198 Lake Ray Rd

2,193 Sq. Ft.
$251 / Sq. Ft.
2,193
Sq. Ft.
$251
per Sq. Ft.

Description

Experience ''Lake Life'' on stunning Cowpen Lake—a crystal-clear, 600+ acre, fully recreational paradise. Yes, no restrictions here. Bring your boats and jet skis. Whether it's your homestead or vacation home. (Airbnb Ready) This move-in-ready 4-bed, 2.5-bath, two-story home offers peaceful, quiet surroundings and friendly neighbors. Enjoy breathtaking sunsets from the living room couch, back porch, beach lounger, or dock bench. The spacious back porch is perfect for reading and listening to the...Experience ''Lake Life'' on stunning Cowpen Lake—a crystal-clear, 600+ acre, fully recreational paradise. Yes, no restrictions here. Bring your boats and jet skis. Whether it's your homestead or vacation home. (Airbnb Ready) This move-in-ready 4-bed, 2.5-bath, two-story home offers peaceful, quiet surroundings and friendly neighbors. Enjoy breathtaking sunsets from the living room couch, back porch, beach lounger, or dock bench. The spacious back porch is perfect for reading and listening to the rain. Inside, the large open-concept kitchen flows into the dining and living areas—ideal for entertaining—while abundant natural light pours through the living room's picture window, multiple sliders, and skylights in both full baths. Features include Hardi Board siding, metal roof, maple cabinets, stainless double oven, and a detached oversized 3-car garage for all your toys. Landscaped with live oaks, sago palms, and a cement driveway. Eligible for a USDA loan.
  1. Listed by STEVEN JUDD • KELLER WILLIAMS REALTY AT THE LAKES
    P: (904)-343-9813 C: (904)-343-9813 steve@7Bridgeshomegroup.com
  2. Listed by WILLIAM L ELLIOTT JR • KELLER WILLIAMS REALTY AT THE LAKES
    P: (904)-248-0493

Property Details for 198 Lake Ray Road

Senior Community YN
No
View
Lake, Water
Waterfront Features
Lake Front
Subdivision Name
Government
LISTING UPDATED: 01/21/2026 04:31 PM

Property Details for 198 Lake Ray Road

StatusActive
MLS #2126225
Days on Market9
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1985
Lot Size0.77 AC / 33,541 SF
CountyPutnam County

Location

Listing Courtesy of KELLER WILLIAMS REALTY AT THE LAKES
Add your commute

Building Information for 198 Lake Ray Road

Stories2Year Built1985Building Size-Lot Size0.77 AC / 33,541 SF

Payment Calculator

$3,298 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,681

Property Taxes

$617

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 198 Lake Ray Road

Summary
Location and General Information
  • Country: US
  • Directions: From Melrose, SR21 & SR 26. Crpss SR 20 pmtp CR 20A, Left onto Copen Lake Point Rd. Left on Horse Ln. Right onto Lake Ray Rd. House on Right
  • MLS Area Major: 575-West Of SR-21
  • City: Hawthorne
  • State: FL
  • Postal Code: 32640
  • County: Putnam
  • Latitude: 29.598007
  • Longitude: -81.992659
  • MLS Area Minor: 575-West Of SR-21
  • General Property Information: Waterfront YN: Yes
  • General Property Information: Water Frontage Feet: 90.0
  • General Property Information: Senior Community YN: No
  • General Property Information: Accessibility Features YN: No
  • Road Surface Type: Dirt: Yes
  • View: Lake: Yes
  • View: Water: Yes
  • Waterfront Features: Lake Front: Yes
Taxes and HOA Information
  • Parcel Number: 271023000003520030
  • Association Fee: $.00
  • Association YN: No
  • General Property Information: CDD Fee YN: No
  • General Property Information: Association YN: No
Parking
  • Carport YN: false
  • Garage Spaces: 3
  • Garage YN: Yes
  • Parking Features: Additional Parking, Garage, Garage Door Opener, RV Access/Parking
  • Attached Garage: No
  • General Property Information: Garage YN: Yes
  • General Property Information: Garage Spaces: 3.0
  • General Property Information: Carport YN: No
  • Parking Features: Additional Parking: Yes
  • Parking Features: Garage: Yes
  • Parking Features: Garage Door Opener: Yes
  • Parking Features: RV Access/Parking: Yes
Property
Lot Information
  • Living Area Source: Appraiser
  • Lot Size Acres: 0.77
  • Living Area: 2193.0
  • Lot Size Area: 0.77
  • Lot Size Units: Acres
  • Lot Size Square Feet: 33541.2
Property and Assessments
  • Current Use: Residential, Single Family
  • New Construction YN: No
  • Property Attached YN: No
  • Year Built: 1985
  • MLS Approval Status: Yes
  • Room Total: 0.0
  • General Property Information: Lot Size Acres: 0.77
  • General Property Information: Bathrooms Half: 1.0
  • General Property Information: Living Area: 2193.0
  • General Property Information: Living Area Source: Appraiser
  • General Property Information: Accessory Dwelling Unit Y/N: No
  • General Property Information: New Construction YN: No
  • General Property Information: List Price/SqFt: 250.8
Utilities
  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Sewer: Septic Tank: Yes
  • Utilities: Electricity Connected: Yes
  • Utilities: Sewer Available: Yes
  • Utilities: Water Available: Yes
  • Water Source: Private: Yes
  • Water Source: Well: Yes
Interior and Exterior Features
Exterior Features
  • Electric: True
  • Exterior Features: Boat Ramp - Private, Dock
  • Patio And Porch Features: Covered, Porch, Rear Porch
  • Road Surface Type: Dirt
  • Exterior Features: Boat Ramp - Private: Yes
  • Exterior Features: Dock: Yes
  • Roof: Metal: Yes
  • Patio And Porch Features: Covered: Yes
  • Patio And Porch Features: Porch: Yes
  • Patio And Porch Features: Rear Porch: Yes
Interior Features
  • Stories: 2
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 2.5
  • Bathrooms Total (Notational): 2.1
  • Cooling: Yes
  • Heating: Yes
  • General Property Information: Stories: 2.0
  • Appliances: Dishwasher: Yes
  • Appliances: Dryer: Yes
  • Appliances: Electric Range: Yes
  • Appliances: Microwave: Yes
  • Appliances: Refrigerator: Yes
  • Appliances: Washer: Yes
  • Cooling: Central Air: Yes
  • Cooling: Electric: Yes
  • Heating: Central: Yes
  • Heating: Electric: Yes
Agent
Showing and Remarks
  • Public Remarks: Experience ''Lake Life'' on stunning Cowpen Lake—a crystal-clear, 600+ acre, fully recreational paradise. Yes, no restrictions here. Bring your boats and jet skis. Whether it's your homestead or vacation home. (Airbnb Ready) This move-in-ready 4-bed, 2.5-bath, two-story home offers peaceful, quiet surroundings and friendly neighbors. Enjoy breathtaking sunsets from the living room couch, back porch, beach lounger, or dock bench. The spacious back porch is perfect for reading and listening to the rain. Inside, the large open-concept kitchen flows into the dining and living areas—ideal for entertaining—while abundant natural light pours through the living room's picture window, multiple sliders, and skylights in both full baths. Features include Hardi Board siding, metal roof, maple cabinets, stainless double oven, and a detached oversized 3-car garage for all your toys. Landscaped with live oaks, sago palms, and a cement driveway. Eligible for a USDA loan.
  • General Property Information: Directions: From Melrose, SR21 & SR 26. Crpss SR 20 pmtp CR 20A, Left onto Copen Lake Point Rd. Left on Horse Ln. Right onto Lake Ray Rd. House on Right
  • General Property Information: Public Remarks: Experience ''Lake Life'' on stunning Cowpen Lake—a crystal-clear, 600+ acre, fully recreational paradise. Yes, no restrictions here. Bring your boats and jet skis. Whether it's your homestead or vacation home. (Airbnb Ready) This move-in-ready 4-bed, 2.5-bath, two-story home offers peaceful, quiet surroundings and friendly neighbors. Enjoy breathtaking sunsets from the living room couch, back porch, beach lounger, or dock bench. The spacious back porch is perfect for reading and listening to the rain. Inside, the large open-concept kitchen flows into the dining and living areas—ideal for entertaining—while abundant natural light pours through the living room's picture window, multiple sliders, and skylights in both full baths. Features include Hardi Board siding, metal roof, maple cabinets, stainless double oven, and a detached oversized 3-car garage for all your toys. Landscaped with live oaks, sago palms, and a cement driveway. Eligible for a USDA loan.
Rental
Rental Information
  • Utilities: Electricity Connected, Sewer Available, Water Available
  • Roof: Metal

Property History for 198 Lake Ray Road

DateEvent & SourcePriceAppreciation
Jan 20, 2026

Listed (Active)

NEFMLS #2126225

$550,000
Dec 7, 2025

Expired

NEFMLS #2103674

$584,900
Aug 12, 2025

Listed (Active)

NEFMLS #2103674

$597,000
Dec 30, 2020

Sold (Public Record)

Public Record #686975936

$307,500

+74.7% / yr

Dec 30, 2020

Sold

MFRMLS #GC439057

$307,500
Dec 29, 2020

Sold

NEFMLS #1079821

$307,500
Nov 13, 2020

Pending

NEFMLS #1079821

Nov 13, 2020

Pending

MFRMLS #GC439057

Oct 25, 2020

Listed (Active)

NEFMLS #1079821

$319,900
Oct 24, 2020

Listed (Active)

MFRMLS #GC439057

$319,900
Sep 17, 2019

Sold (Public Record)

Public Record #653850695

$150,000

+12.8% / yr

Aug 29, 2017

Sold

MFRMLS #GC405231

$115,000
Aug 25, 2017

Sold (Public Record)

Public Record #605840388

$117,000
Jul 13, 2017

Pending

MFRMLS #GC405231

May 18, 2017

Listed (Active)

MFRMLS #GC405231

$174,900
DateEvent & SourcePrice
01/20/2026

Listed (Active)

NEFMLS #2126225

$550,000
12/07/2025

Expired

NEFMLS #2103674

$584,900
08/12/2025

Listed (Active)

NEFMLS #2103674

$597,000
12/30/2020

Sold (Public Record)

Public Record #686975936

$307,500

+74.7% / yr

12/30/2020

Sold

MFRMLS #GC439057

$307,500
12/29/2020

Sold

NEFMLS #1079821

$307,500
11/13/2020

Pending

NEFMLS #1079821

11/13/2020

Pending

MFRMLS #GC439057

10/25/2020

Listed (Active)

NEFMLS #1079821

$319,900
10/24/2020

Listed (Active)

MFRMLS #GC439057

$319,900
09/17/2019

Sold (Public Record)

Public Record #653850695

$150,000

+12.8% / yr

08/29/2017

Sold

MFRMLS #GC405231

$115,000
08/25/2017

Sold (Public Record)

Public Record #605840388

$117,000
07/13/2017

Pending

MFRMLS #GC405231

05/18/2017

Listed (Active)

MFRMLS #GC405231

$174,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 198 Lake Ray Road

Taxable ValueLand-Additions-Total-
Tax Record2025$7,399 ($617 / month)
Home Facts
Beds0Total Finished SqFt3,430 SqFtAbove Grade Finished SqFt3,430 SqFtLot Size40,946 SqFtStyleSingle Family ResidenceYear Built1985Year Renovated1997CountyPUTNAMAPN27-10-23-0000-035.2-003.0

Schools near 198 Lake Ray Road

This home is within Putnam.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 12
Public - 7 to 12
Charter - K to 6
Rating
School
Distance
Ochwilla Elementary School
PublicPK to 6

Interlachen High School
Public7 to 12

Q.I. Roberts Jr. - Sr. High School
Public7 to 12

The Children's Reading Center
CharterK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

198 Lake Ray Road is a single family home for sale in Hawthorne, FL 32640. This property was listed for sale on January 21, 2026 by KELLER WILLIAMS REALTY AT THE LAKES, it's currently listed at $550,000. It has been on the market for a total of 9 days and was last sold on December 30, 2020. This listing's school district is Putnam. Nearby schools include Ochwilla Elementary School, Interlachen High School and Q.I. Roberts Jr. - Sr. High School. 198 Lake Ray Road is a 4-bed, 3-bath, 2,193 sqft single family home built in 1985.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of KELLER WILLIAMS REALTY AT THE LAKES

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.