195 Pine Tree Road

Closed 4/20/26

Absolutely Love this View * Boat Dock * Porch *

Covered Porch Overlooking the Wide Canal

Open & Spacious Living Area * Natural Light

Love the Stainless Steel and White Cabinets

Sold

Last Sold Price

$738,000

3 beds2 baths1,344 sqft

195 Pine Tree Rd, Ocean City, MD 21842

Single FamilyProperty Type

0.08 acresLot Size

2001Year Built

$549/sq ftPrice per sq ft

$395/yrHOA Fees

2 carsParking Spaces

Description

An Exception Waterfront Retreat in the Much Sought after Montego Bay Community This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal...An Exception Waterfront Retreat in the Much Sought after Montego Bay Community This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal Breezes and Abundant Natural Light Inside, the Open Floor Plan Creates an Airy, Easy Flow Ideal for Relaxed Seaside Living This home features Central Heat/AC, Floored Attic, Laminate Flooring Thru-Out, Beautifully Updated Kitchen with Stainless Steel Appliances , Roof replaced in November of 2025, Sold Furnished for Immediate Enjoyment A True Waterfront Escape where EVERYDAY Feels Like a Vacation Please Contact me Today to Schedule a Showing

Listed by: Grace Masten 410.250.4433 grace@northbeachrealtors.com • Sea Grace @ North Beach Realtors
Listed by: Erik Dowell 410.250.4433 erik@northbeachrealtors.com • Sea Grace @ North Beach Realtors

Listing closed: 04/20/2026 12:00 AM • Source: BRIGHT, MLS#: MDWO2036332

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Location

Listing Courtesy of Sea Grace @ North Beach Realtors

Sold By Montego Bay Realty

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$4,508 per month

30 year fixed, 6.71% Interest

Principal and Interest

$3,814

Property Taxes

$662

HOA Dues

$33

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Property Information for 195 Pine Tree Road

Property Details

Taxes: $7,940 / year
MLS Type: Residential / Fee Simple
County: Worcester County
Tax ID Number: 2410196973
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Structure Type: Detached
Style: Traditional
Levels/Stories: 1
Furnished: Yes
Waterfront: Yes
Waterfront Features: Private Dock Site
Views: Canal
Garage: No
Expected On Market Date: 03-05-2026
Subdivision: MONTEGO BAY
Subdivision: MONTEGO BAY (WORCESTER MD)
Building Name: NONE AVAILABLE (OCEAN CITY MD)
Legal Subdivision: MONTEGO BAY MHP
Municipality: Ocean City
Total Parking Spaces: 2
Central Air: Yes
Basement: No
Above Grade Finished SQFT: 1,344.00
Above Grade Fin SQFT Source: Assessor
Below Grade Finished SQFT: .00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: .00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: .00
Total Below Grade SQFT Source: Assessor
New Construction: No

Building Information

Stories: 1
Year Built: 2001
Lot Size: 0.08 AC / 3,566 SF

Location

In City Limits: Yes
School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

School District County ID: 121138066543
SchoolDistrictSource: Listing Agent
Elementary School: OCEAN CITY (WORCESTER MD)
ElementarySchoolSource: Listing Agent
Middle Or Junior School: STEPHEN DECATUR (WORCESTER MD)
MiddleSchoolSource: Listing Agent
High School: STEPHEN DECATUR (WORCESTER MD)
HighSchoolSource: Listing Agent
County: WORCESTER
MLS Area: Bayside Waterfront (84)
OC Cross Street: 130

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
Water Oriented: Yes
Navigable Water: Yes
Water Body Type: Canal
Water Frontage In Feet: 50.0

Association / Community Info

Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2025
Tax Assessed Value: $579,700

Year Assessed: 2025
County Tax: $4,725
Improvement Assessed Value: $0
City Town Tax: $2,565
Land Assessed Value: $0
Clean Green Assessed: No
Land Use Code: R
Section: 2
Zoning: TR
Tax Lot: 1306B
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Lease Information

Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions

Rooms

Main

# Bedrooms Count Main Level: 3
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 2

Rooms

Stories: Main

Building Info

Total Finished SQFT: 1,344.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 1,344.00
Total SQFT: 1,344.00
Total SQFT Source: Assessor
Construction Materials: Frame, Vinyl Siding
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8045/8338/9434/804583389434_512_384_WM_HyQc9lfwd_nsO60Q.jpg
Foundation Details: Crawl Space
Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
# Bathrooms Full: 2
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Lot Size Dimensions: 0.00 x 0.00

Lot Dimensions Source: Assessor
Lot Features: Bulkheaded, Fishing Available, Cul-de-sac, Landscaping
Location Type: Canal
Parcel ID: 5413491
Ground Rent Exists: No

Parking

Type Of Parking: Driveway
Driveway - # of Spaces: 2

Interior Features

Interior Features: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Window Treatments
Fireplace: No

Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Stove, Washer, Water Heater, Refrigerator
Accessibility Features: Other
Laundry Type: Main Floor, Washer In Unit, Dryer In Unit

Exterior Features

Pool: Yes - Community

Utilities

Utilities: Cable TV Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Heating: Yes

Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Central, Forced Air
Heating Fuel: Central, Natural Gas
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Sewer
Electric Service: Circuit Breakers

Confidential Data

Listing Office

List Agent AOR: Coastal Association of REALTORS (MD)
List Agent URL: www.NorthBeachRealtors.com

Property History for 195 Pine Tree Road

Date	Event & Source	Price	Appreciation
Apr 20, 2026	Closed (Public Record) Public Record #1944274215	$738,000	+6.0% / yr
Apr 20, 2026	Closed BRIGHT #MDWO2036332	$738,000	—
Mar 5, 2026	Pending BRIGHT #MDWO2036332		—
Mar 5, 2026	Active Under Contract BRIGHT #MDWO2036332		—
Mar 1, 2026	Listed (Active) BRIGHT #MDWO2036332	$775,000	—
Oct 20, 2017	Closed (Public Record) Public Record #609446437	$450,000	—
Oct 20, 2017	Closed BRIGHT #1000517214	$450,000	—
Aug 31, 2017	Pending BRIGHT #1000517214		—
Aug 10, 2017	Listed (Active) BRIGHT #1000517214	$489,000	—
May 12, 2000	Closed BRIGHT #1000598788	$122,000	—
Apr 28, 2000	Pending BRIGHT #1000598788		—
Apr 5, 2000	Listed (Active) BRIGHT #1000598788	$125,000	—
Apr 21, 1995	Closed BRIGHT #1000562404	$82,000	—
Apr 6, 1995	Pending BRIGHT #1000562404		—
Aug 28, 1993	Listed (Active) BRIGHT #1000562404	$96,500	—

Date	Event & Source	Price
04/20/2026	Closed (Public Record) Public Record #1944274215	$738,000 +6.0% / yr
04/20/2026	Closed BRIGHT #MDWO2036332	$738,000
03/05/2026	Pending BRIGHT #MDWO2036332	—
03/05/2026	Active Under Contract BRIGHT #MDWO2036332	—
03/01/2026	Listed (Active) BRIGHT #MDWO2036332	$775,000
10/20/2017	Closed (Public Record) Public Record #609446437	$450,000
10/20/2017	Closed BRIGHT #1000517214	$450,000
08/31/2017	Pending BRIGHT #1000517214	—
08/10/2017	Listed (Active) BRIGHT #1000517214	$489,000
05/12/2000	Closed BRIGHT #1000598788	$122,000
04/28/2000	Pending BRIGHT #1000598788	—
04/05/2000	Listed (Active) BRIGHT #1000598788	$125,000
04/21/1995	Closed BRIGHT #1000562404	$82,000
04/06/1995	Pending BRIGHT #1000562404	—
08/28/1993	Listed (Active) BRIGHT #1000562404	$96,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 195 Pine Tree Road

Taxable ValueLand$335,000Additions$317,400Total$652,400

Tax Record2025$7,916 ($660 / month)

Home Facts

Beds0Baths2Total Finished SqFt1,344 SqFtAbove Grade Finished SqFt1,344 SqFtStories1Lot Size3,566 SqFtStyleSingle Family ResidenceYear Built2001Year Renovated2001ZoningTRCountyWORCESTERAPN10-196973

Schools near 195 Pine Tree Road

This home is within Worcester County Public Schools.


Rating	School	Type	Grades	Distance
10/10	Ocean City Elementary School	Public - Serves this home	PK to 4	6.8 mi
8/10	Berlin Intermediate School	Public - Serves this home	5 to 6	11.1 mi
10/10	Stephen Decatur Middle School	Public - Serves this home	7 to 8	9.9 mi
7/10	Stephen Decatur High School	Public - Serves this home	9 to 12	9.7 mi
NR	Worcester Technical High School	Public - Choice school	9 to 12	21.3 mi
NR	Cedar Chapel Special School	Public - Choice school	PK to 12	26.1 mi


Rating	School	Distance
10/10	Ocean City Elementary School PublicPK to 4 Serves this home	6.8 mi
8/10	Berlin Intermediate School Public5 to 6 Serves this home	11.1 mi
10/10	Stephen Decatur Middle School Public7 to 8 Serves this home	9.9 mi
7/10	Stephen Decatur High School Public9 to 12 Serves this home	9.7 mi
NR	Worcester Technical High School Public9 to 12 Choice school	21.3 mi
NR	Cedar Chapel Special School PublicPK to 12 Choice school	26.1 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 195 Pine Tree Road, Ocean City, MD 21842	$738,000	3	2	1,344	3,566
197 Pine Tree Road, Ocean City, MD 21842	–	–	2	1,320	3,366
199 Pine Tree Road, Ocean City, MD 21842	$200,000	2	2	1,583	4,430
196 Pine Tree Road, Ocean City, MD 21842	$295,000	2	2	960	3,520
193 Pine Tree Road, Ocean City, MD 21842	$185,000	3	2	1,512	3,600
191 Pine Tree Road, Ocean City, MD 21842	$440,000	3	2	1,346	3,600
194 Pine Tree Road, Ocean City, MD 21842	$745,000	4	2	1,440	4,037
190 Pine Tree Road, Ocean City, MD 21842	$482,500	3	2	1,296	3,600
192 Pine Tree Road, Ocean City, MD 21842	$590,000	3	2	1,560	3,600
600 Gulf Stream Drive, Ocean City, MD 21842	$365,000	2	2	1,086	4,413
185 Pine Tree Road, Ocean City, MD 21842	$375,000	3	2	1,272	3,600
188 Pine Tree Road, Ocean City, MD 21842	$150,000	–	1.5	1,496	3,600
181 Pine Tree Road, Ocean City, MD 21842	$475,000	2	2	732	3,600
602 Gulf Stream Drive, Ocean City, MD 21842	–	–	2	1,248	3,923
183 Pine Tree Road, Ocean City, MD 21842	–	–	2	1,248	3,600
601 Gulf Stream Drive, Ocean City, MD 21842	$235,000	–	3	2,244	4,385

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Sea Grace @ North Beach Realtors

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/20/2026 05:27 PM

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