20 Bay Point Road

Closed 4/24/26
Closed 4/24/26
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Sold
Last Sold Price
$565,000
3 beds2,399 sqft

20 Bay Point Rd, Merritt, NC 28556

Single FamilyProperty Type
1.15 acresLot Size
1998Year Built
$236/sq ftPrice per sq ft
$300/yrHOA Fees

Description

WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! Great short term rental potential! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs...WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! Great short term rental potential! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs with a private balcony overlooking the water as well as a private sitting area for winding down in the evenings. The second floor master has two large closets in the master bath and plenty of space for linens and other storage needs. There are two more bedrooms upstairs, facing the front of the house, is the bunk bedroom with space enough for the bunk beds and a full size bed. The queen room faces the rear of the house and has a water view. With endless options for entertaining, this 2,399 sq ft home, has two ample sized living rooms, a flex space/dinning room and outdoor living space in the backyard, making it ideal. Low cost flood insurance is transferable, easy access to big water from the Bay River, leading to the Neuse, Pamlico Sound and ICW. The dock has a 16,000 lb boat lift, but needs to be repaired to make it fully functional. There is a private community boat ramp included for use of residents of Bay Shore Estates. The HOA has approved a 30x40 detached metal garage. Shops, restaurants and groceries nearby in Oriental or Bayboro. New Bern is just a short 35 minute drive. This home is a must see, incredible views, peaceful neighborhood and turn key... Just bring your suitcase!
Listing closed: 04/24/2026 12:00 AM • Source: Hive MLS, MLS#: 100532392
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$3,181 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,016

Property Taxes

$140

HOA Dues

$25

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Property Information for 20 Bay Point Road

Property Details

  • Taxes: $1,681 / year
  • MLS Type: Residential / Single Family Residence
  • County: Pamlico County
  • Subdivision Name: Bay Shore Estates
  • View: Water
  • Waterfront: Yes
  • Waterfront Features: Boat Lift, Boat Ramp, Bulkhead, Deeded Water Access, Deeded Waterfront, Water Access Comm, Water Depth 4+
  • Zoning: Res

Building Information

  • Stories: 2
  • Year Built: 1998
  • Lot Size: 1.15 AC / 50,094 SF

Summary

Location and General Information
  • Island Or Mainland: Mainland
  • In City Limits: No
  • Secondary Subdivision: N/A
  • Cobra Zone: No
  • Directions: Hwy 55 to Florence, turn onto Bay Shore rd
  • Latitude: 35
  • Longitude: -77
  • Road Frontage Type: Private Road, Maintained, Paved
Taxes and HOA
  • Tax Other Assessment Amount Frequency: 0
  • Association Amenities: Boat Dock, Ramp
  • Association Fee Frequency: Annually
  • Association Name: Bay shores estates
  • Association Phone: 555-5555
  • Association Fee: $300.00
  • Association: Yes
  • Parcel Number: J043-3-14
  • Tax Book Number: 724
  • Tax Legal Description: Lot 14 Bay Shore Estates
  • Tax Lot: 14
  • Tax Map Number: 815
  • Tax Assessed Value: $237,980
  • Tax Year: 2024
School Information
  • Zoned Middle School: Pamlico County
  • Zoned High School: Pamlico County
  • Elementary School: Pamlico County Primary
  • High School: Pamlico County
  • Middle Or Junior School: Pamlico County
Parking
  • Attached Garage: No
  • Garage: No
  • Parking Features: Circular Driveway, Lighted

Property

Lot Information
  • Living Area Range: 2200 - 2399
  • Lot Number: 14
  • Mean High Water Depth: 4.0
  • Building Area Total: 2399.0
  • Lot Size Acres: 1.15
  • Lot Size Area: 1.15
  • Lot Size Square Feet: 50094.0
  • Lot Features: Cul-De-Sac, Wooded, Boat Dock, Boat Lift, Boat Ramp, Bulkhead, Deeded Water Access, Deeded Waterfront, Water Access Comm, Water Depth 4+
  • Lot Size Dimensions: 50x516.98 404.33x164.21
  • Lot Size Units: Acres
  • Living Area: 2399.0
  • Living Area Units: Square Feet
  • Structure Type: Wood Frame, Stick Built
Property and Assessments
  • Deed Book: 728
  • Deed Page: 59.0
  • New Construction: No
  • Possession: Close Of Escrow, At Closing
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Road Surface Type: Paved
  • Year Built: 1998
  • Permitted Use: Public
Utilities
  • Sewer Provider: Septic Permit On File
  • Electric Provider: Tideland Electric
  • Utilities: Other

Interior and Exterior Features

Exterior Features
  • Exterior Finish: Vinyl Siding
  • Construction Materials: Vinyl Siding, Wood Frame
  • Fencing: None
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Covered, Deck, Porch, Balcony
  • Pool Features: None
  • Roof: Shingle
  • Stories: 2
Interior Features
  • Bathrooms Total Source: Computed
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 3.1
  • Attic Features: Pull-Down Stairs
  • Pool Spa Features: None
  • Heating System Fuel Source: Natural Gas
  • Water Heater: Electric
  • Dining Room Type: Formal
  • Master Bedroom Level: Primary Living Area
  • Appliances: Electric Cooktop, Built-In Microwave, Refrigerator, Dishwasher
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Cooling: Yes
  • Flooring: Vinyl, See Remarks
  • Heating: Yes
  • Heating: Heat Pump, Natural Gas
  • Interior Features: Walk-in Closet(s), Ceiling Fan(s), Furnished, Walk-in Shower, Walk-In Closet(s)
  • Laundry Features: Laundry Room
  • Levels: Two
  • Room Type: Master Bedroom, Bedroom 3, Bedroom 4, Dining Room, Den, Dining Area, Family Room, Laundry
  • Rooms Total: 14

Room Information

Room 1
  • Room Level: Second
  • Room Description: Bunk room, fits bunk beds and a full size bed
  • Room Type: Bedroom 3
Room 2
  • Room Level: Second
  • Room Description: Private walk out balcony
  • Room Type: Master Bedroom
Room 3
  • Room Level: Main
  • Room Description: Used as a game room, could be a dinning room or 2nd livingroom
  • Room Type: Den
Room 4
  • Room Level: First
  • Room Description: Queen Bed with chest of drawers
  • Room Type: Bedroom 4
Room 5
  • Room Level: Main
  • Room Description: Could be a flex space, workout area, dinning room, office...
  • Room Type: Dining Room
Room 6
  • Room Level: Main
  • Room Description: Exterior door leading out to back deck
  • Room Type: Family Room
Room 7
  • Room Level: Main
  • Room Description: Open kitchen to family room
  • Room Type: Kitchen
Room 8
  • Room Level: Second
  • Room Type: Laundry
Room 9
  • Room Level: Main
  • Room Type: Master Bedroom

Agent

Sale and Listing
  • Sold Exclusive: No

Property History for 20 Bay Point Road

DateEvent & SourcePriceAppreciation
Apr 24, 2026

Sold

Hive MLS #100532392

$565,000—
Apr 21, 2026

Sold (Public Record)

Public Record #1940089682

$565,000—
Apr 21, 2026

Sold (Public Record)

Public Record #1936843050

$565,000

+18.3% / yr

DateEvent & SourcePrice
04/24/2026

Sold

Hive MLS #100532392

$565,000
04/21/2026

Sold (Public Record)

Public Record #1940089682

$565,000
04/21/2026

Sold (Public Record)

Public Record #1936843050

$565,000

+18.3% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

20 Bay Point Road

Beds

3

Total Finished SqFt

2,384 SqFt

Above Grade Finished SqFt

2,384 SqFt

Stories

2

Lot Size

49,963 SqFt

Style

Single Family Residence

Schools near 20 Bay Point Road

This home is within Pamlico County School District.
Rating
School
Type
Grades
Distance
Pamlico County Primary School
Public - PK to 3
Fred A Anderson Elementary School
Public - 4 to 5
Pamlico County Middle School
Public - 6 to 8
Pamlico County High School
Public - 9 to 12
Rating
School
Distance
Pamlico County Primary School
PublicPK to 3

Fred A Anderson Elementary School
Public4 to 5

Pamlico County Middle School
Public6 to 8

Pamlico County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 20 Bay Point Road, Merritt, NC 28556
$565,000
3
2,399
50,094
24 Bay Point Road, Merritt, NC 28556
$257,500
3
2,036
37,273
14 Bay Point Road, Merritt, NC 28556
$216,000
–
–
–
105,415
9 Bay Point Road, Merritt, NC 28556
–
3
2
1,625
38,638
10 Bay Point Road, Merritt, NC 28556
$290,000
3
1,524
61,855
500 Bay Shores Road, Merritt, NC 28556
$365,000
3
2,393
53,418

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Homecoin.com

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 07/07/2026 06:03 PM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass or its subsidiaries, affiliates and their agents and associated third parties shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS