Last Sold Price
3 beds1,344 sqft$549/sqft
195 Pine Tree Rd, Ocean City, MD 21842

Description

An Exception Waterfront Retreat in the Much Sought after Montego Bay Community This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal...An Exception Waterfront Retreat in the Much Sought after Montego Bay Community This Coastal Gem Offers 3 Bedrooms 2 Full Baths (Primary bath with shower) This home is Perfectly Positioned on one of the Widest Canals within the Community Featuring your own Private Boat Dock and Lift (2018), making it Effortless to Enjoy the Days on the Water Take in the Breathtaking Sunset Skies ad Tranquil Natural Views from your Covered Concrete Porch Two Sets of Sliding Glass Glass Doors Invite in the Soft Coastal Breezes and Abundant Natural Light Inside, the Open Floor Plan Creates an Airy, Easy Flow Ideal for Relaxed Seaside Living This home features Central Heat/AC, Floored Attic, Laminate Flooring Thru-Out, Beautifully Updated Kitchen with Stainless Steel Appliances , Roof replaced in November of 2025, Sold Furnished for Immediate Enjoyment A True Waterfront Escape where EVERYDAY Feels Like a Vacation Please Contact me Today to Schedule a Showing
LISTING CLOSED: 04/20/2026 12:00 AM

  1. Listed by Grace Masten • Sea Grace @ North Beach Realtors
    P: (410) 250-4433 grace@northbeachrealtors.com
  2. Listed by Erik Dowell • Sea Grace @ North Beach Realtors
    P: (410) 250-4433 erik@northbeachrealtors.com

Property Details for 195 Pine Tree Road

Status
MLS #
MDWO2036332
Days on Market
5
Taxes
$7,940 / year
HOA Fees
$395 / year
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Fee Simple
Year Built
2001
Lot Size
0.08 AC / 3,566 SF
Tax ID Number
2410196973
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Traditional
Levels/Stories
1
Furnished
Yes
Waterfront
Yes
Waterfront Features
Private Dock Site
Views
Canal
Garage
No
Expected On Market Date
03-05-2026
Subdivision
MONTEGO BAY
Subdivision
MONTEGO BAY (WORCESTER MD)
Building Name
NONE AVAILABLE (OCEAN CITY MD)
Legal Subdivision
MONTEGO BAY MHP
Municipality
Ocean City
Total Parking Spaces
2
Central Air
Yes
Basement
No
Above Grade Finished SQFT
1,344.00
Above Grade Fin SQFT Source
Assessor
Below Grade Finished SQFT
.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
.00
Below Grade Unfin SQFT Source
Assessor
Total Below Grade SQFT
.00
Total Below Grade SQFT Source
Assessor
New Construction
No

Location

Listing Courtesy of Sea Grace @ North Beach Realtors

Sold By Montego Bay Realty

Add your commute

Building Information for 195 Pine Tree Road

Stories1Year Built2001Building Size-Lot Size0.08 AC / 3,566 SF

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$4,446 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,751

Property Taxes

$662

HOA Dues

$33

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Property Information for 195 Pine Tree Road

Location
Location
  • In City Limits: Yes
  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138066543
  • SchoolDistrictSource: Listing Agent
  • Elementary School: OCEAN CITY (WORCESTER MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: STEPHEN DECATUR (WORCESTER MD)
  • MiddleSchoolSource: Listing Agent
  • High School: STEPHEN DECATUR (WORCESTER MD)
  • HighSchoolSource: Listing Agent
  • County: WORCESTER
  • MLS Area: Bayside Waterfront (84)
  • OC Cross Street: 130
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Type: Canal
  • Water Frontage In Feet: 50.0
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $579,700
  • Year Assessed: 2025
  • County Tax: $4,725
  • Improvement Assessed Value: $0
  • City Town Tax: $2,565
  • Land Assessed Value: $0
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 2
  • Zoning: TR
  • Tax Lot: 1306B
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
Rooms
  • Stories: Main
Building Info
Building Info
  • Total Finished SQFT: 1,344.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Size Dimensions: 0.00 x 0.00
  • Lot Dimensions Source: Assessor
  • Lot Features: Bulkheaded, Fishing Available, Cul-de-sac, Landscaping
  • Location Type: Canal
  • Parcel ID: 5413491
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 2
Interior Features
Interior Features
  • Interior Features: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Window Treatments
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Stove, Washer, Water Heater, Refrigerator
  • Accessibility Features: Other
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
Exterior Features
Exterior Features
  • Pool: Yes - Community
Utilities
Utilities
  • Utilities: Cable TV Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central, Forced Air
  • Heating Fuel: Central, Natural Gas
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Electric Service: Circuit Breakers
Confidential Data
Listing Office
  • List Agent AOR: Coastal Association of REALTORS (MD)
  • List Agent URL: www.NorthBeachRealtors.com

Property History for 195 Pine Tree Road

DateEvent & SourcePriceAppreciation
Apr 20, 2026

Closed (Public Record)

Public Record #1944274215

$738,000

+6.0% / yr

Apr 20, 2026

Closed

BRIGHT #MDWO2036332

$738,000
Mar 5, 2026

Pending

BRIGHT #MDWO2036332

DateEvent & SourcePrice
04/20/2026

Closed (Public Record)

Public Record #1944274215

$738,000

+6.0% / yr

04/20/2026

Closed

BRIGHT #MDWO2036332

$738,000
03/05/2026

Pending

BRIGHT #MDWO2036332

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 195 Pine Tree Road

Taxable ValueLand$335,000Additions$317,400Total$652,400
Tax Record2025$7,916 ($660 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,344 SqFtAbove Grade Finished SqFt1,344 SqFtStories1Lot Size3,566 SqFtStyleSingle Family ResidenceYear Built2001Year Renovated2001ZoningTRCountyWORCESTERAPN10-196973

Schools near 195 Pine Tree Road

This home is within Worcester County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 6
Public - 7 to 8
Public - 9 to 12
Rating
School
Distance
Ocean City Elementary School
PublicPK to 4

Berlin Intermediate School
Public5 to 6

Stephen Decatur Middle School
Public7 to 8

Stephen Decatur High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 195 Pine Tree Road, Ocean City, MD 21842
$738,000
3
1,344
3,566
2
1,320
3,366
$200,000
2
1,583
4,430
$295,000
2
960
3,520
$185,000
3
1,512
3,600
$440,000
3
1,346
3,600

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Sea Grace @ North Beach Realtors

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/20/2026 05:27 PM