198 Gardner Road

Closed 4/10/26
Closed 4/10/26
IMG_0292
IMG_0319
IMG_0303
IMG_0297
IMG_0301
IMG_0298
IMG_0299
IMG_0300
IMG_0311
IMG_0302
IMG_0296
IMG_0294
IMG_0293
IMG_0295
IMG_0304
IMG_0305
IMG_0306
IMG_0307
IMG_0308
IMG_0309
IMG_0310
IMG_0313
IMG_0312
IMG_0314
IMG_0315
IMG_0291
IMG_0318
IMG_0317
IMG_0316
Sold
Last Sold Price
$247,500
3 beds1,344 sqft$184/sqft
198 Gardner Rd, Philadelphia, TN 37846
Single FamilyProperty Type
1 acresLot Size
2022Year Built
$184/sq ftPrice per sq ft

Description

Immaculate, open floor plan ranch style home on 1 acre. Large open living area, split bedroom design. Built in entertainment statement in large open combo living/dining and kitchen area. Kitchen has stainless steel appliances, huge center island, farmhouse style apron sink. Oversized master with ensuite bathroom with dual vanities, walk in shower, built in shelving and walk in closet. 2 additional guest bedrooms with guest bathroom. Home eligible for 100% financing with USDA or VA loan, also possible...Immaculate, open floor plan ranch style home on 1 acre. Large open living area, split bedroom design. Built in entertainment statement in large open combo living/dining and kitchen area. Kitchen has stainless steel appliances, huge center island, farmhouse style apron sink. Oversized master with ensuite bathroom with dual vanities, walk in shower, built in shelving and walk in closet. 2 additional guest bedrooms with guest bathroom. Home eligible for 100% financing with USDA or VA loan, also possible seller financing
  • Listed by: Melanie Sims • New Creation Real Estate
Listing closed: 04/10/2026 01:00 AM • Source: Greater Chattanooga Association of REALTORS as distributed by MLS GRID, MLS#: 1529771
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of New Creation Real Estate, Melanie Sims (865.310.9641)

Sold By COMPS ONLY, Comps Non Member Licensee (423.555.5555)

Add your commute

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$1,318 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,258

Property Taxes

$60

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 198 Gardner Road

Property Details
  • Taxes: $720 / year
  • MLS Type: Residential / Single Family Residence
  • County: Monroe County
  • Architectural Style: Ranch
  • View: Country Setting
  • Waterfront: No
Building Information
  • Stories: 1
  • Year Built: 2022
  • Lot Size: 1.00 AC / 43,560 SF
Summary
Location and General Information
  • City: Philadelphia
  • County Or Parish: Monroe
  • Directions: From Philadelphia Tennessee 37846, Follow Spring St to US-11 N 2 min (0.5 mi), Turn left onto US-11 N 6 sec (46 ft), Continue on Rausin Rd. Take Sunnyside Rd to Gardner Rd in Monroe County, 8 min (4.0 mi) arrive at 198 Gardner Rd Philadelphia, TN 37846 - see signs - SOP
  • Latitude: 35.65112
  • Longitude: -84.361998
  • Postal Code: 37846
  • State Or Province: TN
  • Subdivision Name: None
  • Topography: Level
Taxes and HOA
  • Tax Legal Description: 010 030.09 Portion Of See survey
  • Additional Parcels: No
  • Parcel Number: 010 030.09
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $720
School Information
  • Middle Or Junior School: Vonore Middle
  • High School: Sweetwater High
  • Elementary School: Vonore Elementary
Parking
  • Garage: No
  • Attached Garage: No
Property
Lot Information
  • Lot Features: Back Yard, Cleared, Corners Marked, Front Yard, Level, Rural
  • Lot Size Dimensions: 152 x 285 x 152 x 285
  • Lot Size Acres: 1.0
  • Living Area Source: Owner
  • Lot Size Square Feet: 43560.0
  • Building Area Total: 1344.0
  • Lot Size Units: Acres
  • Living Area: 1344.0
  • Living Area Units: Square Feet
Property and Assessments
  • Property Type Label: Residential
  • Property Attached: No
  • Sewer: Septic Tank
  • New Construction: No
  • Home Warranty: No
  • Floor Plans Count: 0
  • Year Built: 2022
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Driveway: Yes
Utilities
  • WaterSewer : Septic Tank: Yes
  • Water Source: Public
  • Utilities: Electricity Connected, Water Connected
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Vinyl Siding
  • Pool Features: None
  • Pool Private: No
  • Window Features: Vinyl Frames
  • Parking Features: Driveway, Kitchen Level, Off Street
  • Exterior Features: Rain Gutters
  • Roof: Shingle
  • Roofing : Shingle: Yes
  • Structures : None: Yes
Interior Features
  • Fireplace: No
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Appliances: Water Heater, Stainless Steel Appliance(s), Refrigerator, Range Hood, Free-Standing Refrigerator, Free-Standing Range, Free-Standing Electric Range, Electric Water Heater, Electric Range, Dishwasher
  • Rooms Total: 7
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling: Yes
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Heating: Yes
  • Foundation Details: Block, Concrete Perimeter, Permanent, Pillar/Post/Pier
  • Basement: No
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Electric
  • Levels: One
  • Interior Features: Breakfast Bar, Built-in Features, Ceiling Fan(s), Double Vanity, Eat-in Kitchen, En Suite, Kitchen Island, Laminate Counters, Open Floorplan, Primary Downstairs, Recessed Lighting, Separate Shower, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s)
  • Flooring: Vinyl
  • Stories: 1
  • Green Features : Central Air: Yes
  • Foundation : Concrete Perimeter: Yes
  • Cooling : Central: Yes
  • Bed/Bath : En Suite: Yes
  • Bed/Bath : Separate Shower: Yes
Multi Family
Unit 4
  • Unit 4 Features : Eat-in Kitchen: Yes
Rental
Rental Information
  • Tenant Pays : None: Yes

Property History for 198 Gardner Road

DateEvent & SourcePriceAppreciation
Apr 10, 2026

Closed

REALTRACS #3139555

$247,500—
Apr 10, 2026

Closed

REALTRACS #3138863

$247,500—
Apr 10, 2026

Closed

Greater Chattanooga Association of REALTORS #1529771

$247,500—
DateEvent & SourcePrice
04/10/2026

Closed

REALTRACS #3139555

$247,500
04/10/2026

Closed

REALTRACS #3138863

$247,500
04/10/2026

Closed

Greater Chattanooga Association of REALTORS #1529771

$247,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 198 Gardner Road

This home is within Monroe County School District.
Rating
School
Type
Grades
Distance
Vonore Elementary School
Public - PK to 4
Vonore Middle School
Public - 5 to 8
Sweetwater High School
Public - 9 to 12
Monroe County Virtual School
Public - 4 to 12
Rating
School
Distance
Vonore Elementary School
PublicPK to 4

Vonore Middle School
Public5 to 8

Sweetwater High School
Public9 to 12

Monroe County Virtual School
Public4 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of New Creation Real Estate, Melanie Sims (865.310.9641)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 04/12/2026 08:26 AM