional shelving in the dining area, providing both beauty and functionality. Offering the convenience of two primary suites, the main-level owner's retreat is a true sanctuary with double closets and a luxurious ensuite bath featuring a corner Jacuzzi tub, walk-in tiled shower, double marble-top vanity, and premium finishes. A second spacious bedroom with double closets and an additional beautifully updated full bath complete the first floor. The living space extends outdoors through an impressive folding nano wall that opens to a covered, screened-in deck, creating the perfect indoor-outdoor entertaining experience while overlooking the peaceful surroundings. Upstairs, you'll find a generous loft-style suite that offers incredible flexibility as a second primary suite, children's retreat, playroom, guest quarters, or private home office. Complete with a walk-in closet and a beautifully updated full bath featuring a double vanity and walk-in shower, this level provides functionality and versatility. Additional highlights include a spacious oversized two-car garage, exceptional storage, and quality updates throughout that make this home truly move-in ready. Life in Cardinal Harbour is unlike anywhere else. Nestled alongside the picturesque Ohio River, this one-of-a-kind community offers breathtaking scenery and resort-style amenities, including a clubhouse, large swimming pool, pavilion, tennis courts, horse stables, locked boat storage, private boat ramp, and beautifully maintained grounds perfect for walking, biking, and enjoying the outdoors. It's a neighborhood that offers not just a home, but an exceptional lifestyle just minutes from Prospect, award-winning Oldham County schools, dining, shopping, and everything Prospect has to offer.
  1. Listed by Shaun S Wallace • Brokerage DRE #261340 • 1 Percent Lists Purple Door
    P: (502)-939-8029 C: (502)-939-8029 shaun.purpledoor@gmail.com

Property Details for 1938 Cardinal Harbour Road

Architectural Style
Other, Contemporary
Subdivision Name
CARDINAL HARBOUR
LISTING UPDATED: 08/01/2026 01:49 PM

Property Details for 1938 Cardinal Harbour Road

StatusActive
MLS #1725059
Days on Market2
Taxes-
HOA Fees$1,400 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1980
Lot Size0.47 AC / 20,647 SF
CountyOldham County
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Location

Listing Courtesy of 1 Percent Lists Purple Door
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Building Information for 1938 Cardinal Harbour Road

Stories2Year Built1980Building Size-Lot Size0.47 AC / 20,647 SF

Payment Calculator

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$3,658 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,008

Property Taxes

$250

HOA Dues

$1,400

The Payment Calculator is for illustrative purposes only.

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Property Information for 1938 Cardinal Harbour Road

Summary
Location and General Information
  • Directions: Highway 42 to 1793. Right on Rose Island to Street
  • Latitude: 38.42046
  • Longitude: -85.610203
  • MLS Area Major: 20-Oldham County N171
  • MLS Area Minor: 20-Oldham County N171
Taxes and HOA
  • Association: Yes
  • Association Fee: $1,400.00
  • Parcel Number: 04-02B-06-184
  • Tax Block: 6
  • Tax Lot: 184
School Information
  • High School District: Oldham
Parking
  • Attached Garage: Yes
  • Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached
Property
Lot Information
  • Lot Features: Cleared, Level
  • Lot Size Acres: 0.47
  • Lot Size Area: 0.47
  • Lot Size Square Feet: 20647.0
  • Lot Size Units: Acres
Property and Assessments
  • Above Grade Finished Area: 2000.0
  • Below Grade Unfin: 377.0
  • Building Area Source: Other
  • Building Area Total: 2000.0
  • Living Area: 2000.0
  • Living Area Source: Other
  • Year Built: 1980
Building Features
  • Construction Materials: Wood Frame
  • Foundation Details: Poured Concrete
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected
  • Water Source: Public
Room Information
Room 1
  • Room Type: Great Room
  • Room Level: First
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Description: Eat in Kitchen
Room 3
  • Room Type: Dining Area
  • Room Level: First
Room 4
  • Room Type: Primary Bedroom
  • Room Level: First
Room 5
  • Room Type: Primary Bathroom
  • Room Level: First
Room 6
  • Room Type: Bedroom
  • Room Level: First
Room 7
  • Room Type: Full Bathroom
  • Room Level: First
Room 8
  • Room Type: Primary Bedroom
  • Room Level: Second
Room 9
  • Room Type: Primary Bathroom
  • Room Level: Second
Room 10
  • Room Type: Laundry
  • Room Level: Basement
Interior and Exterior Features
Exterior Features
  • Association Amenities: Clubhouse, Pool, Tennis Court(s)
  • Patio And Porch Features: Deck, Screened Porch
  • Pool Features: Community
  • Roof: Shingle
  • Stories: 2
Interior Features
  • Basement: Unfinished
  • Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3
  • Cooling: Central Air, Heat Pump
  • Cooling: Yes
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Heating: Electric, Forced Air
  • Heating: Yes
  • Rooms Total: 10
  • Closets Total: 7
  • Laundry Level: Basement

Property History for 1938 Cardinal Harbour Road

DateEvent & SourcePriceAppreciation
Jul 31, 2026

Listed (Active)

Greater Louisville Association of REALTORS #1725059

$395,000—
Jun 2, 2026

Sold (Public Record)

Public Record #1941918432

$280,000

+5.7% / yr

Aug 26, 2015

Sold (Public Record)

Public Record #1201588143

$154,000

+0.3% / yr

DateEvent & SourcePrice
07/31/2026

Listed (Active)

Greater Louisville Association of REALTORS #1725059

$395,000
06/02/2026

Sold (Public Record)

Public Record #1941918432

$280,000

+5.7% / yr

08/26/2015

Sold (Public Record)

Public Record #1201588143

$154,000

+0.3% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1938 Cardinal Harbour Road

Taxable ValueLand$60,000Additions$180,000Total$240,000
Tax Record2025$3,003 ($250 / month)
Home Facts
Beds3Baths2Total Finished SqFt2,000 SqFtAbove Grade Finished SqFt2,000 SqFtStories1Lot Size20,647 SqFtStyleSingle Family ResidenceYear Built1980Year Renovated1980CountyOLDHAMAPN04-02B-06-184

Schools near 1938 Cardinal Harbour Road

This home is within Oldham County School District.
Rating
School
Type
Grades
Distance
Harmony Elementary School
Public - K to 5
North Oldham Middle School
Public - 6 to 8
North Oldham High School
Public - 9 to 12
The Robert L. Arvin Education Center
Public - 11 to 12
Rating
School
Distance
Harmony Elementary School
PublicK to 5

North Oldham Middle School
Public6 to 8

North Oldham High School
Public9 to 12

The Robert L. Arvin Education Center
Public11 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1938 Cardinal Harbour Road, Prospect, KY 40059

1938 Cardinal Harbour Road is a single family home for sale in Prospect, KY 40059. This property was listed for sale on July 31, 2026 by 1 Percent Lists Purple Door, it's currently listed at $395,000. It has been on the market for a total of 2 days and was last sold on June 2, 2026. This listing's school district is Oldham County School District. Nearby schools include Harmony Elementary School, North Oldham Middle School and North Oldham High School. 1938 Cardinal Harbour Road is a 3-bed, 3-bath, 2,000 sqft single family home built in 1980.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of 1 Percent Lists Purple Door

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