20 Bay Point Rd

Merritt, NC 28556

$585,000
Price
3
Beds
2,399 Sq. Ft.
$244 / Sq. Ft.
2,399
Sq. Ft.
$244
per Sq. Ft.
1) 61339-689a7db12223e (1)
2) 61339-689a7f148ca96
3) 61339-689a7e1fb9abb
4) 61339-689a796b9ffe8
6) 61339-689a7a83bc96d
8) 61339-689a7a4fcd460
9) 61339-689a7a533f236
10) 61339-689a7a78c1090
11) 61339-689a7a62d814d
12) 61339-689a80dbc89a4
13) 61339-689d3548c08c6
14) 61339-689d3548bef21
15) 61339-689d3548bf0d3
16) 61339-689a7a4290a12
17) 61339-689a80dbdb501
18) 61339-689a80dbc836f
19) 61339-689a80dbc9625
20) 61339-689a7a396812a
21) 61339-689a7a23e4422
22) 61339-689a7a20a3928
23) 61339-689a7a0e349ee
24) 61339-689a7a279f4ea
25) 61339-689a79fca5bab
26) 61339-689a79fca66e0
27) 61339-689a79fc9fcd4
28) 61339-689a7a0dc1435
29) 61339-689a85797f811
30) 61339-689a80cf08210
31) 61339-689a7a10aa452
32) 61339-689a7a1e7252d
33) 61339-689a79fca8655
34) 61339-689a7ab597efc
35) 61339-689a7a0fe1c97
36) 61339-689a7ac3efcfa
37) 61339-689a857cbf6a0
38) 61339-689a7f41014cc
39) 61339-689a7aa18d930
40) 61339-689d0b7a9fe35
41) 61339-689d0b7a9ec88
42) 61339-689d0b7a9fdd7

Description

WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! Great short term rental potential! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs...WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! Great short term rental potential! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs with a private balcony overlooking the water as well as a private sitting area for winding down in the evenings. The second floor master has two large closets in the master bath and plenty of space for linens and other storage needs. There are two more bedrooms upstairs, facing the front of the house, is the bunk bedroom with space enough for the bunk beds and a full size bed. The queen room faces the rear of the house and has a water view. With endless options for entertaining, this 2,399 sq ft home, has two ample sized living rooms, a flex space/dinning room and outdoor living space in the backyard, making it ideal. Low cost flood insurance is transferable, easy access to big water from the Bay River, leading to the Neuse, Pamlico Sound and ICW. The dock has a 16,000 lb boat lift, but needs to be repaired to make it fully functional. There is a private community boat ramp included for use of residents of Bay Shore Estates. The HOA has approved a 30x40 detached metal garage. Shops, restaurants and groceries nearby in Oriental or Bayboro. New Bern is just a short 35 minute drive. This home is a must see, incredible views, peaceful neighborhood and turn key... Just bring your suitcase!
  1. Listed by Tracy P Dowling • Brokerage DRE #C32916 • Homecoin.com
    P: (888)-400-2513 info.nc@homecoin.com

Property Details for 20 Bay Point Road

Subdivision Name
Bay Shore Estates
View
Water
Waterfront
Yes
Waterfront Features
Boat Lift, Boat Ramp, Bulkhead, Deeded Water Access, Deeded Waterfront, Water Access Comm, Water Depth 4+
Zoning
Res
LISTING UPDATED: 12/05/2025 03:22 PM

Property Details for 20 Bay Point Road

StatusActive
MLS #100532392
Days on Market104
Taxes$1,681 / year
HOA Fees$300 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1998
Lot Size1.15 AC / 50,094 SF
CountyPamlico County

Location

Listing Courtesy of Homecoin.com
Add your commute

Building Information for 20 Bay Point Road

Stories2Year Built1998Building Size-Lot Size1.15 AC / 50,094 SF

Payment Calculator

$3,056 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,891

Property Taxes

$140

HOA Dues

$25

The Payment Calculator is for illustrative purposes only.

Property Information for 20 Bay Point Road

Summary
Location and General Information
  • Island Or Mainland: Mainland
  • In City Limits: No
  • Secondary Subdivision: N/A
  • Cobra Zone: No
  • Directions: Hwy 55 to Florence, turn onto Bay Shore rd
  • Latitude: 35
  • Longitude: -77
  • Road Frontage Type: Private Road, Maintained, Paved
Taxes and HOA
  • Tax Other Assessment Amount Frequency: 0
  • Association Amenities: Boat Dock, Ramp
  • Association Name: Bay shores estates
  • Association Phone: 555-5555
  • Association Fee: $300.00
  • Association: Yes
  • Parcel Number: J043-3-14
  • Tax Book Number: 724
  • Tax Legal Description: Lot 14 Bay Shore Estates
  • Tax Map Number: 815
  • Tax Assessed Value: $237,980
  • Tax Year: 2024
School Information
  • Zoned Middle School: Pamlico County
  • Zoned High School: Pamlico County
  • Elementary School: Pamlico County Primary
  • High School: Pamlico County
  • Middle Or Junior School: Pamlico County
Parking
  • Detached Garage Spaces: 0.0
  • Attached Garage Spaces: 0.0
  • Attached Garage: No
  • Carport Spaces: 0.0
  • Garage Spaces: 0.0
  • Parking Total: 0.0
  • Parking Features: Circular Driveway, Lighted
Property
Lot Information
  • Lot Number: 14
  • Mean High Water Depth: 4.0
  • Building Area Total: 2399.0
  • Lot Size Acres: 1.15
  • Lot Size Area: 1.15
  • Lot Size Square Feet: 50094.0
  • Lot Features: Cul-De-Sac, Wooded, Boat Dock, Boat Lift, Boat Ramp, Bulkhead, Deeded Water Access, Deeded Waterfront, Water Access Comm, Water Depth 4+
  • Lot Size Dimensions: 50x516.98 404.33x164.21
  • Lot Size Units: Acres
  • Living Area: 2399.0
  • Living Area Units: Square Feet
  • Structure Type: Wood Frame
Property and Assessments
  • Deed Book: 728
  • Deed Page: 59.0
  • Floor Plans Count: 0
  • New Construction: No
  • Possession: Close Of Escrow, At Closing
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Road Surface Type: Paved
  • Year Built: 1998
  • Permitted Use: Public
Utilities
  • Sewer Provider: Septic Permit On File
  • Electric Provider: Tideland Electric
  • Utilities: Other
Interior and Exterior Features
Exterior Features
  • Exterior Finish: Vinyl Siding
  • Construction Materials: Vinyl Siding
  • Fencing: None
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Covered, Deck, Porch, Balcony
  • Pool Features: None
  • Roof: Shingle
  • Stories: 2
Interior Features
  • Bathrooms Total Source: Computed
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 3.1
  • Attic Features: Pull-Down Stairs
  • Pool Spa Features: None
  • Heating System Fuel Source: Natural Gas
  • Water Heater: Electric
  • Dining Room Type: Formal
  • Master Bedroom Level: Primary Living Area
  • Appliances: Electric Cooktop, Built-In Microwave, Refrigerator, Dishwasher
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Cooling: Yes
  • Flooring: Vinyl, See Remarks
  • Heating: Yes
  • Heating: Heat Pump, Natural Gas
  • Interior Features: Walk-in Closet(s), Ceiling Fan(s), Furnished, Walk-in Shower, Walk-In Closet(s)
  • Laundry Features: Laundry Room
  • Levels: Two
  • Room Type: Master Bedroom, Bedroom 3, Bedroom 4, Dining Room, Den, Dining Area, Family Room, Laundry
  • Rooms Total: 14
Room Information
Room 1
  • Room Level: Second
  • Room Description: Bunk room, fits bunk beds and a full size bed
  • Room Type: Bedroom 3
Room 2
  • Room Level: Second
  • Room Description: Private walk out balcony
  • Room Type: Master Bedroom
Room 3
  • Room Level: Main
  • Room Description: Used as a game room, could be a dinning room or 2nd livingroom
  • Room Type: Den
Room 4
  • Room Level: First
  • Room Description: Queen Bed with chest of drawers
  • Room Type: Bedroom 4
Room 5
  • Room Level: Main
  • Room Description: Could be a flex space, workout area, dinning room, office...
  • Room Type: Dining Room
Room 6
  • Room Level: Main
  • Room Description: Exterior door leading out to back deck
  • Room Type: Family Room
Room 7
  • Room Level: Main
  • Room Description: Open kitchen to family room
  • Room Type: Kitchen
Room 8
  • Room Level: Second
  • Room Type: Laundry
Room 9
  • Room Level: Main
  • Room Type: Master Bedroom
Multi Family
Income & Expenses
  • Operating Expense: $.00
Agent
Sale and Listing
  • Sold Exclusive: No

Property History for 20 Bay Point Road

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Price Change

NCRMLS #100532392

$585,000—
Oct 13, 2025

Price Change

NCRMLS #100532392

$595,000—
Oct 8, 2025

Price Change

NCRMLS #100532392

$610,000—
Sep 24, 2025

Listed (Active)

NCRMLS #100532392

$620,000—
Aug 25, 2025

Withdrawn

NCRMLS #100525430

$635,000—
Aug 16, 2025

Listed (Active)

NCRMLS #100525430

$635,000—
Jul 15, 2024

Sold

NCRMLS #100451441

$419,000—
Jul 11, 2024

Sold (Public Record)

Public Record #1536621075

$419,000

+1915.6% / yr

Jun 20, 2024

Pending

NCRMLS #100451441

—
Jun 20, 2024

Listed (Active)

NCRMLS #100451441

$419,000—
Apr 18, 2024

Sold (Public Record)

Public Record #1531049694

$210,000—
Mar 31, 2015

Withdrawn

NCRMLS #90098051

$295,000—
Feb 22, 2015

Expired

NCRMLS #90095776

$337,500—
Feb 22, 2015

Listed (Active)

NCRMLS #90098051

$295,000—
Aug 15, 2014

Listed (Active)

NCRMLS #90095776

$337,500—
DateEvent & SourcePrice
11/21/2025

Price Change

NCRMLS #100532392

$585,000
10/13/2025

Price Change

NCRMLS #100532392

$595,000
10/08/2025

Price Change

NCRMLS #100532392

$610,000
09/24/2025

Listed (Active)

NCRMLS #100532392

$620,000
08/25/2025

Withdrawn

NCRMLS #100525430

$635,000
08/16/2025

Listed (Active)

NCRMLS #100525430

$635,000
07/15/2024

Sold

NCRMLS #100451441

$419,000
07/11/2024

Sold (Public Record)

Public Record #1536621075

$419,000

+1915.6% / yr

06/20/2024

Pending

NCRMLS #100451441

—
06/20/2024

Listed (Active)

NCRMLS #100451441

$419,000
04/18/2024

Sold (Public Record)

Public Record #1531049694

$210,000
03/31/2015

Withdrawn

NCRMLS #90098051

$295,000
02/22/2015

Expired

NCRMLS #90095776

$337,500
02/22/2015

Listed (Active)

NCRMLS #90098051

$295,000
08/15/2014

Listed (Active)

NCRMLS #90095776

$337,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Bay Point Road

Taxable ValueLand$85,690Additions$152,290Total$237,980
Tax Record2025$1,681 ($140 / month)
Home Facts
Beds3Total Finished SqFt2,384 SqFtAbove Grade Finished SqFt2,384 SqFtStories2Lot Size49,963 SqFtStyleSingle Family ResidenceYear Built1998CountyPAMLICOAPNJ043-3-14Fireplace TypeHas Fireplace

Schools near 20 Bay Point Road

This home is within Pamlico County School District.
Rating
School
Type
Grades
Distance
Pamlico County Primary School
Public - PK to 3
Fred A Anderson Elementary School
Public - 4 to 5
Pamlico County Middle School
Public - 6 to 8
Pamlico County High School
Public - 9 to 12
Rating
School
Distance
Pamlico County Primary School
PublicPK to 3

Fred A Anderson Elementary School
Public4 to 5

Pamlico County Middle School
Public6 to 8

Pamlico County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 20 Bay Point Road, Merritt, NC 28556

20 Bay Point Road is a single family home for sale in Merritt, NC 28556. This property was listed for sale on September 24, 2025 by Homecoin.com, it's currently listed at $585,000. It has been on the market for a total of 104 days and was last sold on July 15, 2024. This listing's school district is Pamlico County School District. Nearby schools include Pamlico County Primary School, Fred A Anderson Elementary School and Pamlico County Middle School. 20 Bay Point Road is a 3-bed, 4-bath, 2,399 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Homecoin.com

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 12/05/2025 03:22 PM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2025 Hive MLS