20-22 Florence St

Andover, MA 01810

$1,410,000
Last Sold Price
6
Beds
3,713 Sq. Ft.
$380 / Sq. Ft.
3,713
Sq. Ft.
$380
per Sq. Ft.
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Sold 2/12/26
Sold 2/12/26
a view of a white house
a front view of a house with a yard
a view of a brick house with many windows
a view of a hallway with wooden floor and a bathroom
a living room with furniture and a large window
a living room with furniture and a window
a dining room with wooden floor a chandelier a wooden table and chairs
a view of a dining room with furniture and wooden floor
a utility room with cabinets washer and dryer
a view of a livingroom with an empty space
a view of a room with an empty space
a view of a big room with wooden floor and windows
a view of empty room with wooden floor
a view of an empty room with wooden floor and a window
a view of an entryway with wooden floor and door
a bedroom with a bed and a window
a view of an empty room with wooden floor and a window
a view of an empty room with wooden floor and a window
an empty room with wooden floor and mirror
a view of an empty room with wooden floor
wooden floor in an empty room with a window
an empty room with closet and a ceiling fan
a bathroom with a bathtub and a sink
a view of an empty room with a window
a view of empty room with wooden floor
a kitchen with a sink cabinets and window
a kitchen with stainless steel appliances granite countertop a refrigerator a stove a sink and a microwave
an empty room with windows and ceiling fan
a view of a room with wooden floor closet and windows
a workspace room with furniture and wooden floor
a view of an empty room with wooden floor and a window
a view of empty room with wooden floor and fan
a view of an empty room with wooden floor
a kitchen with stainless steel appliances granite countertop a stove and a sink
a kitchen with granite countertop a refrigerator stove and white cabinets
an empty room with wooden floor and windows
a bathroom with a toilet sink and mirror
a view of a hallway with washer and dryer
a view of an empty room with wooden floor and a window
a view of an empty room with wooden floor
a view of city and mountain

Description

Rare opportunity! 20–22 Florence St is a 3-family home rich in historic charm, set on an exceptional lot in one of downtown Andover’s most sought-after locations. With ample parking and an expansive yard, the property offers outstanding potential for expansion, enhancement, or future value-add opportunities. Ideal for investment income, condo conversion, owner occupancy, multigenerational living, or a combination of all four. Enjoy true walk-to-everything - shopping, restaurants, the train station,...Rare opportunity! 20–22 Florence St is a 3-family home rich in historic charm, set on an exceptional lot in one of downtown Andover’s most sought-after locations. With ample parking and an expansive yard, the property offers outstanding potential for expansion, enhancement, or future value-add opportunities. Ideal for investment income, condo conversion, owner occupancy, multigenerational living, or a combination of all four. Enjoy true walk-to-everything - shopping, restaurants, the train station, and all that downtown Andover has to offer. The top-level unit features central A/C, in-unit laundry, and beautiful hardwood floors, which continue throughout the home. The first and second-floor units are spacious with high ceilings, showcasing original built-ins, period trim, and classic doors and hardware. A 4-year-old roof adds peace of mind. Close to major highways, this is a standout downtown offering not to be missed.
  1. Listed by Julie Ratte • Berkshire Hathaway HomeServices Verani Realty

Property Details for 20-22 Florence Street

Town
Andover
MLS Area
In Town
Area
MA-Andover-In Town, MA-Andover
Garage Spaces
0
Open Parking Spaces
5.00
Parking Spaces Total
5
LISTING UPDATED: 02/12/2026 10:23 AM

Property Details for 20-22 Florence Street

StatusSold
MLS #73464709
Days on Market22
Taxes$12,005 / year
HOA Fees-
Compass TypeMulti Family
MLS TypeMulti-family / 3 Family
Year Built1920
CountyEssex County
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Location

Listing Courtesy of Berkshire Hathaway HomeServices Verani Realty, Julie Ratte

Sold By Century 21 North East, Fermin Group

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Building Information for 20-22 Florence Street

Stories3Residences3Year Built1920Building Size-Lot Size0.32 AC / 13,852 SF

Payment Calculator

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$7,843 per month

30 year fixed, 6.11% Interest

Principal and Interest

$6,843

Property Taxes

$1,000

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 20-22 Florence Street

General Details
Property Details
  • Building Area Units: Square Feet
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf Course, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, T-Station, University
  • Current Financing: Cash
  • Living Area: 3713.0
  • Color: Gray
  • SqFt with Basement: No
  • Total Units: 3
  • Waterfront: No
  • Water View: No
  • Year Built Details: Renovated Since
  • Year Built Source: Public Records
Location/School
  • Grade School: Bancroft
  • High School: Andover High School
  • Middle School: Doherty Middle
Features
Interior Features
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement Features: Full, Walk Out, Interior Access, Sump Pump, Concrete Floor, Unfinished Basement
  • Num of Baths: 3.0
  • Num of Full Baths: 3
  • Num of Half Baths: 0
  • Bathrooms Total Decimal: 3.00
  • Bathrooms Total Integer: 3
  • FireplaceYN: No
  • Fireplaces: 0
  • Flooring: Tile, Hardwood, Stone/Ceramic Tile
  • Interior Features: Laundry Room, Ceiling Fan(s), Crown Molding, Open Floorplan, Internet Available - Unknown, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
  • Interior Features: Internet Available - Unknown
  • Laundry Features: Gas Dryer Hookup, Washer Hookup
  • SpaYN: No
Exterior Features
  • Construction: Frame
  • Exterior Features: Porch, Deck - Composite
  • Lot Description: Gentle Sloping, Level
  • Patio And Porch Features: Porch, Deck - Composite
  • Roof Material: Shingle
Parking Features
  • Covered Spaces: .00
  • Garage: No
  • Garage Parking: Paved Drive, Off-Street, Improved Driveway
  • Open Parking: Yes
  • Parking Features: Paved Drive, Off-Street, Improved Driveway
  • Parking Features: Off-Street, Improved Driveway
Utilities
  • Cooling: Central Air
  • Cooling: Yes
  • Electric: 200+ Amp Service
  • Heating: Central, Baseboard, Natural Gas, Forced Air
  • Heating: Yes
  • Sewer: City/Town Sewer
  • Utility Connections: for Electric Range, for Gas Dryer, Washer Hookup, Varies per Unit
  • Water: Public
Property Information
Property Info
  • Year Round: Yes
  • Farm Land Area Units: Square Feet
  • WARRANTY: No
  • Lot Size Units: Acres
  • Road Frontage Type: Public
  • Disclosures: Listing agent is related to the seller. 1st floor bathroom is not in working order,no stove on 1st floor. Possible presence of asbestos - new owner's responsibility to remediate if necessary and to complete bathroom and add stove. Property being sold as is.
Tax Information
  • Tax ID: 39 0 81,1837762
  • Assessments: $975,300
  • Block: 0
  • Book: 12936
  • Lot: 81
  • Map: 39
  • Tax Year: 2026
  • Zoning: SRA
Building / Association Information
Living Characteristics
  • Beds Total: 6
  • Total Living Levels: 3
Other Building Characteristics
  • Foundation: Stone
  • Levels: 3
  • Cooling Units: 1
  • Cooling Zones: 1
  • Heat Units: 3
  • Heat Zones: 3
Income / Expenses
  • RFS: $0
Complex & Association Information
  • Adult Community: No
Unit Information
Unit 1 Description
  • Floor U1: 1
  • Lease U1: N
  • Levels U1: 1
Unit 2 Description
  • Floor U2: 2
  • Lease U2: N
  • Levels U2: 1
Unit 3 Description
  • Floor U3: 3
  • Lease U3: N
  • Levels U3: 1
Rental Info
Rental Info
  • Total Actual Rent: $.00

Property History for 20-22 Florence Street

DateEvent & SourcePriceAppreciation
Feb 12, 2026

Sold

MLS PIN #73464709

$1,410,000—
Jan 29, 2026

Under Agreement

MLS PIN #73464709

—
Jan 15, 2026

Contingent

MLS PIN #73464709

—
Jan 7, 2026

Listed (Active)

MLS PIN #73464709

$1,500,000—
May 10, 2012

Sold (Public Record)

Public Record #330543866

$1—
DateEvent & SourcePrice
02/12/2026

Sold

MLS PIN #73464709

$1,410,000
01/29/2026

Under Agreement

MLS PIN #73464709

—
01/15/2026

Contingent

MLS PIN #73464709

—
01/07/2026

Listed (Active)

MLS PIN #73464709

$1,500,000
05/10/2012

Sold (Public Record)

Public Record #330543866

$1

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20-22 Florence Street

Taxable ValueLand$358,900Additions$486,500Total$845,400
Tax Record2024$10,889 ($907 / month)
Home Facts
Baths3Total Finished SqFt3,546 SqFtAbove Grade Finished SqFt3,546 SqFtUnfinished Basement SqFt1,412 SqFtStories1Lot Size13,852 SqFtStyleTriplexYear Built1920ZoningSRACountyESSEXAPNANDO M:00039 B:00081 L:00000

Schools near 20-22 Florence Street

This home is within Andover School District.
Rating
School
Type
Grades
Distance
Bancroft Elementary School
Public - K to 5
Doherty Middle School
Public - 6 to 8
Andover High School
Public - 9 to 12
St. Augustine Elementary School
Private - PK to 8
Rating
School
Distance
Bancroft Elementary School
PublicK to 5

Doherty Middle School
Public6 to 8

Andover High School
Public9 to 12

St. Augustine Elementary School
PrivatePK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Berkshire Hathaway HomeServices Verani Realty, Julie Ratte

The property listing data and information, or the images, set forth herein were provided to MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS. The property listing data and information, and the images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the images, set forth herein.