195 Pine Tree Rd

1,344 Sq. Ft.
$577 / Sq. Ft.
1,344
Sq. Ft.
$577
per Sq. Ft.

Description

An Exception Waterfront Retreat in the Much Sought after Montego Bay Community This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal...An Exception Waterfront Retreat in the Much Sought after Montego Bay Community This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal Breezes and Abundant Natural Light Inside, the Open Floor Plan Creates an Airy, Easy Flow Ideal for Relaxed Seaside Living This home features Central Heat/AC, Floored Attic, Laminate Flooring Thru-Out, Beautifully Updated Kitchen with Stainless Steel Appliances , Roof replaced in November of 2025, Sold Furnished for Immediate Enjoyment A True Waterfront Escape where EVERYDAY Feels Like a Vacation Please Contact me Today to Schedule a Showing
  1. Listed by Grace Masten • Sea Grace @ North Beach Realtors
    P: (410)-250-4433 grace@northbeachrealtors.com
  2. Listed by Erik Dowell • Sea Grace @ North Beach Realtors
    P: (410)-250-4433 erik@northbeachrealtors.com

Property Details for 195 Pine Tree Road

Tax ID Number
2410196973
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Traditional
Levels/Stories
1
Furnished
Yes
LISTING UPDATED: 03/29/2026 12:15 PM

Property Details for 195 Pine Tree Road

StatusPending
MLS #MDWO2036332
Days on Market5
Taxes$7,940 / year
HOA Fees$395 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2001
Lot Size0.08 AC / 3,566 SF
CountyWorcester County

Location

Listing Courtesy of Sea Grace @ North Beach Realtors
Add your commute

Building Information for 195 Pine Tree Road

Stories1Year Built2001Building Size-Lot Size0.08 AC / 3,566 SF

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$4,597 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,903

Property Taxes

$662

HOA Dues

$33

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Property Information for 195 Pine Tree Road

Location
Location
  • In City Limits: Yes
  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138066543
  • SchoolDistrictSource: Listing Agent
  • Elementary School: OCEAN CITY (WORCESTER MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: STEPHEN DECATUR (WORCESTER MD)
  • MiddleSchoolSource: Listing Agent
  • High School: STEPHEN DECATUR (WORCESTER MD)
  • HighSchoolSource: Listing Agent
  • County: WORCESTER
  • MLS Area: Bayside Waterfront (84)
  • OC Cross Street: 130
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Type: Canal
  • Water Frontage In Feet: 50.0
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $579,700
  • Year Assessed: 2025
  • County Tax: $4,725
  • Improvement Assessed Value: $0
  • City Town Tax: $2,565
  • Land Assessed Value: $0
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 2
  • Zoning: TR
  • Tax Lot: 1306B
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
Rooms
  • Stories: Main
Building Info
Building Info
  • Total Finished SQFT: 1,344.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Size Dimensions: 0.00 x 0.00
  • Lot Dimensions Source: Assessor
  • Lot Features: Bulkheaded, Fishing Available, Cul-de-sac, Landscaping
  • Location Type: Canal
  • Parcel ID: 5413491
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 2
Interior Features
Interior Features
  • Interior Features: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Window Treatments
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Stove, Washer, Water Heater, Refrigerator
  • Accessibility Features: Other
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
Exterior Features
Exterior Features
  • Pool: Yes - Community
Utilities
Utilities
  • Utilities: Cable TV Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central, Forced Air
  • Heating Fuel: Central, Natural Gas
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Electric Service: Circuit Breakers
Confidential Data
Listing Office
  • List Agent AOR: Coastal Association of REALTORS (MD)
  • List Agent URL: www.NorthBeachRealtors.com

Property History for 195 Pine Tree Road

DateEvent & SourcePriceAppreciation
Mar 5, 2026

Pending

BRIGHT #MDWO2036332

Mar 5, 2026

Active Under Contract

BRIGHT #MDWO2036332

Mar 1, 2026

Listed (Active)

BRIGHT #MDWO2036332

$775,000
Oct 20, 2017

Closed (Public Record)

Public Record #609446437

$450,000
Oct 20, 2017

Closed

BRIGHT #1000517214

$450,000
Aug 31, 2017

Pending

BRIGHT #1000517214

Aug 10, 2017

Listed (Active)

BRIGHT #1000517214

$489,000
May 12, 2000

Closed

BRIGHT #1000598788

$122,000
Apr 28, 2000

Pending

BRIGHT #1000598788

Apr 5, 2000

Listed (Active)

BRIGHT #1000598788

$125,000
Apr 21, 1995

Closed

BRIGHT #1000562404

$82,000
Apr 6, 1995

Pending

BRIGHT #1000562404

Aug 28, 1993

Listed (Active)

BRIGHT #1000562404

$96,500
DateEvent & SourcePrice
03/05/2026

Pending

BRIGHT #MDWO2036332

03/05/2026

Active Under Contract

BRIGHT #MDWO2036332

03/01/2026

Listed (Active)

BRIGHT #MDWO2036332

$775,000
10/20/2017

Closed (Public Record)

Public Record #609446437

$450,000
10/20/2017

Closed

BRIGHT #1000517214

$450,000
08/31/2017

Pending

BRIGHT #1000517214

08/10/2017

Listed (Active)

BRIGHT #1000517214

$489,000
05/12/2000

Closed

BRIGHT #1000598788

$122,000
04/28/2000

Pending

BRIGHT #1000598788

04/05/2000

Listed (Active)

BRIGHT #1000598788

$125,000
04/21/1995

Closed

BRIGHT #1000562404

$82,000
04/06/1995

Pending

BRIGHT #1000562404

08/28/1993

Listed (Active)

BRIGHT #1000562404

$96,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 195 Pine Tree Road

Taxable ValueLand-Additions-Total-
Tax Record2023$6,122 ($510 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,344 SqFtAbove Grade Finished SqFt1,344 SqFtStories1Lot Size3,566 SqFtStyleSingle Family ResidenceYear Built2001ZoningTRCountyWORCESTERAPN10-196973Fireplace TypeHas Fireplace

Schools near 195 Pine Tree Road

This home is within Worcester County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 6
Public - 7 to 8
Public - 9 to 12
Rating
School
Distance
Ocean City Elementary School
PublicPK to 4

Berlin Intermediate School
Public5 to 6

Stephen Decatur Middle School
Public7 to 8

Stephen Decatur High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Sea Grace @ North Beach Realtors

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 03/29/2026 12:15 PM